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What You Need to Know Before Buying a Fixer-Upper

13/12/2024

Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations. Here’s what we ...
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Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations. Here’s what we cover: 1️⃣ What is a fixer-upper? Understand what you’re getting into. 2️⃣ Pros & Cons: The potential savings and risks involved. 3️⃣ Key Factors to Consider: Budget, time commitment, and renovation skills. 4️⃣ Long-Term Vision: Will this be your forever home? Are you flipping for profit? Planning to rent it out? ✨ Pro Tip: Look for properties with high curb appeal potential! A few exterior upgrades can dramatically boost property value. Whether you’re an investor or a first-time buyer, this video will help you approach fixer-uppers with confidence. 👉 Watch now to learn how to spot opportunities and avoid common pitfalls!

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Do You Really Need an Agent for a Luxury Home Sale?

12/12/2024

💎 Luxury Properties Deserve a Luxury Experience ✨ "Luxury properties sell themselves." It’s something we hear often, but in Montreal, it couldn’t be further from the truth. With its bilingual culture...
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💎 Luxury Properties Deserve a Luxury Experience ✨ "Luxury properties sell themselves." It’s something we hear often, but in Montreal, it couldn’t be further from the truth. With its bilingual culture, complex laws, and neighborhoods that change block by block, selling luxury real estate here demands expertise, precision, and strategy. As your trusted realtors, we go beyond just listing a property. From marketing directly to high-net-worth buyers to navigating the nuances of the market and negotiating with your goals in mind—we ensure every detail is handled seamlessly. Selling your luxury home? Let's make sure it’s done right. 📞 Contact us today for personalized guidance and unmatched service. #LJRealties #LuxuryRealEstate #MontrealLuxuryHomes #RealEstateExperts #SellingLuxury #MontrealHomes #LuxuryLifestyle

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Don't Refinance Before This!

10/12/2024

Thinking about refinancing your mortgage to lower your payment? 🏡 Before you do, there’s one crucial detail you need to know: 🔑 In the early years of a 30-year mortgage, most of your payment goes tow...
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Thinking about refinancing your mortgage to lower your payment? 🏡 Before you do, there’s one crucial detail you need to know: 🔑 In the early years of a 30-year mortgage, most of your payment goes toward interest, not principal. When you refinance, you restart that cycle and could end up paying more in the long run. 💡 What to do instead: 1️⃣ Consider a shorter loan term (e.g., 25 years or less). 2️⃣ Understand how amortization works before refinancing. 3️⃣ Explore other ways to lower your payment without resetting your term. Refinancing can be a great tool, but only if done wisely! Save money and avoid costly mistakes. Follow me for more expert tips to navigate the real estate market. #LJAguinaga #LJRealties #MontrealRealEstate #RefinanceTips #MortgageHacks #RealEstateAdvice #SaveMoney #HomeBuyingTips #MortgageRefinance #FinancialFreedom #PersonalFinance #RealEstateInvesting #MortgagePlanning

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Did The Election Affect Mortgage Rates?

08/12/2024

Elections don’t just bring new leaders—they also shake up financial markets, including mortgage rates. But don’t panic! Rates rarely spike overnight, so there’s still time to plan your move. Buying a...
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Elections don’t just bring new leaders—they also shake up financial markets, including mortgage rates. But don’t panic! Rates rarely spike overnight, so there’s still time to plan your move. Buying a home doesn’t have to be stressful. Stay informed and run your numbers to make the best decision! #LJAguinaga #LJRealties #MontrealRealEstate #MortgageRates #ElectionYear #RealEstateTips #HomeBuyingAdvice #FinancialPlanning #RealEstateMarket #ElectionImpact #MortgagePlanning #BuyingAHome #HomeLoans

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Mortgages and Real Estate: 2024 Year in Review

08/12/2024

2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap e...
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2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap everything that happened in 2024, and look ahead to what we expect in 2025.

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The Home Buying Process Explained: No More Confusion!

06/12/2024

Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to ...
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Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to signing the final documents, I’ll guide you every step of the way. Here’s what we cover: 1️⃣ Choosing a Real Estate Agent: The importance of having the right guide. 2️⃣ The Financial Side: Mortgage pre-approval, budgeting, and closing costs explained. 3️⃣ Research & Property Visits: How to find the perfect property for your needs. 4️⃣ The Negotiation Process: Crafting legally binding offers that work for you. 5️⃣ Fulfilling Conditions: Inspection, mortgage approval, and documentation review. 6️⃣ Pre-Closing Essentials: Insurance, utility transfers, and choosing a notary. 7️⃣ Closing Day: Signing the deed and getting your keys! I also introduce the key professionals you’ll work with—Real Estate Agents, Mortgage Brokers, Inspectors, and Notaries—and explain their crucial roles in simplifying the journey. 🎯 We’ll demystify common fears like down payments, hidden costs, mortgage rates, and legal documents so you can confidently take your first step toward homeownership. 👉 Watch now and see how simple the process can be with the right guide!

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STOP Thinking Bigger Is Always Better In Real Estate

05/12/2024

Is bigger always better in real estate?  Not necessarily! While size can add value, factors like location, layout, and condition often carry more weight. 🏠✨ Remember: location is key, and functional ...
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Is bigger always better in real estate?  Not necessarily! While size can add value, factors like location, layout, and condition often carry more weight. 🏠✨ Remember: location is key, and functional features like rooms, bathrooms, and parking make all the difference. Let’s find the right property for you—big or small, it’s all about strategy! 💡 #LJRealties  #LJAguinaga  #IsBiggerBetter #RealEstateWisdom #InvestSmart #MontrealRealEstate #LocationMatters #SmartInvesting #RealEstateTips #PropertyHunting #InvestingStrategy #HomeBuyersGuide #RealEstateJourney #MontrealProperties #RealEstateInvesting #SmartMoves #WealthBuilding #HomeSearchMadeEasy #RoomForGrowth #PropertyAdvice #RealEstateExpert

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FR Construire une nouvelle propriété ou acheter une propriété existante

03/12/2024

Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à v...
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Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à votre situation financière et à votre mode de vie avant de vous lancer. Dans cette vidéo, j'expliquerai tout ce qui entre en jeu dans les deux cas et je dirai laquelle des deux options est la meilleure pour vous et pourquoi. Si vous avez des questions ou si vous êtes prêt à vous lancer, prenez rendez-vous avec moi dès aujourd'hui !

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Scared of overpaying for a property?

03/12/2024

Helping buyers make confident choices is what we do best. When I recently met with a millennial buyer worried about overpaying or missing out on appreciation, I knew it was a concern many share. That’...
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Helping buyers make confident choices is what we do best. When I recently met with a millennial buyer worried about overpaying or missing out on appreciation, I knew it was a concern many share. That’s why at LJ Realties, we take a data-driven approach to every offer. By researching market trends, knowing the hottest neighbourhoods, and understanding future developments, we give our clients the edge they need to invest wisely and avoid the pitfalls. With us, it’s all about trust, knowledge, and protecting your investment. Ready to buy smart? Let’s talk!   #HomeInvestment #BuyerConfidence #MontrealRealEstate #LJRealties  #LJAguinaga #MarketExpertise #InvestSmart #HomeBuyingJourney #RealEstateAdvice #TrustedRealtor

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What Salary Do You Need to Buy a Home in Montreal?

01/12/2024

Dreaming of owning a home in Montreal? Here’s the breakdown of what it really takes! With the average home price at $590,000, you'll need to earn around $125K/year to comfortably qualify—assuming no d...
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Dreaming of owning a home in Montreal? Here’s the breakdown of what it really takes! With the average home price at $590,000, you'll need to earn around $125K/year to comfortably qualify—assuming no debts and a 20% down payment. Montreal's prices might seem high, but exploring different areas can open up more options! How close are you to reaching this goal? Let’s talk about your path to homeownership! 🏡✨ . . . #LJAguinaga #LJRealties #HomeOwnershipJourney #MontrealRealEstate #BudgetingTips #RealEstateAdvice #InvestInYourFuture #MontrealLife #HousingMarket #DreamHome #FinancialGoals #HomeAffordability #MontrealBuyers #RealEstate101 #LJRealties #LJAguinaga #MontrealHousing #PropertyPlanning

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Special Edition: Home economics class is in session!

01/12/2024

This week of Under One Roof MTL is a very special edition: home economics class is in session! Among the topics covered in this week's show: • Household budget management -...
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This week of Under One Roof MTL is a very special edition: home economics class is in session! Among the topics covered in this week's show: • Household budget management - tips on allocating income, tracking spending, and using tools to stay financially organized. • Credit and debt management - insights on responsible credit use and debt management to maintain a healthy financial standing - building good credit, avoiding high-interest debt, and borrowing wisely. • Mortgages and homeownership - help individuals determine affordability, compare mortgage options, and plan for successful homeownership. • Insurance - how insurance protects against unforeseen risks and financial setbacks. • Paying taxes - income, municipal, and school taxes to ensure compliance, avoid penalties, and encourage better financial planning. • Saving and investing - the importance of saving for financial security and investing to build long-term wealth.  

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Neighbourhood Growth Indicators You Should Know NOW

29/11/2024

Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down: ✔️ Economic development: How job growth and business ac...
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Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down: ✔️ Economic development: How job growth and business activity indicate rising value. ✔️ Population growth: Why a booming population often means future demand. ✔️ Local amenities: How schools, parks, shopping, and transit drive desirability. I will use Griffintown in Montreal as a case study, I’ll show you why this area is a perfect example of neighbourhood growth potential done right. Whether you’re a first-time buyer or an experienced investor, mastering these indicators can take your portfolio to the next level! 👉 Don’t miss out on this game-changing advice. Watch now and start spotting smart investments today!

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Home Inspection | Good Or Bad?

28/11/2024

Thinking about buying a home? Here’s what to focus on in a home inspection report! 🕵️‍♂️ Not everything in the report is a dealbreaker, but some items must be addressed with the seller before closin...
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Thinking about buying a home? Here’s what to focus on in a home inspection report! 🕵️‍♂️ Not everything in the report is a dealbreaker, but some items must be addressed with the seller before closing. Knowing how to navigate inspection findings can save you thousands and ensure a smoother home-buying experience. From structural issues to cosmetic repairs, learn how to prioritize and negotiate effectively. #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuying #HomeInspection #RealEstateTips #SmartHomeBuying #HomeBuying2024 #PropertyInspection #HomeInspectionReport #RealEstateAdvice #HomeBuyingProcess #HouseBuyingTips #InspectionNegotiation #HomeBuyers #PropertyCondition #HomeBuyersGuide #HomeInspectionChecklist #MontrealRealEstate #BuyingAHome #SmartHomeInvesting #PropertyReport #HomeInspectionMatters #NewHomeBuyers #FirstTimeHomeBuyers #HouseHuntingTips #RealEstateExpert #PropertyInvesting #InspectionMistakes #HomePurchaseTips #BuyerTips #RealEstateKnowledge #NegotiatingHomeBuying #BuyWithConfidence

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Saving To Buy A Home? Watch This!

26/11/2024

Thinking of saving up for a 20% down payment? Watch this to see why putting down less might actually be the better move! Don’t let the fear of mortgage insurance hold you back from owning your dream h...
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Thinking of saving up for a 20% down payment? Watch this to see why putting down less might actually be the better move! Don’t let the fear of mortgage insurance hold you back from owning your dream home. . . . #LJAguinaga #LJRealties #HomeBuyingTips #DownPaymentAdvice #RealEstateInvestment #MortgageInsurance #HomeBuying2024 #SmartHomeBuying #FirstTimeHomeBuyer #DownPaymentStrategy #HomeOwnership #RealEstateMath #BuyingAHome #PropertyInvestment #RealEstateAdvice #FinancialPlanning #HomeOwnershipGoals #MontrealRealEstate #SavingForAHome #BuyVsWait #HomeFinance #HouseHunting #HomePurchase #InvestmentTips #RealEstateFinance #DownPaymentOptions #BuySmart #FirstHomeJourney #RealEstateWealth #HomeBuyingJourney #PropertyWealth #RealEstatePlanning

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Will the GST break actually help Canadians?

25/11/2024

This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, ...
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This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, what do we expect the Bank of Canada to do with their final rate announcement for 2024? And, everything you need to know about refinancing your mortgage to consolidate your debts.

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How To Buy A Home Without Overpaying

24/11/2024

Want to avoid overpaying on a home purchase? Here’s my proven strategy to find the best deals, even in a competitive market! 💰 Look for homes that have been on the market for over 75 days—these prop...
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Want to avoid overpaying on a home purchase? Here’s my proven strategy to find the best deals, even in a competitive market! 💰 Look for homes that have been on the market for over 75 days—these properties often have motivated sellers, letting you negotiate better terms and avoid bidding wars. #LJAguinaga #LJRealties #HomeBuyingTips #RealEstateStrategy #AvoidOverpaying #HomeBuying #PropertyInvestment #FirstTimeHomeBuyer #RealEstateAdvice #HouseHunting #SmartHomeBuying #RealEstateInvesting #FinancialFreedom #WealthBuilding #MortgageTips #BuySmart #RealEstateMarket #HomeBuyingJourney #MontrealRealEstate #HomeBuyers #CosmeticFixer #MotivatedSeller #BudgetFriendly #HouseShopping #MarketInsights #RealEstateExpert #InvestmentProperties #NegotiationTips #FirstHome #SaveOnHomes #PropertyDeals #MontrealHomes

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Top 6 Real Estate Investing Myths Busted!

22/11/2024

Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from di...
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Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from diving into real estate investing. Here’s what I cover: 1️⃣ Properties always appreciate - The truth about market cycles and long-term gains. 2️⃣ You need multiple properties to make money - Why one property can still be highly profitable. 3️⃣ All tenants are difficult - How proper tenant screening makes all the difference. 4️⃣ Condos are riskier than houses - Breaking down risks vs. returns for both. 5️⃣ You need to flip properties to get rich - The long-game benefits of buy-and-hold strategies. 6️⃣ Mortgage debt is bad - Why it’s actually a powerful wealth-building tool. I’m not sugarcoating anything—real estate isn’t a get-rich-quick scheme. But with the right mindset and strategies, it can lead to financial freedom and even a legacy for your family. 📍 I also share personal examples, like managing $14 million in mortgage debt tied to income-generating properties. 👉 Ready to bust these myths and build your wealth? Watch now!

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Reminder For Anyone Who Wants To Buy A Home

21/11/2024

Thinking about buying a home but worried that prices are higher than they were 5 years ago? Here’s a reminder for all the potential homeowners: just like quality stocks, real estate is a long-term i...
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Thinking about buying a home but worried that prices are higher than they were 5 years ago? Here’s a reminder for all the potential homeowners: just like quality stocks, real estate is a long-term investment that tends to appreciate over time. Inflation is a reality, but those who own valuable assets like property benefit most. Don’t let today’s prices deter you from building wealth in the future. #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuying #RealEstateInvestment #InflationProof #WealthBuilding #AssetOwnership #RealEstateAdvice #QualityAssets #InvestmentMindset #HomeOwnershipGoals #LongTermWealth #HomeBuyers #RealEstateTips #PropertyInvestment #FutureValue #MontrealRealEstate #RealEstateMarket #HomeBuying2024 #PropertyAppreciation #RealEstateJourney #InvestInRealEstate #FinancialFuture #HomeBuyersGuide #RealEstateInvesting #SecureYourFuture #SmartInvestments #ValueGrowth #HomebuyerReminder #BuildYourWealth #HomeInvesting #OwnQualityAssets

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Cote de crédit 101 : Des stratégies simples pour améliorer votre cote de crédit

19/11/2024

Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous ...
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Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous expliquerai ce qui compose votre cote de crédit et comment vous pouvez l'améliorer si elle n'est pas tout à fait à la hauteur de vos attentes. Si vous avez des questions ou si vous avez besoin de conseils supplémentaires, contactez-moi dès aujourd'hui !

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Do Not Refinance Your Home Before Watching This

19/11/2024

Refinancing your home can be a smart move… if you run the numbers right! Don’t refinance without knowing your break-even point and exploring shorter terms. Calculating your break-even point can save ...
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Refinancing your home can be a smart move… if you run the numbers right! Don’t refinance without knowing your break-even point and exploring shorter terms. Calculating your break-even point can save you from making a costly mistake. Plus, don’t forget to explore shorter loan terms to avoid adding years back to your mortgage. #LJAguinaga #LJRealties #MortgageRefinance #HomeBuyingTips #RealEstateFinance #RefinanceAdvice #SmartHomeBuying #MortgageBreakEven #RefinanceOrNot #HomeRefinancing #HomeLoans #RefinanceCalculator #MortgageSavings #HomeFinance #RealEstate2024 #FinanceSmart #RefinanceGuide #RealEstatePlanning #HomeOwnership #RefinanceBreakEven #RealEstateMath #FinancialAdvice #MortgageTips #MoneySavingTips #HouseFinance #SmartFinance #LoanTermOptions #RefinancingStrategy #HomeEquity #MortgageInterest #RealEstateStrategy #LoanCalculation

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Best Time Of Year To Buy A Home

17/11/2024

Timing is everything when buying a home! 🏠 From October to December, you can find motivated sellers and even special incentives from builders. Be prepared by knowing your budget and starting your sear...
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Timing is everything when buying a home! 🏠 From October to December, you can find motivated sellers and even special incentives from builders. Be prepared by knowing your budget and starting your search. . . . #LJAguinaga #LJRealties #HomeBuyingTips #BestTimeToBuy #RealEstateTips #HomeBuyingAdvice #EndOfYearDeals #HomeBuyerTips #LessCompetition #MotivatedSellers #RealEstateMarket #OctoberThroughDecember #YearEndIncentives #RealEstateDeals #HomeBuyingSeason #BudgetPlanning #RealEstate2024 #HomeBuyingStrategy #FirstTimeHomeBuyer #PropertyInvesting #BuyingAHome #HomeSearch #HouseHunting #PropertyMarket #HomeBuyerGuide #MontrealRealEstate #RealEstateInsight #HomeBuyingJourney #DealSeason #FallWinterMarket #SaveOnHome #PropertyInvestment #EndOfYearBuying

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Could Canada be moving towards a mortgage war?

17/11/2024

This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mor...
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This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mortgage, and discuss what will happen to all of the vacant office space now that most people either work from home, or only go into the office a few days a week.

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Maximize Your Rental Income: Proven Strategies

15/11/2024

Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that yo...
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Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that you are gaining as much as you can from it. From the right renovations to the legality behind rental increases, I’ll cover everything you need to know in this video. If you have any questions, schedule a call with me today!

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Simple Way To Save $80,000 When Buying A Home

14/11/2024

Want to save $80,000 on your mortgage without changing your lifestyle? Introducing the Daily Payoff Plan (DPP)! By setting aside less than $7 a day, you can make an extra yearly principal payment tha...
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Want to save $80,000 on your mortgage without changing your lifestyle? Introducing the Daily Payoff Plan (DPP)! By setting aside less than $7 a day, you can make an extra yearly principal payment that slashes years off your loan and saves you a fortune in interest. It’s an easy, budget-friendly hack to owning your home faster. Learn how this works and start your journey to mortgage freedom! #LJAguinaga #LJRealties #MortgageHacks #Homeownership #FinancialTips #DailyPayoffPlan #MortgageSavings #PayOffYourHome #SaveOnMortgage #MortgageFreeSooner #HomeBuyingTips #RealEstateAdvice #MortgageFreedom #SimpleSavingTips #FinancialFreedom #RealEstateFinance #DebtFreeJourney #RealEstateTips #HomeownerGoals #MontrealRealEstate #PrincipalPayment #HomeAffordability #InvestSmart #FirstTimeHomeBuyer #FinancialWellness #HomeEquity #SaveMoneyDaily #MortgagePlan #SmartHomeBuying #HomePaymentPlan #DebtReduction #FinancialSuccess

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Homebuyer Remorse?

12/11/2024

Did you know 1 in 3 homebuyers regrets their purchase? According to the latest American Homebuyer Report, buyer’s remorse often isn’t about the price—it’s about hidden property issues that show up a...
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Did you know 1 in 3 homebuyers regrets their purchase? According to the latest American Homebuyer Report, buyer’s remorse often isn’t about the price—it’s about hidden property issues that show up after the sale. That’s why a full home inspection is crucial! From hidden leaks to foundation problems, these red flags can turn your dream home into a financial nightmare. Learn the key steps to avoid buyer’s remorse and make a confident, informed decision when buying your next property! #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuyerRemorse #RealEstateTips #HomeInspection #AvoidRegret #HiddenPropertyIssues #HomeBuyingAdvice #PropertyInspection #FirstTimeHomeBuyer #HomeBuyingJourney #ProtectYourInvestment #RealEstateAdvice #SmartHomeBuying #HouseHunting #RedFlags #HomeBuyersGuide #RealEstateMarket #PropertyChecklist #HomeBuyers #MontrealRealEstate #InspectionMatters #FoundationIssues #ElectricalProblems #HiddenLeaks #RealEstateExpert #InvestmentTips #SafetyFirst #BuyerBeware #HomeInspection101 #AvoidBuyerRemorse #RealEstateEducation

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How the outcome of the US election impacts Canada's real estate market

11/11/2024

This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are com...
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This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are coming up for renewal next year. We help walk you through what to expect as homeowners. And, we chat about the difference in net work between homeowners and renters. The difference is staggering and might shock you!

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Variable Rates Are Falling But Fixed Rates Aren't

11/11/2024

This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why mu...
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This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why multi-generational living is becoming more and more popular in Canada.

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LJ Realties | Prepare Your Home For Outdoor Photos

08/11/2024

Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps ...
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Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps to make the most out of your home when you sell.

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LJ Realties | Prepare Your Home For Indoor Photos

08/11/2024

Best practices to prepare your home for indoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps t...
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Best practices to prepare your home for indoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps to make the most out of your home when you sell.

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Certificate of Location Explained: Everything You Need to Know!

08/11/2024

What is a certificate of location? When do you need to get one? Where do you get one made? I have all the answers about this important property document for you in this week’s video. The certificate o...
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What is a certificate of location? When do you need to get one? Where do you get one made? I have all the answers about this important property document for you in this week’s video. The certificate of location is crucial for real estate transaction, so it’s vital to understand the document in its entirety. If you have any questions, let me know in the comments below!

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Renovating to Rent VS Renovating to Sell: The Real Difference

06/11/2024

Renovating to Sell vs. Rent? Here’s Why It Matters! 🛠️ Before making any upgrades, it’s essential to ask yourself: Who is this property for? Whether you’re looking to attract renters or make it irresi...
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Renovating to Sell vs. Rent? Here’s Why It Matters! 🛠️ Before making any upgrades, it’s essential to ask yourself: Who is this property for? Whether you’re looking to attract renters or make it irresistible for buyers, your renovation choices will vary. Durable materials & more bedrooms attract tenants, while high-end finishes and a great flow are key for buyers. What’s your take? Let’s chat in the comments! #LJRealties #LJaguinaga #RenovationTips #PropertyInvesting #RealEstateTips #MontrealProperties #InvestorMindset #RentalProperties #HomeRenovation #RealEstateInvesting #PropertyManagement #DesignInspo #LandlordLife #DreamHome #PropertyAdvice #MarketInsights

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Comprendre les verrouillages des taux hypothécaires : Un guide pour les acheteurs

05/11/2024

Que signifie verrouiller un taux hypothécaire ? Avant d'entrer sur le marché, certains s'inquiètent d'obtenir un taux hypothécaire stable et abordable. Le marché canadien de l'immobilier est en pleine...
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Que signifie verrouiller un taux hypothécaire ? Avant d'entrer sur le marché, certains s'inquiètent d'obtenir un taux hypothécaire stable et abordable. Le marché canadien de l'immobilier est en pleine mutation et il est donc plus important que jamais de comprendre comment verrouiller un taux. Dans cette vidéo, j'explique dès le départ ce qu'il faut rechercher lorsque vous explorez vos options pour un prêt hypothécaire. Quelles sont vos réflexions et vos expériences en matière de recherche de prêts hypothécaires sur le marché actuel ? Laissez-moi savoir dans les commentaires ci-dessous !

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MONTREAL'S Rental Market is OUT OF CONTROL Right Now!

01/11/2024

Why Montreal’s rental market is out of control right now Are you a landlord hoping to rent out your unit? Are you a tenant looking for your next apartment? I have the important details for everyone i...
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Why Montreal’s rental market is out of control right now Are you a landlord hoping to rent out your unit? Are you a tenant looking for your next apartment? I have the important details for everyone involved in Montreal’s current rental market. We’ve been experiencing a really strong rental market this year, what have your experiences been? Let me know in the comments below!

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Myth Or Reality: Real Estate Always Will Go Up?

30/10/2024

Ever wonder why real estate is often considered one of the safest bets? It all comes down to supply and demand. With land being a limited resource and the population continuously growing, property val...
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Ever wonder why real estate is often considered one of the safest bets? It all comes down to supply and demand. With land being a limited resource and the population continuously growing, property values tend to rise over time. Even if there are dips along the way, real estate has a history of bouncing back stronger. So, if you're thinking long-term, investing in property is a solid move . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #marketupdate #sellersmarket #mtlrealestateupdate #marketmontreal

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Bank of Canada cuts interest rates by 50 bps

27/10/2024

This week on Under One Roof MTL, we break down the financial implications of the Bank of Canada's latest interest rate cut, decreasing the overnight lending late by an additional 50 basis points, brin...
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This week on Under One Roof MTL, we break down the financial implications of the Bank of Canada's latest interest rate cut, decreasing the overnight lending late by an additional 50 basis points, bringing the key rate to 3.75%. How will this cut impact the Canadian economy, and the real estate market? Plus, we dive in (no pun intended) to recent changes in Montreal's flood zone map, and what this means for homeowners who now find themselves situated in flood zones. 

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MIND-BLOWING Montreal Housing Price in Q3 2024

25/10/2024

The Montreal real estate market is seeing a lot of activity right now. Sales have increased by 13% when compared to the same quarter last year! In this market update, I’ll take you through the stats a...
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The Montreal real estate market is seeing a lot of activity right now. Sales have increased by 13% when compared to the same quarter last year! In this market update, I’ll take you through the stats across the different areas in Montreal. Going by the trends that we’re seeing, I expect the next 18 months to be very exciting. If you’re ready to jump into the market as a buyer or a seller, book a call with me today to discuss your real estate plans!

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Découvrez les meilleurs quartiers dans l'Ouest de l'île de Montréal !

22/10/2024

Lorsque vous cherchez à déménager votre famille, le choix du bon quartier se situe en tête de la liste des priorités de la plupart des gens. Si vous recherchez la commodité, la sécurité et un environn...
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Lorsque vous cherchez à déménager votre famille, le choix du bon quartier se situe en tête de la liste des priorités de la plupart des gens. Si vous recherchez la commodité, la sécurité et un environnement communautaire agréable, ne cherchez pas plus loin ! Je vais vous présenter mes trois quartiers préférés de l'Ouest-de-l'Île pour les familles qui cherchent à s'établir. L'Ouest-de-l'Île est très recherché en raison de ses communautés dynamiques, de ses programmes récréatifs, de ses excellentes écoles et de bien d'autres choses encore ! Les quartiers de l'Ouest-de-l'Île répondent aux besoins de tous les types de familles ; lequel est votre préféré ? Dites-le-moi dans les commentaires ci-dessous !

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In Montreal's Real Estate: Is Dual Representation Allowed?

22/10/2024

Understanding representation rules is crucial in Quebec real estate. Since 2022, realtors can’t represent both the buyer and seller in the same transaction. If you're a buyer, signing a brokerage cont...
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Understanding representation rules is crucial in Quebec real estate. Since 2022, realtors can’t represent both the buyer and seller in the same transaction. If you're a buyer, signing a brokerage contract ensures you have proper representation. Without it, the realtor is working for the seller by default. Always seek your own representation to protect your interests! Watch the full video for more insights. #LJRealties #LJAguinaga #QuebecRealEstate #RealEstateTips #HomeBuying #BuyerRepresentation #SellerRepresentation #RealEstateRules #MontrealHomes #KnowYourRights #PropertyLaws #OACIQ #HomeBuyersGuide #RealEstate101 #MontrealRealtor

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Should parents help their adult children purchase their first home?

20/10/2024

This week on Under One Roof MTL, Robyn, LJ and Martin discuss the latest inflation data, and try to guess what the Bank of Canada will do with interest rates this week.  Plus, do Boomer and Gen X p...
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This week on Under One Roof MTL, Robyn, LJ and Martin discuss the latest inflation data, and try to guess what the Bank of Canada will do with interest rates this week.  Plus, do Boomer and Gen X parents owe it to their Millennial and Gen Z kids to help them purchase their first home?  And, everything you need to know about down payments!

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5 Mistakes when you start investing in Real Estate

18/10/2024

Before you jump into the market, it is essential that you watch this video. I’m here to outline five common mistakes that can turn your investment into a real headache. Having experiences some of thes...
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Before you jump into the market, it is essential that you watch this video. I’m here to outline five common mistakes that can turn your investment into a real headache. Having experiences some of these issues myself, I know firsthand that if you fail to prepare, you prepare to fail! What other critical mistakes have you come across in real estate investing? Let me know in the comments below!

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Are We in a Buyer’s or Seller’s Market? Quick Update

17/10/2024

What time of Real Estate Market are we in right now?? We’re in a SELLERS’ market! What does that mean? Fewer homes, more buyers = more leverage for sellers! Less than 12 months of inventory is the ke...
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What time of Real Estate Market are we in right now?? We’re in a SELLERS’ market! What does that mean? Fewer homes, more buyers = more leverage for sellers! Less than 12 months of inventory is the key stat here. Thinking of buying or selling? Stay informed and don’t miss out! #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #marketupdate #sellersmarket #mtlrealestateupdate #marketmontreal

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Montréal (Saint-Laurent) | House For Sale | 2680 SQFT | 4 Bed | 2+2 Bath

16/10/2024

2973, Place Cherry, Montréal (Saint-Laurent) No Centris 18387116 Welcome to this stunning 4-bedroom home located in the heart of Bois-Franc, Saint-Laurent. This spacious property offers 2 full bathro...
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2973, Place Cherry, Montréal (Saint-Laurent) No Centris 18387116 Welcome to this stunning 4-bedroom home located in the heart of Bois-Franc, Saint-Laurent. This spacious property offers 2 full bathrooms, 2 powder rooms, and a large backyard perfect for outdoor entertaining. The primary bedroom is a true retreat, featuring a luxurious ensuite bathroom, a walk-in closet, and soaring cathedral ceilings. Enjoy the convenience of a finished basement and an attached garage. With its prime location in a family-friendly neighbourhood, this home is perfect for those seeking comfort, space, and style. Don't miss out on this incredible opportunity! Bienvenue dans cette magnifique maison de 4 chambres à coucher située au coeur de Bois-Franc, Saint-Laurent. Cette propriété spacieuse offre 2 salles de bain complètes, 2 salles d'eau et une grande cour arrière. La chambre à coucher principale est une véritable retraite, avec une luxueuse salle de bain attenante, une pièce-penderie et des plafonds cathédrale. Le sous-sol est aménagé et le garage est attenant à la maison. Avec son emplacement de choix dans un quartier accueillant pour les familles, cette maison est parfaite pour ceux qui recherchent le confort, l'espace et le style. Ne manquez pas cette opportunité incroyable! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #saintlaurent #houseforsale #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #houseLiving #4Bedrooms #MontrealHouse #propertytour #housetour

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📣 Breaking News: big inflation announcement today!

15/10/2024

📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below o...
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📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #realestate #bankofcanada #inflation #inflationupdate #expertinsights #realestateadvisor #askmeanything #montrealrealestate #ljaguinaga #ljrealties #ljimmobilier

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How is the bond market affecting interest rates and the economy?

15/10/2024

This week on Under One Roof MTL, we try to predict what will happen with interest rates in Q4 2024. Plus, as interest rates keep coming down, should you go with a fixed or variable rate right now? Mea...
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This week on Under One Roof MTL, we try to predict what will happen with interest rates in Q4 2024. Plus, as interest rates keep coming down, should you go with a fixed or variable rate right now? Meanwhile, the bond market is heating up (https://www.canadianmortgagetrends.com/2024/10/weeks-of-rate-cuts-give-way-to-mortgage-hikes-as-u-s-job-numbers-soar/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz-_9D-uIMyWg2C3hXSDgd1tMZ6i7QdPLUGjwNi435OZsmsgFfkrxxkYts6rw2HHcGVzGTW56nXr9n7BBeefCzbHikpVjIA&_hsmi=328143184&utm_content=328143184&utm_source=hs_email) . What does this mean for homeowners, or people who are looking to buy a house right now? We also explain what it means to break your mortgage, and go over the pros and cons of doing so, in addition to discussing how to get out of your lease, AND we have valuable tips and insights for snowbirds who either already own property in Florida, or are considering purchasing a vacation home in the hurricane ravaged state.   

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Interest Rate Differential: Key Facts

12/10/2024

Thinking of breaking your fixed-rate mortgage for a lower rate? Beware of the Interest Rate Differential! It’s a penalty for ending your mortgage early, and it could cost more than you expect. Always ...
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Thinking of breaking your fixed-rate mortgage for a lower rate? Beware of the Interest Rate Differential! It’s a penalty for ending your mortgage early, and it could cost more than you expect. Always review the terms before making a move! 🏡💰 #LJAguinaga #LJRealties #MontrealRealEstate #MontrealRealEstateAgent #MortgageTips #InterestRates #RealEstateAdvice

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Avoid Costly Surprises Montreal Land Transfer Tax Guide

11/10/2024

When you purchase a property in Quebec, you can expect what is called a Welcome Tax bill shortly thereafter. Also referred to as Land Transfer Tax, it is based on the purchase price of the property or...
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When you purchase a property in Quebec, you can expect what is called a Welcome Tax bill shortly thereafter. Also referred to as Land Transfer Tax, it is based on the purchase price of the property or city’s evaluation; whichever is higher (of course). In this video I’ll explain what this cost is, how it’s calculated and how you may even be able to avoid it. If you have any questions, let me know in the comments below!

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4 Crucial Steps Before Notary Signing in 2024

09/10/2024

Accepted offer? ✅ Conditions fulfilled? ✅ You’re almost there! 🎉 But don’t relax just yet—there are still a few steps to go.  1️⃣ Get your insurance sorted early.  2️⃣ Finalize those mortgage details...
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Accepted offer? ✅ Conditions fulfilled? ✅ You’re almost there! 🎉 But don’t relax just yet—there are still a few steps to go.  1️⃣ Get your insurance sorted early.  2️⃣ Finalize those mortgage details with your bank.  3️⃣ Notify service providers of your address change.  4️⃣ Two notary appointments left to go—get ready!  These steps are just as crucial as the offer itself. Make informed decisions and ensure a smooth closing!  . . . #HomeBuyingJourney #RealEstateTips #MontrealRealEstate #HomeInsurance #MortgageAdvice #NewHome #ClosingDay #NotaryAppointments #HomeBuyersGuide #SmoothClosing #RealEstateMontreal #HouseToHome #PropertyOwnership #HomeSweetHome #FirstTimeHomeBuyer #HomeClosing #LJRealties #LJAguinaga #LJImmobilier

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Pourquoi 30 % des jeunes adultes ont besoin de leurs parents afin d'acheter un logement ?

08/10/2024

4 stratégies efficaces pour les jeunes adultes qui veulent acheter un bien immobilier Saviez-vous que 30 % des jeunes adultes reçoivent l'aide de leurs parents pour acheter un bien immobilier ? 🏡 Dan...
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4 stratégies efficaces pour les jeunes adultes qui veulent acheter un bien immobilier Saviez-vous que 30 % des jeunes adultes reçoivent l'aide de leurs parents pour acheter un bien immobilier ? 🏡 Dans la vidéo d'aujourd'hui, je vais plonger dans les conditions actuelles du marché et explorer les raisons pour lesquelles de nombreux jeunes acheteurs ont du mal à acheter une maison par eux-mêmes. Avec l'augmentation du coût du logement, les prêts étudiants et les défis financiers, l'entrée sur le marché immobilier peut être difficile. Mais ne vous inquiétez pas, vous pouvez obtenir de l'aide ! Dans cette vidéo, vous apprendrez 4 stratégies efficaces : Obtenir de l'aide pour l'acompte et le rembourser plus tard - Une stratégie courante afin de démarrer votre parcours d'accession à la propriété. Avoir un cosignataire pour le prêt hypothécaire - Garantir votre prêt avec un peu d'aide d'un membre de la famille en qui vous avez confiance. Partenariat - Faire équipe avec un membre de la famille pour investir dans l'immobilier. Recevoir et accepter un cadeau financier - Construire un patrimoine générationnel avec un coup de pouce.

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Interest rates are falling and demand is up

07/10/2024

We're baaaaack! Fred Pichette and Martin Spalding, of Fred and Martin Mortgages (https://fredandmartin.com/en) , are joined by
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We're baaaaack! Fred Pichette and Martin Spalding, of Fred and Martin Mortgages (https://fredandmartin.com/en) , are joined by

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WARNING! Should I Payoff Debt or Invest

07/10/2024

Struggling with credit card debt and wondering if you should invest or pay it off? Let's break down the math: Let’s say you’ve got $10,000 in credit card debt at 18% APR. It might seem tempting to in...
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Struggling with credit card debt and wondering if you should invest or pay it off? Let's break down the math: Let’s say you’ve got $10,000 in credit card debt at 18% APR. It might seem tempting to invest that money instead of paying off the debt. But the long-term cost of that debt will end up being way more than any potential investment gains. If you pay off the debt first, you'll save over $30,000 in interest over time! So, focus on clearing high-interest debt before diving into investing. It’s the smartest financial move you can make! #LJAguinaga #LJRealties #MontrealRealEstate #PayOffDebt #InvestingVsDebt #CreditCardDebt #DebtFreeJourney #FinancialFreedom #HighInterestDebt #PersonalFinance #SmartMoneyMoves #WealthBuilding #SaveMoney #DebtVsInvesting #MoneyMatters #DebtSnowball #InvestingTips #CreditCardPayoff

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The Plan To Save $90,000!

05/10/2024

Want to save over $90,000 on your mortgage without drastically changing your lifestyle? The 5 by 30 plan is the perfect solution! Let me explain, by simply saving $5 a day and making an extra princip...
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Want to save over $90,000 on your mortgage without drastically changing your lifestyle? The 5 by 30 plan is the perfect solution! Let me explain, by simply saving $5 a day and making an extra principal payment of $150 each month, you can shave off almost 4 years from your 30-year mortgage and save over $93,000 in interest. It’s all about small, consistent efforts that create BIG financial results. Learn how to put your money to work and hit your financial goals faster! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #FinancialFreedom #MortgageHacks #MoneySavingTips #HomeOwnership #RealEstateInvesting #SmartInvesting #WealthBuilding #DebtFreeJourney #5By30Plan #HomeLoanTips #RealEstateFinance #FinancialLiteracy #DailySavings #InterestSavings #PersonalFinanceGoals #FrugalLiving #MoneyManagement #LongTermWealth #MortgageStrategy #SimpleFinancialTips #SaveMoney #FinancialTips

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Is it easier to buy now than in 1950?

04/10/2024

You may believe that there are many obstacles in your way of purchasing property in this day and age. In reality, there is only one: yourself. I think people like to compare property purchasing today ...
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You may believe that there are many obstacles in your way of purchasing property in this day and age. In reality, there is only one: yourself. I think people like to compare property purchasing today to what it was like in our parents’ or even grandparents’ time. It is not an accurate representation because our expectations are outweighing the reality. Don’t get stuck in the past and get over your ego! If you’re ready to make some moves, book a call with me today and we can get started.

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Montréal (Verdun) | Condo For Sale | 756 SQFT | 2 Bed | 1 Bath

02/10/2024

3211, Rue Wellington, Montréal (Verdun/Île-des-Soeurs) No Centris 9494671 Beautiful 2 bedroom, 1 bathroom condo for sale in Verdun! This well maintained condo located on the 2nd floor overlooks a qui...
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3211, Rue Wellington, Montréal (Verdun/Île-des-Soeurs) No Centris 9494671 Beautiful 2 bedroom, 1 bathroom condo for sale in Verdun! This well maintained condo located on the 2nd floor overlooks a quiet part of Wellington, and is still located close to everything that you need! A large and inviting living room with a gas fireplace opens up the unit. The kitchen has ample counter space and cabinet storage. The primary bedroom has a walk-in closet and access to the private balcony. The unit has great accessibility to the city, with proximity to LaSalle metro station and the highway. It is not an opportunity to be missed, book your visit today! Magnifique condo de 2 chambres à coucher et 1 salle de bain à vendre à Verdun! Ce condo bien entretenu situé au 2e étage surplombe une partie tranquille de Wellington, tout en étant situé à proximité de tout ce dont vous avez besoin! Il y a un grand salon invitant avec un foyer au gaz. La cuisine dispose beaucoup d'espace de comptoir et d'armoires de rangement. La chambre principale dispose d'une pièce-penderie et d'un accès au balcon privé. L'unité est très accessible à la ville, avec la proximité de la station de métro LaSalle et de l'autoroute. C'est une opportunité à ne pas manquer, réserver votre visite dès aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #verdun #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #CondoLiving #2Bedrooms #2BedApartments #MontrealCondo

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MORTGAGE RATE SHOCKER Why Homeowners Are Ditching Their Low Rates

02/10/2024

The ‘golden handcuffs’ are starting to come off as more homeowners are ready to sell despite their low-interest rates. Families are looking to move into bigger homes, better neighborhoods, or just upg...
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The ‘golden handcuffs’ are starting to come off as more homeowners are ready to sell despite their low-interest rates. Families are looking to move into bigger homes, better neighborhoods, or just upgrade their lifestyle. With interest rates cooling off and the public adjusting to the current levels, now is the time to make the move! For those who can afford the higher payments, selling a current home means capturing a large gain to use as a down payment and even paying off other debts. This could lower overall monthly expenses even with a higher house payment! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #RealEstateTips #HomeSelling #HousingMarket #UpgradeYourHome #GoldenHandcuffs #InterestRates #MortgageStrategy #HomeownershipGoals #FinancialFreedom #DebtManagement #RealEstateTrends #SellYourHome #MarketShifts #MortgageRates #PropertyUpgrades #SmartSelling #WealthBuilding #EquityGain #LowerDebts #HomeFinance

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Top 3 Tips to Make Your Home Stand Out

30/09/2024

Ready to sell your home?🏡 First impressions are everything! Here are my top 3 tips to make your listing stand out: 1️⃣ Use a Professional Photographer: High-quality photos are a must to grab buyers' ...
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Ready to sell your home?🏡 First impressions are everything! Here are my top 3 tips to make your listing stand out: 1️⃣ Use a Professional Photographer: High-quality photos are a must to grab buyers' attention. 2️⃣ Price it Right: Avoid overpricing or underpricing—find that sweet spot. 3️⃣ Leverage Social Media: Maximize exposure by sharing your listing across platforms! Follow these tips to attract serious buyers and sell quickly. #LJAguinaga #LJRealties #LJ #HomeSellingTips #RealEstateAdvice #ProfessionalPhotos #PricingStrategy #SocialMediaMarketing

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Buy the House before the Car

28/09/2024

Thinking of buying a new car? There is a key factor that you should consider! Before you sign that loan, think about how it could impact your mortgage pre-approval! Focus on saving for your home first...
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Thinking of buying a new car? There is a key factor that you should consider! Before you sign that loan, think about how it could impact your mortgage pre-approval! Focus on saving for your home first—houses appreciate, cars don’t. . . . #ljrealties #ljaguinaga #ljimmobilier #montrealrealestate #montrealrealestateinvestment #mtlrealestate #realestateadvice #realestatetips #financialplanning #mortgagetips #financialadvice #realestategoals

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The 5 Neighbourhoods to AVOID in Montreal in 2024

27/09/2024

After a careful analysis of the market, I have uncovered the top 5 neighbourhoods in the Greater Montreal area to avoid in 2024. Now, this is not my personal opinion, we’re going by numbers only. If y...
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After a careful analysis of the market, I have uncovered the top 5 neighbourhoods in the Greater Montreal area to avoid in 2024. Now, this is not my personal opinion, we’re going by numbers only. If you compare median sale prices from 2024 to last year, these areas have all taken a dip in value. That being said, could this list actually be presenting an opportunity? Watch to find out and let me know your thoughts in the comments below!

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How To Get Pre-approved To Buy A Home

25/09/2024

If you’re buying a home in 2024, having these documents ready will make the mortgage approval process a breeze. Here’s what your lender will require: a month’s worth of paystubs, the last two years of...
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If you’re buying a home in 2024, having these documents ready will make the mortgage approval process a breeze. Here’s what your lender will require: a month’s worth of paystubs, the last two years of W-2s, and your most recent bank statements for all your assets. Having these documents ready will speed up the process and help you get that approval faster! Follow for more tips on saving time and money when buying a home. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #MortgageApproval #HomeBuyingTips #RealEstate2024 #FirstTimeHomebuyer #HomeLoanDocuments #MortgageProcess #LenderRequirements #HomeLoanPrep #RealEstateAdvice #GetPreApproved #HomeBuyingJourney #RealEstateCanada #RealEstateExpert #SavingTime #MoneySavingTips #MortgageHelp #BuyAHome #HomeBuyingGuide #RealEstateSimplified #PropertyPurchase

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Ce qu'il faut savoir avant d'acheter un logement (2024)

24/09/2024

Il arrive que des personnes hésitent à devenir propriétaires parce que le processus leur semble trop intimidant et trop complexe. Je suis ici cette semaine pour éclaircir ce point et expliquer les éta...
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Il arrive que des personnes hésitent à devenir propriétaires parce que le processus leur semble trop intimidant et trop complexe. Je suis ici cette semaine pour éclaircir ce point et expliquer les étapes à suivre. Je pense que si vous disposez de toutes les informations nécessaires avant d'entamer le processus et que vous sollicitez l'aide d'un professionnel, vous serez prêt à réussir. Si vous avez des questions, si vous souhaitez travailler avec mon équipe ou si vous voulez me faire part de vos propres expériences, laissez-moi un commentaire ci-dessous !

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Montreal (Le Plateau-Mont-Royal) | Condo For Sale | 930 SQFT | 2 Bed | 1 Bath

23/09/2024

5463, Rue Chabot, Montréal (Le Plateau-Mont-Royal) No Centris 28268848 Beautiful 2 bedroom, 1 bathroom condo for sale in the Plateau, where modern comfort meets classic charm. This inviting condo off...
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5463, Rue Chabot, Montréal (Le Plateau-Mont-Royal) No Centris 28268848 Beautiful 2 bedroom, 1 bathroom condo for sale in the Plateau, where modern comfort meets classic charm. This inviting condo offers a perfect blend of style and convenience. The living space is open and airy, adorned with natural light streaming through large windows. The spacious living room is perfect for relaxing or entertaining, seamlessly flowing into the dining room and kitchen. Located in a vibrant neighbourhood, you'll have easy access to amenities: shops, restaurants, and parks. With excellent public transportation options and major roadways nearby, commuting and exploring the city is a breeze. Magnifique condo de 2 chambres à coucher et 1 salle de bain à vendre dans le Plateau, où le confort moderne rencontre le charme classique. Ce condo offre un mélange parfait de style et de commodité. L'espace de vie est ouvert et aéré, orné de lumière naturelle qui coule à travers les grandes fenêtres. Le salon spacieux est parfait pour se détendre ou recevoir, et se fond harmonieusement dans la salle à manger et la cuisine. Des magasins, restaurants et parcs sont à pied. Avec d'excellentes options de transport public et les principales routes à proximité, les déplacements et l'exploration de la ville sont faciles. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #villemarie #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #CondoLiving #2Bedrooms #2BedApartments #Plateau #MontrealCondo

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How Much Money You Need To Afford A $450k Home

23/09/2024

Want to know if you can comfortably afford a $450K home? I’m breaking down the numbers so you know exactly what kind of income you’ll need to make it work! #LJAguinaga #LJRealties #MontrealRealEstate...
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Want to know if you can comfortably afford a $450K home? I’m breaking down the numbers so you know exactly what kind of income you’ll need to make it work! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #HomeAffordability #MortgageTips #RealEstateFinance #FirstTimeHomebuyer #RealEstateCanada #HomeBuyingAdvice #MortgageCalculations #FinancialPlanning #RealEstateMath #PersonalFinance #RealEstateMarket #SmartHomeBuying #HomePurchase #HomeLoan #MonthlyBudget #MortgageRates #PropertyInvestment #RealEstateInvesting #BudgetingForAHome #AffordingAHome

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How To Retire Early

21/09/2024

There’s a new strategy that young people are using to retire way sooner than ever thought possible! It’s all about buying a primary home with just 5% down, then turning it into a rental after one year...
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There’s a new strategy that young people are using to retire way sooner than ever thought possible! It’s all about buying a primary home with just 5% down, then turning it into a rental after one year. By repeating this process, they build a portfolio of rental properties where tenants pay down the debt, creating passive income and a huge increase in net worth over time. Want to retire early? Reach out for more information. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #FinancialFreedom #EarlyRetirement #RealEstateInvesting #PassiveIncome #RentalProperty #WealthBuilding #RealEstateStrategy #YoungInvestors #5PercentDown #RealEstateWealth #RetireYoung #BuyAndHold #PropertyPortfolio #FirstTimeInvestor #InvestmentTips #RealEstateGamePlan #RentalIncome #SmartInvesting #MillennialMoney #RetirementStrategy

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Montreal (Ville-Marie) | Condo For Sale | 1742 SQFT | 2 Bed | 2 Bath

21/09/2024

650, Rue Notre-Dame O., apt. 1002, Montréal (Ville-Marie) No Centris 12542703 Welcome to The Phoenix, where luxury meets comfort in this beautiful 2 bedroom, 2 bathroom condo. Located on the 10th flo...
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650, Rue Notre-Dame O., apt. 1002, Montréal (Ville-Marie) No Centris 12542703 Welcome to The Phoenix, where luxury meets comfort in this beautiful 2 bedroom, 2 bathroom condo. Located on the 10th floor of this prestigious building, you can enjoy views of Old Montreal from 2 private balconies! With over 1,700 square feet, floor to ceiling windows, pot lighting and elegant wood floors throughout, it is the epitome of style! The unit has a garage parking spot and large storage locker. The incredible location allows for proximity to all the essentials, including the metro, parks, grocery stores, shops restaurants, and more! Bienvenue au Phoenix, où le luxe rencontre le confort dans ce magnifique condo de 2 chambres et 2 salles de bain. Situé au 10e étage de cet immeuble prestigieux, vous pourrez profiter de la vue sur le Vieux-Montréal à partir de deux balcons privés! Avec plus de 1700 pieds carrés, de grandes fenêtres, des luminaires encastrés et d'élégants planchers de bois, c'est l'incarnation du style! L'unité dispose d'une place de stationnement dans le garage et d'un grand casier de rangement. L'emplacement incroyable permet la proximité de tous les éléments essentiels: le métro, les parcs, les épiceries, les magasins, les restaurants, et plus encore LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #villemarie #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving #condoview #montrealview

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Quebec’s Legal Warranty Explained: What Buyers Need to Know

20/09/2024

Have you purchased a property with or without legal warranty? Do you fully understand what it is? As a buyer, it is really important to know what it covers and how it works. In this video, I’ll explai...
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Have you purchased a property with or without legal warranty? Do you fully understand what it is? As a buyer, it is really important to know what it covers and how it works. In this video, I’ll explain everything you need to know about legal warranty. To have this extra layer of protection is great, but I would still suggest doing a thorough inspection with a qualified inspector. If you have any questions, let me know in the comments below!

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How To Avoid Being House Poor

18/09/2024

Use the ⅓ rule as your absolute maximum mortgage payment, but don’t forget to account for taxes and deductions. Here’s why your take-home pay matters more than you think! #LJAguinaga #LJRealties #Mon...
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Use the ⅓ rule as your absolute maximum mortgage payment, but don’t forget to account for taxes and deductions. Here’s why your take-home pay matters more than you think! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #RealEstateTruth #MortgageTips #HomeBuyingAdvice #RealEstateMath #FinancialPlanning #MortgageBudgeting #HomeAffordability #FirstTimeHomebuyer #RealEstateCanada #IncomeVsExpenses #MortgageQualification #SmartHomeBuying #PersonalFinance #MonthlyBudgeting #AffordingAHome #RealEstateMarket #PropertyPurchase #FinancialResponsibility #Budgeting101 #RealEstateTips #MortgageRules

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Breaking News! Federal Government Raises INSANE $1.5M Mortgage Cap!

17/09/2024

Federal Government raises insured mortgage cap to $1.5M, expands 30-year amortizations. Find out what this means for you, your investments, and the real estate market. Have questions or need some ex...
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Federal Government raises insured mortgage cap to $1.5M, expands 30-year amortizations. Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #ljaguinaga #ljrealties #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Montreal (Villeray) | Condo For Sale | 671 SQFT | 2 Bed | 1 Bath

17/09/2024

7237, Rue St-Hubert, app. 105, Montréal (Villeray) No Centris 14779999 Fantastic 2 bedroom condo for sale in Villeray! This spacious unit, split over 2 floors with parking, is perfectly located and i...
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7237, Rue St-Hubert, app. 105, Montréal (Villeray) No Centris 14779999 Fantastic 2 bedroom condo for sale in Villeray! This spacious unit, split over 2 floors with parking, is perfectly located and includes appliances! Enjoy views of the vibrant street from a private balcony and arrange the unit any way you would like, thanks to the open concept floor plan of the main living area. The building is located within proximity to metro stations, Jarry Park, the Jean Talon Market, and all the essentials! Fantastique condo de 2 chambres à coucher à vendre dans Villeray! Cette unité spacieuse, répartie sur 2 étages avec stationnement, est parfaitement située et comprend les appareils électroménagers! Profitez de la vue sur la rue animée depuis un balcon privé et organisez l'unité comme vous le souhaitez, grâce au plan d'étage à aire ouverte de l'espace de vie principal. L'immeuble est situé à proximité des stations de métro, du parc Jarry, du marché Jean Talon et de tous les services essentiels! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #villemarie #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving #condoview #montrealview #villeray #montrealvilleray #jeantalonmarket

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What is a Bridge Loan?

16/09/2024

🗝️ Bridge Loans 101  Navigating the gap between selling your current home and buying a new one? A bridge loan might be just what you need! This short-term loan uses your current home's equity to secur...
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🗝️ Bridge Loans 101  Navigating the gap between selling your current home and buying a new one? A bridge loan might be just what you need! This short-term loan uses your current home's equity to secure the down payment on your new property, ensuring a smooth transition. Typically lasting a few weeks to a few months, it’s paid off once your existing home is sold. A smart move for a seamless home buying experience! . . . #BridgeLoan #HomeBuying #RealEstateSolutions #SeamlessTransition #LJRealties #MortgageTips #PropertyInvestment #EquityLoan #HomeSelling #RealEstateStrategy #HousingMarket #FinancialPlanning #HomeTransition #NewHomeJourney #PropertyFinancing

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Is Home Staging Worth It?

14/09/2024

Does staging your home actually impact its sale? At LJ Realties, we’re convinced it does! A thoughtfully staged home doesn’t just capture more attention—it often sells faster and at a higher price. Wa...
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Does staging your home actually impact its sale? At LJ Realties, we’re convinced it does! A thoughtfully staged home doesn’t just capture more attention—it often sells faster and at a higher price. Want to know how it works, what it costs, and why it’s worth it? Let’s dive in! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #RealEstateTruth #HomeStaging #LJRealties #RealEstateTips #SellSmart #MontrealRealEstate #HomeSelling #PropertyStaging #StagedToSell

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Should You Buy or Build Your Home in Montreal?

