20/11/2025
🏡 Montreal’s biggest home price jumps this year might surprise you.
From the suburbs to the city core, some areas saw double-digit growth and they’re still going strong.
📈 Think St-Lazare, Blainville,...
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🏡 Montreal’s biggest home price jumps this year might surprise you. From the suburbs to the city core, some areas saw double-digit growth and they’re still going strong. 📈 Think St-Lazare, Blainville, Chambly… and even Ahuntsic-Cartierville topping the list with over 20%+ in price gains. Even with higher rates, strategic neighbourhood choices are still driving big returns. 💡 Want to know which areas are next to rise? Let’s talk — I’ll help you spot the smart investments before everyone else does. #MontrealRealEstate #LJRealties #LJAguinaga #InvestInMontreal #MontrealHomes #RealEstateInvesting #MontrealMarket #HomeValues #RealEstateCanada #MontrealInvestors #WealthThroughRealEstate
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16/11/2025
This week on Under One Roof, we're discussing 50 year mortgages, and just how much interest a homeowner would pay over the lifetime of a 50 year loan. And, could this product eventually become availab...
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This week on Under One Roof, we're discussing 50 year mortgages, and just how much interest a homeowner would pay over the lifetime of a 50 year loan. And, could this product eventually become available in Canada? LJ also takes a look at the Montreal real estate market, reviewing the October numbers that just came out. And, he has some advice for staging and showcasing your property so that it SELLS. Fred and Martin share some information that lenders don't tell you, AND we've got a ton of additional info about notaries that you don't want to miss!
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14/11/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Montreal move-up buyers: should you sell your current place, buy first, or keep it as a rental? In this video I break down the 3 real paths (with risks, timing, and numbers) so you don’t blow up your budget or miss your dream home. What you’ll learn The safest route (sell first) vs the aggressive route (buy first) When keeping your first place as a rental actually builds wealth The 3 risks test: liquidity, financing, emotional (use this before deciding) Real Montreal case studies (Vaudreuil, Verdun, Sud-Ouest, Plateau, Villeray) Book a 15-minute Move-Up Call I’ll run your personal numbers (equity, payments, cash flow, timelines) and map the cleanest path: sell first, buy first, or keep it as a rental.
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11/11/2025
🍁 Vous pensez acheter à Montréal ?
👉 https://www.ljrealties.com – Trouvez des propriétés dès maintenant
📱 Appelez ou envoyez un texto : 514-578-6397
📨 [email protected]
📅 Réservez une consultation...
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🍁 Vous pensez acheter à Montréal ? 👉 https://www.ljrealties.com – Trouvez des propriétés dès maintenant 📱 Appelez ou envoyez un texto : 514-578-6397 📨 [email protected] 📅 Réservez une consultation gratuite : https://www.meetwithlj.com/ Comment bâtir un portefeuille immobilier à partir de zéro | Stratégie pour investisseur à Montréal 2025 Vous rêvez de prendre votre retraite grâce à l’immobilier ? 🏡 Tout commence par un premier bon coup. Dans cette vidéo, je vous guide étape par étape pour bâtir un portefeuille immobilier solide, en partageant les leçons de mon parcours : de mon premier achat à 21 ans jusqu’à aujourd’hui, où je possède plus de 15 immeubles et gère plus de 220 logements à Montréal. 📋 Voici ce que nous allons voir ensemble : ✅ La définition de votre vision et de vos objectifs immobiliers 🏢 Le choix de votre première propriété (duplex, triplex, condo ?) 💸 La création de valeur nette, le refinancement de votre bien et la méthode BRRRR 📈 La croissance de votre portefeuille par une bonne stratégie et non par chance 🚫 Les erreurs courantes à éviter, comme le surendettement, les mauvaises réparations, la mauvaise gestion des locataires, les zigzags émotionnels 🛠️ La bonne façon de gérer vos immeubles pour durer gagner en valeur dans le temps Que vous débutiez en affaires immobilière ou que vous cherchiez à développer votre portefeuille plus intelligemment, ce guide incontournable vous montre comment bâtir votre richesse grâce à l’immobilier à Montréal. 📍Besoin d’aide pour élaborer votre plan de match ? 👉 Prenez rendez-vous : https://www.meetwithlj.com/ 👨💼 Gestion immobilière : www.plexdr.com
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11/11/2025
When two buyers compete for the same home, the highest number doesn’t always win. 🏡
Sellers respond to certainty, organization, and realistic timelines. That means having your pre-approval ready, pic...