13/09/2024

To buy or to build new, that is a question that is constantly being asked. There are pros and cons to both, and it’s really important to consider what fits your financial and lifestyle situations befo...
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To buy or to build new, that is a question that is constantly being asked. There are pros and cons to both, and it’s really important to consider what fits your financial and lifestyle situations before jumping in. In this video I’ll explain all that goes into both, and which one might be a better option for you and why. If you have any questions or are ready to get started book a call with me today!

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Equity Trapped In Your Home

11/09/2024

Home equity has just hit an all-time record high! 📈 Wondering what this means for you? With low inventory keeping home prices high, many homeowners are sitting on significant equity. I want to expla...
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Home equity has just hit an all-time record high! 📈 Wondering what this means for you? With low inventory keeping home prices high, many homeowners are sitting on significant equity. I want to explain how you can leverage this equity using a Home Equity Line of Credit (HELOC). A HELOC is a separate loan from your first mortgage and doesn’t affect it. Use it to pay off debt, improve your home, or as a downpayment on another property. Don’t miss out on this opportunity to maximize your home’s value! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #HomeEquity #HELOC #RealEstateTips #PropertyInvestment #HomeImprovement #MortgageAdvice #FinancialFreedom #HomeValue #EquityLoan #RealEstateAdvice #InvestInProperty #DebtManagement #PropertyUpgrade #HomeFinance #EquityUse #HomeOwnership #SmartInvesting #RealEstateMarket #CashOutRefinance #HomeEquityLine #InvestmentOpportunities #FinancialPlanning #PropertyWealth #HomeRenovation

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Stratégies d'utilisation des REER, CELI et CELIAPP pour l'achat d'une maison

10/09/2024

C'est le moment idéal pour acheter une première propriété au Canada, car il existe de nombreux différents comptes et différentes stratégies pour faire de vos rêves une réalité ! Dans cette vidéo, je v...
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C'est le moment idéal pour acheter une première propriété au Canada, car il existe de nombreux différents comptes et différentes stratégies pour faire de vos rêves une réalité ! Dans cette vidéo, je vous expliquerai les avantages et les inconvénients de chacun de ces comptes et je vous donnerai quelques exemples pour vous aider à comprendre. À la fin de la vidéo, j'espère que vous serez en mesure de choisir le compte qui correspond le mieux à vos objectifs personnels. Comme toujours, si vous avez besoin d'informations supplémentaires ou d'aide, prenez rendez-vous avec moi dès aujourd'hui !

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🔥 This Might Get Me Into Trouble, But It's Time To Be Real

09/09/2024

It might be controversial, but most people aren’t great at their jobs—especially in real estate. Here’s why doing your research on realtors can save you time and money. 🔍 #LJAguinaga #LJRealties #Mon...
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It might be controversial, but most people aren’t great at their jobs—especially in real estate. Here’s why doing your research on realtors can save you time and money. 🔍 #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #RealEstateTruth #FindTheBestRealtor #ClientCareMatters #RealtorTips #RealEstateAdvice #HomeBuyingTips #RealEstateExperience #ChooseWisely #RealtorRecommendations #HonestEvaluation #ClientFirst #RealEstateExperts #ProfessionalismInRealEstate #TrustworthyRealtor #RealEstateService #RealEstateIndustry #FindingTheRightAgent #QualityOverQuantity #RealEstateCanada #SmartHomeBuying

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Thinking About Buying Your First Home?

07/09/2024

🏡 Are you thinking about buying your first home? The typical first-time buyer today has a household income of around $97,000 and a down payment of $20,000. But what does that really mean for you? If...
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🏡 Are you thinking about buying your first home? The typical first-time buyer today has a household income of around $97,000 and a down payment of $20,000. But what does that really mean for you? If you're bringing in about $8K per month and have some savings, it might be time to start seriously considering homeownership. Even if you're unsure, it’s always worth running the numbers to see where you stand. Let’s explore your options together, reach out for more info. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #FirstTimeBuyer #HomeBuyingJourney #RealEstateTips #FinancialPlanning #HomeOwnership #RealEstateAdvice #MortgageTips #BudgetingForAHome #HouseHunting #PropertyInvestment #BuyYourFirstHome #HomeAffordability #IncomeAndSavings #RealEstateMarket #BuyingAHome #FirstHomePurchase #FinancialGoals #RealEstateJourney #HouseholdIncome #DownPayment

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Understanding Mortgage Rate Locks: A Guide for Homebuyers

06/09/2024

What does it mean to lock in a mortgage rate? A worry for some prior to entering the market is securing a stable and affordable mortgage rate. The Canadian housing market is in flux so understanding h...
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What does it mean to lock in a mortgage rate? A worry for some prior to entering the market is securing a stable and affordable mortgage rate. The Canadian housing market is in flux so understanding how to lock in a rate is more important than ever. In this video, I’ll explain from the beginning what to look for when exploring your options for a mortgage. What are your thoughts and experiences looking for mortgages in the current market? Let me know in the comments below!

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Learn How Leverage Can Turn $20k Into $200k

04/09/2024

Leverage is your best friend when it comes to growing wealth. 💰 Want to know how to use leverage to grow your wealth with a small amount of money? Let's break it down! What if you used $20K as a do...
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Leverage is your best friend when it comes to growing wealth. 💰 Want to know how to use leverage to grow your wealth with a small amount of money? Let's break it down! What if you used $20K as a downpayment on a $400,000 home? With real estate's average appreciation rate of 3% per year in Canada, that investment could grow to $506,000 in 8 years—a $106K gain! Leverage is the key to building wealth through real estate, and it’s one of the best ways to turn a small investment into something big. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #RealEstateWealth #LeverageYourMoney #InvestmentTips #WealthBuilding #RealEstateInvestment #FinancialGrowth #PropertyInvestment #BuildingWealth #RealEstateAppreciation #SmartInvesting #InvestInProperty #RealEstateStrategy #HomeBuyingTips #InvestmentStrategy #WealthThroughRealEstate #RealEstateCanada #PropertyWealth #GrowYourWealth #Leverage #LongTermInvestment

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Not Renewing Your Lease? Understand Your Obligations and Expectations

02/09/2024

Not renewing your lease? Here's what you need to know: when to notify your landlord, your obligations, and how to prepare for visits. Stay informed and make the process smoother! #LJAguinaga #LJRealt...
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Not renewing your lease? Here's what you need to know: when to notify your landlord, your obligations, and how to prepare for visits. Stay informed and make the process smoother! #LJAguinaga #LJRealties #MontrealRealEstate #TenantRights #LeaseRenewal #RealEstateTips #MontrealLiving #KnowYourRights #Landlord #ApartmentLife #TenantAdvice #MovingOut #RealEstateTips

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Real Estate Down Payment Mistakes

31/08/2024

🏠 Are you saving up for a big down payment to avoid mortgage insurance and lower your monthly payments? While that sounds like a solid plan, it might actually cost you more in the long run. As you sav...
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🏠 Are you saving up for a big down payment to avoid mortgage insurance and lower your monthly payments? While that sounds like a solid plan, it might actually cost you more in the long run. As you save, home prices could rise, and you might end up paying more or even giving up on buying a home altogether. Here’s the truth: most young homebuyers aren’t putting 20% down anymore. You can buy a home with just 5% down, and mortgage insurance isn’t as big of a deal as you might think. If you want to know what your payments would look like with a 5% downpayment, drop a comment with the estimated property price, and I'll send you the numbers! #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingTips #FirstTimeHomebuyer #MortgageAdvice #Downpayment #RealEstate #Homebuyers #MortgageInsurance #BuyingAHome #PropertyInvestment #RealEstateAdvice #HomeFinancing #MortgageTips #HousingMarket #SaveForAHome #RealEstateInvesting #FirstHome #HomeOwnership #MillennialHomebuyer #RealEstateInvestment #HomeBuyingJourney #MortgagePlanning #FinancialPlanning #HomeAffordability #MortgageHelp

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Mortgage Refinancing 101: Benefits, Costs, and Tips

30/08/2024

Refinancing in Depth What does it mean to refinance your mortgage? Should you refinance or should you simply renew? I have the explanations and answers that you’re looking for. Today I’ll help you un...
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Refinancing in Depth What does it mean to refinance your mortgage? Should you refinance or should you simply renew? I have the explanations and answers that you’re looking for. Today I’ll help you understand what refinancing is, the potential financial benefits, other impacts it may have, and how to determine if it is the right move for you. If you have any questions, please share them ikn the comments below!

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Serious Warning About New Loans

28/08/2024

🚨 This is your one and only warning about why you should never co-sign for someone else’s debt. It might seem like a good idea to help someone out, but you’re legally responsible for that debt until i...
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🚨 This is your one and only warning about why you should never co-sign for someone else’s debt. It might seem like a good idea to help someone out, but you’re legally responsible for that debt until it’s fully paid off. If things go south, your credit and assets are at risk. And unless you can clearly document that the other person has been making payments on time for at least 12 months, that debt could count against you when you try to qualify for your own loans. #LJAguinaga #LJRealties #MontrealRealEstate #FinancialAdvice #DebtManagement #CoSigningRisks #CreditScore #LoanResponsibility #FinancialWarning #DebtAwareness #CreditRisk #ProtectYourCredit #FinancialHealth #MoneyMatters #CreditTips #LoanGuidance #FinancialMistakes #DebtResponsibility

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Hypothèques inversées : Un guide complet pour les propriétaires canadiens

27/08/2024

Cherchez-vous différents moyens de vous préparer à la retraite ? Avez-vous entendu parler des hypothèques inversées ? Peut-être en avez-vous entendu parler, mais vous ne le comprenez pas ou vous vous ...
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Cherchez-vous différents moyens de vous préparer à la retraite ? Avez-vous entendu parler des hypothèques inversées ? Peut-être en avez-vous entendu parler, mais vous ne le comprenez pas ou vous vous demandez si c'est trop risqué. Je suis ici pour démystifier le concept et répondre à vos questions ! Si c'est une stratégie que vous ou un être cher souhaitez explorer, contactez-moi dès aujourd'hui et je vous guiderai vers le bon professionnel pour vous aider à commencer.

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Transform Your Life with a New Home

26/08/2024

Did you know you can buy a new home without selling your current one? This strategy is becoming more popular, and it's time you knew about it too! Here's how it works: By using a Home Equity Line of...
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Did you know you can buy a new home without selling your current one? This strategy is becoming more popular, and it's time you knew about it too! Here's how it works: By using a Home Equity Line of Credit (HELOC), you can pull out funds from your current home to pay off debt and use as a downpayment on your next property. You can rent out your existing home to cover payments, potentially keeping your monthly outflows manageable. The best part? You now own two properties, benefiting from rising property values over time. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateHacks #HELOC #HomeBuyingTips #PropertyInvestment #WealthBuilding #HomeEquity #SecondHome #RealEstateInvestment #BuyWithoutSelling #RentalIncome #RealEstateStrategy #HomeBuyingJourney #RealEstateAdvice #MortgageTips #InvestInProperty #PassiveIncome #RealEstateWealth #PropertyOwner #FinancialFreedom #HomeOwnership #RealEstateGrowth #EquityBuilding #RentalProperty #InvestmentProperty #HouseHacking

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It's A Bad Time To Buy A House

24/08/2024

Just because many people are upset about high home prices doesn’t mean those prices will drop. Home prices are driven by supply and demand, and even with lower demand, prices have stayed stable. How d...
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Just because many people are upset about high home prices doesn’t mean those prices will drop. Home prices are driven by supply and demand, and even with lower demand, prices have stayed stable. How do you feel about the situation? #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomeBuyingTips #SupplyAndDemand #HousingAffordability #MarketTrends #RealEstateAdvice #HomePrices #BuyersMarket #RealEstateNews #MarketAnalysis #HomePurchaseSentiment #PropertyPrices #InvestmentTips #RealEstateInsights #HousingTrends #MarketOutlook #HomeOwnership #PropertyInvestment #RealEstateDecisions #HousingMarket #RealEstateReality #HomeBuyerSentiment #MarketConditions #PropertyValues

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What Happens If You Don’t Have a Will? | Succession Planning Explained

23/08/2024

Succession Planning What happens to assets if you don’t have a clear will in place when you pass away? What rights to your property does your spouse, children or parents have? These are things that w...
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Succession Planning What happens to assets if you don’t have a clear will in place when you pass away? What rights to your property does your spouse, children or parents have? These are things that we don’t really like to think about but should be. It’s so important to have a proper succession plan in place so that your loved ones have one less thing to worry about. Watch this video for advice and tips on succession planning. If you have questions, book a call with me and I can put you in touch with the right professionals to ensure that your affairs are in order.

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Montreal (Ville-Marie) | Condo For Sale | 585.55 SQFT | 2 Bed | 1 Bath

22/08/2024

1160, RUE MACKAY, APP. 2303, MONTRÉAL (VILLE-MARIE) NO CENTRIS 24730122 Welcome to Enticy: a beautiful project with modern and stylish flair in the heart of Montreal. This stunning 2 bedroom, 1 bathr...
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1160, RUE MACKAY, APP. 2303, MONTRÉAL (VILLE-MARIE) NO CENTRIS 24730122 Welcome to Enticy: a beautiful project with modern and stylish flair in the heart of Montreal. This stunning 2 bedroom, 1 bathroom unit on the 23rd floor features incredible views of the city with floor-to-ceilings windows in the main living area and bedrooms. An open-plan concept allows you to arrange the unit any way you wish. With its rooftop patio & pool, gym as well as common area for residents, it is not an opportunity to be missed! Book your visit today! Bienvenue à Enticy: un magnifique projet avec un flair moderne et élégant au coeur de Montréal. Ce superbe appartement au 23e étage de 2 chambres à coucher et 1 salle de bain offre des vues incroyables sur la ville grâce à des fenêtres allant du sol au plafond dans le salon et les chambres à coucher. Un concept à aire ouverte vous permet d'aménager l'unité comme vous voulez. Avec sa terrasse et piscine sur le toit, son gym, et une zone commune pour les résidents, ce n'est pas une opportunité à manquer! Réservez votre visite aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #villemarie #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving #condoview #montrealview #ville-marie #montrealvillemarie

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Quebec Rental Regulations: A Must-Watch for Tenants and Landlords

21/08/2024

Quick overview of rental rules in Quebec: Rental agreements must use the standard lease form. Rent increases follow strict guidelines and require proper notice. Security deposits are not allowed—only ...
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Quick overview of rental rules in Quebec: Rental agreements must use the standard lease form. Rent increases follow strict guidelines and require proper notice. Security deposits are not allowed—only first month's rent. Evictions need valid reasons and proper notice. Tenants have strong rights, including lease renewal protections. Understanding these can help you navigate the market confidently. Questions? Reach out!  #LJAguinaga #LJRealties #montrealrealestateagency #QuebecRentals #TenantRights #LandlordTips #RentalAgreement #QuebecLaw #RentIncrease #SecurityDeposit #EvictionRules #RealEstateTips

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Smart financial strategy to fund your children's education

19/08/2024

Invest in your child's future early! Buy a revenue property in their first year, let it appreciate over time. By the time they reach university, you'll have enough to cover their education, living exp...
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Invest in your child's future early! Buy a revenue property in their first year, let it appreciate over time. By the time they reach university, you'll have enough to cover their education, living expenses, and more. Smart planning starts today—give them the head start they deserve! . . . #RealEstateInvesting #FinancialPlanning #SmartParenting #LJAguinaga #LJRealties #RealEstateInvesting #PropertyInvestment #RealEstateAdvice #MontrealRealEstate #RealEstateGoals #PropertyGoals #InvestInRealEstate #RealEstateStrategy #SmartInvesting #FuturePlanning #DreamHome #RealEstateLife #RealEstateExperts #RealEstateTips #FirstTimeHomeBuyer #RealEstateInvestors #RealEstateSuccess #PropertyWealth #BuildingEquity #RealEstateOpportunity

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Crazy Downpayment Strategy For A Home

17/08/2024

Increase your home-buying power by over $100,000 with this simple down payment strategy! Scenario Breakdown: - Buying a $500,000 house with a 10% down payment ($50,000). - You have an auto loan with...
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Increase your home-buying power by over $100,000 with this simple down payment strategy! Scenario Breakdown: - Buying a $500,000 house with a 10% down payment ($50,000). - You have an auto loan with a $25,000 balance and a $700 monthly payment. - Instead of putting the full $50,000 down, use half to pay off the auto loan. This strategy frees up $716 a month, increasing your affordability for a home loan payment. At today's rates, this move can boost your home-buying power by more than $100,000! This strategy might sound crazy, but the math proves it works. Follow this tip to maximize your home-buying potential. #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingTips #RealEstateHacks #DownPaymentStrategy #IncreaseBuyingPower #MortgageAdvice #FirstTimeHomeBuyer #HomeBuyingProcess #RealEstateTips #FinancialFreedom #DebtPayoffStrategy

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Credit Score 101: Simple Strategies to Improve Your Score

16/08/2024

How’s Your Credit?  Before making any large purchase, especially property, it is really important to not only know what your credit score is but to understand it. In this video, I’ll take you through...
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How’s Your Credit?  Before making any large purchase, especially property, it is really important to not only know what your credit score is but to understand it. In this video, I’ll take you through what makes up your credit score and ways that you can improve it if it’s not quite where you need it to be. If you have any questions or need extra tips, reach out to me today!

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Montreal (Verdun/Île-des-Soeurs) | Condo For Sale | 1,043.00 SQFT | 2 Bed | 1 Bath

15/08/2024

4022, RUE ÉVANGÉLINE, MONTRÉAL (VERDUN/ÎLE-DES-SOEURS) CENTRIS NO. 10892490 Welcome to 4022 rue Evangeline in Verdun! Situated on a quiet one-way street, this spacious, well maintained, 2-bedroom con...
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4022, RUE ÉVANGÉLINE, MONTRÉAL (VERDUN/ÎLE-DES-SOEURS) CENTRIS NO. 10892490 Welcome to 4022 rue Evangeline in Verdun! Situated on a quiet one-way street, this spacious, well maintained, 2-bedroom condo gets tons of natural light, has plenty of indoor and outdoor storage, and is walking distance to everything you might need. Bienvenue au 4022 rue Évangéline à Verdun ! Situé dans une rue tranquille à sens unique, ce spacieux condo de 2 chambres, bien entretenu, bénéficie d'une abondante lumière naturelle, dispose de nombreux espaces de rangement intérieurs et extérieurs, et est à distance de marche de tout ce dont vous pourriez avoir besoin. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #verdun #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving

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Montreal (Le Sud-Ouest) | Condo For Sale | 571.56 SQFT | 2 Bed | 1 Bath

14/08/2024

1000, RUE OTTAWA, APT. 822, MONTRÉAL (LE SUD-OUEST) CENTRIS NO. 25528342 Welcome to urban sophistication at Lowney Sur Ville! This contemporary 2 bedroom, 1 bathroom condo offers the perfect blend of...
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1000, RUE OTTAWA, APT. 822, MONTRÉAL (LE SUD-OUEST) CENTRIS NO. 25528342 Welcome to urban sophistication at Lowney Sur Ville! This contemporary 2 bedroom, 1 bathroom condo offers the perfect blend of comfort and style in the heart of Griffintown. The unit comes with a storage locker, as well as appliances. Residents can benefit from fantastic amenities such as gym, rooftop patio, indoor and outdoor pool and more! With proximity to trendy restaurants & boutiques, essential services, and the downtown core, it is not an opportunity to be missed! Bienvenue au Lowney sur Ville! Ce condo contemporain de 2 chambres à coucher et 1 salle de bain offre un mélange parfait de confort et de style au coeur de Griffintown. L'unité comprends un casier de rangement, ainsi que les appareils électroménagers. Les résidents peuvent bénéficier de commodités fantastiques tels que salle de sport, terrasse sur le toit, piscine intérieure et extérieure et plus encore! À proximité des restaurants et boutiques, des services essentiels et du centre-ville, c'est une occasion à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #sudouest #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving

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Unveiling the Most Profitable Home Upgrades

14/08/2024

Investing in home improvements? Make sure you're spending wisely to maximize your return! I'll break down the top 4 home improvement projects that offer the best return on investment. These projects ...
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Investing in home improvements? Make sure you're spending wisely to maximize your return! I'll break down the top 4 home improvement projects that offer the best return on investment. These projects not only improve your living space but also ensure you get the best return on your investment when it's time to sell. Don't miss these tips on smart home improvements! #LJAguinaga #LJRealties #MontrealRealEstate #HomeImprovement #HomeValue #ROI #HomeRenovation #RealEstateTips #HomeUpgrade #CurbAppeal #HomeInvestments #SmartRenovations #HomeSellingTips

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Mise à jour du marché immobilier de Montréal pour le deuxième trimestre - Ce qu'il faut savoir

13/08/2024

Cette semaine, je vous parle de la mise à jour du marché de l'immobilier à Montréal pour le T2 2024. Si vous cherchez des statistiques sur l'immobilier à travers la ville, vous êtes au bon endroit. Êt...
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Cette semaine, je vous parle de la mise à jour du marché de l'immobilier à Montréal pour le T2 2024. Si vous cherchez des statistiques sur l'immobilier à travers la ville, vous êtes au bon endroit. Êtes-vous intéressé par une zone particulière qui n'a pas été couverte ou vous cherchez plus de détails ? Laissez-moi savoir dans les commentaires ci-dessous et je vous enverrai les informations que vous recherchez !

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Top 4 Must-Have To Buy Rental Properties

12/08/2024

Ready to invest in rental properties? Here are the 4 crucial things you need to know before buying: 1. Stable Employment 2. Balanced Debt-to-Income Ratio 3. Downpayment 4. Right Property Follow thes...
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Ready to invest in rental properties? Here are the 4 crucial things you need to know before buying: 1. Stable Employment 2. Balanced Debt-to-Income Ratio 3. Downpayment 4. Right Property Follow these steps to ensure a smooth and profitable rental property investment journey. Like, comment, and subscribe for more real estate tips and advice! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HomeBuyingTips #RentalProperty #RealEstateInvestment #HouseHacking #PropertyInvestment #RentalIncome #RealEstateTips #InvestingInRealEstate #PassiveIncome #RealEstateInvestor #PropertyManagement

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Avoid This Deadly Real Estate Error

10/08/2024

Avoid bad tenants with this simple 3-step checklist: Income Verification: Ensure the applicant's total income before taxes is at least three times the monthly rent amount. Credit Check: Verify their...
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Avoid bad tenants with this simple 3-step checklist: Income Verification: Ensure the applicant's total income before taxes is at least three times the monthly rent amount. Credit Check: Verify their credit report to ensure there are no multiple missed payments or recent collections. Gut Feeling: Trust your instincts! Did they show up on time? Was their communication respectful? How does the inside of their car look? This last step is crucial and often overlooked but can single-handedly save you from a nightmare tenant experience #LJAguinaga #LJRealties #MontrealRealEstate #LandlordTips #TenantScreening #PropertyManagement #RentalProperty #RealEstateInvesting #LandlordLife #PropertyInvestment #TenantCheck #RentalIncome #RealEstateAdvice

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What To Know Before Buying A Home (2024)

09/08/2024

4 Effective Strategies for Young Adults to Buy a Property Sometimes people may put off becoming homeowners because the process seems too daunting and too confusing. I’m here this week to clear that u...
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4 Effective Strategies for Young Adults to Buy a Property Sometimes people may put off becoming homeowners because the process seems too daunting and too confusing. I’m here this week to clear that up and lay it out in easy steps. I believe that if you have all the information prior to starting the process and enlist the right professional help, you’ll be set up for success. If you have any questions, would like to work with my team, or tell me about your own experiences, leave me a comment down below!

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Montréal (Le Sud-Ouest) | Condo For Sale | 994.58 SQFT | 2 Bed | 1 Bath

08/08/2024

1548, RUE DES BASSINS, APT. 421, MONTRÉAL (LE SUD-OUEST) CENTRIS NO. 11970213 Welcome to the epitome of urban living in the heart of Griffintown! This stunning condo with a view of the canal is a tru...
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1548, RUE DES BASSINS, APT. 421, MONTRÉAL (LE SUD-OUEST) CENTRIS NO. 11970213 Welcome to the epitome of urban living in the heart of Griffintown! This stunning condo with a view of the canal is a true gem, offering a luxurious lifestyle with unparalleled amenities. The corner unit has a large bedroom, 1 full bathroom and 1 powder room. It includes 1 garage parking space, 2 storage lockers, and kayak storage space. The building offer its residents top notch amenities: indoor & outdoor pools, full equipped gym, rooftop patio, and common rooms. Located in Griffintown, the building is close to everything you need! Book your visit today! Bienvenue dans l'incarnation de la vie urbaine au coeur de Griffintown! Ce superbe condo avec vue sur le canal est un véritable bijou, offrant un style de vie luxueux avec des commodités inégalées. L'unité de coin dispose d'une grande chambre, d'une salle de bain complète et d'une salle d'eau. Il comprend une place de stationnement dans le garage, deux casiers de rangement et un espace de rangement pour les kayaks. L'immeuble offre à ses résidents des commodités de premier ordre: piscines, salle de sport, terrasse sur le toit et salles communes. Situé à Griffintown, l'immeuble est proche de tout ce vous avez besoin! Réservez votre visite! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #sudouest #condolife #condoforsale #montrealcondo #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #condoliving

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Is it FINALLY time to change from variable to fixed?

07/08/2024

Thinking about switching your variable rate mortgage to a fixed rate? Here's why I believe sticking with a variable rate might be the better bet.  I've been riding the variable rate wave since Decemb...
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Thinking about switching your variable rate mortgage to a fixed rate? Here's why I believe sticking with a variable rate might be the better bet.  I've been riding the variable rate wave since December 2021, and after the recent rate reductions, it’s looking promising.  Sure, those 3-year and 5-year fixed rates are getting more tempting each day, but if you’ve weathered the storm this long, it might be worth holding out.  What do you think is the best decision for you? #MortgageAdvice #VariableRate #FixedRate #RealEstate #FinancialPlanning #MortgageTips #LJRealties

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Good News Mortgage Rates

03/08/2024

Don't wait for lower mortgage rates! Find out why now might be the perfect time to buy a home. A recent study shows that over 70% of people paused their home-buying plans due to higher rates and pay...
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Don't wait for lower mortgage rates! Find out why now might be the perfect time to buy a home. A recent study shows that over 70% of people paused their home-buying plans due to higher rates and payments. When rates drop, these buyers will flood back into the market, competing for the limited number of homes available. Act now and take advantage of the market with fewer buyers to save money and avoid headaches. Remember, the price you pay for a home is permanent, but the interest rate is not. #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingStrategy #MortgageRates #RealEstateMarket #HomeBuyingTips #RealEstateAdvice #MarketUpdate #HomeBuyingProcess #MortgageAdvice #RealEstateInvesting #HomePurchaseStrategy

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Boisbriand | House For Sale | 2,388.51 SQFT | 4 Bed | 2.5 Bath

03/08/2024

3205, RUE MONTCALM, BOISBRIAND CENTRIS NO. 28779861 Incredible 4 bedroom, 2.5 bathroom townhouse for sale in Boisbriand! This stunning home sits on a street corner, has a built-in garage with 2 parki...
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3205, RUE MONTCALM, BOISBRIAND CENTRIS NO. 28779861 Incredible 4 bedroom, 2.5 bathroom townhouse for sale in Boisbriand! This stunning home sits on a street corner, has a built-in garage with 2 parking spots, and a very large private patio! Split over 3 levels and a fully finished basement, this home is perfect for a family looking to settle down in a fantastic neighbourhood. The home is located close to primary schools, daycares, and high schools, and has easy access to the highway. With proximity to the Faubourg Boisbriand shopping centre, residents are close to all the essentials: shops, restaurants, banks, and much more! Incroyable maison de ville de 4 chambres à coucher et 2,5 salles de bain à vendre à Boisbriand! Cette superbe maison est située au coin d'une rue, avec un garage intégré avec 2 places de stationnement et un patio! Répartie sur 3 niveaux et un sous-sol aménagé, cette maison est parfaite pour une famille cherchant à s'installer dans un quartier fantastique. Située à proximité des écoles primaires, des garderies et des écoles secondaires, et un accès facile à l'autoroute. La proximité du centre commercial du Faubourg Boisbriand permet aux résidents d'avoir accès à tous les services essentiels: boutiques, restaurants, banques, et plus encore! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #boisbriand #HouseForSale #RealEstateTour #MontrealProperty #HouseLife #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #basement #basementfinishing

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Why 30% of Young Adults Need Their Parents to Buy a House

02/08/2024

4 Effective Strategies for Young Adults to Buy a Property Did you know that 30% of young adults receive help from their parents to purchase a property? 🏡 In today's video, I will dive into the curren...
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4 Effective Strategies for Young Adults to Buy a Property Did you know that 30% of young adults receive help from their parents to purchase a property? 🏡 In today's video, I will dive into the current market conditions and explore why many young buyers struggle to buy a home on their own. With rising housing costs, student loans, and financial challenges, entering the real estate market can be tough. But don't worry—help is available! In this video, you'll learn 4 effective strategies: Getting help with the down payment and paying it back later - A common strategy to kickstart your homeownership journey. Having a co-signer for the mortgage - Secure your loan with a little help from a trusted family member. Partnership - Teaming up with family to invest in real estate. Receiving and accepting a financial gift - Build generational wealth with a helping hand.

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Understanding Conditional Offers

31/07/2024

A conditional offer includes specific conditions that must be met before the sale can be finalized, like securing financing or passing a home inspection. If the conditions aren’t met, the offer can be...
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A conditional offer includes specific conditions that must be met before the sale can be finalized, like securing financing or passing a home inspection. If the conditions aren’t met, the offer can be withdrawn without penalty. For example, Marco's $700,000 offer for a Montreal condo has conditions for mortgage approval and inspection. If these aren’t satisfied, he can back out without losing his deposit. Meeting with a real estate agent and mortgage broker beforehand ensures you're prepared for these conditions. #RealEstateTips #ConditionalOffer #HomeBuying #MontrealHomes #PropertyPurchase #LJRealties #HomeInspection #MortgageApproval #RealEstateAdvice

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Griffintown, Montréal : Guide de référence d'un local

30/07/2024

Si vous êtes à la recherche d'un nouveau coin de la ville à explorer ou à habiter, ne cherchez pas plus loin que l'un des quartiers les plus branchés de Montréal : Griffintown. Ce quartier regorge d'e...
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Si vous êtes à la recherche d'un nouveau coin de la ville à explorer ou à habiter, ne cherchez pas plus loin que l'un des quartiers les plus branchés de Montréal : Griffintown. Ce quartier regorge d'excellentes opportunités immobilières, d'innombrables restaurants et cafés et est en général un endroit fantastique où il fait bon vivre. Qu'est-ce que vous préférez dans ce quartier ? Dites-le-moi dans les commentaires ci-dessous !

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Mortgage Insurance Explained: What You Need to Know

29/07/2024

Understanding mortgage insurance is key! 🏡 Here's why it's worth considering: Mortgage insurance protects your lender if you can't make payments and is required with a down payment of less than 20%. I...
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Understanding mortgage insurance is key! 🏡 Here's why it's worth considering: Mortgage insurance protects your lender if you can't make payments and is required with a down payment of less than 20%. It allows you to buy a home with a smaller down payment and can help you secure a lower interest rate. Additionally, creditor insurance covers your mortgage payments if you become disabled and can't work, keeping your home and family secure. Comment below which type of insurance you’d like to learn more about! . . . #MortgageInsurance #HomeBuyingTips #RealEstateAdvice #HomeOwnership #LJRealties #InvestmentProtection #ljrealties #ljimmobilier #mtlrealestate

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Unlock Your Home's True Value: Get a Free Evaluation

27/07/2024

Thinking home evaluations are only for when you’re moving? Here are three reasons to get one even if you’re not: 1. Know Your Home’s Value: Get an accurate market value to make informed financial dec...
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Thinking home evaluations are only for when you’re moving? Here are three reasons to get one even if you’re not: 1. Know Your Home’s Value: Get an accurate market value to make informed financial decisions. 2. Plan for Renovations: Discover which upgrades will increase your home’s value. 3. Set Future Goals: Gain professional insights to plan for your real estate future. At LJ Realties, we provide free home evaluations with no obligations. Schedule yours today and start planning for a better future with your home! #HomeEvaluation #RealEstateTips #KnowYourWorth #HomeValue #PropertyRenovations #FutureGoals #LJRealties #FreeEvaluation #RealEstateAdvice #HomeImprovement #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HousingTrends #RealEstateInsights #LJRealties #HomeBuyingTips #PropertyInvestment #EstatePlanning #RealEstate #MortgageTips #HomeOwnership #WillAndTrust #Probate #FinancialPlanning #RealEstateAdvice #PropertyManagement #HomeBuying

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Mistakes to Avoid When Buying a House (2024)

26/07/2024

The home buying process can be complicated and stressful at times, and there are many different ways that it can go wrong. Take note of these 10 mistakes that buyers can make so that you don’t repeat ...
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The home buying process can be complicated and stressful at times, and there are many different ways that it can go wrong. Take note of these 10 mistakes that buyers can make so that you don’t repeat them yourself!  Pairing up with the right professionals can make all the difference. Reach out to us today to get started!

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Breaking News: Bank of Canada Announcement 📣

24/07/2024

Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you th...
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Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #ljrealties #ljaguinaga #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Save More Than 150K On Your Next House

24/07/2024

Want to save over $150,000 on your next mortgage? 🏠💸 The math is legit, and this easy strategy can make a huge difference! In this video, I explain how you can use a bi-weekly payment plan to drasti...
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Want to save over $150,000 on your next mortgage? 🏠💸 The math is legit, and this easy strategy can make a huge difference! In this video, I explain how you can use a bi-weekly payment plan to drastically reduce the interest you pay over the life of your loan. Let's take a sample loan of $500,000 with a 30-year fixed rate of 6.5%. By switching to bi-weekly payments, you can save a significant amount of money without much impact on your monthly budget. Sample Loan: $500,000 at 6.5% interest for 30 years. Total Interest Over 30 Years: $637,722. Bi-Weekly Payment Plan: Divide your monthly payment by 52, then multiply by 2. Total Savings: Over $151,000 in interest. Don't miss out on this simple yet effective mortgage hack. Like, comment, and subscribe for more money-saving tips! #MortgageHacks #SaveMoney #RealEstate #FinancialTips #HomeOwnership #MortgageSavings #BiWeeklyPayments #InterestSavings #RealEstateAdvice #PropertyInvestment #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HousingTrends #RealEstateInsights #LJRealties #HomeBuyingTips #PropertyInvestment #EstatePlanning #RealEstate #MortgageTips #HomeOwnership #WillAndTrust #Probate #FinancialPlanning #RealEstateAdvice #PropertyManagement #HomeBuying

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Le Sud-Ouest | Condo For Sale | 866.59 SQFT | 1 Bed | 1 Bath

24/07/2024

2695, RUE DE COLERAINE, MONTRÉAL (LE SUD-OUEST) NO CENTRIS 20348520 One of a kind 2 bedroom, 1 bathroom condo for sale in Pointe-Saint-Charles! This second floor unit is split over two levels, and a ...
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2695, RUE DE COLERAINE, MONTRÉAL (LE SUD-OUEST) NO CENTRIS 20348520 One of a kind 2 bedroom, 1 bathroom condo for sale in Pointe-Saint-Charles! This second floor unit is split over two levels, and a staircase leading up to the mezzanine with a private rooftop patio! The building boasts environmentally friendly building materials and is equipped with a geothermal heating system. The rooms in this corner unit are spacious and the open concept floor plan can be arranged to suit any buyer's needs. With it's unbeatable location next to a park and close too all the essentials, it is not an opportunity to be missed. Book your visit today! Un condo unique de 2 chambres à coucher et 1 salle de bain à vendre à Pointe-Saint-Charles! Cette unité au deuxième étage est répartie sur deux niveaux, et une mezzanine avec un patio privé sur le toit! L'immeuble est construit avec des matériaux respectueux de l'environnement et est équipé d'un système de chauffage géothermique. Les pièces de cette unité d'angle sont spacieuses et le plan d'étage à aire ouverte peut être arrangé pour répondre aux besoins de l'acheteur. Avec son emplacement imbattable à côté d'un parc et à proximité de tous les services essentiels, c'est une occasion à ne pas manquer. Réservez votre visite aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #lesudouest #HouseForSale #RealEstateTour #MontrealProperty #HouseLife #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #basement #basementfinishing

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Don’t Buy A Home In 2024

22/07/2024

Thinking about buying a home in 2024? 🏡 Don't make a move until you've covered these 4 essential steps! Buying a home is a significant decision, and it's crucial to be fully prepared. Here are the top...
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Thinking about buying a home in 2024? 🏡 Don't make a move until you've covered these 4 essential steps! Buying a home is a significant decision, and it's crucial to be fully prepared. Here are the top 4 things you must do before purchasing a home: Save for Downpayment & Closing Costs: Ensure you have enough saved. Typically, you'll need at least 5% of the purchase price. For a $400,000 home, that's at least $20K in liquid savings. Assess if Homeownership is Right for You: Consider if you're planning to stay in the area for several years and if you're prepared to handle maintenance issues. Discuss Financial Comfort with Your Spouse: Have a serious conversation about the maximum monthly payment you're comfortable with. Be realistic and honest with this figure. Consult with a Lender and Agent: Sit down with professionals who specialize in helping first-time buyers. They will guide you through all the preparation steps, ensuring you feel confident and prepared. Follow these steps to make a well-informed decision and secure your future home with confidence. Like, comment, and subscribe for more real estate advice! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HomeBuyingTips #RealEstateAdvice #FirstTimeHomeBuyer #HomeOwnership #RealEstate #BuyingAHome #HomeBuyingProcess #FinancialPlanning #DownPayment #HouseHunting

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What Happens To Your House When You Die

20/07/2024

What happens to your house if you die? 🏡 It's a tough question, but understanding the process can save your loved ones a lot of stress. In this video, we break down what happens to your property dep...
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What happens to your house if you die? 🏡 It's a tough question, but understanding the process can save your loved ones a lot of stress. In this video, we break down what happens to your property depending on your mortgage status, whether or not you have a will, and if you have set up a trust. Learn about the importance of estate planning and how to ensure your wishes are followed after you're gone. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HousingTrends #RealEstateInsights #LJRealties #HomeBuyingTips #PropertyInvestment #EstatePlanning #RealEstate #MortgageTips #HomeOwnership #WillAndTrust #Probate #FinancialPlanning #RealEstateAdvice #PropertyManagement #HomeBuying

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Q2 Montreal Housing Market Update - What You NEED To Know

19/07/2024

This week I’m here with the Montreal real estate Q2 2024 market update. If you’re looking for the real estate stats across the city, you’ve come to the right place. Are you interested in a particular ...
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This week I’m here with the Montreal real estate Q2 2024 market update. If you’re looking for the real estate stats across the city, you’ve come to the right place. Are you interested in a particular area that wasn’t covered or are looking for more details?  Let me know in the comments below and I can send you the information you’re looking for!

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Les quartiers prestigieux de Montréal révélés

17/07/2024

Si vous êtes à la recherche d'un logement de luxe ou si vous êtes simplement curieux de connaître les quartiers les plus riches de Montréal, vous êtes au bon endroit. Cette semaine, je vais vous prése...
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Si vous êtes à la recherche d'un logement de luxe ou si vous êtes simplement curieux de connaître les quartiers les plus riches de Montréal, vous êtes au bon endroit. Cette semaine, je vais vous présenter mes 5 quartiers les plus luxueux. De Westmount à Saint-Lambert, chaque quartier offre un charme et une élégance uniques. Êtes-vous prêt à commencer à magasiner votre maison de rêve ? Prenez rendez-vous avec moi dès aujourd'hui !

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3 Reasons Why Homes Don't Sell

17/07/2024

Wondering why your house isn't selling? 🏡 Here are the only 3 reasons why a home won't sell, and how you can avoid these pitfalls! Overpricing: The most common reason is that the home is seriously ov...
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Wondering why your house isn't selling? 🏡 Here are the only 3 reasons why a home won't sell, and how you can avoid these pitfalls! Overpricing: The most common reason is that the home is seriously overpriced. Many sellers overestimate their home's value. A good real estate agent will provide a realistic price, but sometimes sellers refuse to listen and list it too high. Terrible Real Estate Agent: Surprisingly, some homes don't sell because the listing agent is unresponsive, difficult to deal with, and makes it hard to show the home. A good agent is key to a successful sale. Issues with the Home: Whether it's major repairs, bad odours, or proximity to a noisy road, any significant issues can deter potential buyers. If you're facing any of these problems, it's time to reassess and make necessary changes. Like, comment, and subscribe for more real estate tips! #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HousingTrends #RealEstateInsights #LJRealties #HomeBuyingTips #PropertyInvestment #EstatePlanning #RealEstate #RealEstateTips #HomeSelling #PropertyAdvice #SellingYourHome #RealEstate #HomeValue #RealEstateAgent #HomeRepairs #RealEstateMarket #PropertySelling

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Inflation Announcement 📣

16/07/2024

Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or ...
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Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Selling vs. Refinancing: Which Option is Best for Your Home Upgrade?

15/07/2024

A client recently asked if they should sell or refinance to buy a larger home. My advice? Always refinance if possible. Keep your assets, avoid taxes, and build equity. Remember Barbara Corcoran’s w...
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A client recently asked if they should sell or refinance to buy a larger home. My advice? Always refinance if possible. Keep your assets, avoid taxes, and build equity. Remember Barbara Corcoran’s words: 'Refinance and continue with your investments.' Selling should be your last resort. 🏡💼 #LJAguinaga #LJRealties #MontrealRealEstate #MortgageTips #RealEstateAdvice #HomeBuying #MortgageAdvice #RealEstateTips #HomeOwnership #FirstTimeHomeBuyer #FinancialPlanning #PropertyInvestment #RealEstateMarket #RealEstateAdvice #BuildEquity

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Vaudreuil-Dorion | House For Sale | 1,664.00 SQFT | 3 Beds | 2+2 Bath

13/07/2024

931, RUE DES NÉNUPHARS, VAUDREUIL-DORION CENTRIS NO. 18244274 Incredible 3 bedroom townhouse for sale in Vaudreuil-Dorion! This stunning property, built in 2018 is tastefully designed with high-quali...
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931, RUE DES NÉNUPHARS, VAUDREUIL-DORION CENTRIS NO. 18244274 Incredible 3 bedroom townhouse for sale in Vaudreuil-Dorion! This stunning property, built in 2018 is tastefully designed with high-quality materials and gorgeous finishes. With a fully finished basement, 3 closed bedrooms, 2 full bathrooms and 2 powder rooms, this house is perfect for a family! There is a garage, driveway parking spot and 1 outdoor assigned parking spot. There is a fenced private backyard, perfect for enjoying the outdoors! With easy access to the highway and proximity to all the essentials, it is not an opportunity to be missed! Book your visit today! Incroyable maison de ville de 3 chambres à vendre à Vaudreuil-Dorion! Cette superbe propriété, construite en 2018, est conçue avec goût avec des matériaux de haute qualité et des finitions magnifiques. Avec un sous-sol aménagé, 3 chambres fermées, 2 salles de bain complètes et 2 salles d'eau, cette maison est parfaite pour une famille! Il y a un garage, une place de stationnement dans l'allée et 1 place de stationnement extérieure. Le jardin privé est clôturé, idéal pour profiter de l'extérieur! Avec un accès facile à l'autoroute et la proximité de tous les services essentiels, c'est une occasion à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #VaudreuilDorion #HouseForSale #RealEstateTour #MontrealProperty #HouseLife #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #basement #basementfinishing

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Is a 45-Year Mortgage the Solution to High Prices?

13/07/2024

45-year mortgage? Learn the pros and cons before making a decision! 🏡 Let's dive into the pros and cons of choosing an extended amortization period. We'll explore how a 45-year mortgage could make ho...
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45-year mortgage? Learn the pros and cons before making a decision! 🏡 Let's dive into the pros and cons of choosing an extended amortization period. We'll explore how a 45-year mortgage could make homeownership more accessible with lower monthly payments and higher borrowing capacity, but also discuss the downsides like paying more interest over time and the potential risks involved. Don't forget to like, comment, and subscribe for more real estate tips and advice! #LJAguinaga #LJRealties #MontrealRealEstate #MortgageTips #RealEstateAdvice #HomeBuying #45YearMortgage #Amortization #HomeBuying #MortgageAdvice #RealEstateTips #HomeOwnership #FirstTimeHomeBuyer #FinancialPlanning #PropertyInvestment #RealEstateMarket

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Quebec's 3-Year Moratorium on Evictions: What It Means for You

12/07/2024

New Rental Laws In May 2024, the province of Quebec saw some changes to rental laws that will affect both tenants and landlords. It’s important to understand these changes, especially if you’re plann...
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New Rental Laws In May 2024, the province of Quebec saw some changes to rental laws that will affect both tenants and landlords. It’s important to understand these changes, especially if you’re planning on getting into the market anytime soon. You may end up purchasing a property and not actually be able to use it as you intended. Do you agree with these changes? Let me know in the comment down below!

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The average cost of rent reaches an all-time record in Canada

11/07/2024

Imagine this: a tenant in Vancouver discovered that living in an all-inclusive resort in Mexico and working remotely costs less than renting a small condo in Canada! 🌴💻 Hard to believe, right? Would ...
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Imagine this: a tenant in Vancouver discovered that living in an all-inclusive resort in Mexico and working remotely costs less than renting a small condo in Canada! 🌴💻 Hard to believe, right? Would you consider it? This underscores the importance of owning a home. Renting is a great short-term fix, but building wealth through home ownership should be the ultimate goal. Secure your future by prioritizing a permanent roof over your head. #homeownership #WealthBuilding #RealEstateAdvice #RemoteWorkLife #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses #montrealdesign #montrealcity #montrealrealestate #mtlrealestate #montrealmoments #mtljetaime #montrealer #montrealquebec #montrealblogger #mtllife #montrealrealtor #mtlrealtor #immobilier

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Beaconsfield | House For Sale | 9,578 SQFT | 4+1 Beds | 2+1 Bath

10/07/2024

99, BOUL. BEACONSFIELD, BEACONSFIELD CENTRIS NO. 98877009 Welcome to your new home in Beaconsfield! This stunning 4-bedroom, 2.5-bathroom property offers a perfect blend of comfort, style, and conven...
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99, BOUL. BEACONSFIELD, BEACONSFIELD CENTRIS NO. 98877009 Welcome to your new home in Beaconsfield! This stunning 4-bedroom, 2.5-bathroom property offers a perfect blend of comfort, style, and convenience. Situated on a desirable corner lot, the unique and functional layout with generous room sizes ensures that the home is spacious enough for the whole family. The large backyard is ideal for outdoor activities and relaxation. Nestled in a peaceful neighbourhood, this home is just moments away from top-notch amenities, including shopping centres, schools, parks, and public transportation. Bienvenue dans votre nouvelle maison à Beaconsfield! Cette superbe propriété de 4 chambres à coucher et 2.5 salles de bains offre un mélange parfait de confort, de style et de commodité. Située sur un terrain d'angle, la disposition unique et fonctionnelle avec des pièces de taille généreuse garantit que la maison est assez spacieuse pour toute la famille. Le grand jardin est idéal pour les activités de plein air et la tranquillité. Nichée dans un quartier paisible, cette maison n'est qu'à quelques minutes des services essentiels: des centres commerciaux, des écoles, des parcs et des transports en commun. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #beaconsfield #HouseForSale #RealEstateTour #MontrealProperty #HouseLife #HomeSweetHome #PropertyListing #Montreal #montrealrealestate #privateterrace

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How Much Home You Can Afford?

08/07/2024

Find out how much home you can afford with this easy calculation! Here's the breakdown: 1. Start with your total household income before taxes or deductions. 2. Multiply your monthly income by 0.34....
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Find out how much home you can afford with this easy calculation! Here's the breakdown: 1. Start with your total household income before taxes or deductions. 2. Multiply your monthly income by 0.34. 3. This result is the house payment you would qualify for, including principal and interest. This ensures your payment is about one-third of your total income, leaving room for taxes, insurance, and other expenses. It's important to consider other variables, but this method gives you a solid starting point. If you have any questions or need personalized advice, feel free to reach out. #HomeAffordability #MortgageCalculation #RealEstateTips #HomeBuyingGuide #Budgeting #FinancialPlanning #HomeOwnership #FirstTimeHomeBuyer #MortgageRates #HouseHunting #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership

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Unlock Wealth: The Secret Power of Good Debt

06/07/2024

Discover the secret that separates the rich from the not-so-rich: the strategic use of good debt. Learn the difference between good and bad debt, and how to use debt to invest in assets that appreciat...
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Discover the secret that separates the rich from the not-so-rich: the strategic use of good debt. Learn the difference between good and bad debt, and how to use debt to invest in assets that appreciate in value and generate income. If you want to achieve financial success, understanding this principle is crucial. 🔑 Key Takeaways: 1. Not all debt is bad. Learn what makes debt good or bad. 2. How to identify and leverage good debt for financial growth. 3. Real-life examples of using debt to build wealth. #LJAguinaga #LJRealties #GoodDebt #WealthBuilding #FinancialFreedom #SmartInvesting #DebtManagement #RichVsPoor #FinancialLiteracy #Investing #DebtStrategy #RealEstateInvesting #WealthCreation #FinanceTips #MoneyManagement #SmartMoney #DaveRamsey #DebtFree #AssetBuilding #IncomeGeneratingAssets #FinancialEducation #DebtWisdom #RealEstate #InvestmentTips #DebtSecrets #FinancialSuccess #InvestmentStrategy #BuildingWealth #DebtKnowledge #MoneyWisdom #GoodVsBadDebt #DebtInsights

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Is There a Solution to Canada's Housing Affordability Problem?

05/07/2024

Do Canadian Cities Have An Affordability Issue? It may seem like these days it is getting harder and harder to secure a property. It is a concern that many Canadians currently have. This week I’ll ou...
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Do Canadian Cities Have An Affordability Issue? It may seem like these days it is getting harder and harder to secure a property. It is a concern that many Canadians currently have. This week I’ll outline the current condition of our Canadian market, as well as external factors that are impacting the young get generation’s ability to buy property. Are you experiencing any of these difficulties? Don’t let them stop you, reach out to me and get started with our team today. We would love to make your home-owning dreams a reality!

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The Big Question: Will Home Prices Decrease?

04/07/2024

Will home prices drop? In most markets, prices are expected to stay flat or rise slightly. But there are opportunities for deals if you know where to look! Subscribe for more real estate insights and ...
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Will home prices drop? In most markets, prices are expected to stay flat or rise slightly. But there are opportunities for deals if you know where to look! Subscribe for more real estate insights and strategies. #LJAguinaga #LJRealties #MontrealRealEstate #RealEstateMarket #HomePrices #HousingTrends #RealEstateInsights #LJRealties #HomeBuyingTips #PropertyInvestment #MarketAnalysis #RealEstate2024 #HomeBuyingStrategies

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The key to building wealth

02/07/2024

Do you know the ultimate real estate no-brainer of all time? If I could go back, I'd buy a multi-unit property (2-4 units) with a CMHC loan, putting just 5%-10% down. This move allows you to own you...
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Do you know the ultimate real estate no-brainer of all time? If I could go back, I'd buy a multi-unit property (2-4 units) with a CMHC loan, putting just 5%-10% down. This move allows you to own your home and generate rental income right away. Eventually, you move out and continue to benefit from the cash flow. It's a game-changer! 🏘️💰 #realestateinvestment #SmartInvesting #IncomeProperty #FirstHome #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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Le désastre fiscal de 43 000 $ d'un locataire montréalais expliqué

02/07/2024

Bienvenue ! Dans cette vidéo, j'aimerais aborder un article récemment publié sous le titre « Un locataire montréalais forcé de payer les impôts de son propriétaire », en discutant des événements et de...
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Bienvenue ! Dans cette vidéo, j'aimerais aborder un article récemment publié sous le titre « Un locataire montréalais forcé de payer les impôts de son propriétaire », en discutant des événements et des implications pour les propriétaires et les locataires. Découvrez les détails choquants de la rencontre inattendue d'un locataire avec l'ARC concernant les impôts dus par un propriétaire non-résident. J'expliquerai ce qui s'est passé, les aspects juridiques et surtout, les conséquences que cette situation pourrait avoir pour vous en tant que propriétaire ou locataire. Principales informations couvertes : 1. Comprendre la distinction entre les propriétaires résidents et non-résidents à des fins fiscales. 2. Explorer les responsabilités des locataires dans la vérification du statut fiscal de leur propriétaire. 3. L'importance de la diligence raisonnable dans les contrats de location afin d'éviter les pièges juridiques. 4. Conseils et stratégies pour se protéger en tant que propriétaire ou locataire dans des situations similaires. 5. Les avantages d'une collaboration avec un gestionnaire immobilier pour une protection et une efficacité accrues.

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Upgrade To A Bigger, Nicer Home Without Selling Your Current One!

29/06/2024

Thinking about upgrading to a bigger, nicer home but don't want to sell your current one with a low mortgage payment? Many real estate agents won't tell you this, but you can actually buy your next ho...
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Thinking about upgrading to a bigger, nicer home but don't want to sell your current one with a low mortgage payment? Many real estate agents won't tell you this, but you can actually buy your next home without selling your current property. I'll show you how to make it happen with a small down payment and turn your current home into a profitable rental property. With strong rental markets and low payments on your current home, you can use the rent to cover part of the higher payment on your new home. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership #RealEstateTips #HomeBuyingAdvice #RentalProperty #UpgradeYourHome #LJRealties #RealEstateStrategy #PropertyInvestment #LowMortgagePayment #HomeBuying2024 #RealEstateInvesting

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Strategies for Using RRSPs, TFSAs, and FHSAs to Buy a House

28/06/2024

It’s a great time to be a first time homebuyer in Canada because there are multiple different accounts and strategies available to make your dreams a reality! In this video I’ll take you through the i...
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It’s a great time to be a first time homebuyer in Canada because there are multiple different accounts and strategies available to make your dreams a reality! In this video I’ll take you through the ins and outs of each with some examples to help you understand. By the end of the video, my hope is that you are able to pick which account could work best to align with your personal goals. As always, if you need any extra information or assistance, book a call with me today!

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Montreal VS Toronto Rentals: Which City is More Affordable?

27/06/2024

Considering a move to either Montreal or Toronto and wondering which city has more affordable rentals? Let's break it down: In Montreal, a one-bedroom apartment averages at $1,200 per month, while in...
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Considering a move to either Montreal or Toronto and wondering which city has more affordable rentals? Let's break it down: In Montreal, a one-bedroom apartment averages at $1,200 per month, while in Toronto, it's around $2,300. For two-bedroom apartments, Montreal is at $1,500 compared to Toronto's $2,900. That's a big difference! But remember, salaries in Toronto tend to be higher, which could balance out the cost of living. Plus, consider the lifestyle each city offers – Montreal's vibrant arts and culture scene vs. Toronto's bustling job market and endless opportunities. Which city is more affordable for you? It all comes down to your budget and priorities. 🏡💼 #MontrealVsToronto #CostOfLiving #CityLife #RentalMarket #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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Breaking News: big inflation announcement today!