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When two buyers compete for the same home, the highest number doesn’t always win. 🏡 Sellers respond to certainty, organization, and realistic timelines. That means having your pre-approval ready, picking a possession date that actually works for their move, and keeping your inclusions simple. An offer that feels safe and reliable can win with
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09/11/2025
This week on Under One Roof MTL, we're exploring all of the different options available to the nearly 50% of Canadians whose mortgages are coming up for renewal in the next year. Should you renew, ref...
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This week on Under One Roof MTL, we're exploring all of the different options available to the nearly 50% of Canadians whose mortgages are coming up for renewal in the next year. Should you renew, refinance, or consider a reverse mortgage? We also look at the hottest neighbourhoods in Montreal real estate, and what makes these areas so hot right now. And, Pattie Lovett-Reid, chief financial commentator at Home Equity Bank joins us to talk about CHIP reverse mortgages and whether they could be the right option for you.
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07/11/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Montreal buyers/investors: Should you tap a HELOC or refinance and break your mortgage? The wrong choice can cost tens of thousands. In this video I cover time horizon, rate risk, penalties, debt ratios, tax deductibility, and real scenarios (move-up buyer, investor, renovation) so you can pick the right structure in Montreal + Greater Montreal Area. 👉 Book a 15-minute clarity call: I’ll run YOUR personal numbers (penalty vs HELOC interest, monthly cash flow, approval impact) and show which option wins for your situation. What we cover - HELOC basics (interest-only, variable, readvanceable) vs Refi (new term/rate, fully amortized) - Quebec quirks: notary, collateral charge, switching lenders - 5 Decision Factors: time horizon, rate tolerance, break penalties, debt ratios, tax - Scenario A: Move-up (2–3 yrs) → HELOC often wins if penalty is high - Scenario B: Investor (duplex/triplex) → HELOC flexibility + potential deductibility - Scenario C: Renovations → HELOC for staged work; Refi for structure/discipline - When NOT to use a HELOC + When it’s smart - Pro tips/red flags: cap LTV ~75%, auto-repay, check penalties, CRA records Service Area: Island of Montreal + GMA (West Island, NDG, Verdun, Plateau, VMR, Villeray, Ahuntsic, Laval, South Shore, Vaudreuil-Dorion, Blainville, Saint-Lazare).
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05/11/2025
Thinking about selling? Here’s a seller hack that can save you thousands 💡
Do a pre-listing inspection before hitting the market. It lets you find and fix issues on your own timeline not during the st...
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Thinking about selling? Here’s a seller hack that can save you thousands 💡 Do a pre-listing inspection before hitting the market. It lets you find and fix issues on your own timeline not during the stressful buyer inspection week. ✅ Tackle the quick, low-cost fixes: leaky traps, GFCIs, caulk, paint, loose handrails, smoke detectors, minor roof flashing. 📋 For bigger items like roof age, older electrical, or foundation notes, add them to your seller’s declaration even include the inspection report. Result? More trust, fewer renegotiations, and a smoother sale from offer to notary. Thinking about selling in Montreal? Work with us we’ll help you prep smart, sell faster, and keep more in your pocket. #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #MontrealRealEstate #Montreal #Quebec #HomeSelling #PricingStrategy #IslandOfMontreal #GreaterMontreal #RealEstateTips
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03/11/2025
This week on Under One Roof MTL, LJ is talking CURB APPEAL, and how maintaining the exterior or your home can help increase its resale value (and just make it a more pleasant place to live!). Plus, Fr...
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This week on Under One Roof MTL, LJ is talking CURB APPEAL, and how maintaining the exterior or your home can help increase its resale value (and just make it a more pleasant place to live!). Plus, Fred and Martin explain how credit reports work, and what you need to be mindful of in the 60-90 days before a mortgage application to make sure you get approved and get the best possible interest rate. Speaking of interest rates, how's everyone feeling about the latest Bank of Canada decision to slash rates by .25%?
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02/11/2025
Most people protect their house, but not the people inside it.
If you own a home with a mortgage, you need to hear this:
✅ A term life insurance policy can cover your mortgage balance
✅ It costs aro...
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Most people protect their house, but not the people inside it. If you own a home with a mortgage, you need to hear this: ✅ A term life insurance policy can cover your mortgage balance ✅ It costs around $50/month for most people ✅ And it protects your family from losing the home if you pass away In many countries, this protection is REQUIRED before getting a mortgage. In Canada, it’s optional, but without it, your family still owes the full mortgage if something happens to you. 💡 A small monthly cost protects everything you’ve worked for. 📲 Follow for honest tips your bank won't tell you.
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31/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If your price is just above a common search filter, you’re invisible. Tonight I’ll show you the Montreal price band cliffs. How portals actually hide your listing and the exact moves to get seen, toured, and offered on (Island + Greater Montreal). What you’ll learn Price Bands 101: Why $505K gets ghosted while $499K gets clicks. Filter Logic: Which bands buyers actually use on Montréal portals + email alerts. 3-Lens Pricing: Comps • Search Heat • Feature Fit (which two must agree). Treats vs Tricks: When $500,000 beats $499,900 (yes, sometimes!). Zombie Listing Recovery: Band reset, headline rewrite, hero photo swap, re-syndication timing. Investor Brackets: Tiny price moves that drop the monthly into comfort zones (pair with a quick pro forma). When to Adjust: Thin showings → change band. Strong showings, weak offers → fix messaging. Common mistakes (avoid these) • Pricing just above a major filter “for negotiation room” • Micro-drops that never cross into a new band • Keeping a weak hero photo after a price change • Ignoring investor math in investor bands (no pro forma = fewer saves) • Letting days on market climb without a band move
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29/10/2025
Want to buy your next home without selling your current one first?
Here’s how the Equity Advantage Plan (EAP) works 👇
✅ Pull equity from your current home using a HELOC
✅ Use those funds as your dow...
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Want to buy your next home without selling your current one first? Here’s how the Equity Advantage Plan (EAP) works 👇 ✅ Pull equity from your current home using a HELOC ✅ Use those funds as your down payment on your next home ✅ Keep your 3% mortgage rate and avoid the stress of selling ✅ Turn your current home into a rental property 🔥 Now you own 2 homes, collect rent on one, and benefit as both properties appreciate in value. Stop leaving your equity dead in the walls and put it to work. I’m a real estate broker in Montreal helping clients build long-term wealth with smart property strategies. 📲 Follow for more real estate and finance tips that actually move the needle.
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27/10/2025
This week on Under One Roof MTL, LJ is back, and he's taking us along for the ride on the buyer's journey. Then, Fred and Martin break down the ABCs of pre-approvals. By the end of this episode, you'l...
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This week on Under One Roof MTL, LJ is back, and he's taking us along for the ride on the buyer's journey. Then, Fred and Martin break down the ABCs of pre-approvals. By the end of this episode, you'll know exactly what to expect, either as a first-time homebuyer, or as someone who is looking to get back into real estate investing for the first time in a long time.
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27/10/2025
💸 You’ve got $20,000 to invest… should it go into stocks or real estate?
Let’s break it down:
📊 Stocks:
•$20K invested
• 9% average return
• After 8 years = $40K
🏡 Real Estate (Montreal example):
•...
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💸 You’ve got $20,000 to invest… should it go into stocks or real estate? Let’s break it down: 📊 Stocks: •$20K invested • 9% average return • After 8 years = $40K 🏡 Real Estate (Montreal example): • $20K down on a $400K home • 3% appreciation (conservative!) • After 8 years = $100K+ equity gain 🧠 Why? Because real estate uses LEVERAGE. You’re not just earning returns on your money, you’re earning it on the bank’s money too. This is why so many investors (and regular people!) build long-term wealth through property. I’m a real estate broker in Montreal helping clients turn smart investments into real estate portfolios. 📲 Follow for more strategies that turn $20K into freedom.
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25/10/2025
Thinking about co-signing a loan for a friend or family member?
You need to watch this before you do it 👇
✅ When you co-sign, you're fully liable for that debt, even if they don’t pay
✅ That loan sh...
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Thinking about co-signing a loan for a friend or family member? You need to watch this before you do it 👇 ✅ When you co-sign, you're fully liable for that debt, even if they don’t pay ✅ That loan shows up on your credit report, like it’s yours ✅ It tanks your debt-to-income ratio, which could cost you $100K in buying power I’ve seen this happen too many times, buyers who can’t get approved because of a loan they don’t even benefit from. Want to help someone? Give them cash. Don’t sign your name on their debt. I’m a real estate broker in Montreal helping clients build wealth without sabotaging their buying power. 📲 Follow for more financial + real estate tips that actually protect your future.
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24/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Montreal’s Q3 2025 market is running hot: sales +11%, active listings +3% (condos skewing), days on market down across all segments, and median prices up in homes, condos, and multiplexes on the Island and across GMA. In this video I break down Island of Montreal, Laval, and South Shore, plus what to watch into Q4 → early 2026 (rates, inventory, investor focus, growth areas). 👉 Book a 15-minute call: I’ll run YOUR personal numbers (monthly payment at today’s rates, cash-to-close, timing) so you can buy or sell with zero surprises.