25/06/2024

Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you th...
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Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Understand the difference: Insured VS Non-Insured Mortgage

24/06/2024

Insured vs. Conventional Mortgages: What's the Difference? Insured Mortgage: Requires less than 20% down payment Needs mortgage default insurance Lower interest rates, but higher borrower costs Con...
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Insured vs. Conventional Mortgages: What's the Difference? Insured Mortgage: Requires less than 20% down payment Needs mortgage default insurance Lower interest rates, but higher borrower costs Conventional Mortgage: Requires 20% or higher down payment No insurance needed, cost savings Higher interest rates due to increased risk Which is better? If you can manage a 20% down payment, it’s usually more cost-effective long-term. If not, get into the market sooner with an insured mortgage. #Mortgage101 #HomeBuying #RealEstateTips #FirstHome #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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Is homeownership attainable for young adults without help from mom and dad?

23/06/2024

This week on Under One Roof MTL, the gang chats about the capital gains tax rule changes that go into effect this week. Plus, they look at how the bond market impacts fixed rate mortgages, AND whether...
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This week on Under One Roof MTL, the gang chats about the capital gains tax rule changes that go into effect this week. Plus, they look at how the bond market impacts fixed rate mortgages, AND whether or not homeownership is realistically attainable for young adults without assistance from the bank of mom and dad.

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Harsh truth about current real estate market

22/06/2024

In today's real estate market, interest rates remain higher for longer than expected, primarily due to persistent inflation. While many anticipated a drop in home prices due to low buyer demand, the l...
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In today's real estate market, interest rates remain higher for longer than expected, primarily due to persistent inflation. While many anticipated a drop in home prices due to low buyer demand, the lack of available homes has kept prices relatively stable. However, there are still opportunities to find better deals in certain areas. Buyers who can afford to purchase now are taking advantage of the market and planning to refinance when interest rates eventually decrease. #RealEstate2024 #HighInterestRates #HomeBuyingTips #RealEstateMarket #PropertyInvesting #RealEstateAdvice #LJRealties #HousingMarket #RefinanceTips #InflationImpact #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership

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Reverse Mortgages: A Complete Guide for Canadian Homeowners

21/06/2024

Are you looking into different ways to set yourself up in regards to a retirement plan? Have you heard about a reverse mortgage? Maybe you have and don’t understand it, or wonder if it’s too risky. I’...
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Are you looking into different ways to set yourself up in regards to a retirement plan? Have you heard about a reverse mortgage? Maybe you have and don’t understand it, or wonder if it’s too risky. I’m here to de-mystify the concept and answer any questions you may have! If this a strategy that you or a loved one want to explore, reach out to me today and I will guide you to the right professional to get you started.

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Why Buyers Are Pausing Home Purchases in 2024: Understanding the Impact of Mortgage Rates

20/06/2024

Data reveals why many potential homebuyers are hitting the pause button on their purchasing plans. With 72% of buyers citing higher mortgage rates as the primary reason, it's crucial to understand how...
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Data reveals why many potential homebuyers are hitting the pause button on their purchasing plans. With 72% of buyers citing higher mortgage rates as the primary reason, it's crucial to understand how this impacts the housing market. 🏡 Key Points Covered: 1. Impact of higher mortgage rates on homebuying decisions. 2. The role of low inventory and high prices in deterring buyers. 3. Current trends in home prices and market stability. 4. Predictions for future mortgage rate changes and their effects on buyer behavior. 5. Strategic insights on why some buyers are choosing to purchase now. If you're navigating Montreal's housing market in 2024, this video provides essential insights to help you make informed decisions. Remember, while mortgage rates may fluctuate, the price you pay for a property is permanent. #RealEstateTrends #MortgageRates #HomeBuying2024 #HousingMarket #LJRealties #RealEstateAdvice #HomePrices #MarketAnalysis #MortgageTips #BuyersMarket #RealEstate2024 #HomeBuyingTips #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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The cost of this bathroom renovation! Was it worth it?

18/06/2024

The cost of this bathroom renovation – was it worth it? 🚿✨ Let's break down the expenses and discuss if the investment made sense. Dive into the details with me and share your thoughts! 🛁🏡 #bathro...
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The cost of this bathroom renovation – was it worth it? 🚿✨ Let's break down the expenses and discuss if the investment made sense. Dive into the details with me and share your thoughts! 🛁🏡 #bathroomrenovation #HomeImprovement #RenovationCosts #InvestmentWorth #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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8 choses que vous ne saviez pas sur la vie à Montréal en 2024

18/06/2024

Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je ...
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Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je suis ici pour partager mes 8 principaux faits qui font de Montréal le bijou unique qu'elle est. L'un d'entre eux vous a-t-il surpris ? Qu'est-ce que vous aimez le plus à propos de Montréal ? Laissez-moi le savoir dans les commentaires ci-dessous !

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The latest Canadian consumer credit trends

16/06/2024

This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or varia...
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This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or variable rate mortgage is the best option for homeowners right now, AND chat about the payment shock that many Canadians are experiencing as their mortgages come up for renewal at much higher interest rates.

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How do you know if it is a good time for you to buy a home?

15/06/2024

Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income ...
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Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income and enough for a small down payment? 3. Can you find a home with comfortable payments? If you answered yes, it might be the perfect time to explore buying in today's market! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights #montreal #mtl #mtlcity #made_in_mtl #montrealstyle #mtlrealestate #mtlrealtor #newhome #househuntingtips #househuntingbegins #househuntingmtl

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The Hidden Risks: Condo Investment Challenges

14/06/2024

Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo h...
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Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo horror stories, but if you do the proper research along the way of your search, you can ensure that it is a smart investment. Do you have any questions or need further explanation? Let me know in the comments below!

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Understanding Real Estate Basics: Down Payment vs. Closing Costs!

12/06/2024

The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees ...
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The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

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Reduced interest rates, credit reports and bridge loans!

09/06/2024

This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to kn...
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This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to know about credit reports, and fixing your credit score, as well as explain what a bridge loan is and when you might use one.

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Top safest neighbourhoods in Montreal for 2024

07/06/2024

Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own pub...
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Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own public security initiatives and sense of community that can make any potential new resident feel safe at home. If you need help picking the right one for you, reach out to us today!

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Bank of Canada Announcement!! 📣 #realestate #bankofcanada #interestrates

05/06/2024


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5 raisons pour lesquelles vous devriez déménager à Montréal en 2024

04/06/2024

Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombre...
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Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombreux événements culturels, de la cuisine raffinée, des divers quartiers ou de tout ce qui se trouve entre les deux, cette ville a de quoi plaire à tout le monde. Si vous êtes prêt à vous installer dans cette ville dynamique, prenez rendez-vous avec moi dès aujourd'hui !

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Why you should be layering different kinds of insurance products

03/06/2024

This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which product...
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This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which products are right for them and their families.  We also chat about the Bank of Canada's upcoming interest rate announcement, as well as what Canadian home values continuing to increase means for both first-time homebuyers trying to enter the market, as well as retirees whose financial plans are tied up in their homes.

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Montreal Real Estate Guide for Millennials in 2024

31/05/2024

Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it com...
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Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it comes to purchasing real estate in Montreal. With the proper guidance and preparation, you’ll be less overwhelmed and can focus your energy on being excited for the journey! Book a call with me and get started today!

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Inflation is down; does that mean interest rates will soon follow?

26/05/2024

This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve ...
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This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve their credit before applying for mortgage pre-approval. 

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How To Buy Without Selling Your Current Home

25/05/2024

Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealE...
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Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership

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Griffintown, Montreal: A Local's Insider Guide

24/05/2024

If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opport...
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If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opportunities, countless restaurants & cafés, and is overall a fantastic place to be. What’s your favourite thing about this neighbourhood? Let me know in the comments below!

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Trick To Boost Your Credit Score Fast

22/05/2024

Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinag...
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Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #CreditScoreBoost #CreditRepair #PersonalFinance #HomeBuyingTips #FinancialAdvice

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May 21st: Bank of Canada Inflation Update

21/05/2024

Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or ...
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Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Découvrez le futur de Montréal: développements à venir

21/05/2024

De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et m...
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De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et mise à jour de notre système de transport en commun : de grandes choses nous attendent ! Quel est le projet qui vous enthousiasme le plus ? Dites-le-moi dans les commentaires ci-dessous !

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Advice for first-time homebuyers

20/05/2024

This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real ...
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This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real estate market.

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Big Mistake Buyers Make In Today's Market

20/05/2024

Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #...
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Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

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Bold Move: Partnering for Property Success

18/05/2024

Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purc...
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Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purchasing power. Would you consider this strategy? #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #RealEstatePartnership #CoOwnership #PropertyInvestment #RealEstateStrategy #RealEstateTips

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Montreal Tenant’s $43,000 Tax Disaster Explained

17/05/2024

Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants a...
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Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants alike. Discover the shocking details of a tenant's unexpected encounter with the CRA regarding taxes owed by a nonresident landlord. I will break down what happened, the legalities involved, and most importantly, how this situation could impact you as a landlord or a tenant. Key Insights Covered: 1. Understanding the distinction between resident and nonresident landlords for tax purposes. 2. Exploring the responsibilities of tenants in verifying their landlord's tax status. 3. The importance of due diligence in rental agreements to avoid legal pitfalls. 4. Tips and strategies to protect yourself as a landlord or tenant in similar situations. 5. Insights into the benefits of working with a property manager for added protection and efficiency.

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The Ultimate Guide: Closing Costs vs. Down Payment

15/05/2024

🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ C...
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🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

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The importance of succession planning in real estate

13/05/2024

This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession p...
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This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession planning.  We'll also chat a little about the CMHC's annual report, as well as what a tenant's legal rights and responsibilities are when they decide not to renew their lease. 

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Historic vs. Modern Properties

13/05/2024

Historic vs. Modern Properties Historic Properties: Advantages: - Unique Charm and Character: Historic properties often feature unique architectural details, craftsmanship, and historical charm that...
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Historic vs. Modern Properties Historic Properties: Advantages: - Unique Charm and Character: Historic properties often feature unique architectural details, craftsmanship, and historical charm that can be appealing to buyers who appreciate character and authenticity of older homes. - Potential for Tax Incentives: Some historic properties may be eligible for tax incentives or preservation grants, encouraging owners to maintain and restore the property. This can be a financial benefit for those willing to invest in the upkeep of the historical features. - Established Neighborhoods and Locations: Historic properties are often located in well-established neighborhoods with mature trees, sidewalks, and a sense of community. This can be appealing to buyers looking for a charming environment. Disadvantages: - Maintenance Challenges: Historic properties may require more maintenance and specialized care due to the age of the materials and construction methods. This can result in higher maintenance costs compared to modern properties. - Limited Modern Amenities: Older homes may lack the modern conveniences and energy-efficient features found in newer construction. Renovating to upgrade these amenities can be costly and may require compromising some historical elements. - Restrictions on Modifications: Some historic properties are subject to preservation regulations that limit the extent to which owners can modify or renovate the structure. This can be a drawback for buyers who wish to make significant changes to the property. Modern Properties: Advantages: - Energy Efficiency and Technology: Modern properties are often equipped with the latest energy-efficient technologies, appliances, and smart home features. This can result in lower utility costs and increased convenience for homeowners. - Customization and Flexibility: Buyers of modern properties have the flexibility to customize their homes to suit their preferences. Modern construction methods allow for open floor plans, flexible layouts, and the integration of cutting-edge design elements. - Lower Maintenance Costs: Modern homes typically require less maintenance than historic properties. The materials and construction methods used in modern buildings often contribute to lower long-term maintenance costs for homeowners. Disadvantages: - Lack of Historical Charm: Modern properties may lack the historical charm and unique features found in older homes. Some buyers may prioritize the character of a historic property over the modern aesthetic. - Potentially Homogeneous Design: In some modern developments, there can be a lack of diversity in architectural styles, resulting in a homogeneous appearance. This may not appeal to buyers seeking a more eclectic or diverse neighborhood. - Shorter Resale History: Modern properties may not have a long resale history compared to historic homes. This can make it challenging to predict how property values will appreciate over time. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

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Don’t Lose Money When You Buy A House

11/05/2024

Avoiding Common Mistakes: Don't overlook this crucial step when buying a house. Learn how to prevent unnecessary expenses and protect your investment by addressing key issues before closing. #LJAguin...
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Avoiding Common Mistakes: Don't overlook this crucial step when buying a house. Learn how to prevent unnecessary expenses and protect your investment by addressing key issues before closing. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

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Understanding Real Estate Capital Gains Tax: Canada Edition

10/05/2024

Are you puzzled by capital gains taxes in Canada? Look no further! Today I’ll take you through the ins and outs of this crucial aspect of real estate transactions. Whether you're a seasoned investor o...
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Are you puzzled by capital gains taxes in Canada? Look no further! Today I’ll take you through the ins and outs of this crucial aspect of real estate transactions. Whether you're a seasoned investor or a first-time seller, having all the facts will help you make more informed decisions when it comes to navigating the landscape of real estate taxation in Canada. If you still have questions or need more clarification, book a call with me today!

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Strategic Move: Trading Investments for Property

08/05/2024

Timing is Everything: Withdrawing from Investments to Purchase Property . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immo...
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Timing is Everything: Withdrawing from Investments to Purchase Property . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #rrsp #investmentstrategy #intestingfact #investingtips #withdrawing

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Vous êtes confronté à une crise hypothécaire ? Trouver des solutions efficaces

07/05/2024

Vous êtes dans une situation où vos paiements hypothécaires vous causent un stress financier ? J'ai une bonne nouvelle à vous annoncer : vous pouvez cesser de vous affoler, car des solutions s'offrent...
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Vous êtes dans une situation où vos paiements hypothécaires vous causent un stress financier ? J'ai une bonne nouvelle à vous annoncer : vous pouvez cesser de vous affoler, car des solutions s'offrent à vous. Bien que la situation de chacun soit différente, j'ai constaté que ces étapes peuvent être appliquées à tout le monde pour apporter une certaine tranquillité d'esprit et un soulagement. Ne vous laissez pas abattre par votre situation, contactez-moi et nous trouverons une solution !

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Secrets to Transform Your Home: Top 5 Renovations

06/05/2024

Boost Your Home's Value: Discover the top 5 renovations that offer the highest return on investment. These upgrades can enhance your property's appeal and increase its market value significantly. #...
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Boost Your Home's Value: Discover the top 5 renovations that offer the highest return on investment. These upgrades can enhance your property's appeal and increase its market value significantly. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeRenovations #ROI #HomeImprovement #PropertyValue #RealEstateInvestment #RenovationTips #BathroomRemodel #KitchenRemodel #LandscapingIdeas #HomeUpgrade #RealEstateROI #HomeRenovationTips #PropertyEnhancement #InteriorDesign #ExteriorRenovation #HomeMakeover #InvestmentReturns #RenovationProjects #PropertyImprovement #HomeValueIncrease #DIYHomeImprovement #RenovationIdeas #PropertyUpgrades #HomeRenovationGuide #ROIImprovement #HomeRenovationInspiration #HomeDesign #RealEstateMarket #HomeResaleValue #InvestmentAdvice

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Why a Montrealer is being forced to pay his landlord's taxes

05/05/2024

This week on Under One Roof MTL, we're joined by David Siscoe, a Montreal tenant who found out he owes the CRA $43,000... because his landlord hadn't been paying her taxes. How did this happen? We'll ...
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This week on Under One Roof MTL, we're joined by David Siscoe, a Montreal tenant who found out he owes the CRA $43,000... because his landlord hadn't been paying her taxes. How did this happen? We'll break it down for you.  Plus, is real estate a savvy investment strategy for retirement? And, is Montreal in trouble as the July 1st moving date approaches?

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Real Estate Alert: Superior Court Ruling Inspections

05/05/2024

Real Estate Alert: A Court Decision Shaping the Property Purchase Process! 🚨 In March of this year, the Superior Court of Quebec ruled on a case that's shaking up how we approach property transactio...
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Real Estate Alert: A Court Decision Shaping the Property Purchase Process! 🚨 In March of this year, the Superior Court of Quebec ruled on a case that's shaking up how we approach property transactions. 💰 The buyers were ordered to pay over $100,000 after walking away from an inspection. But here's the kicker: the court deemed the issues not significant enough to warrant cancellation! It's a wake-up call to understand what's reasonable when assessing a property's condition, especially considering its age. 🚨 Don't let unexpected surprises derail your purchase – know your inspection clause inside out! What are your thoughts on this judgment? Share below! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

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Exploring Montreal and Ottawa: Which is Better?

03/05/2024

Montreal and Ottawa are two amazing Canadian cities to live in. Each offers a dynamic real estate market and amazing neighbourhoods to suit any kind of lifestyle. I’ll show you the ins and outs of bot...
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Montreal and Ottawa are two amazing Canadian cities to live in. Each offers a dynamic real estate market and amazing neighbourhoods to suit any kind of lifestyle. I’ll show you the ins and outs of both, and then it’s up to you to decide: which one comes out on top? Let me know in the comments below which you prefer and why!

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Buy A Home With A Gift Of Equity

01/05/2024

Unlock the Gift of Equity: A win-win solution for buying property within the family. Learn how this strategy benefits both buyers and sellers, creating opportunities for low down payments and reduce...
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Unlock the Gift of Equity: A win-win solution for buying property within the family. Learn how this strategy benefits both buyers and sellers, creating opportunities for low down payments and reduced monthly payments. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #GiftOfEquity #FamilyProperty #RealEstateDeal #PropertyPurchase #HomeBuyingTips #EquityGift #DownPaymentAssistance #PropertyTransaction #MarketValue #FinancialStrategy #HomeOwnership #RealEstateAdvice #MortgageTips #GiftedEquity #PropertyDeal #HomeBuyers #FamilyHome #FinancialBenefits #RealEstateInvestment #TransactionBenefits #RealEstateMarket #FinancialPlanning #PropertyTransfer #EquityTransfer #MortgageOptions #HomeFinance #BuyingFromFamily #MarketInsights #FinancialOpportunity #WealthCreation #LowDownPayment

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Ville-Marie | Condo For Sale | 417 SQFT | 1 Beds | 1 Bath

30/04/2024

700, RUE ST-PAUL O., APP. 116, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 22393509 Welcome to your own urban oasis in the heart of Montreal! This stunning condo offers the perfect blend of contemporary livin...
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700, RUE ST-PAUL O., APP. 116, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 22393509 Welcome to your own urban oasis in the heart of Montreal! This stunning condo offers the perfect blend of contemporary living and upscale amenities, promising a lifestyle of comfort and convenience! This ground floor unit comes equipped with appliances, storage locker, and a private terrace overlooking the tranquil interior courtyard. Conveniently located in the heart of the Cité Multimedia, you will be surrounded with everything you need! It is perfect as an investment or a place to call home, book your visit today! Bienvenue dans votre propre oasis urbaine au coeur de Montréal ! Ce superbe condo offre un mélange parfait de vie contemporaine et d'aires communes haut de gamme, ce qui favorise un style de vie de confort et de commodité ! Cette unité au rez-de-chaussée est équipée d'appareils électroménagers, d'un casier de rangement et d'une terrasse privée donnant sur la cour intérieure. Idéalement situé au coeur de la Cité Multimédia, vous serez entouré de tout ce dont vous avez besoin ! Il est parfait comme investissement ou comme lieu de résidence, réservez votre visite dès aujourd'hui ! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #VilleMarie #CondoForSale #RealEstateTour #1BedroomCondo #MontrealProperty #CondoLife #HomeSweetHome #PropertyListing #BalconyViews #Montreal #montrealrealestate #privateterrace

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What Happens If You Buy And Home Prices Fall?

29/04/2024

Don't fear market dips! Learn why buying a home is a long-term investment that withstands fluctuations. Discover why real estate remains a solid asset despite occasional price decreases. #LJAguinag...
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Don't fear market dips! Learn why buying a home is a long-term investment that withstands fluctuations. Discover why real estate remains a solid asset despite occasional price decreases. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #LongTermInvestment #PropertyValues #MarketFluctuations #RealEstatePrices #HomeOwnership #FinancialStability #RealEstateAssets #PropertyInvesting #MarketTrends #InvestmentStrategy #WealthBuilding #HomeInvestment #AssetAppreciation #RealEstateMarket #PropertyOwnership #HousingMarket #RealEstateInsights #FinancialAdvice #MarketAnalysis #WealthManagement #RealEstateEducation #InvestmentOpportunity #PropertyOwnership #MarketDynamics #FinancialFuture #HomeBuyers #InvestmentPlanning #EconomicTrends #AssetGrowth

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How real estate photographers highlight your home's natural beauty

28/04/2024

This week on Under One Roof MTL, we're joined in studio by Montreal real estate photographer, Corey Kaminski, to talk about the importance of working with an experienced professional when listing your...
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This week on Under One Roof MTL, we're joined in studio by Montreal real estate photographer, Corey Kaminski, to talk about the importance of working with an experienced professional when listing your property. Plus, is it a good idea to sell off your entire portfolio to purchase your dream home?

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Most Important Hack To Get A Deal

27/04/2024

Unlock the secret to scoring a great deal on a house in 2024 in Montreal! Learn why finding a motivated seller is the key to negotiating a better price and seller credits. Don't miss out on this ins...
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Unlock the secret to scoring a great deal on a house in 2024 in Montreal! Learn why finding a motivated seller is the key to negotiating a better price and seller credits. Don't miss out on this insider tip! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #RealEstateTips #HomeBuyingAdvice #NegotiationSkills #MotivatedSellers #PropertyDeals #RealEstateNegotiation #HomeBuyingTips #SellerCredits #HomePurchase #RealEstateInsights #HouseHunting #PropertyInvestment #HomeBuyingStrategy #NegotiationTechniques #RealEstateMarket #BuyersMarket #HomeSales #RealEstateSecrets #HousingMarket #HomeSellingTips #PropertyNegotiation #RealEstateAgents #InvestmentOpportunity #HouseFlipping #BuyersAdvantage #PropertyMarket #HomeInvestment #RealEstateEducation #HomeOwnership #FinancialAdvice

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Préparez-vous à découvrir pourquoi quelqu'un vendrait sa propriété pour seulement 1 $ !

26/04/2024

En parcourant l'historique d'un bien immobilier, vous découvrirez peut-être que certaines maisons ont été vendues pour seulement 1 $. Comment cela est-il possible ? Qu'est-ce que cela signifie ? La ma...
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En parcourant l'historique d'un bien immobilier, vous découvrirez peut-être que certaines maisons ont été vendues pour seulement 1 $. Comment cela est-il possible ? Qu'est-ce que cela signifie ? La maison ne valait-elle vraiment qu'un dollar ? La réponse est non, certainement pas. Je vais vous expliquer pourquoi certaines propriétés ont été vendues de cette manière et vous présenter les conséquences fiscales pour les vendeurs. J'insiste sur le fait qu'il s'agit de ventes non traditionnelles, MAIS qu'elles requièrent tous les documents juridiques nécessaires. Vous devez donc faire appel à un avocat spécialisé dans l'immobilier ainsi qu'à un fiscaliste ou à un expert-comptable de confiance. Vous avez des questions ? Prenez rendez-vous avec moi ou commentez ci-dessous !

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How Much Do You Need To Make To Buy A $500,000 Home

24/04/2024

Discover the financial breakdown of affording a $500,000 home in 2024! Learn about down payments, monthly payments, taxes, and more. Get insights into the income needed to make your dream home a rea...
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Discover the financial breakdown of affording a $500,000 home in 2024! Learn about down payments, monthly payments, taxes, and more. Get insights into the income needed to make your dream home a reality. Numbers in this video are for informational purposes only; this is not an advertisement. Payment calculations based on general published interest rates at the time of filming. Your exact numbers will vary based on current interest rates (which have been pretty volatile lately), property, taxes, homeowners insurance and potential HOA dues #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeAffordability #RealEstateFinance #HouseBuyingTips #PropertyInvestment #MortgageCalculations #Homeownership #AffordableHousing #FinancialPlanning #RealEstateMarket #BudgetingTips #PersonalFinance #RealEstateEducation #HomeLoan #IncomeRequirements #HousingMarket #PropertyPurchase #FinancialEducation #MortgageRates #AffordableLiving #RealEstateInvesting #FinancialStrategy #HomeBuyingProcess #FinancialGoals #HomeLoanAdvice #HomeOwnershipDreams #HousingCosts #RealEstateTips #PropertyOwnership #AffordableHome

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Mise à jour du marché immobilier de Montreal 1er trimestre 2024

23/04/2024

Le marché immobilier montréalais a commencé l'année en force ! Cette semaine, je vous présente les statistiques des différentes régions de la ville, ainsi que mes prévisions pour le prochain trimestre...
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Le marché immobilier montréalais a commencé l'année en force ! Cette semaine, je vous présente les statistiques des différentes régions de la ville, ainsi que mes prévisions pour le prochain trimestre. Vous souhaitez obtenir des renseignements plus détaillés sur un quartier en particulier ? Dites-le-moi dans les commentaires ci-dessous et je vous les enverrai. Si vous souhaitez vous lancer sur le marché pour le deuxième trimestre, prenez rendez-vous avec moi et commençons dès aujourd'hui !

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Tax Hack That No One Knows About

22/04/2024

Discover how to save thousands when buying a house with this smart move! Learn about FHSA and the tax advantages that could keep money in your pocket. Don't miss out on this valuable tip! #LJAguina...
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Discover how to save thousands when buying a house with this smart move! Learn about FHSA and the tax advantages that could keep money in your pocket. Don't miss out on this valuable tip! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #FHSA #FirstTimeHomebuyer #TaxAdvantages #HomeBuyingTips #RealEstateFinance #FinancialPlanning #Homeownership #PersonalFinance #PropertyInvestment #MortgageAdvice #RealEstateTips #TaxSavings #HomeBuyingProcess #RealEstateInvesting #MoneyManagement #WealthBuilding #SmartInvesting #FinancialEducation #TaxBenefits #RealEstateMarket #BudgetingTips #FinancialFreedom #RealEstateEducation #HomeLoan #InvestmentStrategy #FinancialStrategy #RealEstateAdvice #EconomicTips #FinancialLiteracy

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How does the federal budget impact Canadian homeowners and homebuyers?

21/04/2024

This week on Under One Roof MTL, we unpack the federal budget and how changes could impact the Canadian real estate market. Some of those changes include changes to the capital gains tax, an increase ...
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This week on Under One Roof MTL, we unpack the federal budget and how changes could impact the Canadian real estate market. Some of those changes include changes to the capital gains tax, an increase to the mortgage amortization period on new builds, and the maximum allowance for RRSP withdrawls. 

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When Will Mortgage Rates Come Down?

20/04/2024

This question is crucial for the housing market and homeowners alike. In this short, I'll share insights to help you plan ahead and make informed decisions. Stay tuned for the latest updates! #LJAg...
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This question is crucial for the housing market and homeowners alike. In this short, I'll share insights to help you plan ahead and make informed decisions. Stay tuned for the latest updates! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook

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Expert Analysis: Montreal's Real Estate Market Q1 2024

19/04/2024

Montreal’s real estate market started the year off very strong! This week I’m here with the stats from different regions across the the city, as well as my predictions for the next quarter. Do you wan...
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Montreal’s real estate market started the year off very strong! This week I’m here with the stats from different regions across the the city, as well as my predictions for the next quarter. Do you want more in-depth information on a certain neighbourhood? Let me know in the comments below and I’ll send them your way. If you want to jump in to the market for Q2, book a call with me and get started today!

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📣 Breaking News: big inflation announcement today!

16/04/2024

📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below o...
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📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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The Fastest Way to Buy Your Kids a House

16/04/2024

Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / co...
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Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / condo / townhome #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #DownPaymentDebate #Investing #Finance #FinanceTips #FinancialFreedom #HomeownershipStrategy #FinancialPlanning #InvestingForTheFuture #ParentingTips #RealEstateInvesting #FinancialEducation #SmartParenting #RealEstateAdvice #HomeBuyingTips #FamilyWealth

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Interest rates aren't everything... review your mortgage terms & conditions!

15/04/2024

This week on Under One Roof MTL, we're joined in studio by Fred Abiaad, Business Development Manager with First National Financial, to discuss why your interest rate isn't the most important piece of ...
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This week on Under One Roof MTL, we're joined in studio by Fred Abiaad, Business Development Manager with First National Financial, to discuss why your interest rate isn't the most important piece of your mortgage puzzle. 

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Your Friend Isn’t Actually Rich

14/04/2024

Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for closing costs ✅ At least ...
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Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for closing costs ✅ At least 3 months as a permanent employee 🏡 Ready for your dream home? #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #MortgageRequirements #HomePurchase #BigBankMortgage #DreamHomeJourney #HomebuyingTips #HomeownershipGoals #CreditScoreMatters #DownPayment #ClosingCosts #PermanentEmployment

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Ultimate relocation checklist for stress-free moving

12/04/2024

Moving can be both exciting and nerve-wracking, especially when you’re moving to a new neighbourhood. Luckily, I have 8 tips to help alleviate the worry that your new location won’t fit your lifestyle...
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Moving can be both exciting and nerve-wracking, especially when you’re moving to a new neighbourhood. Luckily, I have 8 tips to help alleviate the worry that your new location won’t fit your lifestyle. In-depth research and actually visiting the neighbourhood can help you get a feel for the general atmosphere and vibe of a new place. If you need any additional guidance or assistance, schedule a call with me today!

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Warning: Home Buying Don'ts

11/04/2024

Avoid these home buying pitfalls! Planning to buy a home next year? Here are two crucial things you should NOT do. Stay in the same job industry and pay type, and avoid taking on new debts like bu...
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Avoid these home buying pitfalls! Planning to buy a home next year? Here are two crucial things you should NOT do. Stay in the same job industry and pay type, and avoid taking on new debts like buying a car. Book a call with me for personalized advice! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #HomeBuyingTips #AvoidMistakes #HomeBuyingPitfalls #JobStability #DebtManagement #FinancialAdvice #RealEstateInsights #SmartHomebuying #RealEstateTips #FinancialPlanning

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🚨Breaking News: Bank of Canada announcement today!

10/04/2024

Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you th...
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Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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The Easy Route: 4 Plex vs Single Family

09/04/2024

I wish I did this earlier… Buying 2 , 3 or 4 unit residential real estate is amazing because you can still qualify with standard conventional financing. Aka a normal home loan with flexible terms and...
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I wish I did this earlier… Buying 2 , 3 or 4 unit residential real estate is amazing because you can still qualify with standard conventional financing. Aka a normal home loan with flexible terms and a fixed rate. 5 units and above requires commercial financing which can be more difficult and can require larger down payment. Have you or one of your clients bought a multi unit property as a first real estate purchase? What do you think of the strategy? As a buyer, would you want to learn more about this? DM for more info! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #Financetips #FinancialFreedom #Finance #RealEstateInvesting #RealEstateInvesting #HomeBuyingTips #4plexAdvantages #PropertyQualification #IncomeLeverage #RealEstateStrategies #SmartInvesting #FinancialFreedom #RealEstateMarket #HomeownershipGoals

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Naviguer dans le divorce : Découvrir la meilleure solution pour votre maison

09/04/2024

Le divorce est malheureusement une réalité pour certains propriétaires. Au cours de cette période émotionnelle, il peut y avoir une certaine confusion quant aux options qui s'offrent à eux en ce qui c...
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Le divorce est malheureusement une réalité pour certains propriétaires. Au cours de cette période émotionnelle, il peut y avoir une certaine confusion quant aux options qui s'offrent à eux en ce qui concerne le partage des biens immobiliers. Il est essentiel de s'adresser à des professionnels du droit pour obtenir une solution appropriée. Lorsqu'il s'agit de décider du sort d'un bien immobilier, votre courtier immobilier est le prochain sur la liste pour vous présenter les options qui s'offrent à vous. Si vous avez besoin de conseils sur les prochaines étapes, prenez rendez-vous avec moi dès aujourd'hui.

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Find Your Ideal Home with These Proven Tips

07/04/2024

There are things you should consider before buying a house! Proximity to amenities, population growth, and job opportunities are key factors for a sound investment. Learn more in this reel and book ...
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There are things you should consider before buying a house! Proximity to amenities, population growth, and job opportunities are key factors for a sound investment. Learn more in this reel and book a call with me if you have any questions! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #RealEstateMontreal #HomeBuyingTips #RealEstateTips #HomeBuyingAdvice #NeighborhoodInvestment #Amenities #PopulationGrowth #JobOpportunities #SmartInvesting #RealEstateMarket #HomeBuyingJourney #MontrealProperties

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Credit deliniquincies on the rise in Canada

07/04/2024

This week on Under One Roof MTL, we chat about the federal government's plan to have rent payments be reflected on credit reports. We also dive into whether or not Canada is avoiding a recession, AND ...
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This week on Under One Roof MTL, we chat about the federal government's plan to have rent payments be reflected on credit reports. We also dive into whether or not Canada is avoiding a recession, AND we're joined by Jean-Philippe Saumure from Equifax, to discuss credit delinquincies increasing in Canada.  For more information, please check out our website at www.underoneroofmtl.com (https://www.underoneroofmtl.com)

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Expert Advice for Investing in Montreal Real Estate

05/04/2024

Montreal’s real estate marketing is currently presenting huge opportunities that are ripe for the picking! Montreal is a city that has something to offer for every type of buyer. Whether you’re a seas...
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Montreal’s real estate marketing is currently presenting huge opportunities that are ripe for the picking! Montreal is a city that has something to offer for every type of buyer. Whether you’re a seasoned investor or a first time buyer, there are multiple options available that will fit your profile. Are you ready to start your real estate empire? Book a call with me today!

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How Much Money Do You Need To Buy a Home In Montreal, QC

04/04/2024

Are. you curious about how much you need to buy a $500,000 house in Montreal? Keep in mind that it is not only about buying the house but also getting in the game and build wealth! Remember, if you ...
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Are. you curious about how much you need to buy a $500,000 house in Montreal? Keep in mind that it is not only about buying the house but also getting in the game and build wealth! Remember, if you have any questions, feel free to book a call with me directly. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #RealEstateMontreal #HomeBuyingTips #MontrealHousingMarket #RealEstateAdvice #HomeBuyingProcess #DownPaymentTips #ClosingCosts #MontrealProperties #Homeownership #MontrealRealEstateAgent #RealEstate #MontrealRealEstateAgency #HomeInsurance

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Achieve your dream house with this plan

02/04/2024

🏡💰 Ready to buy your dream home? Introducing the Home-Step Savings Plan! Start paying your future house payment now to get a feel for it and build up your down payment faster. Watch to learn more!...
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🏡💰 Ready to buy your dream home? Introducing the Home-Step Savings Plan! Start paying your future house payment now to get a feel for it and build up your down payment faster. Watch to learn more! Need guidance? Book a call with me. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #HomeStepSavings #RealEstateStrategy #DreamHome #FinancialPlanning #SmartSaving #HomeBuyerTips #PropertyInvestment #SavingsPlan #RealEstateAdvice #MortgageTips

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How can a property manager help you overseee your investment property?

01/04/2024

This week on Under One Roof MTL, we discuss how remote work has changed the real estate market. We also speak about the benefits of working with a property manager to oversee your investment propertie...
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This week on Under One Roof MTL, we discuss how remote work has changed the real estate market. We also speak about the benefits of working with a property manager to oversee your investment properties, AND we offer up some suggestions on the best ways to help your adult children purchase their first home.

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The biggest lie in finance

31/03/2024

Contrary to popular belief, you won't run out of money with a reverse mortgage. A reverse mortgage it's a loan for homeowners 62 years and older that allows you to convert part of your home equity i...
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Contrary to popular belief, you won't run out of money with a reverse mortgage. A reverse mortgage it's a loan for homeowners 62 years and older that allows you to convert part of your home equity into cash. 🏠💰 Learn why this tool is misunderstood and ask me anything if you need clarity! 💬 Book a call with me for personalized advice. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #RetirementPlanning #RealEstateAdvice #SeniorLiving #HomeOwnership #FinancialEducation #MortgageTips #AskMeAnything #reversemortgages

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Why Montreal Real Estate is Your Best Investment Opportunity

29/03/2024

Are you looking to expand your real estate portfolio and are looking for the next hotspot to invest in? Look no further than the beautiful city of Montreal! There are tons of reasons why real estate i...
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Are you looking to expand your real estate portfolio and are looking for the next hotspot to invest in? Look no further than the beautiful city of Montreal! There are tons of reasons why real estate investments here will yield very positive results, and today I’ll share my top reasons with you. If you like what you see here and are ready to get started in your Montreal investment journey, book a call with me today!

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The retirement plan no one is talking about

28/03/2024

Have you ever heard of a reverse mortgage? It's a loan for homeowners 62 years and older that allows you to convert part of your home equity into cash. 🏠💰 It is an incredible tool that can be used a...
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Have you ever heard of a reverse mortgage? It's a loan for homeowners 62 years and older that allows you to convert part of your home equity into cash. 🏠💰 It is an incredible tool that can be used as part of your retirement plan if you know how to use it. If you're curious or have questions, book a call with me! Let's chat. #reversemortgages #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #RetirementPlanning #RealEstateAdvice #SeniorLiving #HomeOwnership #FinancialEducation #MortgageTips #AskMeAnything

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L'investissement immobilier le plus rentable à Montréal

26/03/2024

Lorsqu'il s'agit d'investir, le marché immobilier de Montréal offre une variété d'options rentables sous la forme de différents types de propriétés. Cette semaine, je vais vous présenter différents ty...
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Lorsqu'il s'agit d'investir, le marché immobilier de Montréal offre une variété d'options rentables sous la forme de différents types de propriétés. Cette semaine, je vais vous présenter différents types de propriétés qui sont réputées pour leur rentabilité. Avant de vous lancer dans quoi que ce soit, je vous recommande toujours de demander l'avis d'un professionnel et de faire une étude de marché. La rentabilité dépend de votre situation personnelle et des conditions du marché, c'est pourquoi il est important d'avoir un professionnel de confiance à vos côtés pour vous guider et vous conseiller. Si vous souhaitez vous lancer dans l'investissement immobilier, contactez notre équipe dès aujourd'hui !

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Should You Buy A Home In 2024?

26/03/2024

Here are my top 3 tips to get the best deal and payment in the current Montreal real estate market: 1) Work with an Experienced Realtor! Partner with a knowledgeable and experienced real estate agent...
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Here are my top 3 tips to get the best deal and payment in the current Montreal real estate market: 1) Work with an Experienced Realtor! Partner with a knowledgeable and experienced real estate agent who understands the Montreal market trends, neighborhoods, and pricing dynamics. A skilled agent can negotiate on your behalf, identify undervalued properties, and guide you through the buying process efficiently. 2) Be Prepared and Flexible. Have your finances in order before starting your property search. Get pre-approved for a mortgage to know your budget and show sellers that you're a serious buyer. Stay flexible with your preferences, such as location, property type, and amenities, to explore a wider range of options and potentially find better deals. 3) Research and Timing: Conduct thorough research on the market, including recent sales data, property appreciation rates, and local economic factors. Stay informed about market trends and timing, as buying during periods of lower demand or off-peak seasons can increase your bargaining power and lead to better deals. Implementing these tips can significantly improve your chances of securing the best deal and payment when buying real estate in the current Montreal market. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuying2024 #RealEstateAdvice #AffordableHousing #BuyingTips #MontrealHomes

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Home insurance: who needs it, and what sort of coverage do you need?

24/03/2024

On this week's episode of Under One Roof MTL, we're joined by Curtis Killen, President of KBD Insurance, to discuss the different kinds of insurance products available to both homeowners and tenants, ...
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On this week's episode of Under One Roof MTL, we're joined by Curtis Killen, President of KBD Insurance, to discuss the different kinds of insurance products available to both homeowners and tenants, as well as the benefits that come with having various policies, and the risks associated with foregoing insurance altoghether. 

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How To Start With Real Estate Investing

24/03/2024

🏠💰 Want to start with real estate investing? Here's a smart strategy: turn your current home into a rental property! Learn more in this short video. #LJAguinaga #LJRealties #MontrealRealEstate #...
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🏠💰 Want to start with real estate investing? Here's a smart strategy: turn your current home into a rental property! Learn more in this short video. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #RentalProperty #BuildingWealth #TaxAdvantages #CashFlow #PropertyInvestmentTips #InvestmentStrategy #RealEstateTips #MontrealRealEstate #LJRealties #InvestingWisdom #FinancialFreedom #SmartInvesting #WealthBuilding #InvestmentTips #PropertyInvestor #RealEstateAdvice #InvestmentJourney #HomeInvestment

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Montreal's Hidden Gems: Where to Find the Best Real Estate Investments

22/03/2024

When it comes to investing in real estate, the key to success is research. If you’re looking to become a real estate investor in Montreal this is the perfect video for you. We’ll uncover the untapped ...
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When it comes to investing in real estate, the key to success is research. If you’re looking to become a real estate investor in Montreal this is the perfect video for you. We’ll uncover the untapped opportunities that make Montreal a hotspot for real estate growth. This city is bursting with cultural richness and promising returns on investment, let us guide you through these hidden gems waiting to be discovered in Montreal's diverse landscape. Are you ready to get your investment portfolio started? Book a call with me today!

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Don't Fall For This New Home Sales Trap

21/03/2024

🚨 Beware of the New Home Sales Trap! Don't fall for the allure of model homes with extravagant upgrades that might not be available for your purchase. Get savvy on the real costs before making a co...
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🚨 Beware of the New Home Sales Trap! Don't fall for the allure of model homes with extravagant upgrades that might not be available for your purchase. Get savvy on the real costs before making a commitment! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAlert #NewHomeTraps #BuyerBeware #PropertyInsights #RealEstateAdvice #HomeBuyerAwareness #HouseHunting #RealEstateTips #PropertyEducation #HomeInvestment #NewConstruction #RealEstateKnowledge

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📣 Breaking News: big inflation announcement today!

19/03/2024

Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you th...
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Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

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Homebuying Myth Busting

19/03/2024

Let's talk about the down payment debate. Financial gurus often recommend a large down payment for a lower monthly payment and reduced risk. But is that really the best strategy? Watch to find out! ...
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Let's talk about the down payment debate. Financial gurus often recommend a large down payment for a lower monthly payment and reduced risk. But is that really the best strategy? Watch to find out! Don't forget to share your thoughts below! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #DownPaymentDebate #FinancialAdvice #RealEstateTips #PropertyInvestment #HomeBuyingStrategy #PersonalFinance #MontrealRealEstate #FirstTimeHomeBuyer #RiskManagement #SavingsStrategy #Diversification #InvestWisely

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Making eco-friendly upgrades to your home

17/03/2024

This week on Under One Roof MTL, we're joined by Walter Assi, president of Renovco, to discuss eco-friendly upgrades you can make to make your home a little more GREEN.  Plus, we'll discuss the gro...
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This week on Under One Roof MTL, we're joined by Walter Assi, president of Renovco, to discuss eco-friendly upgrades you can make to make your home a little more GREEN.  Plus, we'll discuss the growing popularity of intergenerational living, as well as how to prepare for your mortgage renewal.

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Money Trick To Save $95,056

17/03/2024

Looking to save big on your mortgage? By rounding up your mortgage payment to $2,500 from $2,309, you could save over $91,000 in interest and cut over 5 years off your mortgage term. Would you be wi...
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Looking to save big on your mortgage? By rounding up your mortgage payment to $2,500 from $2,309, you could save over $91,000 in interest and cut over 5 years off your mortgage term. Would you be willing to try it? It's a small change that can make a huge difference in your financial future. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #MortgageTips #SaveMoney #FinancialFreedom #MortgagePayment #InterestSavings #DebtReduction

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8 Things you did not know about living in Montreal Quebec in 2024

15/03/2024

It’s no secret that Montreal is a great place to call home, but there are fun facts and things to appreciate that even a lifelong Montrealer might not know! This week I’m here to share my top 8 facts ...
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It’s no secret that Montreal is a great place to call home, but there are fun facts and things to appreciate that even a lifelong Montrealer might not know! This week I’m here to share my top 8 facts that make Montreal the unique gem that it is. Did any of them surprise you? What’s your favourite thing about Montreal? Let me know in the comments below!

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L'immobilier à Montréal mis à nu : La vérité inédite

12/03/2024

Certains disent que l'immobilier n'est plus un bon investissement. Je suis là pour vous prouver qu'en 2024, ce ne sera pas le cas ! Les taux d'intérêt sont en baisse et les ventes sont en hausse. L'im...
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Certains disent que l'immobilier n'est plus un bon investissement. Je suis là pour vous prouver qu'en 2024, ce ne sera pas le cas ! Les taux d'intérêt sont en baisse et les ventes sont en hausse. L'immobilier est un bon investissement, à condition d'être bien informé et de prendre des décisions stratégiques ! Si vous envisagez d'acheter en 2024, prenez rendez-vous avec moi pour que nous puissions élaborer votre plan immobilier personnalisé !

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The Problem With The Real Estate Industry

12/03/2024

Are you frustrated with the real estate industry? I get it. It's infuriating when brokers rush you through decisions, prioritizing their commissions over your needs. Your home is more than a transac...
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Are you frustrated with the real estate industry? I get it. It's infuriating when brokers rush you through decisions, prioritizing their commissions over your needs. Your home is more than a transaction; it's a life-changing decision. Make sure your broker is committed to your best interests. Find someone who will guide you through all your options, ensuring you make the right choice for your future. #RealEstate #IndustryInsights #ClientFirst #HomeBuying #PropertyMarket #BrokerTips

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Reminder To All Millennials Who Feel Behind

11/03/2024

Buying real estate isn't about what you think you missed out on. It's about what’s ahead for you as an owner. You can’t look backwards, we’re not going that way. To get started work on your budget, ...
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Buying real estate isn't about what you think you missed out on. It's about what’s ahead for you as an owner. You can’t look backwards, we’re not going that way. To get started work on your budget, get a pre-approval to know what you can afford, and get informed. If you need help don't hesitate to book a call with me. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #Millennials #Homeownership #Budgeting #FinancialPlanning #RealEstateTips

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How Much Do You Need To Make To Buy A $700,000 Home

10/03/2024

Curious about the income needed to afford a $700,000 home? Let's break down the numbers for Montreal, QC. With a conventional loan and 20% down, you'd need a household income of just over $130,000. ...
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Curious about the income needed to afford a $700,000 home? Let's break down the numbers for Montreal, QC. With a conventional loan and 20% down, you'd need a household income of just over $130,000. Numbers in this video are for informational purposes only; this is not an advertisement. Payment calculations based on general published interest rates at the time of filming. Your exact numbers will vary based on current interest rates (which have been pretty volatile lately), property, taxes, homeowners insurance and potential HOA dues. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateInvesting #PropertyBuyer #FinanceTips #HomeBuying #HomeAffordability #RealEstateMontreal #FinanceTips #HomeBuying #Mortgage #HouseholdIncome

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Refinancing your home to consolidate debts AND staging your home to showcase its potential

10/03/2024

This week on Under One Roof MTL, we're joined in studio by Joanne Vroom, the president of Unique Home Solutions, to discuss the advantages of staging your home prior to listing. Plus, we explain the b...
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This week on Under One Roof MTL, we're joined in studio by Joanne Vroom, the president of Unique Home Solutions, to discuss the advantages of staging your home prior to listing. Plus, we explain the benefits of refinancing your home to consolidate your debts and keep your finances in order. 

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The Ultimate Real Estate Offer: Buyers & Sellers, Don't Miss Out!

08/03/2024

Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, di...
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Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, diverse neighbourhoods, and everything in between, this city has something for everyone. If you’re ready to make this vibrant city your home, book a call with me today!

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Real Estate Risk

07/03/2024

Feeling hesitant about diving into real estate? Here's a game-changer: banks can actually lend you up to 95% of the property's value, this means you can secure your dream property with a significant...
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Feeling hesitant about diving into real estate? Here's a game-changer: banks can actually lend you up to 95% of the property's value, this means you can secure your dream property with a significantly lower upfront investment. Don't let this amazing opportunity pass you by! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateInvesting #PropertyBuyer #FinanceTips #HomeBuying #Mortgage #BankLoan #PropertyMarket

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Breaking News! Bank of Canada Announcement 📣🇨🇦

06/03/2024

📣 Breaking News: The Bank of Canada just dropped a big announcement today! 🏦💰 Holding the course with a steady hand. Policy rate maintained, and quantitative tightening continues. The economic pulse ...
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📣 Breaking News: The Bank of Canada just dropped a big announcement today! 🏦💰 Holding the course with a steady hand. Policy rate maintained, and quantitative tightening continues. The economic pulse remains the guiding force. Stay informed, stay ahead! 💼📈 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #Inflation #BanckOfCanada #InterestRates #InterestSavings #DebtReduction

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Avantages et désavantages de vivre à Montréal

05/03/2024

Vous envisagez de vous installer à Montréal et vous voulez savoir ce qui vous attend ? Je vous présente mes dix principaux avantages et désavantages de la vie à Montréal. Ne soyez pas alarmé par les d...
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Vous envisagez de vous installer à Montréal et vous voulez savoir ce qui vous attend ? Je vous présente mes dix principaux avantages et désavantages de la vie à Montréal. Ne soyez pas alarmé par les désavantages, je peux vous assurer que les bons côtés l'emportent très certainement sur les mauvais. Pour ceux d'entre vous qui cherchent à acheter, j'ai également inclus les avantages et les inconvénients de notre marché immobilier ici. Vous envisagez de déménager ou d'acheter dans cette ville fantastique ? Prenez rendez-vous avec moi et commençons dès aujourd'hui !

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Absolutely everything you need to know about reverse mortgages

03/03/2024

This week, we're joined in studio by Eric Cherbaka, Business development manager at HomeEquity Bank, to discuss reverse mortgages, how they work, and who benefits the most from them. Plus, will the Ba...
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This week, we're joined in studio by Eric Cherbaka, Business development manager at HomeEquity Bank, to discuss reverse mortgages, how they work, and who benefits the most from them. Plus, will the Bank of Canada REALLY cut interest rates in HALF by the end of next year?

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Unveiling Montreal's Real Estate Market Secrets

01/03/2024

Some people are saying that real estate is no longer a good investment. I’m here to prove to you that in 2024, this will not be the case! Interest rates are trending downwards and sales are up. Real e...
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Some people are saying that real estate is no longer a good investment. I’m here to prove to you that in 2024, this will not be the case! Interest rates are trending downwards and sales are up. Real estate is a good investment, as long as you have knowledge and strategic decision making on your side! If you’re planning on purchasing in 2024 book a call with me so we can build your personalized real estate plan!

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The mortgage mistake that could ruin your transaction

29/02/2024

🚫 Applying for a mortgage? Avoid these 3 major pitfalls that could derail your approval! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice...
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🚫 Applying for a mortgage? Avoid these 3 major pitfalls that could derail your approval! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #MortgageTips #HomeBuying #FinancialAdvice

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Tap into Your Home's Value and Cash In Today!

27/02/2024

💰🏡 Want to cash in on your home's value surge? Here are three savvy ways to make the most of your equity without selling your home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstat...
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💰🏡 Want to cash in on your home's value surge? Here are three savvy ways to make the most of your equity without selling your home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #HomeEquity #RealEstateInvesting #CashOutRefinance #HELOC #FinancialFreedom

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Massive Real Estate Scam: Don't Be a Victim

25/02/2024

This is the biggest scam in banking history—the 30yr mortgage! By stretching out the payments for 3 decades - you end up paying a ridiculous amount of interest. That is the main reason why it may not...
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This is the biggest scam in banking history—the 30yr mortgage! By stretching out the payments for 3 decades - you end up paying a ridiculous amount of interest. That is the main reason why it may not be as advantageous as it seems. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateScam #MortgageTruth #FinancialAwareness #SmartMoneyMoves #RealEstateInsights #MortgageTips #HomeFinances #FinancialEducation #MoneySavings #MortgageAwareness #WealthBuilding #FinancialFreedom #RealEstateFacts

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How bill 31 impacts both tenants and landlords in Quebec

25/02/2024

This week on Under One Roof MTL, we answer YOUR questions about housing, mortgages and rentals. We also tackle the latest news on Bill 31 and how Quebec's new housing law impacts both tenants and land...
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This week on Under One Roof MTL, we answer YOUR questions about housing, mortgages and rentals. We also tackle the latest news on Bill 31 and how Quebec's new housing law impacts both tenants and landlords. Plus, what the average cost of rent across Canada means for tenants. 

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Upcoming Developments in Montreal 2024

23/02/2024

There are many exciting upcoming developments in Montreal that will have a huge impact on the real estate climate. Improvements to our bridges and tunnels, new mega-malls, and updates to our transit s...
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There are many exciting upcoming developments in Montreal that will have a huge impact on the real estate climate. Improvements to our bridges and tunnels, new mega-malls, and updates to our transit system, there are big things coming! Which project are you most excited about? Let me know in the comments below!

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Boost Your Credit Score with This Little Known Trick

22/02/2024

Let me share a credit score trick! Did you know that paying your credit card 3 days before the statement issue date can make a significant difference in keeping your credit score high? Give it a try ...
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Let me share a credit score trick! Did you know that paying your credit card 3 days before the statement issue date can make a significant difference in keeping your credit score high? Give it a try and you will see the difference! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #CreditScoreTips #FinancialHacks #CreditWisdom #SmartMoneyMoves #CreditSecret #CreditManagement #FinancialWellness #PersonalFinance #CreditSmart #CreditEducation #CreditBuilding #MoneyTips #FinancialAdvice

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New Home Vs Resale Property

19/02/2024

🏠🔍 New Home vs. Resale Property: Which One Wins? Keep in mind these factors that can impact your decision! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips...
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🏠🔍 New Home vs. Resale Property: Which One Wins? Keep in mind these factors that can impact your decision! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #HomeBuying #NewHome #ResaleProperty #RealEstateInsights #PropertyComparison #HomeInvestment

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Shocking Real Estate Update: What You Need to Know

18/02/2024

ATTENTION PLEASE! Exciting news in real estate! Interest rates are cooling off in 2024, creating opportunities for homebuyers. Now is the time to get started, beat the competition, and secure a bett...
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ATTENTION PLEASE! Exciting news in real estate! Interest rates are cooling off in 2024, creating opportunities for homebuyers. Now is the time to get started, beat the competition, and secure a better deal. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateNews #HomeBuying #InterestRates #MarketUpdate #SmartInvesting #HousingMarket #BreakingNews #Homeownership #RealEstateUpdate #BuyerAdvantage #OpportunityAlert #MortgageRates #RefinanceOpportunity

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RRSPs, TFSAs, and FHSAs, oh my! What's the best way to save for a home?

18/02/2024

This week on Under One Roof MTL, Robyn, Fred, Martin and LJ are joined by Arnie Zwaig, Portfolio Manager & Senior Wealth Advisor at Scotia Mcleod, to discuss what's the most effective way to save for ...
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This week on Under One Roof MTL, Robyn, Fred, Martin and LJ are joined by Arnie Zwaig, Portfolio Manager & Senior Wealth Advisor at Scotia Mcleod, to discuss what's the most effective way to save for a down payment for your first home. Plus, we'll take a look at how the way we park our cars could be impacting the housing shortage, AND how high interest rates are negatively impacting Canadians' love lives.

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Luxury Redefined: Montreal's Most Prestigious Areas!

16/02/2024

If you’re in the market for upscale living or just curious about Montreal’s most affluent neighbourhoods, you’ve come to the right place. This week I’ll take you through my top 5 neighbourhoods that c...
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If you’re in the market for upscale living or just curious about Montreal’s most affluent neighbourhoods, you’ve come to the right place. This week I’ll take you through my top 5 neighbourhoods that cater to luxurious living. From Westmount to Saint-Lambert, each neighbourhood offers its own unique charm and elegance. Are you ready to start shopping for your luxury home? Book a call with me today!

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The Truth Behind Old-Fashioned Real Estate Wisdom

15/02/2024

Avoid this terrible advice on real estate! Don't fall into the trap of strict mortgage rules. Flexibility is key in today's market. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstat...
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Avoid this terrible advice on real estate! Don't fall into the trap of strict mortgage rules. Flexibility is key in today's market. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateAdvice #MortgageTips #HomeBuying #FinancialWisdom #DaveRamsey #PropertyInsights

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Escape the Rent Trap: How to Buy a House with No Savings

13/02/2024

You have no savings but would like to buy a house? No Problem! Open your mind and be creative to increase your income and start investing in real estate. #LJAguinaga #LJRealties #MontrealRealEstat...
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You have no savings but would like to buy a house? No Problem! Open your mind and be creative to increase your income and start investing in real estate. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #AvoidMistakes #HomeownershipJourney #RealEstateInvesting #IncomeBoost

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The key to unlock your home's hidden value

12/02/2024

If you dream of owning rental properties without the landlord hassles, I've got the solution. Property managers make it easy. Learn how to maximize cash flow hassle-free! #LJAguinaga #LJRealties...
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If you dream of owning rental properties without the landlord hassles, I've got the solution. Property managers make it easy. Learn how to maximize cash flow hassle-free! #LJAguinaga #LJRealties #MontrealRealEstate #MontrealLiving #RealEstateTips #HomeownershipDreams #RealEstateInvesting #PropertyManagement #CashFlowPro #RealEstateTips

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Everything you need to know about home inspections

11/02/2024

This week on Under One Roof MTL, registered home inspector Charles Cobden joins us in studio to answer YOUR questions on home inspections. Plus, we'll address whether or not housing affordability will...
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This week on Under One Roof MTL, registered home inspector Charles Cobden joins us in studio to answer YOUR questions on home inspections. Plus, we'll address whether or not housing affordability will ever return to pre-pandemic levels, and explain what title insurance is. 

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5 Reasons why you should move to Montreal Quebec in 2024

09/02/2024

Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, di...
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Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, diverse neighbourhoods, and everything in between, this city has something for everyone. If you’re ready to make this vibrant city your home, book a call with me today!

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Escaping the Nightmare: How to Make Buying A Home Stress-Free

08/02/2024

Stress-Free Home Buying with RERR - Your Real Estate Relax Route! 💆‍♂️🏡 The key steps to reduce the stress of buying a home and make it a smooth journey. #LJAguinaga #LJRealties #MontrealRealEstate...
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Stress-Free Home Buying with RERR - Your Real Estate Relax Route! 💆‍♂️🏡 The key steps to reduce the stress of buying a home and make it a smooth journey. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #AvoidMistakes #HomeownershipJourney #FinancialPlanning #RealEstateTips #HomeBuyingGuide

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Secrets to Saving Big on House Purchases

06/02/2024

Your credit score plays an important role when buying a home. Let me share with you one of the most valuable tips to bring up your credit score system and potentially save thousands when purchasing a ...
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Your credit score plays an important role when buying a home. Let me share with you one of the most valuable tips to bring up your credit score system and potentially save thousands when purchasing a home. #HomeBuyingTips #CreditScores #MoneySaving #RealEstateAdvice #CreditHacks #FinancialPlanning #Homeownership #CostSavings #CreditScoreTips #HouseHunting

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Podcast sur les taux d'intérêt 2024

06/02/2024

J'ai récemment rencontré Mathieu-Alexandre Poupart, un courtier hypothécaire chevronné, afin de plonger dans le monde complexe des prêts hypothécaires et du financement immobilier. Rejoignez-nous pour...
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J'ai récemment rencontré Mathieu-Alexandre Poupart, un courtier hypothécaire chevronné, afin de plonger dans le monde complexe des prêts hypothécaires et du financement immobilier. Rejoignez-nous pour démystifier les complexités de l'obtention d'un prêt hypothécaire, en offrant des idées, des conseils et des stratégies d'experts pour permettre aux acheteurs et aux investisseurs d'accéder à la propriété. Nous souhaitons partager nos connaissances et notre expérience, dans l'espoir de vous guider tout au long du processus d'obtention d'un prêt hypothécaire. De la compréhension des types d'hypothèques et de leurs conditions à l'exploration des options de financement et à la navigation dans le monde en constante évolution des taux d'intérêt. À l'horizon pour 2024, nous vous offrons un aperçu exclusif de ce à quoi il faut s'attendre sur le marché immobilier montréalais, en particulier en termes de taux d'intérêt. À l'affût des tendances de l'industrie et des facteurs économiques, nous offrons des prédictions et des conseils précieux pour vous aider à prendre des décisions éclairées quant à votre stratégie hypothécaire. Que vous achetiez votre première maison, que vous soyez un investisseur chevronné ou que vous soyez simplement curieux du monde de la finance immobilière, ce podcast est votre ressource privilégiée pour obtenir des conseils d'experts et des astuces pratiques. Écoutez-le pour acquérir les connaissances et la confiance dont vous avez besoin pour mener à bien le processus hypothécaire.

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Les meilleurs choix : Domaines de ski de fond à Montréal

06/02/2024

Montréal est connue pour son centre-ville animé, mais saviez-vous qu'il y a aussi des quartiers qui accueillent les amateurs de sports d'hiver ? Si vous aimez le ski de fond, voici les endroits à visi...
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Montréal est connue pour son centre-ville animé, mais saviez-vous qu'il y a aussi des quartiers qui accueillent les amateurs de sports d'hiver ? Si vous aimez le ski de fond, voici les endroits à visiter ! Il y a même des options au centre-ville pour ceux qui veulent rester à proximité. Profitez de nos beaux hivers et de la nature, tout en restant près de chez vous ! Quels sont les autres quartiers propices au ski de fond que vous aimez ? Laissez-moi savoir dans les commentaires ci-dessous !

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From $100 to $22,000: Unveiling the Ultimate Savings Plan

04/02/2024

5% downpayment = 22k Inspection: $550 Notary: $1,700 Adjustments: $500 Mortgage Insurance: $1,500 Welcome Tax: $5,100 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #Home...
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5% downpayment = 22k Inspection: $550 Notary: $1,700 Adjustments: $500 Mortgage Insurance: $1,500 Welcome Tax: $5,100 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice

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Why you should ALWAYS do your due dilligence before buying a property

04/02/2024

This week on Under One Roof MTL, why you should ALWAYS do your due dilligence before buying a property, what to look for when you choose a real estate broker, AND the differences between variable and ...
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This week on Under One Roof MTL, why you should ALWAYS do your due dilligence before buying a property, what to look for when you choose a real estate broker, AND the differences between variable and fixed rate mortgages. Under One Roof MTL is a weekly one-hour radio show and podcast focused on demystifying the often intricate realm of home ownership. The show is hosted by Robyn Flynn with regular expert insights from

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The Essential Guide to Home Insurance: Protect Your Investment

02/02/2024

If you’ve made the investment of buying a property, you absolutely need to protect that asset! Understanding the ins and outs of home insurance is essential to ensure that no matter what comes your wa...
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If you’ve made the investment of buying a property, you absolutely need to protect that asset! Understanding the ins and outs of home insurance is essential to ensure that no matter what comes your way, you’ll be protected. I’ll go over all the basics so that you’re able to get the coverage that suits you best. Do you need extra tips or suggestions of which insurers to go with? Let me know in the comments below or book a call with me today!

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How To Turn $100 Into $5,000 Value

01/02/2024

Would you like to elevate your home's value with this quick and affordable upgrade? It is so simple but it can make a great impact! Small details can boost your curb appeal and make a lasting impress...
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Would you like to elevate your home's value with this quick and affordable upgrade? It is so simple but it can make a great impact! Small details can boost your curb appeal and make a lasting impression. 💰 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #HomeUpgrade #CurbAppeal #PropertyValue #DIY #RealEstateTips #HomeImprovement #FirstImpression #AffordableUpgrade #QuickFix #ValueAddition #FrontDoorMakeover #DIYProjects #HomeValueBoost #HomeRenovation

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Unleashing The Magic Of Compounding

30/01/2024

There is a way to turn pennies into millions! Learn the power of compounding. Discover the incredible power of consistent growth over time. #LJAguinaga #LJRealties #MontrealRealEstate #MontrealLivin...
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There is a way to turn pennies into millions! Learn the power of compounding. Discover the incredible power of consistent growth over time. #LJAguinaga #LJRealties #MontrealRealEstate #MontrealLiving #CompoundingMagic #InvestingWisdom #WealthBuilding #FinancialFreedom #CompoundInterest #InvestmentStrategies #MoneyMatters #FinancialGrowth #WealthCreation #ConsistentInvesting #FinancialWisdom #PassiveIncome #InvestmentJourney #FinancialEducation #LongTermWealth

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Big Real Estate Opportunity Right Now

28/01/2024

🏠 Insider Scoop: The Real Deal About the Current Real Estate Market! 💰 🔍 Discover the untold truth that most agents won't spill. This winter brings a unique opportunity for homebuyers as prices take ...
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🏠 Insider Scoop: The Real Deal About the Current Real Estate Market! 💰 🔍 Discover the untold truth that most agents won't spill. This winter brings a unique opportunity for homebuyers as prices take a dip. Find out why and seize the chance to negotiate a better deal. Don't miss out on this short-term market shift! 📉✨ #RealEstateOpportunity #HousingMarketUpdate #HomePrices #BuyersMarket #PropertyIncentives #MarketTrends #NegotiationTips #RealEstateInsider #WinterRealEstate #MarketShift

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Welcome to Under One Roof: demystifying home ownership, one episode at a time!

28/01/2024

Under One Roof is a weekly one-hour radio show and podcast focused on demystifying the often intricate realm of home ownership. The show is hosted by Robyn Flynn with regular expert insights from
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Under One Roof is a weekly one-hour radio show and podcast focused on demystifying the often intricate realm of home ownership. The show is hosted by Robyn Flynn with regular expert insights from

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Real Estate Market Update Q4 2023: Predictions for 2024

26/01/2024

This week I’m here with your Montreal east estate market update. What happened in Q4 2023? How did it compare to Q4 2022? What’s to come for next quarter? I have all the answers and predications for y...
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This week I’m here with your Montreal east estate market update. What happened in Q4 2023? How did it compare to Q4 2022? What’s to come for next quarter? I have all the answers and predications for you here! Do you want statistics on a neighbourhood that I didn’t mention? Let me know in the comments below!

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Real Estate Millionaire Playbook

25/01/2024

Would you like to unlock the secrets of the real estate millionaire playbook? Personal tip: learn how to turn one property into a multi-million dollar empire! If you are ready to build wealth throug...
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Would you like to unlock the secrets of the real estate millionaire playbook? Personal tip: learn how to turn one property into a multi-million dollar empire! If you are ready to build wealth through strategic property investment book a call with me and let's get started! #LJAguinaga #LJRealties #MontrealRealEstate #MontrealLiving #RealEstateWealth #PropertyInvestment #WealthBuildingJourney #RealEstatePlaybook #InvestmentSuccess #RentalProperty #RealEstateTips #WealthCreationStrategies #MoneyMoves #RealEstateEmpire #MillionaireMindset #PropertyTycoon #FinancialSuccess #InvestmentJourney

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Pourquoi Vancouver et Toronto ne peuvent rivaliser avec les prix de l'immobilier à Montréal

23/01/2024

Si vous avez déjà regardé les marchés immobiliers des autres provinces canadiennes, vous avez peut-être remarqué que les prix à Toronto et à Vancouver semblent énormes par rapport à ceux de Montréal. ...
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Si vous avez déjà regardé les marchés immobiliers des autres provinces canadiennes, vous avez peut-être remarqué que les prix à Toronto et à Vancouver semblent énormes par rapport à ceux de Montréal. Comment cela se produit-il ? Il existe en fait un certain nombre de facteurs surprenants qui contribuent à la différence de prix et que vous ne connaissiez peut-être pas auparavant. Laissez-moi vous présenter ces facteurs et vous éclairer. Avez-vous des questions sur le marché immobilier de votre ville canadienne préférée ? Laissez-moi le savoir dans les commentaires ci-dessous !

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The Worst Part About Real Estate

23/01/2024

The reality of real estate investment? Dealing with tenants!! The key to success in property investing is tentant selection, this will avoid costly pitfalls! #LJAguinaga #LJRealties #MontrealLiving...
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The reality of real estate investment? Dealing with tenants!! The key to success in property investing is tentant selection, this will avoid costly pitfalls! #LJAguinaga #LJRealties #MontrealLiving #RealEstateWealth #PropertyInvestor #WealthBuildingJourney #LandlordLife #TenantSelectionTips #FinancialFreedomGoals #InvestmentSuccess #RentalPropertyManagement #RealEstateInsights #PassiveIncomeStreams #WealthCreationStrategies #MoneyMatters #InvestmentTips

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Best Way To Co-own Real Estate With Your Parents

21/01/2024

Are you dreaming of your first home? Watch this to undestand one of the best ways to co-own real estate with your parents and turn homeownership dreams into reality! #LJAguinaga #LJRealties #Montr...
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Are you dreaming of your first home? Watch this to undestand one of the best ways to co-own real estate with your parents and turn homeownership dreams into reality! #LJAguinaga #LJRealties #MontrealRealEstate #MontrealLiving #RealEstateTips #HomeownershipDreams #CoOwnershipStrategy #FamilyInvestment #FirstTimeHomebuyer #RealEstateDeal #MortgageTips #PropertyInvestment #ParentalSupport #HomebuyingJourney #JointOwnership #RealEstateDreams #HomeInvestment #PropertyDeal #InvestmentStrategies

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Top Picks: Cross Country Ski-Friendly Areas in Montreal

19/01/2024

Montreal is known for its bustling downtown scene, but did you know there are also neighbourhoods that cater to winter sport enthusiasts? If you love cross country skiing, these are the places to chec...
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Montreal is known for its bustling downtown scene, but did you know there are also neighbourhoods that cater to winter sport enthusiasts? If you love cross country skiing, these are the places to check out! There are even downtown options for those who still want to be close to the city centre. Take advantage of our beautiful winters and enjoy the outdoors, all while staying close to your home! What are some other cross country skiing-friendly neighbourhoods that you love? Let me know in the comments below!

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Why People Prefer Stocks Over Real Estate

18/01/2024

🏡 vs. 📈 Why are more young investors choosing stocks over real estate? Let me break down the trend and the power of leverage in real estate investing! #LJAguinaga #LJRealties #MontrealLiving #Real...
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🏡 vs. 📈 Why are more young investors choosing stocks over real estate? Let me break down the trend and the power of leverage in real estate investing! #LJAguinaga #LJRealties #MontrealLiving #RealEstateInvesting #StockMarketTrends #InvestmentStrategies #FinancialFreedomJourney #LeverageInRealEstate #PassiveIncomeIdeas #WealthBuildingTips #MillennialsAndInvesting #FinanceInsights #MoneyMatters #InvestmentEducation #PropertyInvestment #StocksVsRealEstate #FinancialWellness #GrowYourWealth

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Do Not Do This Before Buying a Home

16/01/2024

Are you planning to buy a home? Watch out for these 3 major mistakes! Here's what NOT to do before getting into the home-buying journey. It is very important to prepare your path to homeownership....
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Are you planning to buy a home? Watch out for these 3 major mistakes! Here's what NOT to do before getting into the home-buying journey. It is very important to prepare your path to homeownership. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #AvoidMistakes #HomeownershipJourney #FinancialPlanning #MortgageProcess #HouseHunting #RealEstateExperts #HomeBuyingMistakes #MortgageApproval #DIYVsExpert #PropertyOwnership #HomeInvestment #RealEstateGuidance #HouseHuntingTips #FinancialWisdom #MortgageMyths #ExpertAdvice #HomePreparation #HomebuyingJourney

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Down Payment Plan to Buy a House

14/01/2024

Are you ready to turn your rent payments into a down payment powerhouse? 🏡💸 Discover this smart strategy that not only gets you accustomed to your future mortgage but also accelerates your savings g...
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Are you ready to turn your rent payments into a down payment powerhouse? 🏡💸 Discover this smart strategy that not only gets you accustomed to your future mortgage but also accelerates your savings game. 💰🚀 It is all about habits but cutting other expenses can get you your first real estate ownership. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #DownPaymentPlan #HomeOwnership #SmartSavings #RealEstateStrategy #FinancialPlanning #HomeBuyingTips #MoneyManagement #RealEstateInvesting #MortgageSavings #RentVsBuy #HousingGoals #RealEstateFinance #SavvyHomebuying #PropertyInvestment #HomeFinance #WealthBuilding #FinancialHacks #RentPaymentTips #MortgagePrep #HousePaymentStrategy #investmentplanning

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Worst Mistake Young Homebuyers Make 🚫

13/01/2024

Avoid the biggest mistake many young homebuyers make! 🏡🚫 Don't let the quest for a 20% down payment hold you back. Crunch the numbers and discover why waiting might cost you more than you think. 💰🤔 ...
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Avoid the biggest mistake many young homebuyers make! 🏡🚫 Don't let the quest for a 20% down payment hold you back. Crunch the numbers and discover why waiting might cost you more than you think. 💰🤔 The example provided is for informational purposes it is not an advertisement. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #MortgageInsurance #RealEstateMistakes #FinancialInsights #FirstTimeHomebuyers #Homeownership #DownPaymentStruggles #PropertyInvestment #RealEstateFinance #HomeBuyingMistakes #MortgageEducation #PropertyMarket #HomeFinance #RealEstateAdvice #MoneySmart #FinancialPlanning #HousingInsights #RealEstateNumbers #YoungHomebuyers #HomeInvestment #CostofWaiting

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Navigating Divorce: Discovering the Best Solution for Your House

12/01/2024

Divorce is an unfortunate reality for some homeowners. During this emotional time, there can be confusion as to what their options are when it comes to shared real estate. It is crucial to speak to le...
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Divorce is an unfortunate reality for some homeowners. During this emotional time, there can be confusion as to what their options are when it comes to shared real estate. It is crucial to speak to legal professionals to get a tailored solution. When it comes to deciding what to do with property, your real estate broker is next on the list to outline your options. If you need guidance on what those next steps might be, book a call with me today.

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House Upgrade Strategy for 2024

10/01/2024

You can upgrade your home without sacrificing that great mortgage rate! 🏡💡 Learn how a Home Equity Line of Credit (HELOC) can be your game-changer in the housing market. This is the strategy that le...
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You can upgrade your home without sacrificing that great mortgage rate! 🏡💡 Learn how a Home Equity Line of Credit (HELOC) can be your game-changer in the housing market. This is the strategy that lets you buy a new home while turning your current one into a profitable rental property. 🔄✨ #LJRealties #LJAguinaga #RealEstateStrategy #HELOC #HomeUpgrade #RealEstateInvesting #RealEstate #HELOCStrategy #MortgageTips #HousingMarket #RealEstateInvesting #RentalProperty #HomeEquity #FinancialStrategy #PropertyInvestment #HomeOwnership #UpgradeYourHome #HouseBuying #RealEstateInsights #HomeFinance #PropertyInvestor #SmartInvesting #MortgageRates #RealEstate2024 #HomeEquityLine #HousingStrategy

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Guide d'achat 2024 : 10 étapes pour dénicher les meilleures offres

09/01/2024

Vous envisagez de développer votre portefeuille immobilier en 2024 ? Assurez-vous de faire la meilleure offre possible. Voici dix étapes essentielles qui vous permettront d'acquérir le bien immobilier...
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Vous envisagez de développer votre portefeuille immobilier en 2024 ? Assurez-vous de faire la meilleure offre possible. Voici dix étapes essentielles qui vous permettront d'acquérir le bien immobilier le mieux adapté à vos besoins et à votre situation financière. L'achat d'un bien immobilier peut être une opération complexe et parfois stressante, mais nous sommes là pour vous guider à travers ce processus ! Si vous voulez vous préparer à réussir l'année prochaine, prenez rendez-vous avec moi dès aujourd'hui !

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Facing Mortgage Crisis? Find Solutions That Work

05/01/2024

Have you found yourself in position where your mortgage payments are causing financial stress? I have good news: you can stop panicking because there are options available to you. While everyone’s sit...
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Have you found yourself in position where your mortgage payments are causing financial stress? I have good news: you can stop panicking because there are options available to you. While everyone’s situation is different, I have found that these steps can be applied to anyone to bring some peace of mind and relief. Don’t let your situation weigh you down, reach out to me and we will find a solution!

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Should You Wait To Buy a Home?

02/01/2024

🏡📈 To buy now or wait for lower rates? This is the most frequent question I get and this is the reason why waiting might cost you more in the long run! 🤔💸 There are many ways to unlock the secrets ...
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🏡📈 To buy now or wait for lower rates? This is the most frequent question I get and this is the reason why waiting might cost you more in the long run! 🤔💸 There are many ways to unlock the secrets to negotiating the best deal in today's market. Reach out if you need any help. #HomeBuying #RealEstateInsights #MarketTrends #HomebuyingStrategy #InterestRates #BuyerDemand #NegotiationTips #LJRealties

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How To Come Up With a Down Payment! 🏠

31/12/2023

🏠💡 Are you struggling with the down payment hurdle? Let me give you 3 game-changing solutions to turn your homeownership dreams into reality! There are always creative approaches and smart strateg...
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🏠💡 Are you struggling with the down payment hurdle? Let me give you 3 game-changing solutions to turn your homeownership dreams into reality! There are always creative approaches and smart strategies to secure that elusive down payment. 🤝💰 #HomeBuyingTips #DownPaymentSolutions #MillennialsHomebuying #FinancialFreedom #RealEstateStrategies #CreativeFinancing #LJRealties

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Pros and Cons of Living in Montreal Quebec

29/12/2023

Are you thinking about relocating to Montreal and want to know what you’re getting into beforehand? I’m here with my top ten pros and cons about living in Montreal. Don’t be alarmed by the cons, I can...
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Are you thinking about relocating to Montreal and want to know what you’re getting into beforehand? I’m here with my top ten pros and cons about living in Montreal. Don’t be alarmed by the cons, I can assure you that the good most certainly outweighs the bad. For those of you looking to buy, I’ve also included pros and cons about our real estate market here. Are you thinking of moving or buying in this fantastic city? Book a call with me and let’s get started today!

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The Secrets of RICH Real Estate People

28/12/2023

🔍💰 Do you want to unlock the mindset secrets of successful real estate investors? 🏠✨ This may sound kind of mean, but the wealthy approach real estate differently. From passive income to tax benef...
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🔍💰 Do you want to unlock the mindset secrets of successful real estate investors? 🏠✨ This may sound kind of mean, but the wealthy approach real estate differently. From passive income to tax benefits, discover why the rich focus on the upside while others dwell on the downside. #RealEstateInvesting #WealthMindset #RichVsAverage #RealEstateWisdom #PassiveIncome #TaxBenefits #LJRealties #RealEstateSuccess #InvestmentStrategies

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Coût de la vie à Montréal, Québec : Une analyse détaillée

27/12/2023

Vous envisagez de déménager à Montréal et vous vous demandez ce que cela peut coûter à une personne en moyenne par mois ? Vous êtes au bon endroit ! Qu'il s'agisse du coût moyen d'une location ou d'un...
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Vous envisagez de déménager à Montréal et vous vous demandez ce que cela peut coûter à une personne en moyenne par mois ? Vous êtes au bon endroit ! Qu'il s'agisse du coût moyen d'une location ou d'un logement, de l'épicerie, des loisirs ou de toutes autres dépenses, j'ai l'information qu'il vous faut. Le coût de la vie dépend vraiment de vos préférences personnelles et de votre style de vie, mais vous pouvez utiliser cette vidéo comme guide général sur ce à quoi vous pouvez vous attendre si vous déménagez à Montréal pour la première fois. Si vous avez des questions ou si vous avez besoin de conseils plus personnalisés, n'hésitez pas à nous contacter dès aujourd'hui !

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Mastering Montreal's Real Estate Market Cycles

22/12/2023

When it comes to real estate in Montreal, timing is everything! This week I’m here to explain the cyclical nature of our city’s market. Understanding these cycles could be the key to your success as a...
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When it comes to real estate in Montreal, timing is everything! This week I’m here to explain the cyclical nature of our city’s market. Understanding these cycles could be the key to your success as a buyer, seller, or investor. Use this understanding of the ebbs and flows to your advantage so you know when to jump in! Do you need some guidance to know when the time is right for you? Book a call with me today!

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From $294/MO to $185,000: The Ultimate Money Transformation

21/12/2023

Discover the magic of turning $294/month into a whopping $185,000 in savings on your home loan! 🏡💸 Let me break down a simple yet powerful strategy to slash years off your mortgage term and save big...
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Discover the magic of turning $294/month into a whopping $185,000 in savings on your home loan! 🏡💸 Let me break down a simple yet powerful strategy to slash years off your mortgage term and save big. Ready for financial wisdom that pays off? 💰🔍 #FinancialHacks #MortgageStrategy #HomeLoanTips #SmartMoneyMoves #LJRealties

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Expert Advice: Renting VS Buying

19/12/2023

Renting vs. Buying a home - the debate continues! 🏠🤔 Join me as I break down the pros and cons. Renting offers convenience, but is it worth missing out on the long-term financial benefits of homeown...
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Renting vs. Buying a home - the debate continues! 🏠🤔 Join me as I break down the pros and cons. Renting offers convenience, but is it worth missing out on the long-term financial benefits of homeownership? 🤷‍♂️ Let's dive into the discussion! #RealEstateInsights #RentingVsBuying #HomeOwnership

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Wild Real Estate Landlord Stories

17/12/2023

🏠 Dispelling the Myths: Real Talk About Being a Landlord! 🤔 💼 Worried about late-night calls for a leaky faucet? Don't let common fears stop you from becoming a landlord. Dive into wild landlord stor...
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🏠 Dispelling the Myths: Real Talk About Being a Landlord! 🤔 💼 Worried about late-night calls for a leaky faucet? Don't let common fears stop you from becoming a landlord. Dive into wild landlord stories, and discover the game-changing secret my clients swear by to enjoy hassle-free rental income. Spoiler alert: It's all about the right property manager! 🛠️💰 #RealEstateLandlord #RentalPropertyMyths #PropertyManagement #LandlordStories #TenantHassles #RentalIncomeTips #PropertyMaintenance #RealEstateInvestment #PropertyManagerBenefits #HassleFreeLandlording

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Montreal's Top 3 Shopping Destinations you must know!

15/12/2023

Teach, beauty, fashion: whatever your shopping preferences may be, Montreal has you covered! Discover all of the amazing shopping options that this city has to offer. Not only do we have fantastic mal...
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Teach, beauty, fashion: whatever your shopping preferences may be, Montreal has you covered! Discover all of the amazing shopping options that this city has to offer. Not only do we have fantastic malls to discover, our neighbourhoods offer their own unique shopping experiences as well! Montreal is a city that truly does have something for everyone. What’s your Montreal go-to for shopping? Let me know in the comments below!

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The Shocking Truth About Crazy Auto Loan Payments

13/12/2023

🚗💸 Rev up your financial wisdom! Did you know the average car payment is now $729? 📈 But what if that money could fuel your dream home instead? 🏡💰 Dive into the world of auto loan payments with me...
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🚗💸 Rev up your financial wisdom! Did you know the average car payment is now $729? 📈 But what if that money could fuel your dream home instead? 🏡💰 Dive into the world of auto loan payments with me and discover the real horsepower of investing in your future home. 🚀💼 Article reference: https://www.bankrate.com/loans/auto-loans/average-monthly-car-payment https://www.nerdwallet.com/article/loans/auto-loans/average-monthly-car-payment #CarPayments #HomeInvestment #FinancialWisdom #RealEstateTips #SmartMoneyMoves #AutoLoans #HomeBuyerInsights #LJRealties #InvestInYourFuture #FinanceTalk #MoneyMatters #HomeOwnershipDreams

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Les 3 meilleures destinations de magasinage à Montréal que vous devez connaître !

12/12/2023

🛍️✨ Découvrez les merveilleux magasins de Montréal ! Des centres commerciaux incontournables comme le Centre Eaton aux joyaux cachés du Plateau-Mont-Royal, laissez-vous guider à travers la diversité d...
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🛍️✨ Découvrez les merveilleux magasins de Montréal ! Des centres commerciaux incontournables comme le Centre Eaton aux joyaux cachés du Plateau-Mont-Royal, laissez-vous guider à travers la diversité des boutiques de la ville. Que vous soyez fashionista, passionné de technologie ou amateur de gastronomie, un havre de shopping vous attend. 🌆👗 Joignez-vous à moi dans cette expérience de magasinage et explorons les meilleurs quartiers pour faire des emplettes à Montréal ! 💼🛒

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HOW TO GET A DEAL ON A HOUSE IN 2024

10/12/2023

🏠 Mastering the Art of Deal-Hunting in 2024: Beat the Competition! 🚀 💰 Uncover the secret to securing a sweet deal on your dream home this year. Learn why eliminating competition is the key to negoti...
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🏠 Mastering the Art of Deal-Hunting in 2024: Beat the Competition! 🚀 💰 Uncover the secret to securing a sweet deal on your dream home this year. Learn why eliminating competition is the key to negotiation power and how the current real estate landscape can work in your favor. Ready to make your move? #RealEstateDeals #HomebuyingStrategies #NegotiationPower #DealHuntingTips #RealEstateCompetition #MarketInsights2024 #PropertyNegotiation #HomeLoanRates #HomebuyingAdvantage #RealEstateTrends

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Discover the Best Deals: 10 Essential Steps in the 2024 Buying Guide

08/12/2023

Are you thinking about expanding your real estate portfolio in 2024? Make sure that you’re getting the best deal possible. Here are ten essential steps to ensure that you secure the best property for ...
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Are you thinking about expanding your real estate portfolio in 2024? Make sure that you’re getting the best deal possible. Here are ten essential steps to ensure that you secure the best property for you and your financial goals. Buying real estate can be tricky and sometimes stressful, but it doesn’t have to be! If you want to set yourself up for success in the coming year, schedule a call with me today!

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The Truth About High Mortgage Rates

05/12/2023

🏡 Hidden Gems of High-Interest Rates: What They Won't Tell You! 💎 📈 Did you know the surprising benefit of soaring interest rates? Dive into the untold truth and discover how fewer buyers in the mark...
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🏡 Hidden Gems of High-Interest Rates: What They Won't Tell You! 💎 📈 Did you know the surprising benefit of soaring interest rates? Dive into the untold truth and discover how fewer buyers in the market can mean better deals for savvy homebuyers. Don't miss your chance to leverage this unique opportunity! 💰🏠 #RealEstateOpportunity #HighInterestRates #HomebuyerMarket #MarketDynamics #NegotiationTips #BuyersAdvantage #RealEstateTrends #PricingStrategies #HomeAffordability #SellerIncentives

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Holiday Magic in Montreal: A Festive Guide to Seasonal Delights

01/12/2023

Montreal is a city that truly embraces the holiday spirit. The weather may be cold, but the warm and welcoming atmosphere more than makes up for it! In this week’s video, I’m highlighting the incredib...
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Montreal is a city that truly embraces the holiday spirit. The weather may be cold, but the warm and welcoming atmosphere more than makes up for it! In this week’s video, I’m highlighting the incredible holiday-themed events that the city has to offer at this time of year. From activities, to markets, and shows, there really is something for everyone to enjoy with their families and loved ones. What’s your favourite Montreal holiday event or tradition? Let me know in the comments below!

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La magie des Fêtes à Montréal : Un guide festif des délices saisonniers

29/11/2023

✨ Vivez la magie de Montréal pendant le temps des fêtes ! Joignez-vous à moi,
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✨ Vivez la magie de Montréal pendant le temps des fêtes ! Joignez-vous à moi,

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THE TRUTH ABOUT MORTGAGE RATES

29/11/2023

📉 Decoding the Mortgage Rate Mystery: What You Need to Know! 💡 💰 Wondering when mortgage rates will make a move? I've got the latest insights to help you plan your next move in the housing market. ...
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📉 Decoding the Mortgage Rate Mystery: What You Need to Know! 💡 💰 Wondering when mortgage rates will make a move? I've got the latest insights to help you plan your next move in the housing market. Spoiler alert: The rates are heading down, but not to record lows. Stay tuned for updates! 🏠✨ #MortgageRates #HousingMarket #InterestRates #RealEstateTrends #FinancialPlanning #MarketInsights #PropertyInvestment #HomebuyerTips #MortgageRateForecast #RealEstateNews

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THE KEY TO BUILDING WEALTH: GETTING YOUR FIRST HOUSE AND RENTAL

26/11/2023

If you could go back in time, what investment would you make differently? Let me tell you… a multi-unit property! Keep watching to find out why. #financetips #financialfreedom #finance #realestat...
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If you could go back in time, what investment would you make differently? Let me tell you… a multi-unit property! Keep watching to find out why. #financetips #financialfreedom #finance #realestateinvesting #MontrealRealEstate #MortgageAffordability #HomeFinancing #RealEstateTips #HousingBudget #FinancialInsights #PropertyInvestment #HomebuyingGuide #BudgetingForHome #IncomeCalculation #HomeownershipPlanning

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DISCOVER HOW MUCH OF A MORTGAGE CAN YOU AFFORD?

25/11/2023

🏡 Unlock the Secret Formula: Calculate Your Mortgage Affordability! 💡 Wondering how much mortgage you can qualify for? I break down the numbers step by step to help you find the perfect home within y...
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🏡 Unlock the Secret Formula: Calculate Your Mortgage Affordability! 💡 Wondering how much mortgage you can qualify for? I break down the numbers step by step to help you find the perfect home within your budget. DM for personalized insights based on your unique situation! 📊✨ #MontrealRealEstate #MortgageAffordability #HomeFinancing #RealEstateTips #HousingBudget #FinancialInsights #PropertyInvestment #HomebuyingGuide #BudgetingForHome #IncomeCalculation #HomeownershipPlanning

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10 Things you need to know before moving to Montreal, Quebec in 2024

24/11/2023

Are you planning to move to Montreal in 2024? This video is full of important things to know before you arrive! Don’t be caught off-guard and really hit the ground running with the tips and info I’ll ...
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Are you planning to move to Montreal in 2024? This video is full of important things to know before you arrive! Don’t be caught off-guard and really hit the ground running with the tips and info I’ll share with you in this video. Montreal is a vibrant and beautiful city with so much to discover and it’s easy to feel a little overwhelmed at first. If you approach the city with an open mind and this information, you’ll feel like a local in no time at all. Montrealers: what are your must-knows about our great city? Let me know in the comments below!

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SECRETS OF THE RICH REAL ESTATE PEOPLE

22/11/2023

💰 The Mindset That Separates the Rich from the Rest in Real Estate! 🏡💡 What sets wealthy real estate investors apart? It's all about the mindset. Discover the secret that allows the rich to see the ...
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💰 The Mindset That Separates the Rich from the Rest in Real Estate! 🏡💡 What sets wealthy real estate investors apart? It's all about the mindset. Discover the secret that allows the rich to see the potential upside while others focus on the downside. Watch to change your perspective and level up your real estate game! #RealEstateInvesting #WealthyMindset #RichInvestors #RealEstateSuccess #PropertyManagement #PassiveIncome #TaxBenefits #RiskVsReward #FinancialStrategy #RealEstateGame

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Maîtriser les Cycles du Marché Immobilier Montréalais

21/11/2023

Découvrez avec moi les secrets des cycles du marché immobilier montréalais ! 🏡 Que vous soyez acheteur, vendeur ou investisseur, la compréhension de ces modèles est la clé des décisions stratégiques d...
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Découvrez avec moi les secrets des cycles du marché immobilier montréalais ! 🏡 Que vous soyez acheteur, vendeur ou investisseur, la compréhension de ces modèles est la clé des décisions stratégiques dans notre marché dynamique. Rejoignez-moi pour naviguer entre les hauts et les bas et découvrir les meilleurs moments pour faire votre déménagement. 📈📉 Plongeons ensemble dans le monde de l'immobilier montréalais ! 💼

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HOW TO FIND AN AFFORDABLE HOUSE

19/11/2023

🏡 Unlocking Affordable Housing: Secrets for Savvy Buyers! 💰💡 If you're in a pricey market, the key to affordability may be in the outlying areas. Discover the specific indicators to ensure you're ma...
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🏡 Unlocking Affordable Housing: Secrets for Savvy Buyers! 💰💡 If you're in a pricey market, the key to affordability may be in the outlying areas. Discover the specific indicators to ensure you're making the best investment. Watch to learn about future growth potential in new parks, facilities, business, and shopping developments. Your dream home awaits! #AffordableHousing #RealEstate #HomeBuying #HousingMarket #PropertyInvestment #GrowthPotential #RealEstateInvestment #SavvyBuyers #FutureHome #DreamHome

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Experience the Magic: Top Neighbourhoods in Montreal for Christmas Lights

17/11/2023

Experience the Magic! I will guide you through the Top Neighborhoods for Christmas Lights in Montreal! Join me as we explore the enchanting holiday displays in Westmount, the CP Holiday Train, Not...
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Experience the Magic! I will guide you through the Top Neighborhoods for Christmas Lights in Montreal! Join me as we explore the enchanting holiday displays in Westmount, the CP Holiday Train, Notre-Dame Basilica, 'Noël dans le Parc,' and Luminothérapie. Each of these locations has its unique charm and festive displays that capture the spirit of the season. From festive streets to dazzling light shows, let's make this holiday season magical! 🌟❄️

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HOMEBUYING WITH BAD CREDIT

16/11/2023

🏡 Don't Let Bad Credit Stop Your Homeownership Dream! 💳💡 Discover how you can still qualify to buy a house with bad credit. Not all bad credit is created equal, and there are simple steps you can ta...
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🏡 Don't Let Bad Credit Stop Your Homeownership Dream! 💳💡 Discover how you can still qualify to buy a house with bad credit. Not all bad credit is created equal, and there are simple steps you can take to raise your credit scores. #HomeBuying #BadCredit #CreditScores #HomeownershipDream #CreditRepair #FinancialStrategy #RealEstate #MortgageQualification #CreditHistory #HomeInvestment

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Comment vivre la magie des lumières de Noël à Montréal

16/11/2023

🎄✨ Vivez la magie ! Je vous guiderai à travers les meilleurs quartiers pour les lumières de Noël à Montréal ! Joignez-vous à moi pour explorer les magnifiques décorations de Noël de Westmount, le ...
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🎄✨ Vivez la magie ! Je vous guiderai à travers les meilleurs quartiers pour les lumières de Noël à Montréal ! Joignez-vous à moi pour explorer les magnifiques décorations de Noël de Westmount, le train des fêtes du CP, la basilique Notre-Dame, Noël dans le Parc et Luminothérapie. Chacun de ces lieux possède un charme unique et des décorations festives qui capturent l'esprit de la saison. Des rues festives aux spectacles de lumière éblouissants, rendons cette période de vacances magique ! 🌟❄️

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SUPERCHARGE YOUR HOME BUYING POWER

14/11/2023

🏡 Unlock Your Home Buying Potential: The Auto Loan Secret! 🚗💡 Discover a powerful trick to boost your home buying power by freeing up your monthly budget. Watch and learn how to make real estate mor...
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🏡 Unlock Your Home Buying Potential: The Auto Loan Secret! 🚗💡 Discover a powerful trick to boost your home buying power by freeing up your monthly budget. Watch and learn how to make real estate more affordable than you thought! #HomeBuying #RealEstate #BuyingPower #AutoLoanSecret #FinancialStrategy #BudgetOptimization #MortgageRates #HomePurchase #PropertyInvestment #HomeOwnership

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HOMEOWNERS NEED TO KNOW THIS

12/11/2023

🏠 Unlock the Power of Home Equity: A Must-Know Homeownership Secret! 💰💡 Discover how you can leverage your home's equity to buy a new property without giving up your current one. Watch to learn the ...
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🏠 Unlock the Power of Home Equity: A Must-Know Homeownership Secret! 💰💡 Discover how you can leverage your home's equity to buy a new property without giving up your current one. Watch to learn the key to maintaining your low mortgage rate while expanding your real estate portfolio! #Homeowners #HomeEquity #HELOC #RealEstateInvestment #MortgageRate #PropertyOwnership #RentalIncome #FinancialStrategy #HomeInvestment #TenantSelection

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Be prepared for your home inspection with this comprehensive checklist

10/11/2023

The inspection is one of the most important factors when you’re either buying or selling a property. Don’t be caught off-guard when it comes to protecting one of the biggest investments of your life! ...
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The inspection is one of the most important factors when you’re either buying or selling a property. Don’t be caught off-guard when it comes to protecting one of the biggest investments of your life! I’ll share my top items that should be on your inspection checklist, as well as tips for preparing for the inspection itself. What would you add to this checklist? Let me know in the comments below!

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Ville-Marie | Condo For Sale | 1 Bed | 1 Bath | 1 Garage

09/11/2023

635, RUE ST-MAURICE, APT. 1005, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 19477621 Elegant & modern 1 bedroom condo with parking for sale in La Cité du Multimédia, steps from Old Montreal! This stunning 10t...
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635, RUE ST-MAURICE, APT. 1005, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 19477621 Elegant & modern 1 bedroom condo with parking for sale in La Cité du Multimédia, steps from Old Montreal! This stunning 10th floor unit offers unobstructed views of the city through floor-to-ceiling windows and a private balcony, custom bathroom, and open-concept floor plan suitable to any buyer's needs. The unit includes a spacious bedroom closet and large entryway storage closet. Amenities include a pool, gym, sauna, and a doorman. With its incredible location close to the Old Port, Downtown, Griffintown, Lachine Canal, restaurants, shops, public transportation, and more, it is not an opportunity to be missed! Book your visit today! À vendre! Élégant condo d'une chambre avec stationnement dans la Cité du Multimédia, à proximité du Vieux-Montréal! Cette superbe unité au 10e étage offre une vue imprenable sur la ville grâce à ses grandes fenêtres et à un balcon privé, une salle de bain personnalisée et un plan d'étage à aire ouverte qui convient aux besoins de tout acheteur. L'unité comprend un placard spacieux dans la chambre et un grand placard de rangement. Les commodités comprennent une piscine, gym, sauna et un portier. Avec son emplacement à proximité de plusieurs quartiers, restaurants, transports en commun et plus encore, c'est une occasion à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #LJrealties #LJImmobilier #TeamLJ #EquipeLJ #MontRealEstateBrokers #MontrealRealEstateAgency #MontrealRealEstate #LaCitéduMultimédia #VilleMarieNeighborhood #CondoForSale #1BedroomCondo #PropertyListing #ElegantCondo #PrivateBalcony #CustomBathroom #OpenConceptLayout #CityViews #OldMontreal #DowntownMontreal #OldPort

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THE BEST WAY TO BUILD WEALTH TAX-FREE

09/11/2023

💰 Unlocking Tax-Free Wealth: The Ultimate Home Investment Strategy! 🏡💡 Discover one of the last remaining ways to build wealth tax-free through strategic home buying and improvement. Ready to make y...
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💰 Unlocking Tax-Free Wealth: The Ultimate Home Investment Strategy! 🏡💡 Discover one of the last remaining ways to build wealth tax-free through strategic home buying and improvement. Ready to make your money work for you? #TaxFreeWealth #RealEstateInvesting #WealthBuilding #HomeInvestment #PropertyImprovement #InvestmentStrategy #MarketValue #FinancialFreedom #HomeOwnership #MoneyManagement

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Market Update Q3 : L'avis des experts sur la suite des événements

08/11/2023

Bienvenue à la plus récente mise à jour du marché immobilier montréalais pour le 3e trimestre ! Que vous soyez un acheteur ou un vendeur potentiel, restez à l'écoute alors que je me penche sur la régi...
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Bienvenue à la plus récente mise à jour du marché immobilier montréalais pour le 3e trimestre ! Que vous soyez un acheteur ou un vendeur potentiel, restez à l'écoute alors que je me penche sur la région du Grand Montréal, l'île de Montréal, Laval et la Rive-Sud. Découvrez les statistiques les plus récentes, y compris les prix, les jours sur le marché et les types de propriétés dans chaque région. Vous souhaitez en savoir plus sur un secteur spécifique que je n'ai pas abordé ? Laissez un commentaire ci-dessous et je vous enverrai personnellement les statistiques détaillées ! Restez informé et prenez des décisions immobilières en toute confiance avec

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HOW TO SAVE $$$ WHEN BUYING A HOUSE

07/11/2023

💰 Cracking the Credit Score Code for Home Savings! 📈🏡 Uncover the secrets to game the credit score system and potentially save thousands when purchasing a home. Get ready for lower payments and redu...
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💰 Cracking the Credit Score Code for Home Savings! 📈🏡 Uncover the secrets to game the credit score system and potentially save thousands when purchasing a home. Get ready for lower payments and reduced costs! #HomeBuyingTips #CreditScores #MoneySaving #RealEstateAdvice #CreditHacks #FinancialPlanning #Homeownership #CostSavings #CreditScoreTips #HouseHunting

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THE WEALTHY’S BEST-KEPT SECRET

05/11/2023

💰 Unlocking the Wealthy's Secret: The Power of Debt 💡💲 Discover the game-changing wisdom that separates the wealthy from the rest. Is debt really the enemy, or is it a key to creating wealth? #Wea...
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💰 Unlocking the Wealthy's Secret: The Power of Debt 💡💲 Discover the game-changing wisdom that separates the wealthy from the rest. Is debt really the enemy, or is it a key to creating wealth? #WealthSecrets #FinancialWisdom #GoodDebt #CreatingWealth #MoneyManagement #FinancialSuccess #DebtStrategies #WealthMindset #RichVsWealthy #GameChanger

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Don't Miss These 10 Essential Tips for Winterizing Your Montreal Home

03/11/2023

Winters in Montreal can be harsh! The extreme weather can have a huge effect on our homes, but there are ways to prepare your properties! This week I have 10 steps that you can take in order to give y...
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Winters in Montreal can be harsh! The extreme weather can have a huge effect on our homes, but there are ways to prepare your properties! This week I have 10 steps that you can take in order to give your home a fighting chance against the elements. While most of them are simple enough to do yourselves, there are some jobs that are better left to professionals to ensure that the work is properly done. Which steps have you taken? Are there any that you didn’t know about before? Let me know in the comments below!

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Lachine | Home For Sale | 5 Beds | 2 Bath | 1 Garage

02/11/2023

1320, RUE SHERBROOKE, MONTRÉAL (LACHINE) CENTRIS NO. 12704528 Beautiful renovated 5 bedroom, 2 bathroom home for sale in Lachine! The home, sitting on a corner lot, offers a harmonious blend of moder...
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1320, RUE SHERBROOKE, MONTRÉAL (LACHINE) CENTRIS NO. 12704528 Beautiful renovated 5 bedroom, 2 bathroom home for sale in Lachine! The home, sitting on a corner lot, offers a harmonious blend of modern upgrades and classic charm. With a convenient garage, fully finished basement, and a lovely backyard, it's the perfect place to call home for those looking to enjoy the best of both indoor and outdoor living. It is conveniently located close to the essentials and offers easy access to the highway. Don't miss the opportunity to make this property your own and experience the Lachine lifestyle at its finest, book your visit today! Magnifique maison rénovée de 5 chambres à coucher et 2 salles de bain à vendre à Lachine! La maison, sur un terrain de coin, offre un mélange harmonieux de modernité et de charme classique. Avec un garage pratique, un sous-sol aménagé et une belle cour arrière, c'est l'endroit idéal pour ceux qui veulent profiter du meilleur de la vie à l'intérieur et à l'extérieur. Elle est idéalement située à proximité des éléments essentiels et offre un accès facile à l'autoroute. Ne manquez pas l'occasion de faire de cette propriété la vôtre et de découvrir Lachine à son meilleur, réservez votre visite aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #lachine #HouseForSale #RealEstateTour #5Bedroom #MontrealProperty #CornerLot #HomeSweetHome #PropertyListing #convenientlocation #realestatelistings

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WHY ARE HOME PRICES SO EXPENSIVE?

02/11/2023

Why is real estate getting so expensive?! The main reason most markets are so strong is because of the low availability of homes. Thes less availability you have, the more expensive these get! How...
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Why is real estate getting so expensive?! The main reason most markets are so strong is because of the low availability of homes. Thes less availability you have, the more expensive these get! How do we counter that? 🏠 #montreal #broker #realestate

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THE BIGGEST HOME-BUYING MYTH

31/10/2023

🏠 Debunking the Biggest Home-Buying Myth! 🚫🤔 Don't let misconceptions about risk hold you back from owning a home. Discover the truth and seize the rewards! 💰🏡 #HomeBuyingMyths #RealEstateFacts
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🏠 Debunking the Biggest Home-Buying Myth! 🚫🤔 Don't let misconceptions about risk hold you back from owning a home. Discover the truth and seize the rewards! 💰🏡 #HomeBuyingMyths #RealEstateFacts

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Notre-Dame-de-Grâce | Home For Sale | 611 SQFT | 1 Beds | 1 Bath

30/10/2023

2365, AV. BEACONSFIELD, APP. 207, MONTRÉAL (CÔTE-DES-NEIGES/NOTRE-DAME-DE-GRÂCE) CENTRIS NO. 9047492 Gorgeous 1 bedroom, 1 bathroom condo for sale in the highly sough-after neighbourhood of Notre-Dam...
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2365, AV. BEACONSFIELD, APP. 207, MONTRÉAL (CÔTE-DES-NEIGES/NOTRE-DAME-DE-GRÂCE) CENTRIS NO. 9047492 Gorgeous 1 bedroom, 1 bathroom condo for sale in the highly sough-after neighbourhood of Notre-Dame-de-Grâce! This fantastic unit has an open-concept main living area that can be arranged to suit any buyer's needs! The unit features a spacious balcony and comes equipped with all the appliances. The location is second to none and close to all the essentials! walking distance to grocery stores, shops, public transportation and much more! don't miss your opportunity to live in the fantastic neighbourhood, book your visit today! Magnifique condo d'une chambre à coucher et d'une salle de bain à vendre dans le quartier très recherché de Notre-Dame-de-Grâce! Cette unité fantastique possède une espace de vie à aire ouverte qui peut être aménagée selon les besoins de l'acheteur! L'unité dispose d'un balcon spacieux et est équipée de tous les appareils électroménagers. L'emplacement est incomparable et proche de tous les éléments essentiels! À distance de marche des épiceries, des magasins, des transports en commun et bien plus encore! Ne manquez pas l'occasion de vivre dans ce quartier fantastique, réservez votre visite dès aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #NotreDameDeGrace #CondoForSale #RealEstateTour #1BedroomCondo #MontrealProperty #CondoLife #HomeSweetHome #PropertyListing #BalconyViews

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DON'T DO THIS IF YOU WANT TO BUY A HOME

29/10/2023

🏠 Home Buying Mistakes to Avoid! 🔑 Learn about the 3 things that can ruin your chances of buying a home. Protect your path to homeownership! 💪💰 #HomeBuyingTips #CreditScore
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🏠 Home Buying Mistakes to Avoid! 🔑 Learn about the 3 things that can ruin your chances of buying a home. Protect your path to homeownership! 💪💰 #HomeBuyingTips #CreditScore

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Why Vancouver and Toronto Can't Compete with Montreal's Real Estate Prices

27/10/2023

If you’ve ever looked at other Canadian province’s real estate markets, you may have noticed that the prices in Toronto and Vancouver seem astronomical compared to those of Montreal. Why is that? Ther...
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If you’ve ever looked at other Canadian province’s real estate markets, you may have noticed that the prices in Toronto and Vancouver seem astronomical compared to those of Montreal. Why is that? There are actually a number of surprising of factors that contribute to the price disparity that you might have not known before. Listen along as I take you through them and shed some light. Do you have questions about your favourite Canadian city’s real estate market? Let me know in the comments below!

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How To Buy A House With No Savings

26/10/2023

🏠 No Savings? No Problem! How to Buy a House with Practical Tips! 💰💼 Learn how to increase your income and start investing in real estate. Let's get you on the path to homeownership! 🚀 #RealEstateInv...
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🏠 No Savings? No Problem! How to Buy a House with Practical Tips! 💰💼 Learn how to increase your income and start investing in real estate. Let's get you on the path to homeownership! 🚀 #RealEstateInvesting #IncomeBoost

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📣 Bank of Canada Announcement October 25th, 2023

26/10/2023

📣 Breaking News: The Bank of Canada just dropped a big announcement! 🏦💰 Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? ...
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📣 Breaking News: The Bank of Canada just dropped a big announcement! 🏦💰 Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I'm here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything

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Why Is Buying A Home So Stressful

24/10/2023

🏠 Stress-Free Home Buying with RERR - Your Real Estate Relax Route! 💆‍♂️🏡 Discover the key steps to reduce the stress of buying a home and make it a smooth journey. Let's dive in! 🤝 #RealEstateTips #...
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🏠 Stress-Free Home Buying with RERR - Your Real Estate Relax Route! 💆‍♂️🏡 Discover the key steps to reduce the stress of buying a home and make it a smooth journey. Let's dive in! 🤝 #RealEstateTips #HomeBuyingGuide

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New Home vs. Old Home: Which is the Smarter Investment?

22/10/2023

🏠 New vs. Old Homes - Which One's Right for You? 🤔 Let's dive into the pros and cons of both to help you make an informed decision! 🛠️💡 #realestate #HomeBuying
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🏠 New vs. Old Homes - Which One's Right for You? 🤔 Let's dive into the pros and cons of both to help you make an informed decision! 🛠️💡 #realestate #HomeBuying

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Market Update Q3: Expert Insights on What's Next

20/10/2023

Welcome to the latest Montreal Real Estate Market Update for Q3! Whether you're a prospective buyer or seller, stay tuned as I dive deep into the Greater Montreal Area, Island of Montreal, Laval, and ...
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Welcome to the latest Montreal Real Estate Market Update for Q3! Whether you're a prospective buyer or seller, stay tuned as I dive deep into the Greater Montreal Area, Island of Montreal, Laval, and the South Shore. Discover the most current statistics, including price trends, days on market, and property market types in each region. Looking for insights into a specific area I didn't cover? Drop a comment below, and I'll personally send you the detailed stats! Stay informed and make confident real estate decisions with

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Maximize your wealth: Unlocking home equity

15/10/2023

How HELOC’s work. Homeowners are sitting on a record amount of home equity. Normally, you can access your home equity by doing a cash out refinance. This means you replace your current home loan/mor...
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How HELOC’s work. Homeowners are sitting on a record amount of home equity. Normally, you can access your home equity by doing a cash out refinance. This means you replace your current home loan/mortgage with a new larger loan and receive the money at closing. But there are so many people with a really low rate on their current mortgage, and they don’t wanna give that up. (rightly so) In this case, a home equity line of credit or HELOC, can be the better option. #heloc #homeequity #finance #financetips #personalfinance

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Discover the Top 3 Cyclist-Friendly Neighborhoods of the Greater Montreal Area

13/10/2023

It’s no secret that Montreal is a hot spot for cyclists, but there are some areas that should absolutely be at the top of your neighbourhood search. This week I’ll be sharing the top 3 areas that cate...
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It’s no secret that Montreal is a hot spot for cyclists, but there are some areas that should absolutely be at the top of your neighbourhood search. This week I’ll be sharing the top 3 areas that cater to cyclists in Montreal. In terms of doing research on your potential new neighbourhood, in this case I would absolutely recommend taking a bike ride through each one! Once you’ve found the bike paths of your dreams, reach out to our team to help you find your dream home!