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21/10/2025
Buy first or sell first? Here’s the quick way to decide:
If inventory is tight and your wishlist is specific (school zone, layout, neighborhood), buy first with a longer closing and, if you qualify, ...
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Buy first or sell first? Here’s the quick way to decide: If inventory is tight and your wishlist is specific (school zone, layout, neighborhood), buy first with a longer closing and, if you qualify, bridge financing so you’re not rushed to sell. If you’re flexible or your current home is hot on the market, sell first to lock in your price, then negotiate occupancy so you can stay a few weeks after notary while you shop. Ask yourself three things: 1️⃣ Fit: is there a realistic home for me to buy today? 2️⃣ Financing: can I safely carry two for a short time? 3️⃣ Risk: what’s worse for me - double move or double carry? 👉 Want a plan tailored to your situation? Book a 30-minute consult with us, we’ll make it simple. #LJRealties #LJAguinaga #MontrealRealEstate #RealEstateTips #FirstTimeHomeBuyer #OfferAccepted #MontrealInvesting #CanadianRealEstate #MultipleOffers #HomeBuyingTips #RealEstateStrategy #MontrealHomes
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19/10/2025
This week on Under One Roof, Fred and Martin are taking us to SCHOOL, to discuss housing uncertainty in Canada, answering YOUR mortgage questions, and explaining the stress test and pre-approval proce...
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This week on Under One Roof, Fred and Martin are taking us to SCHOOL, to discuss housing uncertainty in Canada, answering YOUR mortgage questions, and explaining the stress test and pre-approval process.
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19/10/2025
💡 If your home isn’t selling, the issue might not be the market - it could be your price.
Listing at $805,000 instantly cuts out every buyer searching “max $800K.” By pricing at $799,900, you widen e...
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💡 If your home isn’t selling, the issue might not be the market - it could be your price. Listing at $805,000 instantly cuts out every buyer searching “max $800K.” By pricing at $799,900, you widen exposure, attract more buyers, and often end up with more offers (and a stronger net result). 👉 Remember: pricing is marketing, not just math. The right band + smart positioning = maximum visibility and competition. Want to know your ideal price band based on real buyer search behavior? Book a 30-minute consult , I’ll map it out for you. #LJRealties #LJAguinaga #MontrealRealEstate #PricingStrategy #HomeSellingTips #MontrealHomes #CanadianRealEstate #RealEstateAdvice #HomeSellers #MontrealLife #RealEstateTips
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18/10/2025
425A, Rue de Versailles, Montreal (Southwest)
MLS: 13638709
Welcome to 425A rue Versailles, located in the Sud-Ouest! This brilliant home for sale offers 2-bedrooms 1-bathroom. Just as well, enjoy --...
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425A, Rue de Versailles, Montreal (Southwest) MLS: 13638709 Welcome to 425A rue Versailles, located in the Sud-Ouest! This brilliant home for sale offers 2-bedrooms 1-bathroom. Just as well, enjoy -- modern interior design, a spacious kitchen nook perfect for cooking and entertaining, an in-unit washer & dryer, one of the bedrooms with access to a private balcony, and more. The seamless blend of comfort and style, makes it ideal for families, or anyone seeking an overall great, accessible spot. Don't miss out, book a visit to come and see it for yourself! Bienvenue au 425A rue Versailles, situé au Sud-Ouest ! Ce superbe appartement à vendre offre 2 chambres et 1 salle de bain. Vous profiterez également d'un design intérieur moderne, d'un coin cuisine spacieux idéal pour cuisiner et recevoir, d'un laveuse et sécheuse intégrés, d'une chambre avec accès à un balcon privé, et bien plus encore. Ce mélange harmonieux de confort et de style en fait un lieu idéal pour les familles ou toute personne à la recherche d'un endroit agréable et accessible. Ne manquez pas cette occasion, réservez une visite pour venir le voir vous-même ! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #singlefamilyhomes #propertytour #luxuryhomes
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17/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Most offers in Montreal don’t fall apart because buyers get cold feet, they die at two gates: inspection and appraisal. In this episode I show you exactly what trips deals, how to triage findings (green/yellow/red), and the negotiation levers that work in Quebec (credits, price adjustments, holdbacks, extensions, walk-away). We also cover: How to read an inspection report (what matters vs. maintenance) Montreal red flags: foundations, envelope/roof, electrical (knob-and-tube, aluminum), plumbing (cast iron, Poly-B), environmental (vermiculite/asbestos/oil tank), aging HVAC Condo due diligence: minutes, budgets, reserve fund study, assessments Plex lens: tenancies, access, rent roll reality Certificate of Location & title insurance (what it does/doesn’t solve) Appraisal risk: low value outcomes, re-appraisals, restructuring with your broker Timing: book fast, extend cleanly, keep closings on track If you have any questions feel free to book a free 15-min strategy call. We’ll read the report with you, map options, and keep a good deal alive.