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From Landlord to Cashflow Pro, Here's How

11/10/2023

If you dream of owning rental properties without the landlord hassles, I've got the solution. Property managers make it easy. Learn how to maximize cash flow hassle-free! #RealEstateInvesting #P...
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If you dream of owning rental properties without the landlord hassles, I've got the solution. Property managers make it easy. Learn how to maximize cash flow hassle-free! #RealEstateInvesting #PropertyManagement #CashFlowPro #RealEstateTips

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The Startling Truth about the Bank of Canada's Rate Rises

08/10/2023

Interest Rates Wild… but: The good news is, based on new forecasts - they will come down next year. But, it may not be as fast and as much of a drop as people were hoping for… In the meantime, the ...
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Interest Rates Wild… but: The good news is, based on new forecasts - they will come down next year. But, it may not be as fast and as much of a drop as people were hoping for… In the meantime, the economy is going to slow down, and you can use this to your advantage, if you have cash to deploy, and/or if your income is enough to afford purchasing with todays rates. Remember, you can always look to refinance debt in the future when rates come down. #finance #financetips #interestrates #federalreserve

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From Tranquility to Thriving Communities: South Shore's Top Neighbourhoods

06/10/2023

From Tranquility to Thriving Communities: South Shore's Top Neighbourhoods Are you thinking of relocating to the South Shore of Montreal? This week, I’m going to share my top three neighbourhoods for...
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From Tranquility to Thriving Communities: South Shore's Top Neighbourhoods Are you thinking of relocating to the South Shore of Montreal? This week, I’m going to share my top three neighbourhoods for you to consider! Each of these stunning areas has so much to offer in terms of charm, amenities, and housing options. I would recommend visiting each one with your trusted real estate broker to find out which neighbourhood best suits you. If you’re looking for guidance and assistance in finding your new home, reach out to us today!

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The Canadian Dream: Are We Chasing an Illusion?

05/10/2023

Is the Canadian Dream Dying? unfortunately, for many people, it feels like it is. Now every market is a little different - but here’s what you can do to get yours: - Look for opportunities such as a...
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Is the Canadian Dream Dying? unfortunately, for many people, it feels like it is. Now every market is a little different - but here’s what you can do to get yours: - Look for opportunities such as aged listings for properties that need a little bit of work. If the seller is slightly motivated, you’ll be able to negotiate a much better deal - work with a experienced agent who is good at finding opportunities. This includes off market deals which will have less competition - When you’re structuring your financing, be sure to consider temporary by down program to reduce your rate and payment for the first few years of the loan. - these are tougher to find - but there may be opportunities to assume the sellers existing loan, buy the property ‘subject-to’ the existing loan, or find a deal with owner financing. these are just a few of the strategies you can use to get your piece of the pie Drop a comment below and let me know how things are in your market and if you have questions on any of these strategies #realestate #realestatetips #finance #financetips #investing

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Should you go "All in" on Real Estate?

03/10/2023

Real Talk: Diversify Your Financial Portfolio! While real estate rocks for building wealth, don't forget liquidity. Learn why spreading your investments is a smart move. #RealEstateInvesting #Fina...
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Real Talk: Diversify Your Financial Portfolio! While real estate rocks for building wealth, don't forget liquidity. Learn why spreading your investments is a smart move. #RealEstateInvesting #FinancialDiversification #WealthBuilding #InvestmentStrategy

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The Real Estate Market: Is it too risky to buy now?

01/10/2023

Is it too risky to purchase property in this market? NOPE! Let me fill you in on why. 💵 #MarketInsights #PropertyInvestment #SmartBuying #RealEstateOpportunity #WealthBuilding #FearlessInvesting
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Is it too risky to purchase property in this market? NOPE! Let me fill you in on why. 💵 #MarketInsights #PropertyInvestment #SmartBuying #RealEstateOpportunity #WealthBuilding #FearlessInvesting

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Maximizing Your Home's Value: The Role of Refinancing

29/09/2023

Maximizing Your Home's Value: The Role of Refinancing If you have questions about refinancing your home, you’ve come to the right place! Refinancing is a great way to take advantage of lower mortgage...
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Maximizing Your Home's Value: The Role of Refinancing If you have questions about refinancing your home, you’ve come to the right place! Refinancing is a great way to take advantage of lower mortgage rates or pull equity out of your property. Many people ask if it’s possible to then sell, and the answer is yes! There can be certain conditions though, so it is important to speak with your lender to discuss the terms of your loan and any implications or costs associated with selling. If you’re looking for some direction, we can put you in touch with the right professionals, reach out to our team today!

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The secret every renter needs to know

27/09/2023

Your first property is a great way to build equity that’ll help you purchase your dream home. Want more real estate and investment hacks? Tag along on our channel! 🏠💵 #FirstProperty #EquityBuilder ...
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Your first property is a great way to build equity that’ll help you purchase your dream home. Want more real estate and investment hacks? Tag along on our channel! 🏠💵 #FirstProperty #EquityBuilder #DreamHomeJourney #RealEstateHacks #InvestmentTips #PropertyGoals

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Real Estate Deals No One Is Talking About

24/09/2023

No one is talking about this real estate deal…. Yet it’s so profitable. 🤔 Don't miss out on this game-changing strategy! Keep watching to find out how you can incorporate this trick into your next ...
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No one is talking about this real estate deal…. Yet it’s so profitable. 🤔 Don't miss out on this game-changing strategy! Keep watching to find out how you can incorporate this trick into your next purchase! 🏠 #RealEstateSecrets #ProfitableDeals #GameChanger #InvestmentOpportunity #RealEstateTips #SmartBuyingMoves #broker #realestate #canadiancity

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FHSA: The Ultimate Guide to Building Wealth!

22/09/2023

This week I have good news for aspiring first-time homebuyers across Canada! There is a new savings plan available le called the First Home Savings Account. The FHSA is designed to help qualifying ind...
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This week I have good news for aspiring first-time homebuyers across Canada! There is a new savings plan available le called the First Home Savings Account. The FHSA is designed to help qualifying individuals save up for their first home purchase. I’ll take you through the details, advantages, and options that this savings plan can offer you! Before taking any steps, I will always recommend that you speak to a financial advisor to see if the plan is right for you. If you’re ready to start looking for your first home, reach out to us today!

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Huge Opportunity You're Missing

21/09/2023

Calling all property owners! 📢 Thinking of renting out your property? Ever considered short-term rental? Keep watching to find out if this is a match for you. 🏠 #ShortTermRental #PropertyOwners #R...
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Calling all property owners! 📢 Thinking of renting out your property? Ever considered short-term rental? Keep watching to find out if this is a match for you. 🏠 #ShortTermRental #PropertyOwners #RentalIncome #AirbnbOpportunity #PropertyInvestment #RealEstateIncome #broker #realestate #canadiancity

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Top 3 Ways You Make Money With Real Estate

19/09/2023

💰🏡 Ready to unlock the secrets of making money in real estate? 🤑💎 Here are the three powerful ways YOU can profit: Appreciation, Loan Paydown, and Cash Flow! 💸 Don't miss out on this valuable know...
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💰🏡 Ready to unlock the secrets of making money in real estate? 🤑💎 Here are the three powerful ways YOU can profit: Appreciation, Loan Paydown, and Cash Flow! 💸 Don't miss out on this valuable knowledge! 📺 #RealEstateWealth #MoneyMakingTips #PropertyInvesting #RealEstateGains #FinancialFreedom #broker #realestate #canadiancity

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Should You Buy a Home in 2023?

17/09/2023

I know we always talk about how real estate investment is the best way to make money, but buying a home isn’t for everyone. 🏡 Here’s a checklist you can keep track of to determine whether or not you...
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I know we always talk about how real estate investment is the best way to make money, but buying a home isn’t for everyone. 🏡 Here’s a checklist you can keep track of to determine whether or not you’re ready to invest in property. #realestate #mortgage #moneytips #RealEstateInvestment #MoneyMatters #PropertyProsAndCons #KnowBeforeYouInvest #SmartFinancialDecisions #broker #realestate #canadiancity

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Montreal's Most Profitable Real Estate Investment

15/09/2023

When it comes to investing, the Montreal real estate market offers a variety of money-making options in the form of different property types. This week, I’ll take you through different types of proper...
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When it comes to investing, the Montreal real estate market offers a variety of money-making options in the form of different property types. This week, I’ll take you through different types of properties that been known to show profitability. Before jumping into anything, I always recommend that you seek professional advice and do the market research. Profitability depends on your individual circumstances and market conditions, so it is important to have a trusted professional by your side to offer guidance and advice. If you’re looking to getting into real estate investing, reach out to our team today!

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The Surprising Ease of Buying a 4 Plex vs Single Family Home

13/09/2023

I wish I did this earlier… Buying 2 , 3 or 4 unit residential real estate is amazing because you can still qualify with standard conventional financing. Aka a normal home loan with flexible terms and...
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I wish I did this earlier… Buying 2 , 3 or 4 unit residential real estate is amazing because you can still qualify with standard conventional financing. Aka a normal home loan with flexible terms and a fixed rate. 5 units and above requires commercial financing which can be more difficult and can require larger down payment. Have you or one of your clients bought a multi unit property as a first real estate purchase? What do you think of the strategy? As a buyer, would you want to learn more about this? DM for more info! #financetips #financialfreedom #finance #realestateinvesting #broker #realestate #canadiancity

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Simple Hack To Get Your Kids a House

10/09/2023

Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / co...
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Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / condo / townhome #investing #finance #financetips #financialfreedom

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888, RUE WELLINGTON, APP. 210, MONTRÉAL (VILLE-MARIE)

10/09/2023

888, RUE WELLINGTON, APP. 210, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 24876299 Amazing 2 bedroom, 2 bathroom condo for sale in the heart of the Multimédia district! Welcome to M9, where you can benefit f...
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888, RUE WELLINGTON, APP. 210, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 24876299 Amazing 2 bedroom, 2 bathroom condo for sale in the heart of the Multimédia district! Welcome to M9, where you can benefit from prime location and amazing amenities! This corner unit boasts abundant windows and exceptional soundproofing. Overlooking the interior courtyard, the unit is elegant, modern and features an open floor plan. You'll love the oversized 390 sq. ft. private terrace. The building is close to services in Old Montreal and Griffintown, as well as the Lachine Canal. With indoor parking and a double locker, this is an opportunity not to be missed! Superbe condo de 2 chambres à coucher et 2 SDB, au coeur du quartier Multimédia! Bienvenue au M9, où vous pourrez bénéficier d'un emplacement de choix et de commodités extraordinaires. Cette unité de coin profite d'une fenestration abondante et d'une insonorisation exceptionnelle. Donnant sur la cour intérieure, l'unité est élégante, moderne et dispose d'un plan d'étage ouvert. Vous serez séduit par la terrasse privée surdimensionnée de 390 pc. L'immeuble est à proximité des services du Vieux-Montréal et de Griffintown, ainsi que le bord du canal. Avec un stationnement intérieur et un casier double, c'est une opportunité à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #griffintown

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Uncover the Top 3 Neighbourhoods for Families Moving to the Island of Montreal!

08/09/2023

Moving with your family can be tough, especially if you don’t know exactly which area of a new city suits you best. Luckily, I have my top three choices for the island of Montreal to share with you to...
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Moving with your family can be tough, especially if you don’t know exactly which area of a new city suits you best. Luckily, I have my top three choices for the island of Montreal to share with you today! When choosing a place to settle with your family it is important to consider things like proximity to schools and parks, and a good sense of community. Every family is looking for something different, so it is crucial to do your research and visit your potential neighbourhoods. If you need help finding the perfect home for your family, reach out to us today!

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🇨🇦 Bank of Canada Announcement Explained

07/09/2023

Interest Rates Hold Steady! 📈📉 Discover the Impact! #BoCUpdate #EconomicInsights
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Interest Rates Hold Steady! 📈📉 Discover the Impact! #BoCUpdate #EconomicInsights

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Is The Canadian Dream is Dying?

06/09/2023

The Canadian Dream 🏡💀 Owning your own home is a big deal. Owning Real Estate is a big deal. But for many Canadians, it feels like it’s out of reach. The thing is, you need to start with whatever y...
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The Canadian Dream 🏡💀 Owning your own home is a big deal. Owning Real Estate is a big deal. But for many Canadians, it feels like it’s out of reach. The thing is, you need to start with whatever you can afford. This way you can start building wealth and be on the path to your real dream home. #finance #financialfreedom #financetips #investing

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The Ultimate Homebuying Hack for the 2023 Market

03/09/2023

Property prices are high, inflation rates are increasing… but there is a way to find great deals! Let me tell you all about it, schedule a meeting for more information in your market. 🏠
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Property prices are high, inflation rates are increasing… but there is a way to find great deals! Let me tell you all about it, schedule a meeting for more information in your market. 🏠

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Cost of Living in Montreal: A Comprehensive Breakdown

01/09/2023

Cost of Living in Montreal: A Comprehensive Breakdown Are you thinking of moving to Montreal and wondering what it might cost the average person per month? You’ve come to the right place! From averag...
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Cost of Living in Montreal: A Comprehensive Breakdown Are you thinking of moving to Montreal and wondering what it might cost the average person per month? You’ve come to the right place! From average rental and housing costs, to groceries, entertainment, and everything in between; I have the information you’re looking for. The cost of living really depends on your personal preferences & lifestyle, but you can use this video as a general guideline on what to expect if you’re moving to Montreal as a first-timer. If you have any questions or need a more personalized assistance, reach out to us today!

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Unleash Your Wealth: Real Estate Success Without Owning Property

31/08/2023

💰 Easiest Real Estate Money Maker! No property ownership required! 🏡 Thinking about becoming an Airbnb host? 🤔 Let’s talk about why that be highly profitable for property owners! #AirbnbHost #RealE...
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💰 Easiest Real Estate Money Maker! No property ownership required! 🏡 Thinking about becoming an Airbnb host? 🤔 Let’s talk about why that be highly profitable for property owners! #AirbnbHost #RealEstateIncome #PropertyProfit #ShortTermRentals #PassiveIncome #EntrepreneurialOpportunity

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ATTENTION: Property Buyers Beware! Don't Let This Ruin Your Opportunity!

29/08/2023

🚨 ATTENTION: Property Buyers Beware! 🚫✋ When purchasing property, NEVER cosign for someone else’s debt. Keep watching to find out why. #realestate #mortgage #moneytips #CosigningCaution #PropertyP...
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🚨 ATTENTION: Property Buyers Beware! 🚫✋ When purchasing property, NEVER cosign for someone else’s debt. Keep watching to find out why. #realestate #mortgage #moneytips #CosigningCaution #PropertyPurchaseTips #FinancialAdvice #DebtTraps #ThinkTwiceBeforeCosigning

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Why Paying Off Your Home Might Not Be the Best Idea

27/08/2023

What if I told you that paying off your mortgage isn’t a good thing? Yep, you read that right. Keep watching to find out why low rate, fixed debt can positively affect you! 💵 #FinancialInsights #Mort...
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What if I told you that paying off your mortgage isn’t a good thing? Yep, you read that right. Keep watching to find out why low rate, fixed debt can positively affect you! 💵 #FinancialInsights #MortgageMyths #DebtWisdom #FinancialFreedom #SmartInvesting

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Uncovering the Top 3 Neighbourhoods for Students in Montreal!

25/08/2023

Because Montreal has so many prestigious educational institutions, the city is a hotbed for incoming students. If you’re not familiar with the city, listen for my top three recommendations of the neig...
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Because Montreal has so many prestigious educational institutions, the city is a hotbed for incoming students. If you’re not familiar with the city, listen for my top three recommendations of the neighbourhoods that offer everything a student could want. Remember: it is important to pick one that suits you best in terms of proximity to your campus or easy access to public transportation. Are you moving to Montreal for school this fall? Reach out to us today to find your perfect student home!

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Your Friend Isn't Actually Rich!

22/08/2023

Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Credit score of 620+ ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for cl...
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Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Credit score of 620+ ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for closing costs ✅ At least 3 months as a permanent employee 🏡 Ready for your dream home? #MortgageRequirements #HomePurchase #BigBankMortgage #DreamHomeJourney #HomebuyingTips #HomeownershipGoals #CreditScoreMatters #DownPayment #ClosingCosts #PermanentEmployment

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Young Homebuyers Beware: The #1 Mistake You Must Avoid

20/08/2023

Learn from experience: The biggest mistake I see young homebuyers making! 🚫🏡💔 #HomeBuyingMistakes #AvoidCommonMistakes #FirstTimeHomebuyers #RealEstateRegrets #FinancialWisdom #SmartChoices #LearnFr...
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Learn from experience: The biggest mistake I see young homebuyers making! 🚫🏡💔 #HomeBuyingMistakes #AvoidCommonMistakes #FirstTimeHomebuyers #RealEstateRegrets #FinancialWisdom #SmartChoices #LearnFromOthers #RealEstateAdvice #HomeownershipTips #PlanForTheFuture #AvoidingPitfalls #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Uncovering the Surprising Truth! Montreal vs Toronto: Who Comes Out On Top?

18/08/2023

I’m not looking to stir up any beef, but this week I’m going to discuss why I believe that Montreal is a better city than Toronto when it comes to real estate. If you’re looking for affordability, qua...
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I’m not looking to stir up any beef, but this week I’m going to discuss why I believe that Montreal is a better city than Toronto when it comes to real estate. If you’re looking for affordability, quality of life, cultural & entertainment events and more all rolled up into one city, Montreal truly is the place to be. I’ll take you through through all my points on why Montreal has Toronto beat. Which side are you on? Let me know in the comments below!

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Mortgage On A $1 Million Property

17/08/2023

In this video, I am going to show you how to afford a $1 million property. Yes, you read that correctly - a million dollar property! It may seem impossible, but I am going to show you the numbers. #...
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In this video, I am going to show you how to afford a $1 million property. Yes, you read that correctly - a million dollar property! It may seem impossible, but I am going to show you the numbers. #MillionDollarHome #MortgageInsights #PropertyInvestment #RealEstateFinance #HomeOwnership #FinancialPlanning #DreamHomeGoals #WealthBuilding #SmartInvesting #HousingMarketTrends #RealEstateAdvice #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Escape the Rat Race: Achieve Financial Freedom Fast

15/08/2023

The question that’s on everyone’s mind… how can I achieve financial freedom? 💵 I’m here to give you a few tips and tricks to get there! #financialtips #broker #montreal #property #moneytips #ljrealt...
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The question that’s on everyone’s mind… how can I achieve financial freedom? 💵 I’m here to give you a few tips and tricks to get there! #financialtips #broker #montreal #property #moneytips #ljrealties #properties #realestate #moneytips #investments #broker #realestatebroker

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Tiny Hack That Brings Huge Results

13/08/2023

Here’s a simple trick to help you get one step closer to buying a house.✨💪🔥 #TinyHacks #BigResults #SmallChanges #GameChanger #LifeHacks #SuccessTips #Transformation #GrowthMindset #AchieveGreatness...
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Here’s a simple trick to help you get one step closer to buying a house.✨💪🔥 #TinyHacks #BigResults #SmallChanges #GameChanger #LifeHacks #SuccessTips #Transformation #GrowthMindset #AchieveGreatness #ProgressOverPerfection #UnlockYourPotential #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Discover What lies Ahead for Montreal's Market in 2023!

11/08/2023

Discover What Lies Ahead for Montreal's Market in 2023! The landscape of real estate is always changing, so this week I’m here to share what my forecast of the market will be for the rest of 2023. It...
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Discover What Lies Ahead for Montreal's Market in 2023! The landscape of real estate is always changing, so this week I’m here to share what my forecast of the market will be for the rest of 2023. It is an exciting time to get into the market, so wether you’re an investor, homebuyer or seller, listen along so that you are in the know! Do you have any questions about where the market is headed? Do you have your ow predictions? I’d love to hear them, let me know in the comments below!

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Mastering Real Estate: Your Gateway to Riches

10/08/2023

How can I get RICH with real estate?💰 I might just have the answer for you…keep watching! 💼💰🏡✨ #RealEstateRiches #WealthBuilding #InvestInProperty #FinancialFreedom #PassiveIncome #PropertyInvestme...
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How can I get RICH with real estate?💰 I might just have the answer for you…keep watching! 💼💰🏡✨ #RealEstateRiches #WealthBuilding #InvestInProperty #FinancialFreedom #PassiveIncome #PropertyInvestment #RealEstateGuru #SmartInvesting #CashFlow #LeveragingAssets #FinancialEmpowerment #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Hidden Real Estate Deals for 2023

08/08/2023

Let me explain why NOW is actually a great time to invest in property. 🏡💰 #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker
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Let me explain why NOW is actually a great time to invest in property. 🏡💰 #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Découvrez ce qui se passe avec le marché immobilier de Montréal maintenant !

07/08/2023

Découvrez ce qui se passe avec le marché immobilier de Montréal maintenant ! - Mise à jour du marché T2 2023 Cette semaine, je suis de retour avec la mise à jour du marché immobilier de Montréal pour...
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Découvrez ce qui se passe avec le marché immobilier de Montréal maintenant ! - Mise à jour du marché T2 2023 Cette semaine, je suis de retour avec la mise à jour du marché immobilier de Montréal pour le deuxième trimestre.  Que se passe-t-il avec le marché immobilier ?   Comment le deuxième trimestre 2023 se compare-t-il au premier trimestre 2023 ou au premier trimestre 2022 ? J'ai toutes les réponses pour vous !   Bien que les prix aient augmenté, c'est toujours une période très intéressante pour les acheteurs.  À l'approche d'un troisième trimestre qui s'annonce intéressant, c'est le moment ou jamais d'entrer sur le marché !  Si vous cherchez un courtier immobilier de confiance pour vous aider dans votre recherche de propriété, contactez-nous dès aujourd'hui !

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The Wealthy's Secret Tax Hack: Maximize Your Savings

06/08/2023

THE RICH PAY WAY LESS TAX: They use the depreciation tax write off which has the potential to wipe out your taxable rental income (or) your regular income, depending on your specific situation. Be s...
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THE RICH PAY WAY LESS TAX: They use the depreciation tax write off which has the potential to wipe out your taxable rental income (or) your regular income, depending on your specific situation. Be sure to check with your CPA because there’s all kinds of rules around these deductions. #wealth #taxes #wealthbuilding #financialfreedom

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Discover the 3 Neighborhoods with the Easiest Commute to Downtown Montreal!

04/08/2023

Discover the 3 Neighbourhoods with the Easiest Commute to Downtown Montreal! Everyone is looking for something different when it comes to properties to call home. For those looking to be close to the...
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Discover the 3 Neighbourhoods with the Easiest Commute to Downtown Montreal! Everyone is looking for something different when it comes to properties to call home. For those looking to be close to the hustle and bustle of Downtown Montreal, look no further! I’ll take you through my top three choices of neighbourhoods with the easiest commute to downtown. With easy access to all types of public transportation, you can’t go wrong with any of these neighbourhoods. 1️⃣ Griffintown: A trendy and vibrant area with a unique blend of history and modernity. Young professionals and families love its charm. The best part? A short walk or bike ride to Downtown, and hassle-free public transportation options make commuting a breeze. 🚶‍♂️🚴‍♀️🚍 2️⃣ Ville Marie: Iconic and historic, right in the heart of Montreal. This neighborhood offers unbeatable proximity to everything the city has to offer. With multiple metro stations, bus routes, and bike lanes, traveling within Downtown is effortless. 🚇🚍🚲 3️⃣ The Plateau: Beloved for its artistic flair and stunning architecture, the Plateau is a favorite among locals and tourists. Living here means a leisurely stroll to work or easy access to bus and metro lines connecting you to Downtown. 🏞️🚇🚌 Choose the perfect neighborhood that suits your lifestyle preferences and enjoy a convenient journey to work every day! 🏠🚶‍♂️🚍🚲 Which one is your favourite? Let me know in the comments below!

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Boost Your Buying Power: Unleash Your Financial Potential

03/08/2023

Let's talk about how to boost your buying power and unleash your financial potential by investing your first real estate investment. Before you make any big purchases, it's important to take a step b...
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Let's talk about how to boost your buying power and unleash your financial potential by investing your first real estate investment. Before you make any big purchases, it's important to take a step back and prioritize what's important. Why? Keep watching to find out! #paycheck #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Is The Real Estate Market Crashing?

01/08/2023

How do I know if the market will crash soon?🤔 #housingmarket #market #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker
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How do I know if the market will crash soon?🤔 #housingmarket #market #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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How much $$ you need to buy a home in Montreal, QC

30/07/2023

Wonder how much you need to buy a home in 📍Montreal? #HomeSweetHome #MontrealRealEstate #DreamHomeGoals #HouseHunting #AffordableHomes #InvestingInProperty #HousingMarketInsights #LivingTheDream #Mon...
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Wonder how much you need to buy a home in 📍Montreal? #HomeSweetHome #MontrealRealEstate #DreamHomeGoals #HouseHunting #AffordableHomes #InvestingInProperty #HousingMarketInsights #LivingTheDream #MontrealLife #HomeOwnershipGoals #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Canada's foreign buyer ban: What you need to know now

28/07/2023

Canada's foreign buyer ban: What you need to know now Earlier this year, an act was passed that prevented non-Canadians from buying residential property in Canada. At first it was quite confusing, bu...
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Canada's foreign buyer ban: What you need to know now Earlier this year, an act was passed that prevented non-Canadians from buying residential property in Canada. At first it was quite confusing, but now we have a lot more information on who may be exempt from this ban. I’ll give you all the facts that we currently know about the ban. If you’re a non-Canadian looking to purchase property in Canada, I would strongly suggest contacting a lawyer or consultant before making any moves. The penalties for not abiding by the ban can be quite severe, so you want to make sure that you are exempt prior to purchasing. Do you have questions about the ban? Let me know in the comments below!

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Unveiling Kirkland's Hidden Gem: 2 Edison Home Tour

26/07/2023

2, RUE EDISON, KIRKLAND CENTRIS NO. 26898327 Welcome to this stunning and spacious 4+1 bedroom, 3.5 bathroom house located on a beautiful and generous corner lot! This well-maintained home is the per...
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2, RUE EDISON, KIRKLAND CENTRIS NO. 26898327 Welcome to this stunning and spacious 4+1 bedroom, 3.5 bathroom house located on a beautiful and generous corner lot! This well-maintained home is the perfect combination of comfort, luxury, and functionality. The property is conveniently located and surrounded by all the essentials: parks, grocery stores, restaurants, shopping centres, and more! It is also in a highly sought-after school district, making it perfect for a family. This home is truly a gem and is a must-see. Don't miss out on the opportunity to make it yours! Magnifique maison de 4+1 chambres et 3,5 salles de bains situées sur un terrain en coin! Cette maison bien entretenue est la combinaison parfaite du confort, du luxe et de la fonctionnalité. La propriété est idéalement située et entourée de tous les éléments essentiels: parcs, épiceries, restaurants, centres commerciaux, et plus encore! Elle se trouve également dans un district scolaire très recherché, ce qui la rend idéale pour une famille. Ne manquez pas l'occasion d'en faire la vôtre! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #kirkland #kirklandrealestate #westisland #mtlwestisland #montrealwestisland

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How much MONEY $ do you need to BUY $500K HOME?

26/07/2023

Want to buy a $500,000 home? Here’s how much money you’ll need. #HomeBuying101 #AffordableHomes #PropertyInvestment #DreamHomeGoals #RealEstateInsights #HomeOwnership #FinancialPlanning #MortgageMat...
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Want to buy a $500,000 home? Here’s how much money you’ll need. #HomeBuying101 #AffordableHomes #PropertyInvestment #DreamHomeGoals #RealEstateInsights #HomeOwnership #FinancialPlanning #MortgageMatters #SavingForAHome #HousingMarketTrends #InvestingInProperty #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Unveiling the Hidden Gem: Little Italy's Unbelievable Commercial Condo

24/07/2023

6537, BOUL. ST-LAURENT, MONTRÉAL (ROSEMONT/LA PETITE-PATRIE) CENTRIS NO. 13930623 Amazing commercial condo for sale in Little Italy! This fantastic unit is versatile and can be used as an office, bou...
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6537, BOUL. ST-LAURENT, MONTRÉAL (ROSEMONT/LA PETITE-PATRIE) CENTRIS NO. 13930623 Amazing commercial condo for sale in Little Italy! This fantastic unit is versatile and can be used as an office, boutique, gallery, storefront, showroom, or more! It can be purchased as 1 lot (2998.8 sf) or 2 lots (1460.66 sf, 1538.81 sf). There are 2 private parking spots (1 can be assigned to each unit). This street-level condo is perfect for visibility with its prime location on St-Laurent and corner Beaubien! With the foot traffic from this area that is both residential and commercial, it is a perfect spot for any business! It is not an opportunity to be missed, book your visit today! Superbe condo commercial à vendre dans la Petite Italie! Cette unité fantastique est polyvalente et peut être utilisée comme bureau, boutique, restaurant, magasin, salle d'exposition ou galerie! Il peut être acheté comme 1 lot (2998.8 pc) ou 2 lots (1460.66 pc, 1538.81 pc). Il y a 2 places de stationnement privées (1 assignée à chaque unité). Ce condo au niveau de la rue est parfait pour la visibilité avec son emplacement de choix sur St-Laurent et au coin de Beaubien! Avec le trafic piétonnier de ce secteur qui est à la fois résidentiel et commercial, c'est un endroit parfait pour n'importe quelle entreprise! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #littleitaly #commercialrealestate

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The BIGGEST LIE about Real Estate

23/07/2023

Can you buy real estate if you don’t have a perfect credit score? YES and here’s how. #MythBusters #RealEstateFacts #PropertyReality #HousingMarketInsights #InvestWisely #FinancialEducation #Unveili...
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Can you buy real estate if you don’t have a perfect credit score? YES and here’s how. #MythBusters #RealEstateFacts #PropertyReality #HousingMarketInsights #InvestWisely #FinancialEducation #UnveilingTheTruth #SmartInvesting #RealEstateAdvice #EstateMythsExposed #ljrealties #broker #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Discover What's Happening to the Montreal Real Estate Market Now! - Market Update Q2 2023

21/07/2023

Discover What's Happening to the Montreal Real Estate Market Now! - Market Update Q2 2023 This week I’m back with the Q2 Montreal real estate market update. What’s going on in the real estate market?...
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Discover What's Happening to the Montreal Real Estate Market Now! - Market Update Q2 2023 This week I’m back with the Q2 Montreal real estate market update. What’s going on in the real estate market? How does Q2 2023 compare to Q1 2023, or to Q1 2022? I have all the answers here for you! Though prices have gone up, it is still a really interesting time to be a buyer. With what I think is going to be an interesting Q3 coming up, now is a good a time as any to get into the market! If you’re looking for a trusted real estate broker to help you in your property search, reach out to us today!

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Is the Government trying to help YOU OR THEM?

20/07/2023

What if we told you the government actually wants to you to be rich? 🧐💰 #moneytips #investment #newhome #home #realestate #broker #montreal
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What if we told you the government actually wants to you to be rich? 🧐💰 #moneytips #investment #newhome #home #realestate #broker #montreal

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HOW TO BUY WITHOUT SELLING YOUR CURRENT HOME

18/07/2023

Want to know how to upgrade to a bigger, nicer home without selling the one you’ve already got? Keep watching! 🏡 #MortgageRequirements #HomePurchase #BigBankMortgage #DreamHomeJourney #HomebuyingTip...
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Want to know how to upgrade to a bigger, nicer home without selling the one you’ve already got? Keep watching! 🏡 #MortgageRequirements #HomePurchase #BigBankMortgage #DreamHomeJourney #HomebuyingTips #HomeownershipGoals #CreditScoreMatters #DownPayment #ClosingCosts #PermanentEmployment

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What happens if you BUY and the prices DIP?

16/07/2023

dip = deal 💰 I’ve held real estate through many bumps, and honestly didn’t even notice . A lot of people worry about this, but nothing happens as long as you make your house payment. Focus on findi...
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dip = deal 💰 I’ve held real estate through many bumps, and honestly didn’t even notice . A lot of people worry about this, but nothing happens as long as you make your house payment. Focus on finding a good deal in a good market, and then hold for the long term. That’s how you build wealth with Real Estate 🏠 #realestate #realestateinvesting #financialfreedom #finance #financetips

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Discovering the Best Places to Raise Your Family in Montreal West Island!

14/07/2023

Discovering the Best Places to Raise Your Family in Montreal West Island! When looking to relocate your family, choosing the right neighbourhood is at the top of most people’s priority list. If you’r...
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Discovering the Best Places to Raise Your Family in Montreal West Island! When looking to relocate your family, choosing the right neighbourhood is at the top of most people’s priority list. If you’re looking for convenience, safety, and a great community environment, look no further! I’ll take you through my top 3 West Island neighbourhoods for families looking to settle down. The West Island is highly sought-after because of its vibrant communities, recreational programs, great schools, and so much more! The West Island’s neighbourhoods cater to the needs of any kind of family; which one is your favourite? Let me know in the comments below!

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Unbelievable Home in DOLLARD-DES ORMEAUX: A Must See!

13/07/2023

159, RUE FAIRVIEW, DOLLARD-DES ORMEAUX Beautiful 4 bedroom, 3 bathroom home for sale in Dollard-des-Ormeaux! This fantastic bungalow has a completely finished basement, a spacious backyard, and large...
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159, RUE FAIRVIEW, DOLLARD-DES ORMEAUX Beautiful 4 bedroom, 3 bathroom home for sale in Dollard-des-Ormeaux! This fantastic bungalow has a completely finished basement, a spacious backyard, and large rooms - it's perfect for the whole family! The living room is large and inviting, there's a separate dining room, and eat-in kitchen. there are 3 bedrooms on the main floor, and the primary includes an ensuite bathroom. DDO is a tranquil and family-friendly neighbourhood, with proximity to schools, public pool, and parks. With easy access to Boul. St-Jean, all the essentials are close by. It is not an opportunity to be missed, book your visit today! Magnifique maison de 4 chambres à coucher et 3 salles de bain à vendre à Dollard-des-Ormeaux! Ce fantastique maison à plein-pied a un sous-sol complètement aménagé, une cour et de grandes pièces - il est parfait pour toute la famille! Le salon est grand et invitant, il y a une salle à manger séparée et une cuisine avec coin-repas. Il y a 3 chambres à coucher au rez-de-chaussée, et la principale comprend une salle de bain attenante. DDO est un quartier tranquille et familial, proche des écoles, de la piscine publique et des parcs. Avec un accès facile à Boul. St-Jean, tous les essentiels sont à proximité. Réservez votre visite dès aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #ddo #dollardesormeaux #westisland #mtlwestisland #montrealwestisland

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How to use the system to get #mtlrealestate #realestateinvesting

12/07/2023

THIS is the easiest way to grow your wealth. Stay tuned!💵 #newhome #home #realestate #broker #montreal #property #moneytips
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THIS is the easiest way to grow your wealth. Stay tuned!💵 #newhome #home #realestate #broker #montreal #property #moneytips

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Can you afford to buy a home? #mtlrealestate #realestateinvesting

09/07/2023

Know your numbers before you start looking at real estate. Calculate how much your max monthly payment would be. *Doesn’t mean you have to go to the maximum amount - but it’s good to know your ceili...
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Know your numbers before you start looking at real estate. Calculate how much your max monthly payment would be. *Doesn’t mean you have to go to the maximum amount - but it’s good to know your ceiling* If you want to know what this max payment equates to in loan amount - use a simple mortgage payment calculator. Be sure to include an estimated amount for property taxes, insurance, and PMI (if applicable). This part can get a little complicated, so just comment below or shoot me a DM and we can calculate it for you! #finance #financetips #financialfreedom #realestatefinance mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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Discover the Hidden Gems of Montreal: Unveiling the Lowest Priced Areas!

07/07/2023

When it comes to shopping for real estate, you don’t want to have to sacrifice quality of life to stay within your budget. Luckily, Montreal has a number of neighbourhoods that are not only affordable...
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When it comes to shopping for real estate, you don’t want to have to sacrifice quality of life to stay within your budget. Luckily, Montreal has a number of neighbourhoods that are not only affordable, but amazing places to live! Follow our guide for the top 5 most affordable places in Montreal so you don’t break the bank! From cultural events & festivals, waterfront settings, access to amenities; Montreal offers a range of neighbourhoods to suit your needs and your budget. What are your favourite budget-friendly neighbourhoods in Montreal? Let me know in the comments below!

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Huge LIE about owning real estate #realestateinvesting

05/07/2023

Don’t believe the hype… Cynical people will tell you the a lot of real estate / rental properties is a nightmare… The truth is it’s not that bad… and it can be really easy when you hire a property m...
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Don’t believe the hype… Cynical people will tell you the a lot of real estate / rental properties is a nightmare… The truth is it’s not that bad… and it can be really easy when you hire a property manager. #realestateinvesting #realestate #investing #financialmarkets #finance #financetips #financialfreedom #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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The real reason rich people love real estate 🤑 #mtlrealestate #realestateinvesting

02/07/2023

The REAL reason they buy so much real estate 🏡 : Depreciation write offs Basic depreciation write offs can reduce your taxable income on rentals. Plus there are ways to take even bigger depreciatio...
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The REAL reason they buy so much real estate 🏡 : Depreciation write offs Basic depreciation write offs can reduce your taxable income on rentals. Plus there are ways to take even bigger depreciation tax deductions for certain properties when you do a cost segregation analysis. normally, these huge write offs can only be used towards passive income, but there are certain exceptions for real estate professionals, and also Airbnb properties. also, for self-employed individuals, depreciation on heavy business equipment can be a huge tax benefit as well. Check with your CPA or any licensed tax professional for detailed information. It’s time that we all used the wealthy’s tax playbook for our own benefit. #taxes #financetips #financialfreedom

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Uncovering the Neighbourhoods in Montreal Every Young Professional Should Know!

30/06/2023

Everyone is looking for something different when it comes to searching for the perfect place to live, and Montreal has something for everyone! This week I’ll take you through my top three areas to che...
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Everyone is looking for something different when it comes to searching for the perfect place to live, and Montreal has something for everyone! This week I’ll take you through my top three areas to check out if you’re a young professional looking for Montreal real estate. Each has a unique blend of convenience, amenities, and community. Wether you’re looking for the hustle and bustle of the city center or the tranquility of a more nature-focused area, the beautiful city of Montreal has it all. What are your neighbourhood recommendations for young professionals? Let me know in the comments below!

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How to find the BEST DEAL on a House in 2023 #realestateinvesting #mtlrealestate

28/06/2023

Here’s how you can find the best deals on a house this year. 🏠💵 #newhome #home #realestate #broker #montreal #property #moneytips
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Here’s how you can find the best deals on a house this year. 🏠💵 #newhome #home #realestate #broker #montreal #property #moneytips

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What the real estate industry won’t tell you! #mtlrealestate #realestateinvesting

25/06/2023

Here is what the real estate industry DOESN’T tell us. 🤫 #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker #realestateinvesting #investing #financialmarkets ...
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Here is what the real estate industry DOESN’T tell us. 🤫 #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker #realestateinvesting #investing #financialmarkets #finance #financetips #financialfreedom #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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Get Ready to Find Out Why Someone Would Sell Their Property For Just $1!

23/06/2023

In going through a property’s history, you may find that some homes had once sold for only $1. How is that possible? What does it mean? Was it really only worth $1?! The answer is no, definitely not. ...
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In going through a property’s history, you may find that some homes had once sold for only $1. How is that possible? What does it mean? Was it really only worth $1?! The answer is no, definitely not. I’ll explain why some properties have been sold like that and go over what the tax implications for the sellers are. I will stress that these are nontraditional sales, BUT they still require all the right legal paperwork, so you’ll need to have a real estate attorney as well as a trusted tax specialist or CPA. Do you have any questions? Book a call with me or comment below!

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Where is the BEST Place to Buy a Home

21/06/2023

Location, location, location. It's one of the most important things to consider when buying a home. How do you analyze that? Watch to find out more. #movingtips #movingday #newhouse #newhome #we...
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Location, location, location. It's one of the most important things to consider when buying a home. How do you analyze that? Watch to find out more. #movingtips #movingday #newhouse #newhome #welcomehome #firsthome #customhome #homebuild #homedesign #dreamhome #appartmenttherapy #familyhomes #mtlphoto #mtlcity #modernhome #homeinspo #homegoals #mtlrealestate

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How the Middle Class is Getting Hosed!

18/06/2023

Sad, but it doesn’t have to be this way… ⤵️ Investing during a recession can be tricky, but it also produces opportunities. The media scares public investors, who are mostly middle-class into thinki...
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Sad, but it doesn’t have to be this way… ⤵️ Investing during a recession can be tricky, but it also produces opportunities. The media scares public investors, who are mostly middle-class into thinking that markets are going to crash. Even friends and family, who have the best intentions - will scare you away from opportunities, based on their bad experiences in the past. meanwhile, Rich people & Wall Street firms start buying up quality stocks and real estate. we can do the same thing, but we just have to be selective and take a long term view 📈📈 #realestateinvesting #investing #financialmarkets #finance #financetips #financialfreedom #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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The BEST Place to Invest OUTSIDE of Montreal Island

16/06/2023

The BEST Places to Invest in Greater Montreal When thinking about living or purchasing property in Montreal, you don’t always necessarily have to stay on-island to find exciting real estate opportuni...
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The BEST Places to Invest in Greater Montreal When thinking about living or purchasing property in Montreal, you don’t always necessarily have to stay on-island to find exciting real estate opportunities! In recent years, there have been so many areas that have become hot spots for development and this week I’m here to take you through my top 3. When investing in an area that you’re not totally familiar with, I always recommend speaking with your trusted real estate broker, analyzing the market, and even talking to locals to get the full scoop. What areas do you think have the most potential? Let me know in the comments below!

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How I Traded My Way to a 1M Dollar HOUSE. This What I Had To Do!

14/06/2023

From Zero to Million-Dollar Dream Home! From humble beginnings to a jaw-dropping 1M dollar home! I took a leap of faith, got in the market early, and embraced the power of trading. Your current home...
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From Zero to Million-Dollar Dream Home! From humble beginnings to a jaw-dropping 1M dollar home! I took a leap of faith, got in the market early, and embraced the power of trading. Your current home can be the stepping stone to bigger and better opportunities. Please, don't wait! Get into the market as soon as possible and watch your dreams become reality! 🚀💼 #MillionDollarJourney #TradeUpSuccess #DreamHomeAchieved #MarketMomentum #SeizeOpportunities #home #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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When is it a good time to BUY a Home?

11/06/2023

Wanting to buy a home, but not sure if now is the right time for you. This simple three step formula will help you decipher just that. #montreal #mtl #mtlcity #made_in_mtl #montrealstyle #mtlreales...
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Wanting to buy a home, but not sure if now is the right time for you. This simple three step formula will help you decipher just that. #montreal #mtl #mtlcity #made_in_mtl #montrealstyle #mtlrealestate #mtlrealtor #newhome #househuntingtips #househuntingbegins #househuntingmtl

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Nice-to-Haves vs. Must-Haves: Renovating Your Property for Maximum Return

09/06/2023

When renovating your property it is important to distinguish the difference between what I like to call “nice-to-have” renovations versus “must-have” renovations. “Nice-to-have” is anything aesthetic ...
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When renovating your property it is important to distinguish the difference between what I like to call “nice-to-have” renovations versus “must-have” renovations. “Nice-to-have” is anything aesthetic that doesn’t bring any real value, and the “must-haves” is the work that is really going to give you return on investment and improve livability for you or your tenants. Listen as I take you through the difference between the two types of work and give some concrete examples so that when it comes time for you to renovate, you can choose wisely and not break the bank for no reason! What’s your “must-have” renovation? Let me know in the comments below!

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Simple Trick to Instantly Increase Your Home's Value by $10K!

07/06/2023

🏠✨ Boost Your Home's Value!💰💡 Looking to add serious value to your home without breaking the bank? By incorporating cutting-edge features like smart locks, thermostats, and cameras, you can give you...
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🏠✨ Boost Your Home's Value!💰💡 Looking to add serious value to your home without breaking the bank? By incorporating cutting-edge features like smart locks, thermostats, and cameras, you can give your property a modern edge that buyers are willing to pay a premium for! #HomeValueHacks #SmartTechUpgrades #ModernizeYourSpace #InvestInInnovation #UnlockingHomeValue #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Unlock This Mind Trick to Earn Big in Real Estate!

04/06/2023

Ditch the Fear, Embrace Opportunities! 💪💰 In the world of real estate, it's not your finances that hold you back, it's fear. Don't let your worries keep you from seizing incredible opportunities! 🏡✨ ...
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Ditch the Fear, Embrace Opportunities! 💪💰 In the world of real estate, it's not your finances that hold you back, it's fear. Don't let your worries keep you from seizing incredible opportunities! 🏡✨ #RealEstateMindHack #FearlessInvesting #UnlockYourPotential #SeizeOpportunities #FinancialFreedom #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Uncovering the Differences Between Divided and Undivided Co-Ownership

02/06/2023

www.ljrealties.com - Find your Montreal dream home When looking into buying a condo in Montreal, you’ll encounter two different ownership types: divided and undivided. Condo buildings can be managed ...
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www.ljrealties.com - Find your Montreal dream home When looking into buying a condo in Montreal, you’ll encounter two different ownership types: divided and undivided. Condo buildings can be managed under either of these types of co-ownerships and it is important to understand the differences between the two. I’ll dive into the specifics of what you need to know in order to make informed decisions when it comes to narrowing down your type of condo search. Still have questions? Reach out to us today or let me know in the comments below!

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How to NEVER Feel Buyers Regret - Get the Secret!

31/05/2023

🤦‍♂️Avoid these mistakes… When you’re buying real estate it’s important to plan ahead and make sure you understand all the different parts of what you’re buying. This way you don’t have homebuyer re...
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🤦‍♂️Avoid these mistakes… When you’re buying real estate it’s important to plan ahead and make sure you understand all the different parts of what you’re buying. This way you don’t have homebuyer regret. It’s a big investment and we have to treat it as such. This is also why it’s important to work with experts who will have your best interests in mind. #realestate #investing #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Why Rich People Love Real Estate #mtlrealestate #montrealliving #montreal #financetips

28/05/2023

This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every market! #investing #realestateinvesting #finance #financetips
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This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every market! #investing #realestateinvesting #finance #financetips

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Uncover the Differences Between Horizontal and Vertical Syndicates in Just 2 Minutes!

26/05/2023

www.ljrealties.com - Find your Montreal dream home It is very clear that space in the city has become more crowd and more expensive, so people have come up with alternative ways to become property ow...
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www.ljrealties.com - Find your Montreal dream home It is very clear that space in the city has become more crowd and more expensive, so people have come up with alternative ways to become property owners! There are many condo towers in Downtown Montreal, and most of them are co-owned in what is called a divided co-ownership. Listen along as I take you through the ins and outs of how it works. Most of these towers have a syndicate running them, and if the project contains more than one phase, there’s more than one syndicate in play! We have the answers to any questions you may have, so reach out to us today or ask me in the comments below!

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Make $500k TAX FREE? Here's How - #montreal #mtlrealestate #montrealliving #montrealrealestate

25/05/2023

Want to avoid paying taxes on half a million dollars….legally? Keep watching! #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker
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Want to avoid paying taxes on half a million dollars….legally? Keep watching! #properties #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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BIG MISTAKE Homeowners Make #mtlrealestate #montreal #montrealliving #immobilier #brokerlife

23/05/2023

Did you know you can buy your next home without having to sell your current home? 😁🏡 Keep watching to find out how! #realestate #montreal #newhome #newhouse #moneytips #investments #broker #reales...
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Did you know you can buy your next home without having to sell your current home? 😁🏡 Keep watching to find out how! #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Unbelievable Way to Buy a Home WITHOUT Savings! #mtlrealestate #montreal #realestatehacks

21/05/2023

How can I buy a home when I don’t have savings? LJ tells us!💰 #savings #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker
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How can I buy a home when I don’t have savings? LJ tells us!💰 #savings #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Uncovering the Secrets Behind Real Estate Prices!

19/05/2023

www.ljrealties.com - Find your Montreal dream home When looking at different properties for sale, you might be wondering how they came up with the various prices that you’re seeing. What drives the p...
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www.ljrealties.com - Find your Montreal dream home When looking at different properties for sale, you might be wondering how they came up with the various prices that you’re seeing. What drives the price of real estate? There are a number of factors that will influence and affect the listing price and I’ll take you through each one of them. It can be tricky to understand and track all the different variables, so it is important to have your trusted real estate broker by your side in order to help you make informed decisions when it comes to buying or selling property. What do you think is the most important driving factor in real estate prices? Let me know in the comments below!

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Things not to do when buying a Home 🏡 #mtlrealestate #montrealliving #immobilier #montreal

17/05/2023

If you are thinking of buying a home in the next 12 months, be sure to avoid these two things AT ALL COSTS! #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrea...
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If you are thinking of buying a home in the next 12 months, be sure to avoid these two things AT ALL COSTS! #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent #vendu #mtlvendu #griffintown #sthenri #leplateaumontroyal

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The Mystery of Buying a Home in 2023 - What You Need to Know!

14/05/2023

How to get a deal 🏠: finding a motivated seller makes the negotiation process completely different and can put you (the buyer) in the power position now you still have to be realistic based on each ...
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How to get a deal 🏠: finding a motivated seller makes the negotiation process completely different and can put you (the buyer) in the power position now you still have to be realistic based on each individual deal / situation- but the price and terms you can negotiate will be much better. if you have questions on how to find motivated sellers in your market, drop a comment below ⬇️ #finance #financetips #financialfreedom #investing #realestateinvesting

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TURNING Recession Into WEALTH: How To Make Money With Real Estate NOW!

12/05/2023

www.ljrealties.com - Find your Montreal dream home While recessions are difficult times for everyone, they can sometimes present interesting opportunities to real estate investors. When people are fo...
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www.ljrealties.com - Find your Montreal dream home While recessions are difficult times for everyone, they can sometimes present interesting opportunities to real estate investors. When people are forced to sell their property, it creates the chance for investors to pick them up at discounted prices. Historically real estate is an asset that has performed well during recessions, and I’ll take you through the reasons why. As with any investment, there are risks involved and I always recommend doing your research and working with trusted professionals. Do you have questions about real estate investing? Let me know in the comments below!

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Huge Lie about Real Estate - You Won't Believe It!

10/05/2023

Don’t believe the hype… Cynical people will tell you the a lot of real estate / rental properties is a nightmare… The truth is it’s not that bad… and it can be really easy when you hire a property m...
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Don’t believe the hype… Cynical people will tell you the a lot of real estate / rental properties is a nightmare… The truth is it’s not that bad… and it can be really easy when you hire a property manager. #realestateinvesting #realestate #investing #financialmarkets #finance #financetips #financialfreedom #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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The #1 Costly Mistake Homeowners Make

07/05/2023

Did you know you can buy your next home without having to sell your current home? 😁🏡 Keep watching to find out how! #realestate #montreal #newhome #newhouse #moneytips #investments #broker #reales...
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Did you know you can buy your next home without having to sell your current home? 😁🏡 Keep watching to find out how! #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Secret to Real Estate Investment Success!

05/05/2023

www.ljrealties.com - Find your Montreal dream home Do you want start you real estate portfolio, but feel like you can’t make any moves because of lack of funds? I’m here to let you know that there ar...
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www.ljrealties.com - Find your Montreal dream home Do you want start you real estate portfolio, but feel like you can’t make any moves because of lack of funds? I’m here to let you know that there are ways around that! I’ll take you through different ways to get financing other than a traditional mortgage from a bank. I’ll tell you how you can potentially offset your mortgage costs. There’s always a way to get the job done, it just depends on your financial goals. If you’d like some advice on how to get started with the money you have, reach out to us today!

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Is Real Estate Crashing? Find Out Now!

04/05/2023

How do I know if the market will crash soon?🤔 #housingmarket #market #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker
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How do I know if the market will crash soon?🤔 #housingmarket #market #realestate #montreal #newhome #newhouse #moneytips #investments #broker #realestatebroker

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Thinking of Buying a Condo? You NEED to See This First!

02/05/2023

This is the biggest mistake you can make when looking at condos! 🤦🏻‍♂️ You need to review the building documentation!! 🕵🏻‍♂️ #investingtips #realestateinvesting #condolife
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This is the biggest mistake you can make when looking at condos! 🤦🏻‍♂️ You need to review the building documentation!! 🕵🏻‍♂️ #investingtips #realestateinvesting #condolife

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Discover the First Steps You Need to Take to Buy a House!

30/04/2023

Are you wanting to buy a home but don't know where to start? Look no further! These tips will save you TIME ⏱ and MONEY 💰 #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobil...
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Are you wanting to buy a home but don't know where to start? Look no further! These tips will save you TIME ⏱ and MONEY 💰 #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent #vendu #mtlvendu #griffintown #sthenri #leplateaumontroyal

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Unexpected Reality Behind Investing in Real Estate

28/04/2023

www.ljrealties.com - Find your Montreal dream home In the current state of the real estate market, people are wondering if real estate is still a good investment. As with anything there are pros and ...
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www.ljrealties.com - Find your Montreal dream home In the current state of the real estate market, people are wondering if real estate is still a good investment. As with anything there are pros and cons, risks and benefits. The short answer is: it depends on you! What are your financial goals? What is your risk tolerance? I’ll take you through everything you need to know when it comes to considering real estate as a good investment or not. What do you think? Good or bad? I want to hear your thoughts in the comments below!

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Shockingly Simple Trick to Buying a House in 2023

27/04/2023

How to get a deal 🏠: finding a motivated seller makes the negotiation process completely different and can put you (the buyer) in the power position now you still have to be realistic based on each ...
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How to get a deal 🏠: finding a motivated seller makes the negotiation process completely different and can put you (the buyer) in the power position now you still have to be realistic based on each individual deal / situation- but the price and terms you can negotiate will be much better. if you have questions on how to find motivated sellers in your market, drop a comment below ⬇️ #finance #financetips #financialfreedom #investing #realestate

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Inflation update!

24/04/2023

Stay ahead of the game with the latest inflation and interest rate updates! 💰📈 #interestrates #economy #finance #update #moneytalks #investmentstrategy #financialplanning #inflation #cpi #canadacpi
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Stay ahead of the game with the latest inflation and interest rate updates! 💰📈 #interestrates #economy #finance #update #moneytalks #investmentstrategy #financialplanning #inflation #cpi #canadacpi

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How to Stop Wasting Money!

23/04/2023

Managing your money wisely is crucial for achieving financial stability and long-term success. Make informed decisions, stick to a budget, and prioritize your goals. . . . . #homeselling #realestate ...
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Managing your money wisely is crucial for achieving financial stability and long-term success. Make informed decisions, stick to a budget, and prioritize your goals. . . . . #homeselling #realestate #pricingtips #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #fastclosing #dreamhome #newhome #FinancialLiteracy #MoneyManagement #BudgetingTips

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Montreal Real Estate - What You Need to Know About the Q1 Market Update!

21/04/2023

www.ljrealties.com - Find your Montreal dream home This week I’ll be providing you with a real estate market update for Q1 2023. Compared to Q4 2022, there has been a slight dip in prices for homes a...
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www.ljrealties.com - Find your Montreal dream home This week I’ll be providing you with a real estate market update for Q1 2023. Compared to Q4 2022, there has been a slight dip in prices for homes and condos. Days on market is up, meaning it has taken longer for people to sell their properties than last quarter. It would appear that the market has returned to what it was before the pandemic. I do believe that Q2 will be strong, especially since interest rates are lower than people expected them to be. Maybe Q2 will be your time to get into the game! What are your thoughts on the real estate market and what are your predictions? Let me know in the comments below!

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Should I buy a home now or wait?

19/04/2023

It's 2023...should you buy a home NOW or WAIT? 👀 Keep watching to find out. #montrealer #montrealquebec #mtlblogger #montrealblogger #mtllife #514 #montrealrealtor #canadianproperty #montrealrea...
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It's 2023...should you buy a home NOW or WAIT? 👀 Keep watching to find out. #montrealer #montrealquebec #mtlblogger #montrealblogger #mtllife #514 #montrealrealtor #canadianproperty #montrealrealestatebroker #newlisting #newlistingalert #montrealchalet #newlistings

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Triple Your Money: How This Real Estate Opportunity Could Change Your Life

17/04/2023

🚨 PSA 🚨 Now is the time to buy real estate. It's no secret - the market has shifted. What does this mean for a seasoned investor? It's time to capitalize and purchase real estate at a lower price. ...
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🚨 PSA 🚨 Now is the time to buy real estate. It's no secret - the market has shifted. What does this mean for a seasoned investor? It's time to capitalize and purchase real estate at a lower price. 📈 Let 2023 be the year you build your portfolio. You'll be thankful you did 🙌 #investing #realestateinvesting #finance #financetips

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Real Estate Time Machine

16/04/2023

Assumable Loans : if the seller has a government loan, you may be able to assume the existing loan (subject to qualifying). The process will be different depending on what type of government loan it i...
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Assumable Loans : if the seller has a government loan, you may be able to assume the existing loan (subject to qualifying). The process will be different depending on what type of government loan it is. It’s definitely worth asking to see if you can make this work. Especially if the seller has a ridiculously low interest rate on their current loan. Subject To: you may be able to buy the property subject to the current financing. You would not assume the loan, but you would assume the payments on the existing loan. You would be buying the property subject to the current financing, and have a legal contract to make the existing monthly payments. This can be done through a mortgage servicer, so it’s all on the up and up. The seller can show proof that you are making the payments so they would qualify for a future loan if needed. Owner Financing : for some properties which are owned free and clear - you can negotiate custom financing terms with the seller. If you have questions on any of the above, drop a comment below, and I will go through all of them and provide more info! #finance #financetips #realestatefinance #mortgagetips #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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Uncovering the Real Impact of Selling Your Home for Cash: You Might Be Surprised!

15/04/2023

www.ljrealties.com - Find your Montreal dream home When selling your home, you may come across buyers who are prepared to make a cash offer. There are pros and cons to a transaction like this, so lis...
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www.ljrealties.com - Find your Montreal dream home When selling your home, you may come across buyers who are prepared to make a cash offer. There are pros and cons to a transaction like this, so listen along as I take you through them. While the sale will go through much faster and with more certainty than a traditional purchase with a mortgage, the downside is that the buyers may be looking for a very quick closing that you may not be prepared for. It is important to consider the pros and cons and to have a trusted real estate broker to help you understand them. What are your thoughts on a cash sale? Let me know in the comments below!

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The blueprint rich people use to get even richer 🤑

13/04/2023

Keep watching to discover the blueprint to getting RICH in real estate. 💰 #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealreal...
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Keep watching to discover the blueprint to getting RICH in real estate. 💰 #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent #vendu #mtlvendu

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Bank of Canada Announcement 📣

12/04/2023

Stay ahead of the game with today's Bank of Canada interest rate announcement! 📈💰 Don't miss out on important financial news and updates. #BankOfCanada #InterestRates #FinancialUpdates #StayInform...
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Stay ahead of the game with today's Bank of Canada interest rate announcement! 📈💰 Don't miss out on important financial news and updates. #BankOfCanada #InterestRates #FinancialUpdates #StayInformed #MoneyMatters #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent #vendu #mtlvendu#montrealer #montrealquebec #mtlblogger #montrealblogger #mtllife #montrealrealtor #canadianproperty #montrealrealestatebroker

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Unlocking the mystery of pricing your home like a PRO!

11/04/2023

Check out our latest reel with LJ’s tips and tricks on getting the best value for your property. 🏡💰 . . . #homeselling #realestate #pricingtips #montrealrealestate #mtlrealestate #mtlrealtor #montrea...
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Check out our latest reel with LJ’s tips and tricks on getting the best value for your property. 🏡💰 . . . #homeselling #realestate #pricingtips #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #fastclosing #dreamhome #newhome #realestate

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Ready to move into your dream home?

09/04/2023

Closing on a home can vary, watch this to find out more 🏡💨 . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #lj...
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Closing on a home can vary, watch this to find out more 🏡💨 . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #fastclosing #dreamhome #newhome #realestate #closingprocess #homebuying #movingday

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Best Investment Opportunity: The Real Estate Secrets You Need to Know!

07/04/2023

www.ljrealties.com - Find your Montreal dream home This week I am joined by David Leblanc, residential and commercial real estate broker on the LJ Realties team. Listen along as he takes you through ...
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www.ljrealties.com - Find your Montreal dream home This week I am joined by David Leblanc, residential and commercial real estate broker on the LJ Realties team. Listen along as he takes you through the ins and outs of real estate investing. Find out what the most important factors to consider are and what type of property could be the best fit for your knowledge, budget, and profile. Before venturing into real estate investing, it is crucial to do your research and to put your trust in professionals like David who are here to do the bulk of the leg work for you. Are you ready to get started? Reach out to us today!

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Why the media loves talking about housing crashes 💥

05/04/2023

STOP focusing on media headlines. 📰 Real estate investments are nearly guaranteed to make you rich 10 years from now, hear why that is from LJ. #mtlrealestate #mtlrealtor #montrealliving #broke...
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STOP focusing on media headlines. 📰 Real estate investments are nearly guaranteed to make you rich 10 years from now, hear why that is from LJ. #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent

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The biggest LIE about money 💰

03/04/2023

DEBT is scary and most of us try to avoid it like the plague. But what about good debt? Not sure what that is? I break it down in this video. It's actually one of the country's biggest producers of we...
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DEBT is scary and most of us try to avoid it like the plague. But what about good debt? Not sure what that is? I break it down in this video. It's actually one of the country's biggest producers of wealth. #montrealer #montrealquebec #mtlblogger #montrealblogger #mtllife #514 #montrealrealtor #canadianproperty #montrealrealestatebroker #newlisting #newlistingalert #montrealchalet #newlistings

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What is a Real Estate CRASH?

02/04/2023

What is a real estate crash?! One thing's for sure, it's definitely not what you see in the media 🤪 Think about this before you get freightened by the media craze. #mtlrealestate #mtlrealtor #mo...
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What is a real estate crash?! One thing's for sure, it's definitely not what you see in the media 🤪 Think about this before you get freightened by the media craze. #mtlrealestate #mtlrealtor #montrealliving #brokerlife #somontreal #immobilier #montrealrealestatebrokers #montrealrealestateagency #montrealrealestateagent #vendu #mtlvendu #griffintown #sthenri #leplateaumontroyal

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Investing in the Future of Real Estate: Find Out What the Metaverse Holds

31/03/2023

www.ljrealties.com - Find your Montreal dream home Virtual realty is becoming more prevalent in our society. In the Metaverse, you can game, interact, do business, the limit truly does not exist! Bel...
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www.ljrealties.com - Find your Montreal dream home Virtual realty is becoming more prevalent in our society. In the Metaverse, you can game, interact, do business, the limit truly does not exist! Believe it or not, this even extends to purchasing and selling real estate…virtually. The factors that apply to physical real estate work in the Metaverse too: location, accessibility, and potential for development. The Metaverse is still quite new and the price of virtual real estate is expected to rise significantly, meaning it could turn out to be a lucrative investment. This could be the next frontier of real estate, and I applaud those leading the pack in breaking virtual ground. Do you think this might be your next real estate venture? Let me know in the comments below!

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You Won't Believe these Tax Deductions!

30/03/2023

Unbelievable Tax Benefits on Home Selling - You Won’t Believe #3! Are you thinking about selling your revenue property this year? If so, you're in for a big surprise! In this video, we'll reveal some...
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Unbelievable Tax Benefits on Home Selling - You Won’t Believe #3! Are you thinking about selling your revenue property this year? If so, you're in for a big surprise! In this video, we'll reveal some of the unbelievable tax benefits that come with selling your property. ⠀ .⁠⠀ .⁠⠀ .⁠⠀ #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses #montrealdesign #montrealcity #montrealrealestate #mtlrealestate #montrealmoments #mtljetaime #montrealer #montrealquebec #montrealblogger #mtllife #montrealrealtor #mtlrealtor #immobilier #brokerlife #mtlrealtor

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Scary truth about condos

28/03/2023

Condos as primary residences make for simple living. But what about a condo as an investment property? Here are my concerns and why I prefer purchasing multi-plexes for invesment purposes. #ljrealti...
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Condos as primary residences make for simple living. But what about a condo as an investment property? Here are my concerns and why I prefer purchasing multi-plexes for invesment purposes. #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses

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Secrets to Real Estate Revealed: "The Biggest Lie" EXPOSED!

26/03/2023

Can you buy a home without a lot of money? The answer is YES.🏡 Keep watching to find out why and how... #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroke...
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Can you buy a home without a lot of money? The answer is YES.🏡 Keep watching to find out why and how... #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses

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Winning At Real Estate Foreclosures: Follow these 5 tips!

24/03/2023

www.ljrealties.com - Find your Montreal dream home When the bank seizes a property to resell it, the foreclosure sale can be an exciting opportunity to get real estate at a discount. Buyers beware: t...
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www.ljrealties.com - Find your Montreal dream home When the bank seizes a property to resell it, the foreclosure sale can be an exciting opportunity to get real estate at a discount. Buyers beware: these properties are usually not in great shape! These are not typical real estate transactions, and you need to be very careful and have someone experienced by your side when navigating them. Listen as I take you through my top 5 tips for cashing in on a foreclosure sale. Do you have any questions? Let me know in the comments below!

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Don’t make this mistake when buying a property!

23/03/2023

Be a diligent buyer and DON'T SKIP THIS IMPORTANT STEP! 😓 Buying a property is one of the most significant investments you'll make in your lifetime. Why would you skip or rush through the inspection ...
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Be a diligent buyer and DON'T SKIP THIS IMPORTANT STEP! 😓 Buying a property is one of the most significant investments you'll make in your lifetime. Why would you skip or rush through the inspection process?! Be sure to: 1️⃣ Pick a reputable inspector and 2️⃣ Read through the inspection report thoroughly. You'll thank yourself for years to come! At LJ Realties, we're here to help every step of the way. #investing #realestateinvesting #finance #financetips

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How long does it take to buy a home?

20/03/2023

How long does it take to get into your home? 🤔💭 Think about this when preparing your timeline!
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How long does it take to get into your home? 🤔💭 Think about this when preparing your timeline!

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Don't Make this Critical Mistake When Selling Your Home - Capital Gains Tax Explained!

17/03/2023

www.ljrealties.com - Find your Montreal dream home When you sell anything in Quebec, you will be taxed on the profits. Capital gains tax applies even to the sale of your home. The tax rate will depen...
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www.ljrealties.com - Find your Montreal dream home When you sell anything in Quebec, you will be taxed on the profits. Capital gains tax applies even to the sale of your home. The tax rate will depend on your income and the profit you are making, but if you are selling your primary residence you may be eligible for an exemption. I’ll explain how you can avoid the capital gains tax, the qualifications you need to meet, and important things to note about the exemption. Do you have any questions? Let me know in the comments below!

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The scary truth about condos 😳

16/03/2023

Condos as primary residences make for simple living. But what about a condo as an investment property? Here are my concerns and why I prefer purchasing multi-plexes for invesment purposes.
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Condos as primary residences make for simple living. But what about a condo as an investment property? Here are my concerns and why I prefer purchasing multi-plexes for invesment purposes.

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Recession MILLIONAIRES

13/03/2023

millionaires will be created… During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select f...
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millionaires will be created… During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select few will take advantage of this. #investing #investingtips #financialfreedom #personalfinance

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Uncovering the Keys to When the Real Estate Market Will Bounce Back!

10/03/2023

When is the real estate market going to recover?! This is a question I get day in and day out. The real estate market is a complex system and its growth and decline are affected by a number of indicat...
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When is the real estate market going to recover?! This is a question I get day in and day out. The real estate market is a complex system and its growth and decline are affected by a number of indicators. Interest rates, the job market, and consumer confidence are these key indicators that you want to look out for. In this video, I’ll explain they why and how for each of them so that you can better understand on where the market might be heading. What do you think the most significant indicator is? Let me know in the comments below!

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Recession MILLIONAIRES

08/03/2023

millionaires will be created… During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select f...
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millionaires will be created… During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select few will take advantage of this. #investing #investingtips #financialfreedom #personalfinance

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How to BUY your first RENTAL with SMALL DOWN PAYMENT

04/03/2023

Use this hack to start building your real estate portfolio ⚡️ You'll be surprised how quickly it starts to grow! 😬 #investing #realestateinvesting #finance #financetips
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Use this hack to start building your real estate portfolio ⚡️ You'll be surprised how quickly it starts to grow! 😬 #investing #realestateinvesting #finance #financetips

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Everything You Need to Know About Buying New Constructions

03/03/2023

www.ljrealties.com - Find your Montreal dream home Buying a house or condo in a new construction development can be exciting, daunting, confusing, and everything in between. I’m here to go through th...
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www.ljrealties.com - Find your Montreal dream home Buying a house or condo in a new construction development can be exciting, daunting, confusing, and everything in between. I’m here to go through the process and the pros & cons so that you can feel comfortable and informed every step of the way. It is a very different process from buying an existing property, so I highly recommend that you have your trusted real estate broker by your side before you even step into the sales office to take a first look at a model unit. Are you thinking of purchasing a new construction property and are looking for some guidance? Reach out to us today to get started!

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The BIGGEST MISTAKE when buying a CONDO.

28/02/2023

This is the biggest mistake you can make when looking at condos! 🤦🏻‍♂️ You need to review the building documentation!! 🕵🏻‍♂️ #investingtips #realestateinvesting #condolife
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This is the biggest mistake you can make when looking at condos! 🤦🏻‍♂️ You need to review the building documentation!! 🕵🏻‍♂️ #investingtips #realestateinvesting #condolife

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WHAT’S A RECESSION AND WHAT DOES IT REALLY MEAN FOR YOU?

26/02/2023

Ever wonder what's a recession?? 😱 It's ok that we're currently in one, be smart an kill this recession! "This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every mark...
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Ever wonder what's a recession?? 😱 It's ok that we're currently in one, be smart an kill this recession! "This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every market! #investing #realestateinvesting #finance #financetips

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Unbelievable Trick for Dealing with Low Home Appraisals!

24/02/2023

www.ljrealties.com - Find your Montreal dream home You put an offer on a property, and the appraiser from the bank comes in…and values it for lower than your offer price. This is an issue because it ...
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www.ljrealties.com - Find your Montreal dream home You put an offer on a property, and the appraiser from the bank comes in…and values it for lower than your offer price. This is an issue because it could affect your financing, but not to worry! There are a number of things that you and your broker can do to work around this. Listen to my 4 tips on how to deal with a low appraisal so you know what to do if you come across this issue. In a market that has been undergoing a lot of changes recently, anything can happen and we want you to be prepared! Do you have any questions about appraisals? Let me know in the comments below!

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TRICK TO SAVE $$ WHEN BUYING A HOUSE

22/02/2023

Simple fix to save a lot of money…: Lenders use your credit score to partially determine risk, and this impacts the final interest rate and costs / fees associated with your loan. Simple way to impr...
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Simple fix to save a lot of money…: Lenders use your credit score to partially determine risk, and this impacts the final interest rate and costs / fees associated with your loan. Simple way to improve your score is to pay your credit card balances down. This brings up your scores fast 🙌 #finance #financetips #financialfreedom

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2 Shocking Financial Mistakes You Don't Want To Make 🤯

20/02/2023

These 2 mistakes are killing your chances of becoming financially free! 😱 Make a budget, and stick to it! 🧮 Start investing Today! 💰 #investing #realestateinvesting #finance #financetips
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These 2 mistakes are killing your chances of becoming financially free! 😱 Make a budget, and stick to it! 🧮 Start investing Today! 💰 #investing #realestateinvesting #finance #financetips

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Attention to all Landlords! ⚠️

19/02/2023

Don't forget to create RL31 slips for your tenants by the Feb 28th deadline! . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontrea...
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Don't forget to create RL31 slips for your tenants by the Feb 28th deadline! . . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #RL31 #TaxFiling #LandlordResponsibility #TaxReminder #LandlordTips

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Unbelievable Real Estate Myths on TODAY's Market!

17/02/2023

There is a lot of misinformation about real estate floating around these days, so I’m here to clear it up! The market has shifted and I want to make sure that you’re armed with the facts while navigat...
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There is a lot of misinformation about real estate floating around these days, so I’m here to clear it up! The market has shifted and I want to make sure that you’re armed with the facts while navigating it. Listen as I debunk the 4 most common myths that I’ve been hearing. Don’t be led astray and get caught in a trap during the most important transaction of your life! What are some myths you’ve been hearing about the market? Let me know in the comments below!

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HUGE MISTAKE buyers make #montrealrealestate #ljrealties #montrealrealestatebroker #brokerlife

16/02/2023

Trying to time the market is costing you big! 💸 Get in the market and let it work for you! 📈 #investing #realestateinvesting #finance #financetips
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Trying to time the market is costing you big! 💸 Get in the market and let it work for you! 📈 #investing #realestateinvesting #finance #financetips

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This is WHY RICH PEOPLE love ❤️ Real Estate

14/02/2023

This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every market! #investing #realestateinvesting #finance #financetips
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This is why I love investing in real estate! ⚡️ There's ways to make money 💸 in every market! #investing #realestateinvesting #finance #financetips

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How a Multi-Millionaire Made His Fortune - You WON'T Believe How!

13/02/2023

In this video, I'm going to share with you some of the best investing advise from a multi-millionaire: Start with a single focused investment, like Real Estate! 🏡 🏢 If you're looking for advice on h...
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In this video, I'm going to share with you some of the best investing advise from a multi-millionaire: Start with a single focused investment, like Real Estate! 🏡 🏢 If you're looking for advice on how to make your fortune in real estate, feel free to book a consultation with me to find that perfect property or drop a comment below, I’d love to hear from you!

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Money MISTAKE that is costing YOU

11/02/2023

There is no better time than the PRESENT! Start investing NOW and you'll thank yourself later. Pay 👏🏼 yourself 👏🏼 first 👏🏼
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There is no better time than the PRESENT! Start investing NOW and you'll thank yourself later. Pay 👏🏼 yourself 👏🏼 first 👏🏼

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Can't Decide Between a House or a Condo? Here's What You Need to Know!

10/02/2023

Looking for the perfect property? Should it be a House or a Condo? This debate is one of my favourites, and the while there are pros and cons to each option, the answer really depends on you! What ki...
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Looking for the perfect property? Should it be a House or a Condo? This debate is one of my favourites, and the while there are pros and cons to each option, the answer really depends on you! What kind of lifestyle are you looking for? What kind of maintenance are you prepared to do on the property on your own? Do you want to live in the city or suburbs? There’s no right or wrong answer, it’s just about finding the best fit for you. Feel free to book a consultation with me to find that perfect property or drop a comment below, I’d love to hear from you!

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Finance HACK to payoff your DEBT 💸

08/02/2023

Are you looking to be DEBT FREE? 😰 Use the Debt Snowball Effect strategy ❄️
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Are you looking to be DEBT FREE? 😰 Use the Debt Snowball Effect strategy ❄️

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How to come up with MONEY 💰 for INVESTING 🏘️

07/02/2023

🔎 Searching for a way to make extra cash 💰 Invest in learning a new skill that you'll be able to monetize. 🧾
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🔎 Searching for a way to make extra cash 💰 Invest in learning a new skill that you'll be able to monetize. 🧾

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Uncovering What the Future Holds for Montreal Real Estate

03/02/2023

Montreal Real Estate Market: Forecast 2023 This may be the best time to buy a property that we’ve seen in the last 3 years! Watch to hear my forecast on what will be going on in the Montreal real est...
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Montreal Real Estate Market: Forecast 2023 This may be the best time to buy a property that we’ve seen in the last 3 years! Watch to hear my forecast on what will be going on in the Montreal real estate market this year. Based on my conversations with professionals and my own experiences, I’ll discuss where I think the rates will go, how to be a prudent buyer, and how to be an effective seller. Do you have any questions? Let me know in the comments below or book a time to speak with me!

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How to come up with MONEY to Invest 💰

03/02/2023

Want to get ahead on your investments, but feeling too strap for cash? 💸 Here are my tips to get ahead! 📈
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Want to get ahead on your investments, but feeling too strap for cash? 💸 Here are my tips to get ahead! 📈

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Simple way to get more MONEY when you SELL your home

31/01/2023

👀 This simple tip will give you the best ROI 💸 #financetips #financialfreedom #finance #investingtips #investing
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👀 This simple tip will give you the best ROI 💸 #financetips #financialfreedom #finance #investingtips #investing

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Should you BUY or RENT a house??

29/01/2023

💭 The answer to this question is easier than you think. Follow the simple steps I outline. 👆🏼 #financetips #financialfreedom #finance #investingtips #investing
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💭 The answer to this question is easier than you think. Follow the simple steps I outline. 👆🏼 #financetips #financialfreedom #finance #investingtips #investing

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Montreal Real Estate Market Update: Q4 2022

27/01/2023

In Q4 2022, sales are down in all the categories across the board compared to Q4 2021. This is due to the hikes in interest rates, which has created a pullback in consumer confidence. Less buyers are ...
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In Q4 2022, sales are down in all the categories across the board compared to Q4 2021. This is due to the hikes in interest rates, which has created a pullback in consumer confidence. Less buyers are jumping in, or have simply been priced out. There has been a price drop, which is exactly what the Bank of Canada was hoping for by increasing interest rates: to slow the market down a bit. This isn’t something to be alarmed by, in fact it creates a lot of opportunities for buyers. We can now take our time, negotiate, and do proper due diligence. Do you have any questions about the current market we’re in? Let me know in the comments below!

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Bank of Canada Rate Increase!!

26/01/2023

The Bank of Canada increased the overnight rate! This is how it affects you!
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The Bank of Canada increased the overnight rate! This is how it affects you!

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HUGE MISTAKE people make with their Rentals

25/01/2023

🛑 STOP trying to do everything yourself! Take the time to analyze if running around looking for a plumber or handyman is the best use of your time or if you should hire a property management company. ...
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🛑 STOP trying to do everything yourself! Take the time to analyze if running around looking for a plumber or handyman is the best use of your time or if you should hire a property management company. ⏱ Time is money 💸 .⁠⠀ .⁠⠀ .⁠⠀ .⁠⠀ #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses #montrealdesign #montrealcity #montrealrealestate #mtlrealestate #montrealmoments #mtljetaime #montrealer #montrealquebec #montrealblogger #mtllife #montrealrealtor #mtlrealtor #immobilier #brokerlife #mtlrealtor

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Luxury Home on the Island of Montreal

24/01/2023

900 Frédéric-Back - True Luxury on the Island of Montreal https://www.ljrealties.com - Find your future dream home Let David Leblanc walk you through one of the most incredible new homes on the islan...
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900 Frédéric-Back - True Luxury on the Island of Montreal https://www.ljrealties.com - Find your future dream home Let David Leblanc walk you through one of the most incredible new homes on the island of Montreal. True luxury is uncompromising. With its sustainable design, high quality finishings, size and unique architectural features combined with its low environmental footprint and location, 900 Frédéric-Back truly embodies the meaning of a luxury home. An incredible 5 bedrooms, 3.5 bathroom townhouse for sale in Sainte-Anne-De-Bellevue. This gorgeous home is split over 3 floors above ground and has a basement. Built in 2020, it is part of Phase II of Terra, a dynamic Broccolini development. This model is the largest of the models available in the development. Tranquil location, built-in 2 car garage, with major appliances included, close to the future REM, it is not an opportunity to be missed. If you are considering moving into Montreal and need help finding a home, allow me to help, we will find you your home!

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How to put your home to work

23/01/2023

Have you thought about house hacking? 💭Try renting out a room in your home on AirBNB! 🏡
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Have you thought about house hacking? 💭Try renting out a room in your home on AirBNB! 🏡

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Secret about recession

21/01/2023

Does the recession have you down? 😥 If you focus on your goal, anything is possible! Look at these amazing companies that we're all created in a recession! 😳 #investing #realestateinvesting #finance...
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Does the recession have you down? 😥 If you focus on your goal, anything is possible! Look at these amazing companies that we're all created in a recession! 😳 #investing #realestateinvesting #finance #financetips

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10 Things You Should Buy

20/01/2023

In order to lead an overall wealthier lifestyle, I have ten suggestions of purchases that you should make. Drawing from my personal experiences, I have found these purchases and investments to help me...
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In order to lead an overall wealthier lifestyle, I have ten suggestions of purchases that you should make. Drawing from my personal experiences, I have found these purchases and investments to help me on my way to financial freedom and well-being. From a home, to insurance policies, to a mentor; investing in the following ten things is investing in yourself! Follow along for my tips on some wealth-forward ideas to get yourself to the next level. What are some wealth-generating purchases that you’ve made? Let me know in the comments below!

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Fourth Annual LJ Realties Holiday Client Appreciation Dinner!

19/01/2023

We ended the year with the privilege of hosting an amazing event to show our appreciation to our clients for having chosen to work with LJ Realties. It was an incredible year in which we helped over 1...
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We ended the year with the privilege of hosting an amazing event to show our appreciation to our clients for having chosen to work with LJ Realties. It was an incredible year in which we helped over 100 families purchase or sell real estate, all while donating over $11,000 for Autism Montreal. We are so proud of the work we’ve accomplished and truly cannot wait to see what 2023 has in store for our power house of a team. Thank you to all our amazing clients!

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Can you still make BIG MONEY on Real Estate?

17/01/2023

Are you on the fence of getting into a career in real estate or mortgages? 🏡🏦 If you're ready to work hard and dedicate time, it's still a great time to start! 📈 #investing #realestateinvesting #fin...
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Are you on the fence of getting into a career in real estate or mortgages? 🏡🏦 If you're ready to work hard and dedicate time, it's still a great time to start! 📈 #investing #realestateinvesting #finance #financetips

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Down Payments

16/01/2023

Are you looking to make great returns on your money? 🧐 Over the last 5 years, I've helped a lot of clients make this kind of money. 💸 Ultimately, they dove in head first and got paid! 💰 #investing ...
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Are you looking to make great returns on your money? 🧐 Over the last 5 years, I've helped a lot of clients make this kind of money. 💸 Ultimately, they dove in head first and got paid! 💰 #investing #realestateinvesting #finance #financetips

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How to come up with money for investing

14/01/2023

LIFE HACK! Find a problem, find a solution to the problem, and BANG 💥 make serious money!! 💸 .⁠⠀ .⁠⠀ .⁠⠀ .⁠⠀ #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebrok...
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LIFE HACK! Find a problem, find a solution to the problem, and BANG 💥 make serious money!! 💸 .⁠⠀ .⁠⠀ .⁠⠀ .⁠⠀ #ljrealties #ljimmobilier #mtlrealestate #montrealliving #mtlhomes #montrealrealestatebroker #mtlhome #newlisting #newlistingalert #montrealchalet #newlistings #montrealhome #mtlbroker #montrealbroker #mtlluxury #luxuryhouses #montrealdesign #montrealcity #montrealrealestate #mtlrealestate #montrealmoments #mtljetaime #montrealer #montrealquebec #montrealblogger #mtllife #montrealrealtor #mtlrealtor #immobilier #brokerlife #mtlrealtor

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La Valeur De L’Emplacement

13/01/2023

https://www.ljrealties.com/ - Trouvez votre future maison de rêve L'emplacement est un facteur qui sera le plus important lorsqu'il s'agira d'ajouter de la valeur à votre propriété. Il est très impor...
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https://www.ljrealties.com/ - Trouvez votre future maison de rêve L'emplacement est un facteur qui sera le plus important lorsqu'il s'agira d'ajouter de la valeur à votre propriété. Il est très important d'être sélectif quant à ce qu'une région a à offrir et d'en faire une priorité dans votre recherche de propriété. La maison est-elle proche de votre lieu de travail? Y a-t-il de bonnes écoles dans la secteur? Quels types de services publics sont à la disposition des résidents? Êtes-vous près de l'autoroute? En dessous d'une trajectoire de vol? Tous ces facteurs ajouteront et soustrairont à la valeur potentielle de votre propriété. Qu'est-ce qui est essentiel pour vous lorsque vous envisagez l'emplacement de votre maison? Faites-le moi savoir dans les commentaires!

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🛑 Horrible advice from Dave Ramsey 🛑

11/01/2023

Are you sitting on the sideline after hearing Dave Ramsey’s advice? 😳 You wont get into the game with a 15 year amortization period. 🤦🏻‍♂️ You’re missing out on a lot of opportunities! 🥺 #finance #fi...
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Are you sitting on the sideline after hearing Dave Ramsey’s advice? 😳 You wont get into the game with a 15 year amortization period. 🤦🏻‍♂️ You’re missing out on a lot of opportunities! 🥺 #finance #financetips #realestateinvesting #investing #montrealrealestate #immobilier #equipelj #montrealrealestatebroker #ljrealties

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Hack to WIN BIG with investing 📈

09/01/2023

This is the opportunity 💰⤵️ Use the current market shift to get a better deal when you buy a property. Getting a better deal, building some costs / credits into the deal, etc - this will have a bigg...
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This is the opportunity 💰⤵️ Use the current market shift to get a better deal when you buy a property. Getting a better deal, building some costs / credits into the deal, etc - this will have a bigger impact on your property investment in the long run. This is how smart investors are going to win big in the coming year. And you can refinance the debt when rates come down sometime in the coming years.

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The ultimate hack to becoming rich ⤵️

07/01/2023

Invest your money in things that will make you more money. So many people save their money or put it all into investments that don’t produce income. But the super wealthy want their money to have ba...
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Invest your money in things that will make you more money. So many people save their money or put it all into investments that don’t produce income. But the super wealthy want their money to have babies. That’s why the rich get richer… #financetips #financialfreedom #finance #investingtips #investing

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Why You Should Never Pay Off Your House

06/01/2023

While it may seem like the most financially responsible decision to completely pay off the mortgage on your house as quickly as possible, I disagree. As a seasoned investor, I strongly believe in taki...
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While it may seem like the most financially responsible decision to completely pay off the mortgage on your house as quickly as possible, I disagree. As a seasoned investor, I strongly believe in taking advantage of what the banks will offer as lenders on my properties and then reinvesting it for a much greater return. Listen to find out how you too can become financially free at the same time as growing generational wealth instead of only depending on one asset. I want to know what your thoughts on these strategies are. Let me know in the comments below!

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The 3 steps to financial freedom 🤑

05/01/2023

1️⃣ maximize your income, 2️⃣ invest in cash flow positive properties, 3️⃣ retire RICH!! #finance #financetips #realestateinvesting #investing #montrealrealestate #immobilier #equipelj #montrealreal...
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1️⃣ maximize your income, 2️⃣ invest in cash flow positive properties, 3️⃣ retire RICH!! #finance #financetips #realestateinvesting #investing #montrealrealestate #immobilier #equipelj #montrealrealestatebroker #ljrealties

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Before you buy a home, do this ☝🏼

03/01/2023

Before purchasing a property, you need to have your budget in order. 🧮 Be sure to plan your expenses in order to have a smooth experience. 📈 #montrealrealestate #brokerlife #immobilier #ljimmobilier...
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Before purchasing a property, you need to have your budget in order. 🧮 Be sure to plan your expenses in order to have a smooth experience. 📈 #montrealrealestate #brokerlife #immobilier #ljimmobilier #equipelj #ljrealties #investing #montrealrealestatebroker

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Don’t put 20% down on your 1st property 🏠

01/01/2023

Don’t make this mistake 🤦‍♂️ Trying to save a small amount per month by avoiding PMI ends up costing you way more in the long run if you have to pay more for the property in the future. For certain ...
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Don’t make this mistake 🤦‍♂️ Trying to save a small amount per month by avoiding PMI ends up costing you way more in the long run if you have to pay more for the property in the future. For certain types of loans PMI has become very cheap and can be temporary. When you add up the total amount of this that you end up paying, it’s not that much overall. Every loan and situation is different so be sure to check for specifics on your own. #finance #financetips #realestateinvesting #investing #montrealrealestate #immobilier #equipelj #montrealrealestatebroker #ljrealties

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Mistake people make with STOCKS 🛑

30/12/2022

Anyone ever make this 👆🏼 mistake? I know I have been burned 🔥 trying this strategy.
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Anyone ever make this 👆🏼 mistake? I know I have been burned 🔥 trying this strategy.

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Certificat de Localisation: Tout Ce Que Vous Devez Savoir

30/12/2022

Certificat de Localisation: Tout Ce Que Vous Devez Savoir Ce document vous donne toutes les informations que vous devez connaître sur la propriété. Lorsque vous vendez votre propriété, il est importa...
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Certificat de Localisation: Tout Ce Que Vous Devez Savoir Ce document vous donne toutes les informations que vous devez connaître sur la propriété. Lorsque vous vendez votre propriété, il est important d'avoir un certificat de localisation à jour, c'est-à-dire datant de moins de 10 ans, car il devient invalide après ce laps de temps. Si vous apportez des modifications à votre propriété, vous devrez en obtenir un nouveau. Mais veillez à ne le faire que lorsque vous êtes prêt à vendre afin qu'il n'expire pas; ne le faites pas immédiatement après le changement si vous cherchez à rester! Vous avez des questions sur le certificat de localisation? Communiquez avec nous dès aujourd'hui!

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How to pay 0 taxes on your income

29/12/2022

😱Do you know how to use depreciation to your advantage? 🤔 Ask your accountant how you can save money on taxes through depreciation!
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😱Do you know how to use depreciation to your advantage? 🤔 Ask your accountant how you can save money on taxes through depreciation!

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Something BIG is happening in the housing market

26/12/2022

🚨 PSA: the housing market is SHIFTING! Are you prepared to benefit from it? 🤔 #montrealrealestate #brokerlife #immobilier #ljimmobilier #equipelj #ljrealties #investing #montrealrealestatebroker
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🚨 PSA: the housing market is SHIFTING! Are you prepared to benefit from it? 🤔 #montrealrealestate #brokerlife #immobilier #ljimmobilier #equipelj #ljrealties #investing #montrealrealestatebroker

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💸 How to get a Loan if you are self-employed 🥸

24/12/2022

🙋🏻‍♂️You CAN get approved for a home loan, even if you're self-employed! Check out these tips! 💸
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🙋🏻‍♂️You CAN get approved for a home loan, even if you're self-employed! Check out these tips! 💸

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Municipal Evaluation vs Market Value: What’s The Difference?

23/12/2022

Some people get confused with the differences between the municipal evaluation and the market value of a property, so I’m here to de-mystify it. Municipal evaluation is typically a function of inflati...
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Some people get confused with the differences between the municipal evaluation and the market value of a property, so I’m here to de-mystify it. Municipal evaluation is typically a function of inflation and is not always indicative of how much a property is worth. Market value is based on supply and demand: how much is someone willing to pay for your property? To get the true market value of a property, a real estate broker is the professional you want to speak to in order to have access to recent sale information in the area of similar properties. Are you looking to sell your home? Reach out to us today for a free property evaluation!

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Money Mistake Young People Make

22/12/2022

🙅🏻‍♂️ Young people are making THIS mistake.. Do you know what it takes to qualify to buy a home? It's much more simple than you think! 🔑📍
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🙅🏻‍♂️ Young people are making THIS mistake.. Do you know what it takes to qualify to buy a home? It's much more simple than you think! 🔑📍

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How people get hosed when buying a house

20/12/2022

Are you struggling to purchase your first property? 😳 Think about this if you can't pull the trigger! 📈 #montrealrealestate #brokerlife #immobilier #ljimmobilier #equipelj #ljrealties #investing #m...
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Are you struggling to purchase your first property? 😳 Think about this if you can't pull the trigger! 📈 #montrealrealestate #brokerlife #immobilier #ljimmobilier #equipelj #ljrealties #investing #montrealrealestatebroker

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Simple tip to BUY a Home

20/12/2022

🚨You don’t want to make these mistakes! 😱In a competitive market you want to make sure to present the best offer possible! I recommend your offer include the following 3 things. 📝1. Give the Seller th...
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🚨You don’t want to make these mistakes! 😱In a competitive market you want to make sure to present the best offer possible! I recommend your offer include the following 3 things. 📝1. Give the Seller the dates they are looking for! 📆2. Ensure the financing amount is less than or equal to your pre-approval! 🏦3. Remove unnecessary contingencies if you already have the information! 🕵🏻‍♂️Your offer will have a much better chance of being ACCEPTED! 🥳🤩 #realestate #montrealrealestate #brokerlife #immobilier #ljimmobilier

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Promise to Purchase: Everything You Need To Know

16/12/2022

When putting in an offer on a property, your broker is going to create a Promise to Purchase, where all the details of your offer will be stated. From price, to the mortgage, to the occupancy, all the...
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When putting in an offer on a property, your broker is going to create a Promise to Purchase, where all the details of your offer will be stated. From price, to the mortgage, to the occupancy, all the important ins and and outs will be put on paper for the seller to examine. Follow along as I take you step by step through the form, this way when it comes time for you to submit an offer it won’t be the first time you see it. If you’ve found your dream home on the market and you’re ready to draft your first offer, leave it to us! Reach out to us today to get started!

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Why You Lose When You Sell Your Home Yourself

09/12/2022

There are so many reasons to use the assistance of a real estate broker when it comes to selling your property. The services and professional references that we can provide you with will give you so m...
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There are so many reasons to use the assistance of a real estate broker when it comes to selling your property. The services and professional references that we can provide you with will give you so much more of an advantage when it comes time to compete with other properties on the market. We can offer insights on how to properly price your property, get the best photos, qualify buyers, and maximize advertising for the listing. Remember that real estate brokers do this for a living, all day every day. If you already have a full time job, you won’t have the time to properly dedicate yourself to the process. Don’t sell yourself short during the biggest transaction of your life! If you’re looking to sell your property, reach out to us today!

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The Beginning Of The End

05/12/2022

RBC recently published an article titled “The beginning of the end for Canada’s housing market turndown”, giving us a breakdown of what is going on in the Canadian real estate market. This has been an...
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RBC recently published an article titled “The beginning of the end for Canada’s housing market turndown”, giving us a breakdown of what is going on in the Canadian real estate market. This has been an interesting year for real estate, with the rise in interest rates, and the shifting from a seller’s to buyer’s market. While it has been slower, most of Canada, with the exception of Montreal, Ottawa, and Quebec City, is actually up in sales. The experts are predicting that we will start seeing the end of the slowdown and by spring we will start to see it really heat up again. Where do you think the market is headed? Let me know in the comments below!

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Top 3 things to avoid if you want to buy a home

30/11/2022

🚨 Don't make these mistakes before buying! 🤯 #personalfinance #finance #financialfreedom #investing #investingtips
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🚨 Don't make these mistakes before buying! 🤯 #personalfinance #finance #financialfreedom #investing #investingtips

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Huge opportunity in today’s market

28/11/2022

BE OPPORTUNISTIC… here’s how: Use what’s happening in the current market to get a property at a lower price than you would’ve had to pay a few months ago. Rich investors always use what’s happening ...
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BE OPPORTUNISTIC… here’s how: Use what’s happening in the current market to get a property at a lower price than you would’ve had to pay a few months ago. Rich investors always use what’s happening in the short term to create a long-term investing opportunity. And by the way, you can always refinance the debt when interest rates fall in the future. #personalfinance #finance #financialfreedom #investing #investingtips

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Montreal Real Estate Market Q3 Breakdown - So What?

28/11/2022

Montreal Real Estate Market Q3 Breakdown - So What? A few weeks ago, I gave you an update on what was going on in the Montreal real estate market for Q3, and I wanted to go a little deeper. Why is th...
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Montreal Real Estate Market Q3 Breakdown - So What? A few weeks ago, I gave you an update on what was going on in the Montreal real estate market for Q3, and I wanted to go a little deeper. Why is this important? How does it affect you? Watch to find out how the interest rates have changed and will continue to do so, and how this affects people who are already in the market, or considering getting started. It may seem daunting, but our team has a roster of experienced brokers who can help you navigate the ever-changing market. Reach out to us today!

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Lets make buying a home easier

26/11/2022

📝 Follow the steps to be successful! ☺️It’s not rocket science, but it can be overwhelming without the proper support team! 👨🏻‍💼 #investing #income #financialfreedom #financetips #personalfinance
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📝 Follow the steps to be successful! ☺️It’s not rocket science, but it can be overwhelming without the proper support team! 👨🏻‍💼 #investing #income #financialfreedom #financetips #personalfinance

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Expand your search to other markets

24/11/2022

Are you only considering your local market? 🤔 Some major markets in Canada are out of reach to first time investors. If you're strugglingto make the numbers work in your market look elsewhere! 📈 #inv...
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Are you only considering your local market? 🤔 Some major markets in Canada are out of reach to first time investors. If you're strugglingto make the numbers work in your market look elsewhere! 📈 #investingtips #investing #propertyinvesting #realestateinvesting #realestate

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Big Mistakes Young Home Buyers

22/11/2022

The BIGGEST mistake YOUNG homebuyers are making! 😱🥶 #realestate #ljrealties #homebuyingmistakes #realestateinvestment
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The BIGGEST mistake YOUNG homebuyers are making! 😱🥶 #realestate #ljrealties #homebuyingmistakes #realestateinvestment

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How Real Estate Developers Are Lying To You

18/11/2022

Buying a home or condo in a new development project can be an exciting investment opportunity, but beware of the developers trying to trick you and getting you to spend more than you expected to at ev...
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Buying a home or condo in a new development project can be an exciting investment opportunity, but beware of the developers trying to trick you and getting you to spend more than you expected to at every turn. Watch to find out what I like to warn my clients about before they go and fall in love with a model unit with fancy upgrades that won’t be included in the base price that they’ve been hooked in on. Don’t get caught up their game! Do you have any experiences with tricky developers?

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Should I Buy a House now or Wait

14/11/2022

📉 Thinking about timing the market? Good Luck! 🤣 We haven't seen the slow down happen yet. 📈 Comment below if you're looking to get into your dream home before another wave of sharp appreciation! 💸 ...
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📉 Thinking about timing the market? Good Luck! 🤣 We haven't seen the slow down happen yet. 📈 Comment below if you're looking to get into your dream home before another wave of sharp appreciation! 💸 #investingtips #investing #propertyinvesting #realestateinvesting #realestate

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8 Things Not To Say When Buying a House

11/11/2022

When you’re visiting homes to buy there are a number of things you should be wary of saying in front of the seller or their broker. The property is where they’ve called home, and chances are there is ...
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When you’re visiting homes to buy there are a number of things you should be wary of saying in front of the seller or their broker. The property is where they’ve called home, and chances are there is an emotional attachment. Put on your best poker face and don’t give away your game, wether you love or hate it. If you come in hot with adoration or a bad attitude, all of that will get back to them unless you keep it between yourself and your broker. Talk about it in private later on. Being neutral in the moment will give you the most power in the transaction if it comes down to negotiating an offer. What’s on your list of things not to say? Let me know in the comments below!

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How people get rich with real estate 🤑

09/11/2022

🤔 How do people make money with real estate?? 💡Take a look at the 4 ways! #investingtips #investing #propertyinvesting #realestateinvesting #realestate
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🤔 How do people make money with real estate?? 💡Take a look at the 4 ways! #investingtips #investing #propertyinvesting #realestateinvesting #realestate

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Secret to being rich and not stressed out

09/11/2022

My favorite passive income ideas ⤵️ : Rental Properties Real Estate Funds Businesses run by others Online Businesses Automated Businesses YouTube The plan is to work hard making money (earned income...
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My favorite passive income ideas ⤵️ : Rental Properties Real Estate Funds Businesses run by others Online Businesses Automated Businesses YouTube The plan is to work hard making money (earned income) and invest a lot of this income into assets that produce passive income. Once you’re generating enough passive income - then you can work less on making active / earned income. #investing #income #financialfreedom #financetips #personalfinance

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6 Hidden Fees When Buying A Property

04/11/2022

This week I’ll be discussing fees that you might not be expecting when purchasing a property. At this point in your process, you already know how much you’re putting as a down payment and what your mo...
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This week I’ll be discussing fees that you might not be expecting when purchasing a property. At this point in your process, you already know how much you’re putting as a down payment and what your mortgage will be monthly, but there are a number of additional costs that people forget about when the deal is coming to a close. Watch to learn six fees that you need to keep in mind so you can plan out how much you’ll need to be saving up aside from your down payment. From the inspection to moving fees, don’t be caught off-guard during the biggest transaction of your life! When we represent buyers, our team is there with you every step of the way to remind you of everything you need to know so it doesn’t shock you at the end. Reach out to us to us to start your property search today!

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The recession secret no one is talking about 👀

02/11/2022

How to make big money during a recession💰: If you offer something that really helps people - you can do extremely well during an economic slowdowns. You just have to be good at helping people + mark...
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How to make big money during a recession💰: If you offer something that really helps people - you can do extremely well during an economic slowdowns. You just have to be good at helping people + market yourself or your product / service on a creative way. (Stand out from the competition) While most people will be complaining and going silent ; You can dominate your industry or start a side hustle and do really well in the coming year. #money #wealthbuilding

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How the Rich Avoid Taxes

31/10/2022

Ever wondered why real estate investors pay so little tax? 💭 Find out why 👆 . . #montrealrealestate #financeeducation #interestrates #realestate #financing
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Ever wondered why real estate investors pay so little tax? 💭 Find out why 👆 . . #montrealrealestate #financeeducation #interestrates #realestate #financing

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Money mistakes to avoid

31/10/2022

Don't let greed get in the way of practicality. Do this instead! 🔥
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Don't let greed get in the way of practicality. Do this instead! 🔥

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3 Biggest home buying myths

24/10/2022

I can’t believe people still believe these things… 😱 Did you still think these were requirements to buy?? 🤔
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I can’t believe people still believe these things… 😱 Did you still think these were requirements to buy?? 🤔

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Top 3 Mistakes Buyers Make

23/10/2022

These mistakes are really hurting some buyers 🤦🏻‍♂️ Makes sure you avoid them if you don’t want your profits to be wipes out! #realestate #realestatetips #realestateeducation #homeinspection
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These mistakes are really hurting some buyers 🤦🏻‍♂️ Makes sure you avoid them if you don’t want your profits to be wipes out! #realestate #realestatetips #realestateeducation #homeinspection

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Montreal Real Estate Market - Q3 Update

21/10/2022

This week we’re back with the Montreal metropolitan area Q3 update. The quarterly statistics have just been released and they show that sales are down significantly, due to the interest rate hikes. Th...
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This week we’re back with the Montreal metropolitan area Q3 update. The quarterly statistics have just been released and they show that sales are down significantly, due to the interest rate hikes. This did not contribute to the lowering of prices however, as the average price is up in every category. Particularly in the North and South shore, we are seeing big increases in the average median price across all types of properties. Because of the uncertainty that comes along with the interest rate hikes, I do suspect that the sales numbers in Q4 will continue to trend down, and it will be very interesting to see how the discussion about real estate will evolve. Do you have any thoughts on the most recent numbers? Let me know in the comments below!

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Millionaires will be created…

21/10/2022

During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select few will take advantage of this....
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During recessions the majority of people go into full conserve mode and stop spending / stop investing. This will create some goood investing opportunities. A select few will take advantage of this. #investing #investingtips #financialfreedom #personalfinance

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3 things I wish I knew in my 20’s

18/10/2022

Learned some of these lessons the hard way 🤦‍♂️⤵️ When you’re young : Thinking short term with investments, your business, career, etc is so costly. I was in such a hurry to grow up that I missed th...
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Learned some of these lessons the hard way 🤦‍♂️⤵️ When you’re young : Thinking short term with investments, your business, career, etc is so costly. I was in such a hurry to grow up that I missed the part when I should have been taking more risks. That’s ok bcuz I ended up figuring it out in my 30’s : ) #investing #finance #personalfinance #investingtips

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Canada’s Foreign Buyer Ban

14/10/2022

This week I’m going to be explaining a ban that will be coming into effect in Canada starting next year. The Canadian government has introduced a policy that will effectively ban foreign buyers from p...
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This week I’m going to be explaining a ban that will be coming into effect in Canada starting next year. The Canadian government has introduced a policy that will effectively ban foreign buyers from purchasing homes. As you know, the Canadian real estate market has been incredibly hot, and it has become increasingly harder to buy homes. This ban, coming into effect January 1, 2023, will block foreign buyers from buying homes to ensure that they remain accessible to Canadians. There are exemptions, but the government hopes that this will slow the market down enough to balance it out a bit more and ensure that Canadians can remain competitive players in their own real estate market. Do you have any questions about the ban? Comment below or reach out to me today!

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Hack people use to get RICH! 🤑

13/10/2022

The rich keep getting RICHER 📈 by leveraging their debt in their favour. Here's how! 💰
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The rich keep getting RICHER 📈 by leveraging their debt in their favour. Here's how! 💰

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Captivating Tour Inside Montreal's Luxurious Dream Home

11/10/2022

www.ljrealties.com - Find your Montreal dream home Nature and sustainability merged seamlessly with modern architecture and luxury finishings in Montreal’s best new housing development. Located on th...
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www.ljrealties.com - Find your Montreal dream home Nature and sustainability merged seamlessly with modern architecture and luxury finishings in Montreal’s best new housing development. Located on the Western tip of the island, surrounded by 74,000 acres of protected forest, steps from the new REM (light rail) station being built to connect to Montreal’s underground metro system you will find project Terra by renowned developer Brocolinni. With it’s 3 floors above ground as well as finished basement and 2 car garage, this LEED certified home is not only eco friendly and energy efficient but absolutely breathtaking. Let Residential and Commercial real estate broker David Leblanc walk you through the details of this exceptional home which we hope represents the future of housing development in Montreal, Canada. ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: lj@ljrealties.com 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ======

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What’s happening with the interest rates

11/10/2022

🤔 Confused about what's happening with mortgage rates?? 📈 Rising rates are about to cool 🥶 off some of the demand we've been seeing for the last few years.
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🤔 Confused about what's happening with mortgage rates?? 📈 Rising rates are about to cool 🥶 off some of the demand we've been seeing for the last few years.

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Inflation 😳

08/10/2022

Inflation is at 40 year highs. 😱 What does this mean for the economy and for homeowners and buyers?! 🤔 Real estate historically has been an inflation proof asset and during times of economic recessio...
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Inflation is at 40 year highs. 😱 What does this mean for the economy and for homeowners and buyers?! 🤔 Real estate historically has been an inflation proof asset and during times of economic recession caused by inflation, real estate has generally stayed stable or appreciated during those times. 📈 #inflation #realestate #financetips #montrealrealestate

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The Buying Process: Part 3

07/10/2022

The third video is our series of the buying process is going to cover the closings costs. What are they? To put it simply: they are the additional costs incurred aside from your downpayment. Today I’l...
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The third video is our series of the buying process is going to cover the closings costs. What are they? To put it simply: they are the additional costs incurred aside from your downpayment. Today I’ll be covering the 5 different components. From the inspection to the notary fees, they are all necessary and they add up quickly! When planning to buy property, it is important to consider the costs that will come up after you’ve secured the property and set aside money for the downpayment. Don’t get caught off-guard, keep this list in mind so that there are no surprises! If you have any any questions about the components of the closing costs, let me know in the comments below!

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What if home prices CRASH!

05/10/2022

😳Are you scared real estate will crash during the looming recession? 🙅🏻‍♂️
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😳Are you scared real estate will crash during the looming recession? 🙅🏻‍♂️

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Here's when the Housing Bubble will Burst

03/10/2022

What’s going to happen with real estate prices? ⤵️ Demand cooling off will cause the markets to level off and in some cases, cool off (depending on the specific market and price point). But you will...
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What’s going to happen with real estate prices? ⤵️ Demand cooling off will cause the markets to level off and in some cases, cool off (depending on the specific market and price point). But you will still have an overall limited supply of homes for sale. Remember, in order to get a huge spike in inventory you would need to have a ton of people who want to sell all of a sudden - or a wave of defaults/foreclosure. Many homeowners have a lot of equity and really good terms on their current loan (if they bought or refinanced when rates were super low). These are stable owners and not likely to default. I know people are looking for this big dramatic bubble burst - but the reality is, it looks more like a normal pullback… #realestate #investing #investingtips #finance

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Stocks vs. Real Estate

01/10/2022

👀 The answer is pretty clear… 🏠 (when you’re starting out with investing or have limited funds to invest) #investingtips #investing #propertyinvesting #realestateinvesting #realestate
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👀 The answer is pretty clear… 🏠 (when you’re starting out with investing or have limited funds to invest) #investingtips #investing #propertyinvesting #realestateinvesting #realestate

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Recession Tips #investing #finance #financetips #recession

30/09/2022

Recession Tips ⤵️ Get your expenses in line. Don’t worry about cutting everything to the bone, but if you’ve got some expenses that are clearly a waste - get rid of them. Make sure you are investing...
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Recession Tips ⤵️ Get your expenses in line. Don’t worry about cutting everything to the bone, but if you’ve got some expenses that are clearly a waste - get rid of them. Make sure you are investing in yourself and your ability to make more money. Could be at your job or via more business if self employed / in sales. There will be opportunities to make investments in the coming year - but you have to have some liquid cash and/or cashflow coming in to be able to properly invest for the long term. #investing #finance #financetips #recession

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The Buying Process: Part 2

30/09/2022

This week I’m building off the video from last week, breaking down the buying process. We discussed mortgages, and today I’ll be clarifying what the mortgage insurance premium is. It is something you ...
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This week I’m building off the video from last week, breaking down the buying process. We discussed mortgages, and today I’ll be clarifying what the mortgage insurance premium is. It is something you hear about often, but may not understand it fully. When you put anything less than 20% as a downpayment, the bank will require that an entity insures it. This acts as their security in case one were to default on the mortgage. There are multiple different insurers, notably CMHC which is a government entity that most people use. This premium does not affect your rate, it is essentially just an amount that is added to your mortgage. The premium works on a sliding scale: the more money you put down, the lower the premium. Follow along with the example, and if you have any questions let me know in the comments below!

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The Buying Process: Part 1

23/09/2022

There are many steps and important things to consider when buying a property. Today I’m going to discuss where I like to start: understanding your mortgage. Unless you’re paying cash for your property...
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There are many steps and important things to consider when buying a property. Today I’m going to discuss where I like to start: understanding your mortgage. Unless you’re paying cash for your property, you’re going to be borrowing money from a lender, usually a bank. It’s important to understand the different components of a mortgage. How long will you be paying the loan? What is the term of your mortgage? Are you going to take a fixed rate or variable rate? People have gotten nervous with the recent increases in interest rates so it is essential, especially now, that you understand everything there is to know about it. We make a point to stay on top of any and all updates from banks in regards to rates so we can help you make the best decision for yourself. We recommend that you always consult a trusted mortgage professional so if you need help getting in touch with someone reach out to us today!