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16/10/2025
📸 Photos don’t sell homes, the right angles do.
Buyers decide in seconds, so the shots you choose matter more than you think. Lead with the spaces that sell: kitchens, bathrooms, light-filled living r...
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📸 Photos don’t sell homes, the right angles do. Buyers decide in seconds, so the shots you choose matter more than you think. Lead with the spaces that sell: kitchens, bathrooms, light-filled living rooms, storage, and outdoor areas. Forget a dozen close-ups of faucets, buyers want to feel the flow of the home, not just see random details. The right sequence tells the story of how a property lives… and that’s what drives clicks, showings, and offers. Want your listing shot the right way from day one? Work with a broker who knows how to market, not just list. Work with a broker who knows how to market, not just list. ✨ #LJRealties #LJAguinaga #MontrealRealEstate #HomeSellingTips #RealEstateMarketing #MontrealHomes #ListingPhotos #MontrealInvesting #RealEstateAdvice #MontrealLife #HomeSellers
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15/10/2025
📣🇨🇦Le marché immobilier montréalais continue de surprendre en 2025. 📈🏡💰
Entre ventes en hausse, confiance retrouvée et nouvelles dynamiques régionales, le troisième trimestre révèle des tendances à n...
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📣🇨🇦Le marché immobilier montréalais continue de surprendre en 2025. 📈🏡💰 Entre ventes en hausse, confiance retrouvée et nouvelles dynamiques régionales, le troisième trimestre révèle des tendances à ne pas ignorer. Acheteurs, vendeurs ou investisseurs, voici ce que vous devez savoir avant de passer à l’action. Montreal’s real estate market continues to surprise in 2025. With rising sales, renewed confidence, and shifting regional trends, the third quarter reveals insights you shouldn’t ignore. Whether you're buying, selling, or investing, here's what you need to know before making your next move. . . . . #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #MontrealRealEstate #Q22025MarketUpdate #MontrealHousingMarket #BestRealtorMontreal #RealEstateBrokerMontreal #MontrealMarketStats #RealEstateInvestingCanada #MontrealCondos #LavalRealEstate #SouthShoreHomes
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14/10/2025
🍁 Vous pensez acheter à Montréal ?
👉 https://www.ljrealties.com - Trouvez des propriétés maintenant
📱 Appelez ou envoyez un message texte : 514-578-6397
📨 [email protected]
📅 Réservez une consulta...
Lire plus
🍁 Vous pensez acheter à Montréal ? 👉 https://www.ljrealties.com - Trouvez des propriétés maintenant 📱 Appelez ou envoyez un message texte : 514-578-6397 📨 [email protected] 📅 Réservez une consultation gratuite : https://www.meetwithlj.com/ Vous souhaitez obtenir du financement pour l’achat d’un immeuble locatif multilogement aux meilleures conditions au Canada ? 🏢 Le programme APH Select de la SCHL pourrait être votre clé pour réaliser ce rêve, mais à condition de bien comprendre son fonctionnement. Dans cette vidéo, je décortique le programme APH Select de A à Z : ✔️ Ce que c’est et comment ça fonctionne ✔️ Qui peut y avoir droit et quels immeubles sont admissibles ✔️ Le système de points basé sur l’accessibilité, l’efficacité énergétique et l’abordabilité ✔️ Une comparaison réaliste entre le financement APH Select et les prêts conventionnels ✔️ Les erreurs à éviter pour donner les meilleures chances à votre dossier d’être accepté ✔️ Mes conseils de pro, après avoir utilisé ce programme à plusieurs reprises Points forts du financement APH Select : 📊 Amortissement jusqu’à 50 ans 💰 Prêt hypothécaire allant jusqu’à 95 % de la valeur de l’immeuble 📉 Ratio de couverture de la dette abaissé (jusqu’à 1,10) 💸 Primes SCHL réduites 🏗️ Admissibilité des nouvelles constructions, des achats et du refinancement ⚠️ Attention : le processus administratif de ce programme peut s’avérer lourd, les délais sont longs, et une erreur dans le calcul des points peut faire échouer toute votre transaction.
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