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Montreal Real Estate Market: Where Are The Prices Heading?

16/09/2022

This week I will be discussing what has been on everyone’s mind lately: prices in Montreal real estate. Because of the activity over the past couple of years, it is most people’s assumptions that some...
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This week I will be discussing what has been on everyone’s mind lately: prices in Montreal real estate. Because of the activity over the past couple of years, it is most people’s assumptions that something has to give and that prices can only go down. My opinion, based on recent data, is that they will continue to rise. There are a number of factors that contribute to this such as continuous lack of inventory on the market, and the influx of people coming into Montreal. In the last 15 years, the population has increased by 650,000. Because we still have more demand than supply, the price of home will continue to rise. With the interest rate hikes, people have lost some of their buying power so it could be an opportunity for you to go out and still get a property at a decent deal. If you need help as a buyer navigating the evolving market, reach out to us today!

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The Future R.E.M. & The Impact on Montreal Real Estate

09/09/2022

Construction of the new Réseau Express Métropolitain, or R.E.M., is currently underway. This metro system will span the greater Montreal area and will give people living outside the city much easier a...
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Construction of the new Réseau Express Métropolitain, or R.E.M., is currently underway. This metro system will span the greater Montreal area and will give people living outside the city much easier access to downtown. What a lot of people are asking me is: I live near one of the future stations, will this positively impact the value of my property? The short answer is yes! We’ve already been seeing it contributing as a factor in the valuation of people’s homes and advertised as a highlight for a few years now. Once people are able to start using it and seeing just how easily accessible downtown is, I think there will be an even bigger effect on the gains of your property. Being close to public transportation is always a winning factor, and I think the R.E.M. will have a huge impact on the value of properties all over the greater Montreal area. What are your thoughts on the R.E.M.’s effect on property value? Let me know in the comments below!

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Tenant Insurance: Why It Is So Important

02/09/2022

This week I will be discussing a topic that is important to landlords and tenants alike: tenant insurance. It is prudent for tenants to take out an insurance policy to cover $2 million civil liability...
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This week I will be discussing a topic that is important to landlords and tenants alike: tenant insurance. It is prudent for tenants to take out an insurance policy to cover $2 million civil liability & their contents. This way should anything happen to the unit, such as flood or fire, insurance will cover the cost of them staying elsewhere and they will be protected financially. For the landlords, when your tenants have insurance it actually makes your own insurance policy cheaper. I have seen a situation with tenants who weren’t covered and it ended with them losing everything. Ever since then, I have made it a requirement for all my tenants to get insurance. That way we all have peace of mind knowing that all parties will be protected should anything happen. Do you require tenants to have insurance when they’re renting your properties? Let me know in the comments below!

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Rental Profits in the Current Market

26/08/2022

This week I’ll be discussing a segment of the market that is currently on the rise: the rental market. With the recent increases in interest rates, some buyers are getting qualified at lower prices th...
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This week I’ll be discussing a segment of the market that is currently on the rise: the rental market. With the recent increases in interest rates, some buyers are getting qualified at lower prices than they previously were. If they were looking at a $500,000 home last year, a $400,000 home that they are currently qualified for might not meet their standards and criteria. Some of these buyers are pivoting to rentals until the interest rates stabilize a little bit more. That being said, the demand for rentals is going to go up. The thing is, the supply of rentals has not increased. This is a time for landlords to stay on top of their rental increases and stay firm on their prices. The rental market has bounced back and become very strong, so now is the time to capitalize. If you’re looking for advice on prices and increases for your rental units in Montreal, reach out to us today!

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My Thoughts on the Forecast for Canada's Housing Market

19/08/2022

My Thoughts on the Forecast for Canada's Housing Market This week I’ll be discussing an article that was backed by RBC Research about a forecast on the Canadian housing market. It has been sending pe...
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My Thoughts on the Forecast for Canada's Housing Market This week I’ll be discussing an article that was backed by RBC Research about a forecast on the Canadian housing market. It has been sending people into a bit of tailspin because it predicted a price decrease of 15%-20%. Now, I do not believe there is any reason to panic because this prediction is on a national level. The markets that really move real estate in Canada are the major ones, such as Vancouver and Toronto, and these are the markets that will feel a shift before Montreal does. We may see a correction of 5%-10% here, which may bring us back to January 2022 prices. When someone buys a property, I tell them to plan to stay there for at lease 5 years to really be in the money. So even if there is a correction, things will bounce back over a couple of years and your investment will be fine. What are your thoughts on this forecast? Let me know in the comments below!

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The Value Of Location

05/08/2022

This week I will be discussing a topic that has fallen by the wayside a little bit in the past couple of years: location, location, location! When the market was fast and furious, the criteria of loca...
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This week I will be discussing a topic that has fallen by the wayside a little bit in the past couple of years: location, location, location! When the market was fast and furious, the criteria of location became secondary to a lot of buyers and some compromises were being made. Now that the market is more balanced, buyers are going back to being more selective about what an area has to offer and really making it a priority in their property search. That being said, location will absolutely affect the value of your property. Is the home close to where they work? Are there good schools in the area? What kind of public services are available to residents? Are you close to the highway? Underneath a flight path? All kinds of factors will add and subtract to the potential value of your property. What is essential to you when considering the location of your home? Let me know in the comments below!

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Everything You Need To Know About The Certificate of Location

29/07/2022

This week I will be discussing an important property document: the certificate of location. This document can tell you important information about a property, such as the official dimensions, the prop...
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This week I will be discussing an important property document: the certificate of location. This document can tell you important information about a property, such as the official dimensions, the property limits, any encroachments, servitudes, and any other important information about it. When selling your property, it is important to have an up-to-date certificate of location, meaning one that is under 10 years old as they become invalid after that amount of time. Should you change anything on your property, such as building a deck or removing a pool, you would need to get a new certificate drawn up in this situation as well. But be sure to only do this when you are ready to sell so that it doesn’t expire; don’t do it immediately after the change if you’re looking to stay! Do you have any questions about the certificate of location? Reach out to us today!

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Reasons to Get A Pre-Listing Inspection

22/07/2022

This week I will be discussing some good reasons to get a pre-sale inspection. When thinking of selling your property, it can be prudent to do an inspection prior to hitting the market. Understanding ...
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This week I will be discussing some good reasons to get a pre-sale inspection. When thinking of selling your property, it can be prudent to do an inspection prior to hitting the market. Understanding existing issues before entering negotiations gives you a lot more power in the transaction. You will have knowledge of the current state of your property and the opportunity to fix issues that may scare away a potential buyer. You will find out important things to note that you weren’t even aware were there. By having the property inspected and being aware of any potential problems, you can also give yourself more negotiating power. As a team, we always suggest strategies to protect you as a seller, and the pre-sale inspection does a great job of this. If you’re ready to list your property with some peace of mind, reach out to us today!

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Brokerage Contract To Purchase: Representing You As A Buyer

15/07/2022

This week I will be discussing something that has recently come into effect for real estate brokers and buyers alike: a mandatory brokerage contract to purchase. The BCP has always existed, but it is ...
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This week I will be discussing something that has recently come into effect for real estate brokers and buyers alike: a mandatory brokerage contract to purchase. The BCP has always existed, but it is now a requirement set forth by our governing board. Previously, we had worked under a verbal contract that I, as an agent, would do my utmost to get the best deal for you as a buyer. Without a signed BCP, a broker could still write an offer for you but technically is not contractually obligated to guide you and go out of their way to get you the best price possible. By singing a BCP, you are ensuring that the broker you are working with will be able to go above and beyond for you. At LJ Realties, we have always prided ourselves on providing the best service to our buyers, and will continue to do so under the new BCP regulations. Reach out to us today!

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Montreal Real Estate Market Forecast - Q3 2022

08/07/2022

This quarter, the real estate market has definitely changed. We have shifted from a very strong seller’s market to a buyer’s market. Due to the rise in the interest rates, some buyers have become a l...
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This quarter, the real estate market has definitely changed. We have shifted from a very strong seller’s market to a buyer’s market. Due to the rise in the interest rates, some buyers have become a little wary and have taken a step back, all while properties are still hitting the market. Now the the supply is outweighing the demand and properties are spending more days on market, buyers are presented with an opportunity: time and the ability to negotiate. We’ve been seeing less multiple-offer situations, the average number of days on market is rising, and buyers won’t miss out on a house if they happen to be away for a weekend. This is the time where listing brokers are going to focus on really selling a property, and doing all they can to make sure it gets the exposure it needs to sell. At LJ Realties, we have strong listing techniques and incredible marketing systems in place to ensure that our clients’ properties will sell, nom matter what the market situation is. Wether you are a buyer or a seller this quarter, reach out to us today!

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Interest Rates: What We’ve Been Seeing in the Market

01/07/2022

This week I’ll be discussing a topic that is at the forefront of everyones mind and newsfeed: interest rates. There has been a significant increase, and it has been causing concern and leading people ...
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This week I’ll be discussing a topic that is at the forefront of everyones mind and newsfeed: interest rates. There has been a significant increase, and it has been causing concern and leading people to believe that there will be a “crash”. I do not believe this will be the case. The increase will simply cause the market to shift, and that presents buyers with an opportunity. We will be seeing less of paying $100,000 over asking price for a property, you can see the property more than once, and there is now room for negotiation because there is less demand. The current 5 year fixed rate is at about 5% and you could probably get a variable interest rate of about 3.2%. Because I believe that the interest rate will slowly go back down in the next 6-12 months, I would suggest going for a variable rate. We make sure to stay informed on the changes, so if you have any questions reach out to us today!

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Financial Literacy: What You Make vs What You Keep

24/06/2022

This week I will be talking about financial literacy. This term covers a broad spectrum of understanding your finances, but what I’d really like to focus on is how much you’re making versus how much y...
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This week I will be talking about financial literacy. This term covers a broad spectrum of understanding your finances, but what I’d really like to focus on is how much you’re making versus how much you’re actually keeping. It’s great to say that you made a million dollars last year, but how much did you keep? A book that I like to reference is called “Profit First” and it really dives into the idea of paying yourself first by taking out your profits and working backwards from that to make sure you’re running a profitable business. What are your expenses compared to what you’re bringing in? What are you keeping after taxes? Are you working with a profit margin that is comfortable for you? These are important questions and the answers will bring you closer to financial literacy and eventually to financial freedom!

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Are You Still Playing Safe With Your Money?

17/06/2022

Are You Still Playing Safe With Your Money? This week I’ll be discussing the way that you’re strategizing your investments. Markets, real estate or otherwise, can make some people uneasy. This causes...
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Are You Still Playing Safe With Your Money? This week I’ll be discussing the way that you’re strategizing your investments. Markets, real estate or otherwise, can make some people uneasy. This causes some people to sit on the sidelines or play it too safe. When you’re young, you have your whole life ahead of you and that makes it the perfect time to take risks. With time on your side, you can easily recover from losses, and start compounding things to yield better results. I’ve seen many people sit on the sidelines of real estate, waiting for the perfect opportunity, and never making any moves. Then there are those that put in the work, took the risks early on, and are now enjoying their portfolios. When it comes to real estate investments, we are here to help you with your due diligence: weighing the facts, and making sure it makes sense. Don’t let fear stop you from taking that risk and getting in the game, reach out to us today!

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Maximizing Your Rental Property

10/06/2022

This week I'm joined by Francesca Sgambetterra, and she's here to help you maximize your rental property. Presumably as a landlord, your goal is to have supplemental income by owning a rental property...
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This week I'm joined by Francesca Sgambetterra, and she's here to help you maximize your rental property. Presumably as a landlord, your goal is to have supplemental income by owning a rental property. One of the most important ways to ensure this happens is by keeping up with your yearly rental increases. Keeping your rents aligned with inflation and market value allows you to stay in the money, and makes it much easier to resell the building when the time comes. When it comes to calculating what you are allowed to increase the rent by, you can simply go to the Tribunal Administratif du Logement’s website for a calculator that takes your operating and any renovation expenses into account to calculate the increase. We have extensive property management experience so if you need help maximizing your rental property, reach out to us today!

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Real Estate Taxes: Everything You Need to Know

03/06/2022

Real Estate Taxes: Everything You Need to Know This week I’ll be discussing the different kind of taxation in real estate. One thing is certain: we will always be taxed. When you are purchasing a new...
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Real Estate Taxes: Everything You Need to Know This week I’ll be discussing the different kind of taxation in real estate. One thing is certain: we will always be taxed. When you are purchasing a newly constructed property, you will be paying the PST and GST just like you would with a purchase in a store. Investment properties present different tax scenarios because they yield an income for you. And with any property you own, you will always pay municipal and school taxes to the city and school board. In any case, you should always consult your accountant to be sure of what kind of taxation you’ll be exposed to with your property. We make it a point to stay up to date and help you understand the basics, so if you have any questions reach out to us today!

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Book Club Review: Rich Dad Poor Dad

27/05/2022

This week I will be discussing the next book that we read in our LJ realties book club: Rich Dad Poor Dad by Robert Kiyosaki. This was another great read, especially for those who are looking to expan...
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This week I will be discussing the next book that we read in our LJ realties book club: Rich Dad Poor Dad by Robert Kiyosaki. This was another great read, especially for those who are looking to expand their financial literacy. Robert compares and contrasts two version of a father figure to illustrate important lessons and skills for success. There are a lot of really valuable takeaways and the main ones I’ve picked out are: use your knowledge in exchange for money instead your time, surround yourself with the smartest people you can, and not to avoid risks. Another key point that is discussed is our mentality. People with a negative mentality will not make it far and give you reasons not to do something. Learn to tune that out and invest in yourself so that you can always be levelling up. Did any of Robert’s lessons resonate with you? Let me know in the comments below!

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Montreal Rental Market Update

20/05/2022

This week I’ll be discussing what’s being going on for the rental market in Montreal. Where real estate is concerned, the rental market took the biggest hit during COVID. With schools and offices adop...
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This week I’ll be discussing what’s being going on for the rental market in Montreal. Where real estate is concerned, the rental market took the biggest hit during COVID. With schools and offices adopting a learn/work from home model and no foreign students or workers coming into the city, landlords had to lower prices and offer free months as incentive to get people through their doors. Post-pandemic, we are seeing a huge uptick in the demand for rentals and prices have returned to normal. People want to be in the city again to be close to work, school, or just the action with restrictions lifting and everything opening up. With July 1st coming up fast, everyone is getting ready to move. Check out our website for all of our rental listings that might fit your criteria and reach to us today!

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Montreal Real Estate Market Update - Q1 2022

13/05/2022

This week I’m here for a market update for Q1. Across the Island of Montreal, sales are up! Even with less active listings and therefore less sales, the prices are still on the rise. The condo market,...
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This week I’m here for a market update for Q1. Across the Island of Montreal, sales are up! Even with less active listings and therefore less sales, the prices are still on the rise. The condo market, which took the biggest hit during COVID, is up by 11%. Single-family homes are up by 5% and multiplexes up by 9% If you look to North & South shores, condos and homes are up by an average of 20%. Q1 was still very much a seller’s market because the demand is still outweighing the supply. While it is still tough for buyers in the current market, we continue to successfully help our clients purchase their dream properties, so reach out to us today!

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Down Payments: Everything You Need To Know

06/05/2022

This week I’ll be discussing the common questions I get about down payments when purchasing property. It’s usually: what is the minimum? Which is easy: 5% if you plan on occupying the property, 20% fo...
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This week I’ll be discussing the common questions I get about down payments when purchasing property. It’s usually: what is the minimum? Which is easy: 5% if you plan on occupying the property, 20% for an investment. The next question is: how much should I put down? The answer really depends on you! What is your financial situation? What are you willing to pay monthly? At the end of the day, wether you put down 5% or 20%, your property is going to appreciate the same amount. We are here to help our buyers make the best decisions for themselves when it comes to purchasing property, so reach out to us today!

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Selling Your Home To Buy The Next One

29/04/2022

This week I am going to discuss the question: do you need to sell your home in order to buy a new property? And as everyone’s situation is different, there are different scenarios that might apply to ...
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This week I am going to discuss the question: do you need to sell your home in order to buy a new property? And as everyone’s situation is different, there are different scenarios that might apply to you. Some buyers will be required by the bank to sell their home in order to have the purchasing power, and some might not. In both of these cases, we have developed strategies that have been successful for our clients. The trick is to always give yourself enough time to find a new property that you really love. It’s also important to understand that the market can change at any time. So if you have a sale price in mind for your home, you have to know that waiting to sell might yield very different results. If you find that you’re unsure of what to do in your own sell-and-buy situation, reach out to us today!

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Book Club Review: The Subtle Art of Not Giving A…

22/04/2022

This week I’ll be discussing a book that we recently read as a team: “The Subtle Art of Not Giving A…” by Mark Manson. If you don’t mind a bit of strong language, there are so many valuable takeaways ...
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This week I’ll be discussing a book that we recently read as a team: “The Subtle Art of Not Giving A…” by Mark Manson. If you don’t mind a bit of strong language, there are so many valuable takeaways from this book. What really resonated with my team and I was that we need to audit our core values and really figure out what matters to us as individuals. You don’t need to worry about what other people are thinking of you because in reality, they aren’t! This book encourages you to live an honest and purposely fulfilled life by directing your energy to what actually matters. If you haven’t already read, I highly recommend you do. For anyone who has read it, what were your biggest takeaways? Let me in the comments below!

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Advantages Of Listing Your Home With A Real Estate Broker

15/04/2022

This week I’m going to be listing the many advantages to listing your property for sale with a real estate broker. When choosing to work with a broker, you are really giving yourself a leg up because ...
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This week I’m going to be listing the many advantages to listing your property for sale with a real estate broker. When choosing to work with a broker, you are really giving yourself a leg up because you are choosing to have someone represent you and your interests throughout what can sometimes be a complicated process. At LJ realties, we pride ourselves on being there for our clients every step of the way throughout a transaction. From starting with a strong listing strategy & marketing, informing ourselves on your property and its surroundings, negotiating to ensure you get the best sale price possible, and helping you fulfill any conditions of the sale. When we assist you in a sale, you are our #1 priority! What are your good experiences with your listing broker? Let me know in the comments below!

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Update on Interest Rates

08/04/2022

This week, I’m here with an update on the current interest rates. Fixed, variable and prime are still on the rise, as was to be expected and I predict they will continue to increase. The real estate m...
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This week, I’m here with an update on the current interest rates. Fixed, variable and prime are still on the rise, as was to be expected and I predict they will continue to increase. The real estate market is still moving fast and furiously, even though the government is trying to step in with these increases. The hope was that with an increase in rates, the market would cool. However, this has not happened and I predict that we won’t see things slow down until 2023. My team and I make it a priority to stay in the know by speaking regularly with our trusted network of professionals. We want to ensure that we are armed with up-to-date numbers to help our clients make informed decisions when it comes to the current market. We are here to help you navigate it, so reach out to us today!

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Buying a Home: A Step By Step Guide

01/04/2022

This week I’ll be discussing the steps that go into buying a home. It can seem like a daunting process, but the general breakdown is quite simple. Last week, I discussed the pre-approval which should ...
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This week I’ll be discussing the steps that go into buying a home. It can seem like a daunting process, but the general breakdown is quite simple. Last week, I discussed the pre-approval which should always be your first step in the buying process. The second step is to consult with a real estate broker. Not only will they be able to assist you in tailoring a property search, but they will also be involved in all the other steps. Your broker will schedule visits, draft offers, and be there with you every step of the way through negotiations and realizing conditions of the sale. It’s important to work with a broker who you trust to properly represent your best interests when purchasing a home. We have a roster of experienced brokers who are ready to help you. Reach out for a buyer’s consultation today!

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Pre-Approval: Everything You Need To Know

25/03/2022

This week I’ll be discussing a very important document when it comes to purchasing real estate: the pre-approval. This is a document that you obtain from a bank that proves your capacity as a buyer by...
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This week I’ll be discussing a very important document when it comes to purchasing real estate: the pre-approval. This is a document that you obtain from a bank that proves your capacity as a buyer by presenting what your debt capacity is. In the current market, it is very difficult to have you offer considered if you don’t submit your pre-approval along with it. Depending on wether you are an employee or self-employed, they will asses different information such as your earnings, your notice of assessments, recent pay stubs, your credit history, and any other pertinent information on what makes you a good candidate for a loan. The pre-approval should be your first step when preparing to buy a property. If you’re ready to start the process of purchasing real estate, reach out to us today and we can put you in touch with the right people to get pre-approved!

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Rencontrer L'Équipe: Olivier Le Bel

18/03/2022

Cette semaine, nous faisons une autre interview "Rencontrer l’Équipe" avec notre tout nouveau membre: Olivier Le Bel. Olivier a récemment obtenu son permit de courtier en immobilier résidentiel et est...
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Cette semaine, nous faisons une autre interview "Rencontrer l’Équipe" avec notre tout nouveau membre: Olivier Le Bel. Olivier a récemment obtenu son permit de courtier en immobilier résidentiel et est impatient de commencer sa nouvelle carrière. Il a une longue expérience de la restauration et apporte à cette nouvelle entreprise toutes ses compétences en matière de service à la clientèle. Olivier, nous sommes heureux de t'avoir dans notre équipe et nous avons hâte de voir ce que tu peux faire!

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Three Types of Real Estate Markets

11/03/2022

Three Types of Real Estate Markets This week I’ll be discussing the three different types of real estate markets that we experience. There’s a seller’s market, a buyer’s market, and a balanced market...
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Three Types of Real Estate Markets This week I’ll be discussing the three different types of real estate markets that we experience. There’s a seller’s market, a buyer’s market, and a balanced market. A seller’s market is when the demand for properties is much higher than the inventory on the market, creating huge competition for the few properties available. The opposite is true for a buyer’s market. There are ample properties available for fewer buyers and there is a low probability that you will be bidding against others. Sellers and buyers have enormous power in their respective markets. When we experience a balanced market, the playing field is evened out and no one is at a particular advantage or disadvantage. We have been experiencing a very strong seller’s market and while I do expect it to continue for another year or two, rising interest rates will eventually balance it out. It may seem daunting to be a buyer right now, but it’s not impossible. We are successfully helping people find the right properties and we can help you too! Reach out to us today!

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Fixed vs. Variable Interest Rates

04/03/2022

This week I’ll be discussing interest rates: fixed versus variable. What’s the difference? What are the advantages to one over the other? A fixed interest rate is exactly how it sounds: it is a rate t...
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This week I’ll be discussing interest rates: fixed versus variable. What’s the difference? What are the advantages to one over the other? A fixed interest rate is exactly how it sounds: it is a rate that will not change throughout the term of your mortgage. Whereas a variable rate is based off the prime rate of Canada, and the banks will give you a discount. Rates are ever changing, and I do predict they will be rising within the next months. Important note: went this video was filmed, the prime rate was at 2.45% and on Wednesday of this week the Bank of Canada raised it to 2.7%. Things changes fast and it can be hard to keep track of or even understand at times, but we are always keeping track of these changes in the rates and keeping our clients up to date. If you have any questions, reach out to us today!

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What Makes a Good Real Estate Investment?

25/02/2022

This week I’ll be explaining what makes a good real estate investment. What makes something a good or bad investment all comes down to price. This particular case that I’m examining involves a condo t...
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This week I’ll be explaining what makes a good real estate investment. What makes something a good or bad investment all comes down to price. This particular case that I’m examining involves a condo that seemed like not such a great investment; there were issues, it wasn’t as nice as some of the other ones in the area, there was a tenant who might leave. When it comes to real estate, the first thing we have to think is: will we be in the money or not? The price of the condo versus other nicer and renovated condos in the are gave the buyer a buffer which they could use for their own renovations and improvements, and pull off a BRRRR. If you think you’re ready for the time commitment and effort, a property that requires some work can be a fantastic investment. We have had the opportunity to work with many investors, and we’re ready to help you too. Reach out to us today!

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Market Update: February 2022

18/02/2022

This week, I’m here to give you the market update for February 2022. January started off pretty slowly, as is the norm. Often people are still on vacation or recovering from the holidays, and not so f...
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This week, I’m here to give you the market update for February 2022. January started off pretty slowly, as is the norm. Often people are still on vacation or recovering from the holidays, and not so focused on real estate. However, in the last few weeks things have really started to heat up. We’re seeing many multiple offer situations, and it’s still a tough time to be buyer. I foresee prices continuing to price by at least 15%. However, I don’t want buyers to be discouraged and let the fear of losing a bid keep them out of the game. We have proven time and time again that our methods and strategies work, and we see proof of it in every happy client we help buy a property. If you’re looking for help during these competitive times, reach out to us today!

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Purchasing New Construction: Step by Step

11/02/2022

This week Francesca Sgambetterra joins me to further our discussion on purchasing new construction. While one of the more fun steps is getting to choose the finishings and really tailor your space to ...
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This week Francesca Sgambetterra joins me to further our discussion on purchasing new construction. While one of the more fun steps is getting to choose the finishings and really tailor your space to your liking, there are other important steps to consider. As we did last week, we urge you to look into the developer and make sure that you’re working with someone reputable. You’re going to need to carefully examine the paperwork and financial aspect of your purchase, and understand the deposit and payments schemes. Crucially, you need to know the delays. It is very rare that a new construction is delivered right on time, so flexibility is key! We always recommend you have a real estate broker on your side to explain any of these points that you may not understand. So reach out to us today! Brokers like Francesca are here and ready to help you!

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Purchasing New Construction: Pros & Cons

04/02/2022

This week I’m joined by David Leblanc to discuss a topic that he’s had firsthand experience with: purchasing property in a new construction development. His first two property purchases were new const...
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This week I’m joined by David Leblanc to discuss a topic that he’s had firsthand experience with: purchasing property in a new construction development. His first two property purchases were new constructions and he has a lot of great insight to share. Buying in to a new construction project is great because, obviously, it will be brand new. However, it is important to understand that there will be delays, especially post-pandemic, and you need to plan for the event that your property might not be ready on the projected completion date. You also need to ensure that you are buying from a reputable developer that will delivery a quality property to fruition. Lastly, we would highly recommend that you have representation because the real estate broker selling you that property is not trying to help you get the best deal, they work for that project alone. If new construction is something that you’re interested, David is definitely a real estate broker that you want on your side. Reach out to us today!

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Real Estate Investing: Step By Step

28/01/2022

This week David and I continue our discussion on the topic of real estate investing because it is important to us that our clients really understand the things that go on behind the scenes. As real es...
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This week David and I continue our discussion on the topic of real estate investing because it is important to us that our clients really understand the things that go on behind the scenes. As real estate brokers our job is to make the process of investing seem effortless and seamless to the clients. Behind every purchase should be weeks, if not months, of work that involve understanding exactly what the client’s goals are, providing detailed analysis of the financial breakdown, and gathering all of the pertinent information about the property before we even schedule a visit. Our goal is to ensure that investors find a property that is aligned with their goals and that they get the most that they can financially out of it. We firmly believe in being there for our clients every step of the way, but most people don’t know that we’ve already done most of the legwork for them before they’ve even set foot in the property. Feel free to reach out to us today for any questions, we’d love to work for you!

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Real Estate Investing and How We Can Help

21/01/2022

This week I’m joined once again by David Leblanc for a topic that we’re both very enthusiastic about: real estate investing. With my own real estate portfolio and property management business, I’ve ac...
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This week I’m joined once again by David Leblanc for a topic that we’re both very enthusiastic about: real estate investing. With my own real estate portfolio and property management business, I’ve accumulated a lot of knowledge that I’m eager to pass along, and David has really taken it upon himself to fill that role with our clients. As real estate brokers we are here to help investors, full-time or not, source the right properties. It’s important for us to be there for our clients, from beginning to end, and to provide them with a game plan to ensure that they’re getting the most they can out of their investment. We have the knowledge and the experience and we want to help you get started off on the right foot. Reach out to us today!

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Pointe-Sainte-Charles: Our Top Recommendations

12/01/2022

The next stop on our tour of Montreal is Pointe-Sainte-Charles. Come along with David Leblanc, Nikita Mukhanov and I as we show you all of our favourite spots. The Pointe has so much to offer in terms...
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The next stop on our tour of Montreal is Pointe-Sainte-Charles. Come along with David Leblanc, Nikita Mukhanov and I as we show you all of our favourite spots. The Pointe has so much to offer in terms of restaurants, bars, cafés, transportation, beautiful mixed-use buildings, and so much more! It’s easy to see why it’s become so popular. Pointe-Sainte-Charles is very important to us, watch to find out why! We have some exciting news! What are some of your favourite things to do in the Pointe? Let us know in the comments below! Featuring: @real.david.leblanc, @nikitamukhanovrealestate, @clarkecafe, @paulpatates, @boomjscuisine, @knoxmtl, @fugazzipizza, @milkywaycocktails, @lecafebloom

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2022 Real Estate Expectations

07/01/2022

2022 Real Estate Expectations Happy new year and welcome back! I’d like to start off this year’s videos with my expectations of what will be going on in the real estate market for 2022. As in the las...
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2022 Real Estate Expectations Happy new year and welcome back! I’d like to start off this year’s videos with my expectations of what will be going on in the real estate market for 2022. As in the last two years, I believe that it will remain in a seller’s market for the time being and prices and interest rates will continue to rise. As we progress through the pandemic, people may start to focus back on city living which will stabilize the cottage country market in the process. As we all had to adapt at being very digital in 2020, real estate brokers are going to have to up their marketing game. Properties are spending more time on the market, and sellers will want to work with a broker who is knowledgable & marketable in order to do the best job for their property. We’re looking forward to this upcoming year and we can’t wait to work with you!

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Holiday Client Appreciation Dinner

24/12/2021

Earlier this month, we had the privilege of hosting an amazing event to show our clients our appreciation for choosing to work with LJ Realties. It was an absolute pleasure to see everyone and being a...
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Earlier this month, we had the privilege of hosting an amazing event to show our clients our appreciation for choosing to work with LJ Realties. It was an absolute pleasure to see everyone and being able to show them just how much they mean to our team and our growing business. It was an amazing year in which we helped over 150 families purchase or sell real estate and we are so excited and proud of the work that we accomplished. We can’t wait to see what 2022 brings us. Thank you to all of our amazing clients!

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Adding An Extension To Your Home: Pros & Cons

17/12/2021

This week I’ll be discussing the prod and cons of adding an extension onto your home. Lately people have caught the renovation bug, and with that comes the urge to add more living space to your existi...
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This week I’ll be discussing the prod and cons of adding an extension onto your home. Lately people have caught the renovation bug, and with that comes the urge to add more living space to your existing home. When confronted with the decision to either add the extension or buy a new property altogether, there are many factors you should be considering. When you buy a new property, you could finance the entire thing. However, you might want to stay in your neighbourhood for the schools or community. Whatever you decide to do, it is so important to seek out the right professionals in order to get the best guidance possible. What are your thoughts on extensions? Let me know in the comments below!

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Westmount: Our Top Recommendations

15/12/2021

Our next stop on our Montreal tour is Westmount. Thew newest addition to our growing team of real estate brokers is Francesca Sgambetterra, who is a Westmount local. There is so much to do and see, fr...
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Our next stop on our Montreal tour is Westmount. Thew newest addition to our growing team of real estate brokers is Francesca Sgambetterra, who is a Westmount local. There is so much to do and see, from the amazing restaurants on the iconic Greene Avenue to the parks and lookouts where you can admire views of the entire city. There’s definitely something great for everyone in this borough. What are you favourite spots to hit in Westmount? Let us know in the comments below! Featuring: @francesca.sgambetterra, @vagoitalien, @bagelsongreene, @westmountsquare, @tavernesquare, @cafegentile, @parkresto, @clinicfacemd

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3 Myths About Today's Real Estate Market

10/12/2021

This week I’m joined by David Leblanc, and we’ll be discussing 3 common myths about today’s real estate market. There are many misconceptions floating around about the market that might dissuade poten...
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This week I’m joined by David Leblanc, and we’ll be discussing 3 common myths about today’s real estate market. There are many misconceptions floating around about the market that might dissuade potential buyers. Don’t be discouraged by what you think might be happening. Instead, find yourself a trusted real estate broker who can help you navigate a market which is currently very fast-paced. It’s not a bad time to buy, it’s a great time to buy. Listing brokers are working in the best interests of their own clients, so we can help you evaluate and bid on the right properties effectively. We have a great team of experienced brokers, book your free buyer’s consultation and get started today!

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Putting Your Best Offer Forward: 5 Tips

09/12/2021

This week, I am joined again by Nikita Mukhanov and he's going to share his 5 tips to help buyers put their best offer forward when the time comes. I've said it before: we are currently experiencing a...
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This week, I am joined again by Nikita Mukhanov and he's going to share his 5 tips to help buyers put their best offer forward when the time comes. I've said it before: we are currently experiencing a heavy seller's market, so buyers are having a tougher time than usual landing their dream home. But it's so important not to get discouraged or to give up. Nikita has had a lot of success with buyers this year and he's sharing some ideas of things you can do things to prepare for your purchase. Get your pre-approval from the bank to show sellers your buying power. When it comes time to submitting the offer, you can create a personalized letter telling the seller about yourself or your family and why the property is perfect for you. Nikita and our team are ready to help you see your homeowner dreams come true! Reach out today for a free buyer's consultation!

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NDG: Our Top Recommendations

01/12/2021

Our next neighbourhood to explore is NDG. Our teammate and NDG local Nikita and I will take you through our favourite spots to hit. This historic and beautiful part of the city has everything you coul...
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Our next neighbourhood to explore is NDG. Our teammate and NDG local Nikita and I will take you through our favourite spots to hit. This historic and beautiful part of the city has everything you could possibly need: from food to entertainment to fitness, we’ve got you covered. What’s your favourite thing to do in NDG? Let me know in the comments below! Featuring: @nikitamukhanovrealestate, @gpark_ndg, croissantmonkland_montreal_, @moutonvertmtl, @orangertheory, @pigeon.cafe, @typhoon_lounge, @pizzapinoli, @yoopub

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Why Your Home Isn't Selling: What's the Problem?

26/11/2021

This week I want to talk about why your home might not be selling in what is a very hot market at the moment. There are a number of factors to consider when you find your property has been sitting on ...
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This week I want to talk about why your home might not be selling in what is a very hot market at the moment. There are a number of factors to consider when you find your property has been sitting on the market for a while with no action. Ineffective marketing will reach less people and diminish traffic on your property. Low-quality photos of a messy home won’t attract buyers either. The most important aspect of all is to price the property properly. An overpriced home won’t sell just because the market is hot. If you’re looking to sell your home, a great first step is to have it evaluated, which we are fully capable of doing. Reach out to us today for your free evaluation!

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Griffintown: Our Top Recommendations

17/11/2021

The next stop on our tour of Montreal is the highly sought-after Griffintown. Follow along with Alexandra and David as they take you through the neighbourhood, shedding light on their favourite spots ...
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The next stop on our tour of Montreal is the highly sought-after Griffintown. Follow along with Alexandra and David as they take you through the neighbourhood, shedding light on their favourite spots that are not to be missed. Let this video be your guide to this bustling and developing borough. What are the things on your Griffintown to-do list? Let us know in the comments below! Featuring: @arosssy, @real.david.leblanc, @boucheriegrinder, @makromtl, @restoleboucan, @manocornutomtl, @bodega_mtl, @griffintownhotel

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The Optimization of a Building - The BRRRR Method

12/11/2021

A few weeks ago, I discussed the BRRRR Method which we use in real estate investments to optimize the property. To refresh your memory, the steps are: Buy, Rehab, Rent, Refinance, and Repeat. Each of ...
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A few weeks ago, I discussed the BRRRR Method which we use in real estate investments to optimize the property. To refresh your memory, the steps are: Buy, Rehab, Rent, Refinance, and Repeat. Each of these steps are important manoeuvres to creating serious value in your real estate investments. Today I wanted to dive in deeper into each of those steps along with some real-life examples. While the method technically ends on the Refinance step, my personal favourite is the Repeat. If you want to grow your real estate portfolio, it’s absolutely necessary to always be thinking of your next project. It’s actually my plan to financial freedom. If you’re ready to try your hand at the BRRRR Method, reach out to us today!

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What Happened to the Montreal Real Estate Market During the Pandemic

05/11/2021

This week I’m here with fellow broker and teammate Nikita Mukhanov to discuss what kind of effects the pandemic had on the Montreal real estate market. Even if you weren’t selling or buying in 2020, y...
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This week I’m here with fellow broker and teammate Nikita Mukhanov to discuss what kind of effects the pandemic had on the Montreal real estate market. Even if you weren’t selling or buying in 2020, you might have heard about the craziness that ensued. With so many shifts in lifestyles, there was a huge demand for homes and not enough supply to satisfy. Paired with the fact that interest rates were so low, this lead to the over-heating of the market. We saw a slight dip at the end of the summer, and then another rise to date. Although unpredictable changes can be intimidating, our team is ready to serve you to the best of our abilities. We not only survived the pandemic, we thrived and we’re ready to guide you through whatever the market may throw at us. Reach out to us today!

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St-Henri: Our Top Recommendations for Everything You Need - Food, Drinks, Health

29/10/2021

Living in Montreal is a real treat, and being a real estate broker in this city gives us the opportunity to discover all of the great things each unique neighbourhood has to offer. We’re starting off ...
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Living in Montreal is a real treat, and being a real estate broker in this city gives us the opportunity to discover all of the great things each unique neighbourhood has to offer. We’re starting off a series of videos where we explore different parts of this city and today I’m joined by fellow broker Amanda Roy to show you all of our favourite spots in the vibrant and bustling St-Henri. What are your favourite spots? Let us know! Featuring: @amandaroy21 @campanellishop @arthursmtl @pizzaadamo @tuckshopmtl @cremeriedallarose @rustiquepies @barbaravi_ @hard_kox_gym @sataybrothers @marcheatwater

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The Biggest Mistakes by Buyers in Today's Market

29/10/2021

This week I am joined by fellow broker and teammate David Leblanc to discuss some of the biggest mistake that we see buyers making. We understand that buyers, first time or not, can have a difficult t...
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This week I am joined by fellow broker and teammate David Leblanc to discuss some of the biggest mistake that we see buyers making. We understand that buyers, first time or not, can have a difficult time navigating through the process. Most of the mistakes that we are seeing all stem from deciding not to work with a trusted real estate broker. Real estate transactions can be complicated, and no two are ever the same. This industry is dynamic and to have someone on your side that knows best practices can be advantageous in so many ways for the buyers. And because commission is payed out by the sellers of a property, we essentially work for you as a buyer for free! So if you’re thinking of getting in the game, or are ready to move on to your next purchase, reach out to us today to team up with our experienced brokers to ensure you have a smooth and successful buying experience.

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Creating Your Real Estate Dream Team

22/10/2021

When it comes to real estate transactions, whether you’re a first-time buyer or not, you’re going to want a highly qualified team of professionals behind you. Every transaction is different and can pr...
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When it comes to real estate transactions, whether you’re a first-time buyer or not, you’re going to want a highly qualified team of professionals behind you. Every transaction is different and can present issues that you may not be prepared or have the knowledge to deal with. That being said, your best bet is to leave the tough stuff to your various professionals: real estate, mortgage, insurance brokers to ensure that your transaction is handled as smoothly as possible. You’re going to want a trusted inspector to ensure the property is in good condition. You’ll need a good notary to underwrite the deal and make all the necessary verifications. Finally, you might even need a property management company to help run your portfolio. Whatever your situation, having the right people on your team is the formula to success. We’d love to join your team, reach out to us today!

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Organizing your Money to Win

15/10/2021

This week I’ll be discussing different ways to organize your money in order to set yourself up for success. It involves putting an emphasis on different strategies, such as budgeting. While no one rea...
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This week I’ll be discussing different ways to organize your money in order to set yourself up for success. It involves putting an emphasis on different strategies, such as budgeting. While no one really enjoys it, budgeting is the absolutely necessary first step. Having multiple bank accounts assigned to different aspects of your budget will help you to stay organized and on top of different payments you will have to make. Most banks allow you to make transfers free of charge between accounts, so you can move the money around as needed. Reckless spending can be avoided when all that’s in the assigned bank account is what you have to work with. What are some of your budgeting tips? Let me know in the comments below!

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Understanding the Inspection Report

08/10/2021

This week I will be discussing the inspection report. Following an inspection on a home, we receive the report from the inspector which we use to make decisions at that phase of a real estate transact...
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This week I will be discussing the inspection report. Following an inspection on a home, we receive the report from the inspector which we use to make decisions at that phase of a real estate transaction. It’s important to remember that inspectors write the report based on what they saw that day, and it’s their job to best represent the current state of the property. To the uninformed eye, a report may appear alarming and even aggressive, which is why we recommend that buyers be present for the inspection. The inspector may have said on the day that the problem should be addressed in a couple of years. If you only see it written on the report it could trigger a reaction that situation doesn’t warrant. So be there for the inspection, listen carefully, and trust your broker to be able to analyze and explain the report to you if and when you need the extra help.

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What is your “Why”?

01/10/2021

This week I’ll be discussing a topic that came up in a discussion with a colleague. After being away for two weeks, they realized the amount of things I tackle during the day and they wanted to know w...
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This week I’ll be discussing a topic that came up in a discussion with a colleague. After being away for two weeks, they realized the amount of things I tackle during the day and they wanted to know what my motivation was, and how I bring the energy that I do. My answer is actually in the form of a question” “Why?”. Why do we choose to do certain things? What motivates us? What is the one thing that we want to accomplish? If you have a purpose as a driving force behind your actions, you will find yourself putting in the work necessary in order to achieve it. So think about, be introspective, take some time to reflect, write it down for yourself: what is important to you? What do you need to do to achieve it? Make it tangible. So what is your “why”? Let me know in the comments below!

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Analysis Paralysis - Overcome Your Overthinking

24/09/2021

This week, I’ll be discussing something that can happen to anybody when it comes to investing in real estate: analysis paralysis. This phenomenon occurs when you cannot make a decision because you are...
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This week, I’ll be discussing something that can happen to anybody when it comes to investing in real estate: analysis paralysis. This phenomenon occurs when you cannot make a decision because you are overthinking and get lost in the details. By getting bogged down and wanting answers to all your questions before making a move, it can mean that you never end up making that move at all. In no way should you skip your due diligence, but the only way to get over it is to jump in. Like anything in life: if you want to get something done, you have to overcome your overthinking and just start. We can help guide you through the details and questions that may be stopping you when it comes to real estate investments, so reach out today and make your move!

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What Should Your First Investment Be?

17/09/2021

This week I’ll be discussing a question I get often: what should someone’s first investment be? The short answer is: it depends. There are numerous variables to consider that will point everyone in a ...
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This week I’ll be discussing a question I get often: what should someone’s first investment be? The short answer is: it depends. There are numerous variables to consider that will point everyone in a different direction depending on their situation. Your financial situation will dictate what kind of real estate you can invest in. Your desired level of involvement and availability of time will also point you one way or another. Any investment in real estate can be a great investment as long as you are selecting the best option for yourself and your situation and doing the proper due diligence. If you’re looking for some direction for your first investment, reach out to us today!

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The Differences Between Passive and Active Investments

10/09/2021

This week I will be discussing the differences between passive versus active investments. Simply put, a passive investment is a vehicle where you don’t put much, if any, work in and you receive some k...
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This week I will be discussing the differences between passive versus active investments. Simply put, a passive investment is a vehicle where you don’t put much, if any, work in and you receive some kind of payment or cash flow from it. Active investment is the opposite: you are very much involved in the activity day-to-day in order to get paid. It is so important when considering your retirement to ensure that passive investment vehicles are in place so that you can enjoy the same quality of life when you are at a place where you no longer wants to be actively working. What are some of your passive and active investment strategies? Let me know in the comments below!

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My Morning Routine

07/09/2021

I attribute a lot of my success to good habits. One of the best habits I picked up back in 2017 was consistently waking up early. Over time, my wake up has gotten earlier and earlier. Mornings, aren't...
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I attribute a lot of my success to good habits. One of the best habits I picked up back in 2017 was consistently waking up early. Over time, my wake up has gotten earlier and earlier. Mornings, aren't for everyone, but I've come to realize that mornings are the only time I have full control of my schedule. Things inevitably come up later in the day. Starting my day at 5:45am allows me to focus on my priorities before the rest. Shout out to my family at Hard Knox Gym in St-Henri, and my trainer Christian Hip!

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The 3 Parts to Real Estate Return

03/09/2021

This week I am discussing the three parts to a real estate return. When it comes to investment properties, most people may only think of the first two parts: appreciation and cash flow. But there is s...
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This week I am discussing the three parts to a real estate return. When it comes to investment properties, most people may only think of the first two parts: appreciation and cash flow. But there is something else to consider: the capital pay-down. You will be receiving rent and paying down your mortgage, which is two-tiered, the capital and interest portions. Initially they will start off as roughly 50-50 amounts and as your mortgage gets paid off more and more, you will be paying down more of the capital portion than the interest portion. When considering how much money you could be making, it is important to consider which of the three parts is the most important to you, as every investor prioritizes differently. Which do you think is most important? I’d love to hear from you in the comments below.

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Accountability - Meeting Your Own Expectations

27/08/2021

This week I will be discussing accountability and it’s impact and importance in regards to your goals. The subject of accountability ties in to the previous videos about mentors and goal setting, so f...
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This week I will be discussing accountability and it’s impact and importance in regards to your goals. The subject of accountability ties in to the previous videos about mentors and goal setting, so feel free to check those out as well. When it comes to our goals, the purpose of having a mentor or coach is to have someone there to make sure you show up and make sure that you achieve what you set out to do. Generally we are more likely to perform when someone is there to put us in the hot seat by asking us about our progress, ultimately, holding us accountable. Accountability is something I believe in strongly, what are your thoughts? Comment below!

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Goal Setting - Set Yourself Up For Success

20/08/2021

This week I will be talking about goal setting: what it is, why it’s so important, and what it can lead to. When asking yourself what’s important to you and what you want to accomplish, don’t think sm...
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This week I will be talking about goal setting: what it is, why it’s so important, and what it can lead to. When asking yourself what’s important to you and what you want to accomplish, don’t think small. My first tip is: set large goals and don’t be afraid to think bigger. Even if you don’t quite achieve it, I believe that you will go a lot further than you initially thought was possible when reaching for that bigger goal. Secondly, make sure you are tracking your progress. When you are able to track your progression, you will be able to more clearly understand your results. You will gain and understanding of where you’re heading, how you want to get there, and who you need to get there. What’s your goal setting process? Comment below!

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What Happens If You Fall In Love With Your Flip?

13/08/2021

This week I will be discussing a questions I received from someone who flips homes for a living: what should you do if you fall in love with a home you’ve flipped? This person would flip a home, live ...
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This week I will be discussing a questions I received from someone who flips homes for a living: what should you do if you fall in love with a home you’ve flipped? This person would flip a home, live in it for a year (to avoid capital gains tax) and sell it to create capital in order to move on to the next flip. Falling in love with the home and deciding not to sell it might mean you don’t have the capital to buy your next project. Two weeks ago, I discussed how to to find money for your real estate deals so let’s take a look at this options. You can refinance the home to get some money back from the bank, you can borrow from or partner with others to regain the capital you’ve been using. There are always solutions, it’s just a matter of figuring out which works best for you. What would your suggestions be? Comment below!

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Mentorship - The Importance & Effects

06/08/2021

This week I will be discussing mentors and the ways that mentorship has changed my life. Although I was doing well in real estate, having the guidance and assistance to implement functional systems an...
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This week I will be discussing mentors and the ways that mentorship has changed my life. Although I was doing well in real estate, having the guidance and assistance to implement functional systems and tangible goals is what really pushed me to the next level. It was through an organization and their program that I was able to meet some key people who had already done what I wanted to do, allowing me to meet my goals much faster. Mentorship can come from anywhere, you don’t necessarily have to subscribe to a program. A mentor can be anyone who is a few steps ahead of you in your field, be it business or life. Surround yourself with people always looking to move forward, and you will find yourself rising to meet them on their level.

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Investing in Real Estate: How to Find the Money

30/07/2021

This week I will be discussing a questions I get frequently: how and where to find money for your real estate investments. When you are starting out in real estate investing, it is often the case that...
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This week I will be discussing a questions I get frequently: how and where to find money for your real estate investments. When you are starting out in real estate investing, it is often the case that you may not have the capital that you’ll need. If this is the case, there are a number of ways to find money to make your investments possible. You can ask the people around you to obtain a loan. You can take on more work in order to create the extra income yourself. Once you have some investing experience, you can partner with others and use the combined funds to make the purchases you want. There is always a way to get it done, and if you need any more tips and tricks don’t hesitate to reach out to us today!

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The Effect of Being Self-Employed

23/07/2021

This week I will be discussing the effects of being self-employment from an investment perspective. While being self-employed comes along with many different benefits, there are important things to co...
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This week I will be discussing the effects of being self-employment from an investment perspective. While being self-employed comes along with many different benefits, there are important things to consider. Most importantly, your standing with the bank will change. You’ll be viewed as more of a risk and may have a more difficult time getting a loan from a bank. When purchasing an investment property, my recommendation is to stay in your current job, if possible, to facilitate getting the loan from the bank to potentially take advantage of better terms. When it comes to financing as a self-employed investor, it is important to understand all the risks. So if you have any questions, don’t hesitate to reach out!

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The BRRRR Method

16/07/2021

This week I’ll be discussing another real estate investment optimization strategy: the BRRRR Method. I touched on it briefly a couple of weeks ago when discussing whether to hold or flip properties. T...
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This week I’ll be discussing another real estate investment optimization strategy: the BRRRR Method. I touched on it briefly a couple of weeks ago when discussing whether to hold or flip properties. The BRRRR stands for: Buy, Rehab, Rent, Refinance, and Repeat. Each part of it represents an important step in optimizing an investment property in order to create value. The BRRRR is the strategy of Buying the right property, Rehabilitating or renovating the aesthetics. Then on to Renting to create cashflow, and Refinancing to recapture the investment. You can then Repeat the process. Not every property can be BRRRR’d, so if you need help getting started in your search and going through the steps, reach out to us today!

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Montreal's Best Coffee Shops

13/07/2021

Being a real estate broker in Montreal has allowed me to explore the city in depth and appreciate all it has to offer. I will now begin sharing with you some of my favourite spots in and around the ci...
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Being a real estate broker in Montreal has allowed me to explore the city in depth and appreciate all it has to offer. I will now begin sharing with you some of my favourite spots in and around the city, starting with coffee shops. When hanging out in the Sud-Ouest and Old Port, my go-to’s are: - September Surf Cafe - https://www.septembersurf.com - Clarke Café https://clarkecafe.com - Café Olimpico | Montreal - https://cafeolimpico.com What are your faves?

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Smith Manoeuvre

09/07/2021

This week is part two of my Investment Series, and I will be discussing what is called the “Smith Manoeuvre”. This investment tactic allows you to take interest on your principle residence and make it...
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This week is part two of my Investment Series, and I will be discussing what is called the “Smith Manoeuvre”. This investment tactic allows you to take interest on your principle residence and make it tax deductible. Of course, there are conditions that must be respected, and it should only be used when you are creating a business or invest in property in order to create an investment income. While this allows you to tap into an equity source that most people have but haven’t really discovered, you have to be very careful. Be sure to actively track all your moves and paperwork to avoid any potential issues if you get audited. I would highly recommend consulting an accountant to be sure you are making the right moves. Be sure to follow us next week for more tips and tricks, and don’t hesitate to reach out with any questions!

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To Hold or to Flip?

02/07/2021

This week, I am starting something new: my Investment Series, where I will be discussing different real estate investment strategies that I’ve picked up and used, and want to share with you. Today’s t...
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This week, I am starting something new: my Investment Series, where I will be discussing different real estate investment strategies that I’ve picked up and used, and want to share with you. Today’s topic is whether to buy and hold a property or to flip it. While there are advantages to both, it really depends on your situation and your plans for the future. A flip will bring a more substantial payout, but you’ll need to be more careful with your investment going in and ensure your calculations are correct in order to make your money. A buy-and-hold is a great way to add on to an already existing income and make a long-term play in the real estate market. Whatever your plans may be, you can always reach out to us to guide you in the right direction!

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What Happens if the Market Crashes?

25/06/2021

This week I’ll be discussing an interesting question: what were to happen to my real estate investment if the market drops in the next couple of years? If you are planning on staying in your home, the...
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This week I’ll be discussing an interesting question: what were to happen to my real estate investment if the market drops in the next couple of years? If you are planning on staying in your home, there is no real impact. However, if you were planning on selling or refinancing, you might find yourself slightly more constrained than you would be in the hot market we’re currently in. I believe that the prices will continue to steadily go up for the next couple of years and do not predict that there will be a severe correction. You should be staying in the money even if you’re selling in a cooler market. As a general rule, interest rates don’t spike heavily in Canada in order to protect the general population. While we will always see increases in interest rates, they will be slight and steady in order to achieve a more balanced market. If you have any questions or concerns, reach out to us today for questions and help understanding your options in order to make informed and smart moves!

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Condos Indivise vs Condos Divise - Comprendre Les Différences

18/06/2021

Cette semaine, je vais discuter des différences entre l'achat d'un condo divise versus indivise. C'est un sujet assez particulier au Québec, et peu de gens comprennent bien les différences. Il faut d'...
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Cette semaine, je vais discuter des différences entre l'achat d'un condo divise versus indivise. C'est un sujet assez particulier au Québec, et peu de gens comprennent bien les différences. Il faut d'abord comprendre de quoi vous devenez propriétaire. Les condos divises ont chacun leur propre numéro de lot, et donc, à l'intérieur d'un immeuble, vous êtes responsable et taxé en fonction des spécificités de votre lot. Dans un condo indivise, vous devenez copropriétaire de l'ensemble de l'immeuble et vous êtes responsable de votre pourcentage. Il existe des différences dans le financement: le montant de la mise de fonds nécessaire et les institutions que vous pouvez choisir pour votre hypothèque. Il est important de savoir que vous ne pouvez pas non plus louer un appartement dans une copropriété indivise. Ces éléments sont très importants à considérer avant de faire votre achat. Si vous avez besoin d'aide pour vous y retrouver dans ces différences, n'hésitez pas à nous contactez aujourd'hui!

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Waiving Conditions - Concerns & Repercussions

11/06/2021

This week I’ll be discussing a very important topic: waiving conditions. In the current market, it has become increasingly competitive to get your offer accepted because of the lack of inventory. Some...
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This week I’ll be discussing a very important topic: waiving conditions. In the current market, it has become increasingly competitive to get your offer accepted because of the lack of inventory. Some buyers opt to waive certain conditions when submitting their offer in order for it to be more appealing to the sellers. By waiving conditions, you are essentially surrendering your right to do proper due diligence on what is usually the biggest transaction of your life. While in some cases an inspection is not absolutely necessary, such as when a recent report already exists or it is a brand new property, I am rarely comfortable waiving it because by doing so you are not being a prudent buyer. It is more favourable to look for longer and put in the work to know everything you can about the property so you can be covered, should any issues arise in the future. If you’re a buyer and need help navigating when to waive conditions or not, reach out to us today!

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“Househacking” - Acheter & Sous-Louer

04/06/2021

Cette semaine, je vais vous parler d'un sujet intéressant appelé "Househacking". Le househacking est un terme utilisé lorsqu'une personne achète une propriété et sous-loue une ou deux chambres. Cela p...
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Cette semaine, je vais vous parler d'un sujet intéressant appelé "Househacking". Le househacking est un terme utilisé lorsqu'une personne achète une propriété et sous-loue une ou deux chambres. Cela peut s'appliquer aux maisons, aux condos, et même aux places de stationnement. C'est une pratique utile parce que les loyers perçus de la sous-location peuvent être utilisés pour compenser les coûts liés à la propriété: hypothèque, taxes, assurance, et génère un flux de revenues pour la propriété où il n'y en aurait pas eu auparavant. Le househacking peut être appliqué à n'importe quel type de propriété: que vous louiez plusieurs pièces d'une maison ou la deuxième chambre d'un appartement. En créant un flux de revenus sur des parties du logement que vous n'utilisez peut-être pas, vous vous procurez les fonds nécessaires à l'achat du logement suivant et à la création de votre portefeuille immobilier. N'hésitez pas à nous contacter si vous avez besoin d'aide pour "hacker" votre maison!

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Montreal Real Estate Statistics Updates - April 2021

21/05/2021

I’m here this week with the Montreal real estate statistics update for April 2021. This was another really hot month for the market, especially when compared to the stats of April 2020. Sales and pric...
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I’m here this week with the Montreal real estate statistics update for April 2021. This was another really hot month for the market, especially when compared to the stats of April 2020. Sales and prices are up for properties across the board on the island: Single-family homes by 39%, condos by 18%, and multiplexes by 14%. The increase in price that we’re seeing is due to the fact that there is so little inventory on there market, there are currently a lot of buyers, and interest rates are going down. If you’re worried that the market will be this way forever, don’t be! There is simply not enough supply to absorb the demand right now, which has led to the numbers that we are currently seeing. We can expect to see a second waive of buyers coming into the market soon. All foreign buyers are likely to heat the market up a bit more when the borders open up. This will likely happen in September, right in line with back to school for university students. So I predict the market may stay crazy for another year or two. If you need help navigating, don’t hesitate to reach out!

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Real Estate Investing Close to Home - Advantages, Disadvantages & Solutions

14/05/2021

This week I’ll be focusing on a question I mostly get from my real estate investor clients: should you invest in a property close to your own home? I think it’s important to live relatively close to y...
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This week I’ll be focusing on a question I mostly get from my real estate investor clients: should you invest in a property close to your own home? I think it’s important to live relatively close to your investment property to allow for access in case of any emergencies. That being said, it can be beneficial to keep your distance as well so you don’t have your tenants knocking on your door for issues that are not necessarily pressing and keep your boundaries in the landlord-to-tenant relationship. Another option is to hire a property manager and remove yourself entirely from the equation so that you don’t have to worry about how close or far you are. This particular option is a necessity for those investing in other cities. The important thing to consider when hiring a property manager is whether it fits into the scope of your investment and if it works with your investment projections. Feel free to reach out to us for help with any of your property management needs! We have the experience and are ready to help!

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Understanding Condo Fees

06/05/2021

This week I will be talking about condo fees: what are they and why are they so important to factor in when considering a purchase? Condo fees typically cover anything from maintenance to insurance co...
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This week I will be talking about condo fees: what are they and why are they so important to factor in when considering a purchase? Condo fees typically cover anything from maintenance to insurance costs of a building. A portion of condo fees go into a contingency fund that covers unforeseen circumstances, such as repairing the roof or replacing the windows. Buyers can get excited when they come across a building with low condo fees, but beware that this could mean management planned poorly: they may have tried to keep costs low at the expense of not being properly prepared for unsuspected issues that may arise. Whether you’re an investor or an owner-occupant it is essential to look at the condo fees and ask the right questions: what is included in the fees and how much money is in the contingency fund? Will it be enough to cover extra costs that may come your way? Make sure you get the full picture! Reach out to us with any questions you may have!

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Cottage Country - Considering You Investment in the Current & Future Market

06/05/2021

This week I will be addressing the curent market situation in cottage country. Because of COVID and stay-at-home orders, more and more people have turned their real estate interests towards cottage co...
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This week I will be addressing the curent market situation in cottage country. Because of COVID and stay-at-home orders, more and more people have turned their real estate interests towards cottage country to change up their surroundings. This increased demand in cottages has changed the game, creating multiple-offer and overbidding situations in a previously stable market. There’s less options in terms of inventory and price negotiation, but when things go back to normal and people flock back to the city the prices will once again shift. In this climate, it is important to understand what kind of investment you are making and what you want to get out of it. Consider something you will be willing to hold on to for a long time, stay strong on your price point to make sure you’re always in the money. Let us know about your experiences below!

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Montreal Real Estate Statistics Updates - March 2021

23/04/2021

This week I have the Montreal real estate statistics update for March 2021. Compared to March 2020, everything is up. On the island of Montreal, single-family homes by 33%, condominiums by 5%, and mul...
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This week I have the Montreal real estate statistics update for March 2021. Compared to March 2020, everything is up. On the island of Montreal, single-family homes by 33%, condominiums by 5%, and multiplexes by 10%. The reason we’ve seen a smaller increase in condominiums can definitely be attributed to COVID compressing the downtown Montreal market. Travel restrictions are halting foreign investments, office buildings are still closed and more people are working from home. However, if we look at the Greater Montreal area condo sales are actually up 21% compared to March 2020. We will continue to update you when the Q1 statistics are released. Let us know your thoughts below!

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Building your own Home

16/04/2021

This week I’ll be talking about building your own home. In this strong seller’s market that we’ve been experiencing in Montreal. Some people are considering building their own home instead of getting ...
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This week I’ll be talking about building your own home. In this strong seller’s market that we’ve been experiencing in Montreal. Some people are considering building their own home instead of getting caught up in multiple-offer situations or bidding wars. While this may seem like a good idea, there are many factors to take into consideration before committing to this process. Financing can be difficult to get if you are doing this for the first time and aren’t backed by reputable builders, contractors and architects. Another thing to consider is the size of the task and the time it will take to to get everything done: you might be looking at a wait of up to a year and a half before you have a home. While the current market can be frustrating for buyers, you can trust us with the process and our ability to guide you through it. Reach out to us today!

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Two Triplex vs One Sixplex

16/04/2021

This week I’ll be discussing the difference between purchasing two triplexes versus one sixplex. It would be normal to assume that the same amount of units equals the same amount benefits. However, my...
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This week I’ll be discussing the difference between purchasing two triplexes versus one sixplex. It would be normal to assume that the same amount of units equals the same amount benefits. However, my personal preference would be to keep everything under one roof - meaning any repairs or replacements would be taken care of in one building instead of two. When it comes to financing, generally a simplex will require commercial financing and looking at the potential revenue the property will be bringing in. This means more math, more calculations, etc. There are different pros and cons to either option, and it really depends on what you’re looking for. We have the experience to help you make the best choice for yourself either way, so feel free to reach out to us today!

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Ways to Maximize Your Rental Revenue

09/04/2021

This week I’ll be talking about different ways you can maximize your rental revenue if you’re a landlord, or to offset your rental costs as a tenant. For landlords, if you’ve got a unit that includes ...
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This week I’ll be talking about different ways you can maximize your rental revenue if you’re a landlord, or to offset your rental costs as a tenant. For landlords, if you’ve got a unit that includes a storage locker and a parking spot, you might want to consider renting them out separately to get a larger monthly rent than you would if you rent them out as one piece. With more Montrealers working from home than ever, some of you may find that you no longer need your cars. If your unit includes a parking spot that you are no longer using, consider the advantage of renting it out to a neighbour to help offset your own rental payments per month. Whatever your needs or questions are as landlords or tenants, we have a lot of experience and are here to help. Reach out to us today!

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Pre-Approval

26/03/2021

This week, I will be talking about the Pre-Approval. In the current Montreal real estate market, we’re seeing a lot of multi-offer situations and it’s becoming increasingly important to show how serio...
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This week, I will be talking about the Pre-Approval. In the current Montreal real estate market, we’re seeing a lot of multi-offer situations and it’s becoming increasingly important to show how serious you are when submitting an offer. The first step in your search for a property should be to have your pre-approval in-hand. Rates are ever-changing and decreased a lot over the last year until the recent increases this month. This means that most people’s purchasing power has gone up or down depending when they last updated their pre-approval. In order to ensure that you remain a competitive player, speak to your mortgage specialist so you have an update in regards to what you can actually get for financing. This will ensure you know how much you can offer when bidding for your potential home. Reach out to us today in order to get started off on the right foot!

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How Couples Split Ownership of Investments

19/03/2021

This week I will be discussing an important topic: how couples can split the ownership of investments. If a couple has different amounts of money saved up to put into a property, be it a first home or...
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This week I will be discussing an important topic: how couples can split the ownership of investments. If a couple has different amounts of money saved up to put into a property, be it a first home or investment, there are options available to fit your needs. Ownership can be split on the deed on sale, separate agreements can be drawn up in order to specify the initial pay-outs. We have a lot of experience preparing these sort of things and would love to help you! Reach out to us and we will find the best solution for you.

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Should a Small Business Invest in Real Estate?

12/03/2021

This week I will be discussing whether small businesses should invest in real estate. My answer is yes, absolutely! There is a lot to be said about owning your own space - there are both financial and...
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This week I will be discussing whether small businesses should invest in real estate. My answer is yes, absolutely! There is a lot to be said about owning your own space - there are both financial and maintenance benefits: getting into the market and having a company asset that will continue to grow, and knowing that no one will take better care of your space than you! Factor in the security of knowing that you are safe from having to suddenly relocate and it’s really a no-brainer. Feel free to reach out to us on advice on how your company can get started in the market today! Drop a comment below to let us know your thoughts.

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Should a Student Invest in Real Estate

05/03/2021

This week I will be discussing an interesting question I received: should you start investing in real estate today? Simply put, yes! Real estate is like any other investment: invest, provide general m...
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This week I will be discussing an interesting question I received: should you start investing in real estate today? Simply put, yes! Real estate is like any other investment: invest, provide general maintenance and you will start to see the appreciation. No matter what your situation is, or where you’re at in your career, the time to invest in real estate is now. There are countless ways to start your portfolio. Let us guide you in taking that first step.

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Non-Resident Buyers in Montreal

26/02/2021

This week I discuss how foreign, specifically non-resident buyers can purchase property in Montréal, QC. Most people think they absolutely need a PR card before they can start shopping for a home, wit...
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This week I discuss how foreign, specifically non-resident buyers can purchase property in Montréal, QC. Most people think they absolutely need a PR card before they can start shopping for a home, with a 5-20% downpayment instead of a 35% foreign buyers minimum. This is NOT the case. The main requirement is having at least 12 months left on your work permit, and being bale to show good payment habits. Reach out to schedule your free, no-obligation buyers consultation. It would be our pleasure to walk you through the process!

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January 2021 Stats Update

19/02/2021

This week I have a quick update on the Montreal Real Estate January statistics that were released – and I have some exciting news: we have set a record for the most transactions EVER in January in the...
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This week I have a quick update on the Montreal Real Estate January statistics that were released – and I have some exciting news: we have set a record for the most transactions EVER in January in the Greater Montreal Area. Sales are up 17% and active listings are down 25% meaning we are in a seller’s market and they are the ones running the negotiations. When we compare sales of January 2021 versus 2020, price is up 23% due to the fact there is less inventory out there. This market is red-hot and if you want to get involved, feel free to reach out to us! Stay tuned for our February update and drop a comment below to let us know your thoughts.

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Has my Home Increased in Value??

12/02/2021

In this week’s video, I’ll be talking about knowing your home’s value. Whether you’re thinking of selling your property, refinance opportunities towards increasing your real estate portfolio, or just ...
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In this week’s video, I’ll be talking about knowing your home’s value. Whether you’re thinking of selling your property, refinance opportunities towards increasing your real estate portfolio, or just want to have a better understanding of what your home might be worth in the current market – it is always important to be in the know. With the price appreciation we have seen in across Montreal the past five years, understanding your property’s potential value is an important start no matter what your next move might be. Comment below to let us know your thoughts and feel free to reach out to us for a free evaluation of your property today!

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2020 Year End - Market Update

06/02/2021

In this week’s video, I give you a market update of the Greater Montreal Area covering all of 2020. Not only have prices gone up but sales are booming and there’s no sign of the market slowing down. H...
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In this week’s video, I give you a market update of the Greater Montreal Area covering all of 2020. Not only have prices gone up but sales are booming and there’s no sign of the market slowing down. Homes have been trading hands, and every type of property is up at least 15%. With promising advancements in vaccines and interest rates lower than last year, we expect 2021 to be another big year! If you’re interested in getting your own real estate portfolio started, feel free to reach out to us! Comment below to let us know your thoughts.

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Meet the team feat. Amanda Roy

29/01/2021

This week we're interviewing Amanda Roy, Residential Real Estate Broker and Office Manager at LJ Realties. She's been with the team since February 2019. Her role has evolved over the years. She start...
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This week we're interviewing Amanda Roy, Residential Real Estate Broker and Office Manager at LJ Realties. She's been with the team since February 2019. Her role has evolved over the years. She started off as an admin, grown into office manager, and recently got licensed as a residential real estate broker. If you've worked with us in the past 2 years, I'm sure you've had an opportunity to speak with Amanda. As she starts her new roles at the company I can't wait to see what 2021 has in store for her! Comment below if you've had the opportunity to work with Amanda!

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Meet the Team feat. Nikita Mukhanov

22/01/2021

This week we're interviewing Nikita Mukhanov, Residential Real Estate Broker at LJ Realties. He's been with the team since February 2019 and was last year's Rookie of the Year! Nikita will always be t...
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This week we're interviewing Nikita Mukhanov, Residential Real Estate Broker at LJ Realties. He's been with the team since February 2019 and was last year's Rookie of the Year! Nikita will always be the hardest working guy in the room. He refuses to let anyone outwork him which is an invaluable asset for his clients. Last year he was warming up, this year he's ready to shine! Comment below if you've had the opportunity to work with Nikita.

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Meet the Team ft. Alexandra Ross

08/01/2021

I'm very excited to share with you our meet the team series to start the year! It's a quick way to meet some of the LJ Realties team before seeing them on the field. This week we're interviewing Alexa...
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I'm very excited to share with you our meet the team series to start the year! It's a quick way to meet some of the LJ Realties team before seeing them on the field. This week we're interviewing Alexandra Ross, Residential Real Estate Broker. She's been with the team since September 2019 and was awarded our team player award last year! I can't wait to see what 2021 has in store for her!Comment below if you've had the opportunity to work with Alexandra!

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Happy Holidays from LJ Realties

24/12/2020

🎅🏼 In this weeks video, I tell the story of how our Christmas baskets came to be! LJ Realties usually hosts a big dinner party for all of our clients who purchased or sold properties with us throughou...
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🎅🏼 In this weeks video, I tell the story of how our Christmas baskets came to be! LJ Realties usually hosts a big dinner party for all of our clients who purchased or sold properties with us throughout the year. That was not in the cards this year with the ongoing restrictions. The team quickly pivoted and put together beautiful holiday baskets with products from only local Montreal companies. We encourage all of our viewers to support local in an effort to help out. Comment below your favourite product featured in the basket! 🎁🎄

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Multiple Offers - How to Attack the Situation

18/12/2020

This week I discuss multiple offer situations and how to tackle them. The Montreal real estate market has been very busy and this has led to several multiple offer situations. Everyone has an opinion ...
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This week I discuss multiple offer situations and how to tackle them. The Montreal real estate market has been very busy and this has led to several multiple offer situations. Everyone has an opinion on how to tackle this, and today I share mine. I believe in having the first mover advantage. It’s always best to be the first offer in. By doing this we get the ball rolling and find out how many other bidders are willing to get into a multiple offer situation. More times than not, people who submit an offer knowing that there is already an offer on the table are submitting strong offers. The main reason I do this, is to avoid submitting a stronger than necessary offer simply because a low ball bidder submitted before us. When you submit first, most low-ballers decide to wait and see what will happen with the offer before submitting. Thank you for watching, comment your favourite strategy below.

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Winter Shopping - Things to Look for when House Hunting in the Winter Months

11/12/2020

This week I discuss some of the factors we have to consider when buying a property in the winter months due to our Canadian winters. When purchasing a property in Montreal, QC during the winter months...
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This week I discuss some of the factors we have to consider when buying a property in the winter months due to our Canadian winters. When purchasing a property in Montreal, QC during the winter months it's important to consider what we can't see due to several factors. After snowfalls a lot of the elements of a home are covered, roof, foundation, parging, etc. After 4pm we no longer have natural light for most of the winter. These factors play a large role in how we see a home and ultimately how we decide to proceed. Whenever possible, I recommend seeing a home in daylight to get the best possible look. Comment below if you've had to offer on a home after only 1 visit in the dark?

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House Hacking - Your Guide to Living for Free

04/12/2020

In this weeks video I explain House Hacking. House hacking is the easiest way to live for free or almost free. I explain how it works and the benefits that come from it. Like anything in life, there’s...
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In this weeks video I explain House Hacking. House hacking is the easiest way to live for free or almost free. I explain how it works and the benefits that come from it. Like anything in life, there’s no free lunch. It comes with its own sacrifices, but if you’re looking to get closer to financial freedom I highly recommend it. I have a few friends that have used this technique to acquire over 10 properties, and they’re continuing to grow their portfolio. It is the best way to start growing your portfolio when you’re young and don’t have dependants living with you. Let me know below if you would consider house hacking!?

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Cottage Country - What to consider before buying a cottage

28/11/2020

This week I discuss cottage country! With the pandemic there has been a huge spike in demand for cottages. These have been unprecedented times, and the Laurentian and Eastern townships have capitalize...
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This week I discuss cottage country! With the pandemic there has been a huge spike in demand for cottages. These have been unprecedented times, and the Laurentian and Eastern townships have capitalized. Lots of residents of the Greater Montreal Area have opted to purchase their little piece of paradise. Like many of our clients, you may have considered purchasing one yourself! Buying a chalet is an awesome idea, but it’s important to note that there are several differences between cottages and homes in the city. In this video I outline some of the main differences to consider. Do you prefer the cottage life or city life? 🏡 🏢

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Q3 2020 Market Update

20/11/2020

I’m super excited to be relaunching our weekly real estate videos! This week I’m giving a quick market update. This year continues to stay hot in the real estate world. Most other things are on pause,...
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I’m super excited to be relaunching our weekly real estate videos! This week I’m giving a quick market update. This year continues to stay hot in the real estate world. Most other things are on pause, but real estate definitely has not been. Over the last 12 months every type of property is up over 10% in the Greater Montreal Area, over 11% on the island of Montreal, and a minimum of 14% in the South-West of Montreal. The main drivers have been low interest rates, and buyers wanting more space. With the pandemic, buyers have had the time to analyse their actual needs and have shifted their spending in that direction. As always, reach out for all your Montreal real estate needs. Drop a comment below to let us know your thoughts.

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Market Update

22/05/2020

In this weeks video, I cover the market situation since the reopening the real estate market on May 11. Things have picked up right where they left off in March! We’re seeing a lot of multi-offer situ...
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In this weeks video, I cover the market situation since the reopening the real estate market on May 11. Things have picked up right where they left off in March! We’re seeing a lot of multi-offer situations with prices ending well above asking price - in line with our earlier prediction. If you’re thinking of selling, now is the time! Comment below if you have any questions.

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COVID 19 & Property Visits

21/05/2020

In this weeks video I discuss the current rules and regulations 📃 for visiting property in Quebec. I cover tenants rights, and guidelines for scheduling visits as well as hygienic measures to respect ...
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In this weeks video I discuss the current rules and regulations 📃 for visiting property in Quebec. I cover tenants rights, and guidelines for scheduling visits as well as hygienic measures to respect during the visit. Comment below👇🏼 if you have questions about real estate in Montreal

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Tenants & COVID-19

11/05/2020

In this weeks video, I discuss some of the questions I’ve been receiving from clients - particularly investors. Many have asked if tenants have been struggling to pay rent, if we've had issues collect...
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In this weeks video, I discuss some of the questions I’ve been receiving from clients - particularly investors. Many have asked if tenants have been struggling to pay rent, if we've had issues collecting it, or if tenants have been asking for a deferral‘s. Watch this weeks video to see how we’ve been dealing with the current situation!

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Montreal Market Update

06/03/2020

This week I discuss the current Montreal real estate market. A lot of things have changed in the last 12 months. I’ve been a broker for 12 years now, and I have never seen these market conditions. Pro...
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This week I discuss the current Montreal real estate market. A lot of things have changed in the last 12 months. I’ve been a broker for 12 years now, and I have never seen these market conditions. Properties are flying off the shelves and with this come a whole new set of guidelines. - We’re seeing most properties only be available for viewings once or twice before they are receiving offers. - These visits are typically open house style or by appointment and typically involve line ups and a lot of people - I don’t see it slowing down… We’re currently experiencing a “perfect storm” - Interest rates dropped even more this week Clients keep asking, am I too late to the party? NO! You need to get into the market to ride the wave. Even when it eventually stabilizes and returns to more stable appreciation (1-2 years minimum), you will still be seeing great returns. I am personally a buyer in this market, and believe in the continued growth that we will be seeing!

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Buying vs. Building

21/02/2020

This morning I went for a haircut, and my barber asked me about buying a plot of land to build a home on. In this video I discuss buying a lot, the challenges and compare building your own home to buy...
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This morning I went for a haircut, and my barber asked me about buying a plot of land to build a home on. In this video I discuss buying a lot, the challenges and compare building your own home to buying a home that’s already built. I weigh some of the advantages and disadvantages of each. Would you prefer to build your own home or buy something on the market? Comment below!

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¿Cómo se determina el valor de una propiedad?

05/02/2020

Esta semana, hablo sobre cómo mi equipo valora las diferentes propiedades en el mercado actual. Cuando consideramos una casa residencial, determinamos el precio mirando los comparables vendidos recie...
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Esta semana, hablo sobre cómo mi equipo valora las diferentes propiedades en el mercado actual. Cuando consideramos una casa residencial, determinamos el precio mirando los comparables vendidos recientemente, y los que están activos actualmente para ver dónde estaríamos en el mercado actual. Típicamente* en torres de condominios, la mayoría de las unidades están construidas con calidad y diseño parecidos. Las diferencias generalmente se deben al tamaño de la unidad y si tiene un garaje o un locker. Por esta razón, generalmente usamos un análisis de precio por pie cuadrado para determinar el valor de un condominio. Para obtener más información sobre cómo determinar el valor de una casa, condominio o propiedades de inversión, ¡contáctenos hoy!

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Legal Warranty of Ownership and Quality

24/01/2020

This week we have a very special guest - the founder and principal of Bergman & Associates, Me. Michael Bergman He discusses legal warranties and all the steps a prudent buyer should take in order to...
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This week we have a very special guest - the founder and principal of Bergman & Associates, Me. Michael Bergman He discusses legal warranties and all the steps a prudent buyer should take in order to have strong recourse. We also discuss the steps sellers can take in order to avoid potential post-sale headaches. Comment below what other professionals you would like to see!

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Client Testimonials // LJ Realties

17/01/2020

We are so thankful for our amazing clients!
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We are so thankful for our amazing clients!

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Client Appreciation Dinner 2019

10/01/2020


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Maison ou condo?

03/01/2020

Cette semaine je réponds à une question que je reçois souvent. Est-ce que c’est mieux d’acheter un maison ou un condo? La réponse est simple. Ça dépend de vous. Il n’y a pas une qui est meilleure que...
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Cette semaine je réponds à une question que je reçois souvent. Est-ce que c’est mieux d’acheter un maison ou un condo? La réponse est simple. Ça dépend de vous. Il n’y a pas une qui est meilleure que l’autre. Ça dépend de vos besoins. Les deux ont leurs avantages. Si vous voulez moins de responsabilités et vous avez besoin moins d’espace, un condo sera mieux pour vous. Si vous avez une famille en pleine croissance, et désirez un jardin avec plus d’espace, une maison serait mieux. Dans notre marché, un condo et une maison devrait se valoriser au même rythme. Que préférez vous?

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Does a Pool Increase Home Value?

20/12/2019

In this week’s video I discuss pools! Clients have very split opinions on them and I often hear debate over the value of them. In my experience, pools do not add value to your home. Their value lies...
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In this week’s video I discuss pools! Clients have very split opinions on them and I often hear debate over the value of them. In my experience, pools do not add value to your home. Their value lies in the eyes of the beholder. Due to owners having split opinions on them, their overall value is cancelled out. If you want a pool to enjoy with your family and can’t wait to spend your summer lounging by it, awesome! Keep in mind that the money you spend on making the pool is likely a sunk cost. You will however get to enjoy the quality of life that you had dreamed about before building the pool. If you’re considering purchasing a condo with a pool, keep in mind that a large portion of condo fees go to pool maintenance. Luckily, you will be sharing that expense with all the other co-owners, while enjoying the perks. Ultimately it comes down to your personal preference. Do you love lounging by a pool? Do you personally see value in it? It may not add home value but for some individuals, it's definitely still worth it. Would you want a home with a pool? Comment below your thoughts!

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¿Casa o Departamento?

13/12/2019

Esta semana respondo a la pregunta, debería comprar una casa o un departamento? Varios clientes me preguntan cuál es mejor? La respuesta depende de usted. Cuales son sus necesidades? Cuantas persona...
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Esta semana respondo a la pregunta, debería comprar una casa o un departamento? Varios clientes me preguntan cuál es mejor? La respuesta depende de usted. Cuales son sus necesidades? Cuantas personas van a ocupar la propiedad? A que distancia del centro piensan estar? Cual es su presupuesto? Quieren jardín o solo balcón? Dependiendo de todas estas preguntas y más vamos a determinar lo más adecuado para usted. La casa y el departamento debería incrementar en precio en paralelo según lo que hemos visto en Montreal últimamente. La decisión realmente va ser determinada por sus necesidad. Nosotros estamos acá para ayudarlos a determinar la mejor opción para usted!

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Determining Fair Market Value

06/12/2019

This week I discuss how we determine the value of properties. In the current market, we’re seeing lots of different prices out there. Some are fair, some are undervalued and others are way over the to...
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This week I discuss how we determine the value of properties. In the current market, we’re seeing lots of different prices out there. Some are fair, some are undervalued and others are way over the top. Due to the current hype surrounding our market, some sellers are testing how far they can push it. While it is true that fair market value is determined based on the mutual price a buyer is willing to pay and a seller is willing to accept, here’s how my team values different property types. When looking at a residential house, we focus on comparables sold in the last 6-12 months. We look for properties of the same type, with similar characteristics, located in the same neighbourhood. We base fair market value on the recently sold comparables, while also looking at active comparables to see where we will compare in the current market. When determining the value of a condo, we will generally use a price per square foot analysis. Typically* in condo towers, most units are built with similar quality and design. As a result, the biggest differences will generally be size, number of bedrooms/bathrooms, and whether or not there’s a garage or locker. To determine fair market value, we identify similar units and compare the price per square foot. When analyzing revenue properties we use 2 methods. When looking at smaller revenue properties, less than 6 units, we typically look at sold comparables and run a multiple analysis. The comparables method is the same as the residential house. Determining the multiple for an area is done by taking recent similar sold properties and dividing the sale price by the net revenue. The result of that calculation is your multiple. You then multiply the net revenue of the property you are valuing by the multiple and the result is the estimated value. E.g.: Comparables had a sale price of $600,000 and a net revenue of $30,000. Our multiple would be 20. We would then multiply our net revenue by 20 to determine the estimated value. It is also important to consider future potential. We’ve seen some properties sell for very high multiples based on current rents. However the future potential rents were exponentially higher thus making the deal exciting. A seller can’t expect to get paid for all of the upside but there will be an adjustment compared to the standard multiple in the are. The multiple method and the cap rate method are the same thing. They’re just expressed inversely. A multiple of 20 is the same as a cap rate of 5%. One compares sale price divided by net revenue and the other compares net revenue divided by sale price. Clients sometimes get stuck on one vs the other but they’re looking at the same comparison. What else do YOU look at when determining fair market value?

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Sale Without Legal Warranty

29/11/2019

This week in part 2 of my segment on legal warranty, I discuss what a sale without legal warranty represents. A lot of buyers ask me why some sellers choose to sell without legal warranty. There are c...
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This week in part 2 of my segment on legal warranty, I discuss what a sale without legal warranty represents. A lot of buyers ask me why some sellers choose to sell without legal warranty. There are certain cases that do not worry me when I see “sold without legal warranty”, while others do raise concern. A sale without legal warranty means that you have no recourse against the seller for hidden defects. This means that you are purchasing the property as is. It is imperative to do a thorough inspection on the property in order to be as informed as possible on the property. Examples of cases that do not raise concern are: - Elderly people who might be living with dementia or are struggling with their memory. - Estate sales where the person managing the sale did not live in the property - Some investment properties because the landlord did not occupy the property and it is common for tenants not to disclose all the issues to the landlord. - Possibly someone moving away from the country because they will not be able to deal with a court case while in another country… Though I wouldn’t be very concerned with the above examples, they would justify a discount on the sale price compared to a one with legal warranty. If ever the sellers have occupied the property for a number of years and are selling without legal warranty, I would be wary. You have to ask why someone has opted for a sale without legal warranty if they’ve occupied the property and are fully coherent. Is there anything they’re trying to hide or avoid? Again, a thorough inspection is your best tool in gathering information. Be sure to contract a good inspector in order to protect you and your future investment. It is important to note that although you are not protected from hidden defects, you are still protected from fraud. If the seller outright lied or made false declarations, then you would have a case of fraud against the seller. Again, I recommend you contact a lawyer in order to get informed about your rights and the best way to proceed. Thank you for watching! Comment below your questions and I’d be happy to answer!

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Legal Warranty

22/11/2019

This week I discuss legal warranty and what it represents. A lot of buyers ask me what legal warranty covers and whether or not it’s a guarantee. It it not a guarantee but rather a warranty that prote...
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This week I discuss legal warranty and what it represents. A lot of buyers ask me what legal warranty covers and whether or not it’s a guarantee. It it not a guarantee but rather a warranty that protects the buyer from hidden defects of the property. If you were to find a problem that was not disclosed to you nor mentioned by your inspector, then you have 1 year from the time of discovery to pursue the sellers. It is important to note that you have to prove that the defect was present at the time of sale. It is understood that as more time passes, it becomes more difficult to prove that the problem was present at the time of the sale. Keep in mind that if at the time of purchase your inspector suggests you look further into something and you don’t, legal warranty will not protect you on that defect. By not being diligent and looking further into it, legal warranty is negated. Should you find a defect that was present at the time of the purchase, the first thing you should do is contact a lawyer! They will be able to best explain your rights and guide you. The next step would be to contact the sellers and give them an opportunity to remediate the problem at their cost before going down a legal path. If the sellers deny responsibility and are not willing to repair the issue, you will likely need to go to court. In any case, I highly recommend you contact a lawyer before proceeding! Thank you for watching the first part of my segment on legal warranty. Tune in next week to hear about sales without legal warranty. Comment below your questions and comments!

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Making a Strong Offer

09/11/2019

In this weeks video, I discuss the components of a strong offer. In the current Montreal real estate market, the conditions of your offer will make all the difference. Here are some of the most import...
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In this weeks video, I discuss the components of a strong offer. In the current Montreal real estate market, the conditions of your offer will make all the difference. Here are some of the most important components: Price! It’s the first thing every seller looks at. It plays a large role in the decision but isn’t always the most important. Financing/pre-approval: Are you pre-approved? Do you have a financing condition? What kind of down payment are you committing to? How long do you need to get a final mortgage approval? Timing: the dates for purchase and occupancy are usually the most rigid constraint. We can’t always control when and where we are going, but everything else is usually negotiable. Due diligence: how long we ask for as a due diligence period to inspect and review documents plays a role as well. Sellers don’t want to “lock up” the home for too long and risk other buyers losing interest. Inclusions/exclusions: are there any extras that you’re trying to negotiate? Are you asking the sellers to remove some bulky items that they had included in the sale? These factors will play a role in the negotiation. General conditions: do you have any special requests? Do you have to sell your home in order to purchase this one? Are you looking to add an extension and waiting for confirmation from the city? These are all factors that impact the strength of an offer. Reach out to my team to find out how we prepare stronger offers while always protecting our clients! Thanks for watching!

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Welcome Tax | Taxe de bienvenue

04/11/2019

This week I discuss land transfer tax. Whenever you purchase real estate in Quebec you receive a bill from your municipality commonly known as welcome tax. Welcome tax is calculated based on the hig...
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This week I discuss land transfer tax. Whenever you purchase real estate in Quebec you receive a bill from your municipality commonly known as welcome tax. Welcome tax is calculated based on the higher of the purchase price or city evaluation. You can expect to receive it 30-60 days after your purchase date. It’s calculated based on a sliding scale. As the price or evaluation amount increases the welcome tax increases as well. Here’s a table of how it’s calculated in Montreal. •0.5% on the first $ 50,000 •1.0% on the portion of $ 50,001 to $ 250,000 •1.5% on the tranche of $ 250,001 to $ 500,000 •2% on the tranche of $ 500,001 to $ 1,000,000 •2.5% on the portion exceeding $ 1,000,001 Off the Island of Montreal, the tax rate maxes out at 1.5% Comment below if you were surprised when you received this (not so) little bill in the mail.

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Which Floor Is Best for You?

28/10/2019

This week I discuss which floor to purchase a residential condo on. As you may have noticed in previous videos, the answer truly depends on your needs. If you’re drawn to natural light, you’re likel...
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This week I discuss which floor to purchase a residential condo on. As you may have noticed in previous videos, the answer truly depends on your needs. If you’re drawn to natural light, you’re likely going to want a unit on a higher floor. If you’re looking for more outdoor space, a ground floor unit with a backyard or patio would make more sense for you. If you’re looking to invest, a mid-range floor might be best. Be sure to avoid any units that look directly into another building or worse, a wall. The floor is just one aspect to consider when purchasing a unit. Comment below to find out what else you should consider before buying!

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Mistakes to Avoid When Selling

18/10/2019

This week I discuss the most common mistakes I see when showing residential homes. If you’re selling your home, here are a few things to remember! First impressions play a big role when visiting hom...
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This week I discuss the most common mistakes I see when showing residential homes. If you’re selling your home, here are a few things to remember! First impressions play a big role when visiting homes. Make sure the entrance way is clear and inviting, as it’s the first thing people see when they pull up. Avoid any strong smells in your home. Some buyers have allergies, others might simply be sensitive. I suggest using a neutral air freshener like fresh linen to benefit from that nice smell without being overwhelming. Clutter is another big problem. Be sure to keep your home as organized as possible! The home should be easy to get around during visits (no toys or additional items should be in the way). While decluttering, I would also suggest depersonalizing the home as much as possible. The less “noise” there is for the buyers to be distracted, the more they can focus on envisioning themselves living in this Home. Lastly, make sure the home is available to be shown! We understand that there are certain restrictions but try and ensure a fair viewing schedule to allow for the greatest amount of traffic. Thanks for watching this weeks video! Comment below what your biggest pet peeve is when showing/visiting a home!

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Why You Don’t Put “Lipstick on a Pig” in Real Estate!

07/10/2019

This week I discuss one of the biggest mistakes I see when visiting properties. You wouldn’t put lipstick on a pig, nor should you put it on your property. When deciding what or how much to renovate, ...
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This week I discuss one of the biggest mistakes I see when visiting properties. You wouldn’t put lipstick on a pig, nor should you put it on your property. When deciding what or how much to renovate, look at what you can do properly! It’s always better to do less renovations, if it means those will actually be done right. Buyers can tell when you cut corners and inspectors are great at finding patched up defects. Whenever we visit a property that looks renovated, I always discuss the quality of the work with my clients. More often than not, we can immediately see through poor quality work. If you're a buyer, be sure to look closely at the work that's been done. If you're a seller, take the time to look at your budget before deciding where to spend it. Sometimes, less truly is more!

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Divided vs Undivided Co-ownership

29/09/2019

This week I discuss the difference between divided and undivided co-ownership. I receive a lot of questions on the subject and decided it was time to break down the differences. Divided co-ownership...
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This week I discuss the difference between divided and undivided co-ownership. I receive a lot of questions on the subject and decided it was time to break down the differences. Divided co-ownership is very straight forward. You can finance the purchase with as little as 5% down and work with any bank. The unit has its own cadastre (lot number), which means it has its own tax accounts. You can usually rent divided condos with little restrictions, other than a minimum rental period noted in the building regulations. Undivided co-ownership is a bit different. Think of it as buying shares of a company, with the company being the building. You are purchasing the exclusive right of use of a percentage of the building, but you don't actually own your condo unit. In undivided co-ownerships, there is one tax account for the entire building and you are responsible for your share. You are required to put 20% down as a minimum and the entire building can only be financed by 1 bank. Note that the only 2 banks that finance undivided condos are Desjardins and the National Bank of Canada. Lastly, undivided condos generally have rental restrictions as there are regulations on repossessing should you wish to move in. Both models come with their pros and cons. I’d be happy to discuss which model would make more sense for you!

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Montreal Real Estate Market

22/09/2019

In this weeks video I discuss the current Montreal real estate market and my outlook on where it's heading. My advice would be to buy as much real estate as possible in the current Montreal market! ...
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In this weeks video I discuss the current Montreal real estate market and my outlook on where it's heading. My advice would be to buy as much real estate as possible in the current Montreal market! It’s been on fire and is showing no signs of slowing down. In the last few years, we’ve seen a lot of appreciation. With interest rates remaining low and a few key economic indicators in our favour, I expect the appreciation to remain solid. Though less aggressive than it's been, it should still above the historic average of 3%. Reach out if you want to discuss where you see the market going in the next few years!

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Condo vs. House: Which Is Better to Buy?

15/09/2019

This week I tackle the question, should I purchase a house or a condo?  This question comes up all of the time. The answer is, it depends. It depends on what the end goal is for the property. Will you...
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This week I tackle the question, should I purchase a house or a condo?  This question comes up all of the time. The answer is, it depends. It depends on what the end goal is for the property. Will you be occupying the property? Is it an investment? Do you need to be close to downtown? How many people will be occupying the property? There is no 1 answer, the most important thing to do is analyze your needs and purchase accordingly!

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Are Premium Credit Cards Worth it?

07/09/2019

This week I discuss credit cards! Credit cards are adored by some, loathed by others, but in reality, they're just another tool that you can use to your advantage. Like with anything in this world, ...
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This week I discuss credit cards! Credit cards are adored by some, loathed by others, but in reality, they're just another tool that you can use to your advantage. Like with anything in this world, you need to take responsibility for your actions. Having a credit card is not a reason to go and spend beyond your means. Your credit limit is not a suggestion or an amount you’re aiming to achieve... Credit cards are a system that allows us to pay for things that we purchase in our day to day lives, while earning points/rewards for them. The rewards can usually be turned into cash back, travel, or goods. The fact that you accumulate these points does not mean you should spend more to get more points! That said, if you need to spend the money, you should benefit from the rewards that credit cards offer. Most credit cards that you pay an annual fee for, come with several additional benefits. Insurance on car rentals/travel. Baggage delay insurance that ends up being used regularly in this day and age. Lost or stolen item insurance that typically insures items for 90 days from the time of purchase with no questions asked. These benefits will usually allow you to drop some additional insurance you currently purchase on purchases. The credit card system punishes you for carrying more than a 50% balance on your limit. This tells the system that you’re using a lot of your available credit and are thus going through some difficulty and may be less liquid. Keep this in mind when spending. The system also punishes you for making several inquiries in a short period of time. 1-2 requests is fine, but avoid making more than that in a 3 month period. My last tip about credit is to always get credit issued to you when you don't need it. If ever you’re offered a line of credit or an extension of the limit, grab it. Again, don’t use credit unnecessarily. If ever you’re in a crunch and require the extra credit, banks will likely refuse you when you need it because you are seen as too risky. When you’re not in need, take advantage of those credit offerings! These are my top tips on credit cards!

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How to Protect Your Home While You're Away

31/08/2019

This week I discuss simple tips to protect your home while you’re away for an extended period of time. If no one will be home for more than a couple of days, it’s always a good idea to take a few prec...
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This week I discuss simple tips to protect your home while you’re away for an extended period of time. If no one will be home for more than a couple of days, it’s always a good idea to take a few precautionary measures. First, turn off the main water valve. One of the most common issues I’ve heard of is leaks. Even a seemingly small amount of water can turn into a big problem. Second, make sure someone is passing by to collect mail and publicity that could accumulate outside the home Third, make sure someone passes by once a week to verify the property. These are a just a couple of things to remember when leaving your home for an extended period of time. What do you do before going away? Comment below!

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Buying vs. Renting

23/08/2019

This week I discuss the age old question, should I buy or should I rent? The answer depends on you. Are you ready to buy? Do you have stable income? Have you been saving? Are you planning on living in...
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This week I discuss the age old question, should I buy or should I rent? The answer depends on you. Are you ready to buy? Do you have stable income? Have you been saving? Are you planning on living in the same place for at least the next 3-5 years? Are you making crazy returns on your investment portfolio and don’t want to move the money? The timing of buying varies from person to person. There is no set time. That being said, if you have some savings, stable income and good credit, you should definitely look into buying. There is no better way to create wealth than real estate.

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Certificate of Location (?)

16/08/2019

This week I discuss the Certificate of Location. What is it? Why is it necessary? A certificate of location is an important document in your real estate transaction. It is a document that tells us t...
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This week I discuss the Certificate of Location. What is it? Why is it necessary? A certificate of location is an important document in your real estate transaction. It is a document that tells us the lot delimitations, any servitude’s on the property, flood zone risks, as well as any possible encroachments. It is important to review this document in order to know important factors relating to your property. Comment below any additional questions you have!

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Emotions in Real Estate

09/08/2019

This week I discuss the elephant in the room. Real estate is the largest transaction most ever do in their life. It is completely normal to feel overwhelmed at times during a transaction. It’s normal ...
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This week I discuss the elephant in the room. Real estate is the largest transaction most ever do in their life. It is completely normal to feel overwhelmed at times during a transaction. It’s normal to second guess yourself after putting in an offer on a property that you saw 4 hours ago. One of the benefits of working with a broker is that they help you keep a clear mind throughout the entire process. With someone walking through it with you, it's a bit easier to remember why you started your search, what you were originally looking for and what may or may not be the right property for you. Though it's completely normal to feel overwhelmed, don't let it stop you from making a move on your dream home.

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Conditions Fulfilled, Now What?

02/08/2019

This week I discuss what happens between fulfilling conditions and going to the notary. This period can sometimes feel like a limbo stage in the transaction. Though there’s a lot of excitement as the ...
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This week I discuss what happens between fulfilling conditions and going to the notary. This period can sometimes feel like a limbo stage in the transaction. Though there’s a lot of excitement as the notary date approaches, there’s also a few things to keep in mind… 1. You will need insurance for the property you’re about to purchase. In order to get the best coverage and price, it’s best to shop around. 2. You will likely need to meet with your bank to finalize the mortgage papers, prior to the closing. 3. You will have to advise all your service providers of your address change and give them 1-2 weeks notice in order to avoid delays on the installation. 4. You will have 2 notary appointments to attend. The first one is to sign your mortgage act and review the sale documents. The second one will generally be 2-5 days after the first meeting. Both the sellers and the buyers will be present as this is when you will sign the actual sale (!) If you have any questions, be sure to comment below!

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When Is The Best Time To Sell?

26/07/2019

This week I discuss the best time to list your home. There’s a lot of discussion as to when the best time to list is. I believe it generally breaks down into 2 categories - residential vs investment p...
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This week I discuss the best time to list your home. There’s a lot of discussion as to when the best time to list is. I believe it generally breaks down into 2 categories - residential vs investment properties. When listing a residential home, the best time to list in Montreal is in the Winter/Spring. As of the 3rd week in January, the Montreal market is on fire. People are back from vacation and thinking of where they’re going to spend their next summer. Although in the recent market there hasn’t been a bad time to sell, the historic trend is Winter/Spring. When listing investment properties, the best time to list is when they’re fully rented and bringing in appropriate rents. To further discuss, don’t hesitate to reach out!

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Investment Evaluation Calculator

19/07/2019

This week I discuss a powerful tool that allows me to analyze different deals. When looking at investment real estate, it all comes down to the numbers. If the numbers make sense, we buy the deal. If ...
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This week I discuss a powerful tool that allows me to analyze different deals. When looking at investment real estate, it all comes down to the numbers. If the numbers make sense, we buy the deal. If the numbers don’t work, we pass on it. The beauty of the calculator paired with an experienced eye is that we can effectively remove the emotional side of the purchase. That said, the calculator is only as good as the assumptions the user makes! To hear more about analyzing investment deals, feel free to reach out!

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Accepted Offers in Second Position

12/07/2019

This week I discuss multiple offer situations and whether or not one should accept second position. In the current market, it’s very common to see multiple offers being placed on the same home. Althou...
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This week I discuss multiple offer situations and whether or not one should accept second position. In the current market, it’s very common to see multiple offers being placed on the same home. Although we always try to be the winning bid, it’s not always the case. In those scenarios, it is quite common to see sellers offer second or third position to the next best offers. This means that if the first offer falls through due to the buyers being dissatisfied with their inspection, review of documents, or simply failing to get their financing approved, the sellers automatically go to the offer that’s in second position. By accepting second position, one can avoid going through another bidding war and potentially being outbid once again. For more information on the topic, be sure to watch the video!

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First Offer // Best Offer

05/07/2019

This week, I discuss handling an offer on your property or hopefully multiple offers! In my experience, when a home is listed and marketed properly, you will have the most exposure in the first 2 week...
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This week, I discuss handling an offer on your property or hopefully multiple offers! In my experience, when a home is listed and marketed properly, you will have the most exposure in the first 2 weeks. This means that the largest buzz and emotional hype will be during that period. This happens because the initial buyers don’t want to miss out on this fantastic opportunity! I know that everyone always wants to maximize their return, but we have to be conscious of fair market value. There is a strong negative correlation between days on market and sale price. The longer the property is on the market the lower the price. To avoid being caught in these scenarios, I strongly suggest you give the first few offers the attention they deserve.

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Insurance: Is It Worth It?

28/06/2019

This week I discuss insurance and the importance of having the right home insurance. Regardless of whether you’re an owner or a tenant, insurance is imperative! Insurance is one of the things in life ...
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This week I discuss insurance and the importance of having the right home insurance. Regardless of whether you’re an owner or a tenant, insurance is imperative! Insurance is one of the things in life that you should not skimp on. When you actually need it, you want to make sure you’re covered.

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Tips To Increase Your Home Value

21/06/2019

This week, we're discussing how to increase your home's value. Though some renovations or additions may feel like a must to you, others may lead to a greater return on investment. Be sure to watch to ...
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This week, we're discussing how to increase your home's value. Though some renovations or additions may feel like a must to you, others may lead to a greater return on investment. Be sure to watch to learn more about our top 3 tips! What are your tips? Feel free to reach out or comment below your thoughts.

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Father's Day | Real Estate Q & A

14/06/2019

This week, we decided to do something special. With Father's Day happening this weekend, I invited my dad and first mentor for a quick Q & A. We discussed his experience in the Real Estate world, as w...
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This week, we decided to do something special. With Father's Day happening this weekend, I invited my dad and first mentor for a quick Q & A. We discussed his experience in the Real Estate world, as well as his perception of the industry. To all the Dads out there, we hope you have a wonderful weekend!

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Getting Your Home Noticed

07/06/2019

This week we’re discussing the dos and don’ts of listing your property. Here are my top three tips: 1. It’s imperative to use a professional photographer. People no longer look at lower quality imag...
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This week we’re discussing the dos and don’ts of listing your property. Here are my top three tips: 1. It’s imperative to use a professional photographer. People no longer look at lower quality images. It’s almost as though we’ve forgotten how to process them and simply click next. 2. Depending on the property and the market, a video and/or 3D tour can help you capture international buyers as well as save you from unnecessary visits. 3. Open houses have made a huge comeback! People are making their rounds Sunday afternoons to find their future home. Sellers are also opting to hold off on visits until their open house to generate buzz and showcase the level of interest. What’s your top tip? Feel free to reach out or comment below your thoughts.

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Cash vs. Mortgage: Which Is Better?

31/05/2019

This week I discuss the ongoing debate of cash purchase or mortgage. The first thing to consider is your situation. Ultimately, that will determine which route to take. Personally, I prefer to use l...
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This week I discuss the ongoing debate of cash purchase or mortgage. The first thing to consider is your situation. Ultimately, that will determine which route to take. Personally, I prefer to use less cash and opt for a mortgage. By doing so, I can put the cash I saved to work and generate a greater return elsewhere. I’m a strong believer in building passive income, which requires investing cash. Due to the incredibly low interest rates we're seeing, I opt to use less cash when purchasing a property. Comment below your thoughts!

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What is Home Equity?

24/05/2019

This week I discuss EQUITY. This is a fancy word that gets thrown around a lot in the real estate world. In this video, I break down what it actually means and how to calculate it. Equity is what I ...
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This week I discuss EQUITY. This is a fancy word that gets thrown around a lot in the real estate world. In this video, I break down what it actually means and how to calculate it. Equity is what I like to refer to as your property’s untapped potential. If you’ve owned a property for several years, chances are you’ve accumulated a healthy amount of equity. Contact me today to discuss how to get the equity on your property working for you to generate more income.

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The Importance of Property Docs

17/05/2019

In this video I discuss one of the most important conditions when purchasing a condo - review of documents! It is so important to understand what the documents mean and how the affect you as a buyer. ...
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In this video I discuss one of the most important conditions when purchasing a condo - review of documents! It is so important to understand what the documents mean and how the affect you as a buyer. By reviewing the documents, you will get a better understanding of the buildings finances and the future costs you may incur. This also helps give you an idea of how things are managed in the building. Do most co-owners vote to get work done right away or do they postpone until it’s imperative? These are all things we can notice by reviewing the property docs. If you have any questions, comment below!

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Credit: Everything You Need To Know

10/05/2019

In this video I discuss credit and its importance in the buying process! I go over my top tips to maintain excellent credit and how to improve your credit if you've struggled with it in the past. Thi...
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In this video I discuss credit and its importance in the buying process! I go over my top tips to maintain excellent credit and how to improve your credit if you've struggled with it in the past. This will apply to your credit rating which affects how all creditors view you before granting you a credit facility. Credit facilities include mortgages, credit cards, car loans, lines of credit, as well as all other purchases made on credit. Comment below if you have any additional questions regarding credit!

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Searching for Your Next Investment Property

03/05/2019

In this video we cover tips about where to look for your next investment property. If you’re looking to buy a real estate investment, you always want to be ahead of the trend to see the greatest retur...
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In this video we cover tips about where to look for your next investment property. If you’re looking to buy a real estate investment, you always want to be ahead of the trend to see the greatest return. This video offers some tips on what to consider when looking for investments and how I guide our clients towards the best properties. Send me a message if you’re interested in knowing which neighbourhoods are worth researching and investing in today!

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Tip of the Day: Refining your Search Criteria

26/04/2019

In today's video, I discuss search criteria! It is super important to take a few minutes to think about what we’re really looking for. What’s important to you? Bedrooms? Backyard space? Pets? Locati...
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In today's video, I discuss search criteria! It is super important to take a few minutes to think about what we’re really looking for. What’s important to you? Bedrooms? Backyard space? Pets? Location, location, location?! In this video I go over the key questions to ask yourself and to discuss with your broker. Ultimately, if you have a clear understanding of what you need, we can do a much better job at finding the right home for you! Comment below with questions, thoughts, or ideas for upcoming videos!

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The Buying Process | Part 3

19/04/2019

Closing Costs: In this final Buying Process video, I walk you through closing costs. This often forgotten part of the transaction can cost you $5,000-$10,000 (or more) ! The key components of closi...
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Closing Costs: In this final Buying Process video, I walk you through closing costs. This often forgotten part of the transaction can cost you $5,000-$10,000 (or more) ! The key components of closing costs include: - The inspection - The notary fees - Adjustments - CMHC Insurance Tax (if applicable) - Welcome Tax All of which are critical to a transaction. The inspection ensures we get as much information as possible on the property we are preparing to purchase. It serves as a first line of defence against hidden defects. The notary ensures that the property we are purchasing has no other debts or liens against it. They also reconfirm that there are no issues with the title and handle registering the sale in the public registry. Adjustments are a mechanism used in order to reimburse any prepaid expenses. The notary will calculate to the day for any amounts that should adjusted in favour of the buyer or the seller. This typically includes taxes, rent collected, condo fees, oil, etc. CMHC insurance tax is a 9% tax on the insurance premium. In Quebec all insurance policies have a 9% tax. This amount is not financed in the mortgage and must be paid around the time of the sale. Lastly, there is Welcome tax. Sometimes, it is referred to as land transfer tax and it is actually a common tax around the world. We won't go into the exact calculation of it, but it's definitely a cost that needs to be accounted for.

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The Buying Process | Part 2

12/04/2019

CMHC - Mortgage Insurance Premiums In this video I explain what mortgage insurance premium is, the benefits it has and the costs associated to it. A lot of people are under the impression that you ...
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CMHC - Mortgage Insurance Premiums In this video I explain what mortgage insurance premium is, the benefits it has and the costs associated to it. A lot of people are under the impression that you need 20% to put as a down payment on the purchase of a property. The reality is that you can purchase your first property with as little as 5% down. The video will help you understand the breakdown of mortgage insurance premium on your mortgage, as well as the different premiums based on your down payment percentage. I encourage you to reach out if you have any questions. I’m sure someone else will be wondering the same thing!

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The Buying Process | Part 1

05/04/2019

This is the first of a 3 part series, where I will be walking you through the buying process. Buying your first property can seem like a daunting task. The videos will help you better understand the t...
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This is the first of a 3 part series, where I will be walking you through the buying process. Buying your first property can seem like a daunting task. The videos will help you better understand the terminology, the costs to be expected, as well as the process as a whole. This first video covers the vocabulary used by banks when discussing mortgages. I've explained what amortization is, as well as mortgage terms and interest rates. I will also be sharing my thoughts on the current Montreal fixed and variable rates. I look forward to helping you better understand real estate and why it’s a powerful wealth generator. Please comment any questions below. I’ll be sure to address them in upcoming videos.

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CMHC: New First Time Home Buyer Incentives

22/03/2019

Earlier this week, CMHC announced some exciting news for first home time buyers. 1. The home buyers plan got an upgrade! Each buyer can now withdraw up to $35,000 from their RRSP for the purchase of...
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Earlier this week, CMHC announced some exciting news for first home time buyers. 1. The home buyers plan got an upgrade! Each buyer can now withdraw up to $35,000 from their RRSP for the purchase of their first property. A couple could effectively use up to $70,000 from their RRSP’s! This represents a $10,000 increase from the previous limit of $25,000. It's important to note that the amount withdrawn still has to be repaid over the following 15 years. 2. The government has introduced a first time home buyer incentives. First time buyers getting an insured mortgage (less than 20% down payment) can now receive an interest free loan of up to 10% of the purchase price for new properties or up to 5% of the purchase price for existing properties. The incentive is capped at $40,000. 3. This incentive applies to buyers with a household income of less than $120,000 and for properties with a maximum purchase price of roughly $500,000. The maximum loan amount + incentive amount can not be more than $480,000.

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