06/01/2026
Winter listing photos shouldn’t fake summer, they should make your home feel warm and welcoming right now. ❄️✨
Think soft lighting, clean windows, and opening with your strongest feature: the kitchen...
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Winter listing photos shouldn’t fake summer, they should make your home feel warm and welcoming right now. ❄️✨ Think soft lighting, clean windows, and opening with your strongest feature: the kitchen, the terrace, or that killer view. Inside should feel cozy; outside should feel accessible with shoveled paths, salted steps, and clear house numbers. And if your home shines in summer? Add one tasteful summer inset to highlight the lifestyle without confusing buyers. ☀️ Want me to match your winter photo strategy to the right price band before you list? 📞 Book a Listing Call and I’ll map it out. . . . #LJRealties #LJImmobilier #TeamLJ
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03/01/2026
If you want keys in early 2026, now’s the time to tidy up your financing file. 🔑✨
Make sure your income docs are updated, your tax assessments are on hand, your down-payment funds are clearly documen...
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If you want keys in early 2026, now’s the time to tidy up your financing file. 🔑✨ Make sure your income docs are updated, your tax assessments are on hand, your down-payment funds are clearly documented, and your broker has your rate hold ready. A clean file lets you write stronger offers with tighter delays, a big advantage in Montreal. Want me to help you get truly offer-ready? 📞 Book a quick call and we’ll set everything up. #MontrealRealEstate #LJRealties #LJAguinaga
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02/01/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If you're considering buying or selling a home in Montreal soon, forget New Year's resolutions; you need a proactive 30 day transformation plan. This video details exactly how we build that plan for both home buyer tips and home selling tips, guiding you from contemplation to being tour-ready or listing live efficiently. As your dedicated montreal realtor, I provide real estate tips to help you execute your goals this week. ✅ Sellers, In this video you’ll learn: How we choose the right price band (and avoid visibility cliffs like $505K vs $499K) How sellers prep in Week 1 so January launches don’t feel rushed The “Day 7” refresh levers: hero photo, headline, band move ✅ Buyers: How buyers lock budget + area fit + financing packet (not just a pre-approval PDF) Why we book two tour windows to build momentum and clarity fast How this plan removes decision fatigue and keeps your move calm + strategic I’m
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30/12/2025
If a home has been sitting on the market for 60+ days, there are only 3 reasons why it won’t sell, especially in 2025.
⚠️ Reason 1: It’s overpriced
→ Sellers overestimate value and ignore agent advic...
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If a home has been sitting on the market for 60+ days, there are only 3 reasons why it won’t sell, especially in 2025. ⚠️ Reason 1: It’s overpriced → Sellers overestimate value and ignore agent advice ⚠️ Reason 2: The listing agent is not working properly the deal → Unavailable, poor communication, bad marketing ⚠️ Reason 3: Something’s seriously wrong → Foundation issues, weird smell, bad location, costly repairs Here’s the silver lining: ✅ If you’re a buyer, these homes are prime opportunities to negotiate ✅ If you’re a seller, fixing one of these issues can unlock a quick sale 💡 I’m a real estate broker in Montreal helping sellers position their listings to move, and helping buyers spot the best value in slow listings. 📲 Follow for honest, data-backed tips that actually matter.
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27/12/2025
Rates came down.
Prices went up across Montreal.
That was the story this year.
Looking ahead? A mixed outlook on rates but my take is short-term stability, keeping the market moving.
Follow me over ...
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Rates came down. Prices went up across Montreal. That was the story this year. Looking ahead? A mixed outlook on rates but my take is short-term stability, keeping the market moving. Follow me over the next few months to stay ahead of the market, understand what this means for prices, and know when to move or when to wait for the best deal of the year. #MontrealMarket #RealEstateTalk #MontrealRealEstate #LJAguinaga #LJRealties #Montreal #MortgageTips2025 #MontrealRealEstate #PrincipalOnlyPayments #DebtFreePlan #CashFlowStrategy #MontrealRealtor #BestRealEstateAgentMontreal #RealEstateBrokerMontreal #SudOuestRealEstate #HomeFinanceTips #SaveOnMortgage
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26/12/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Most buyers disappear between Christmas and New Year’s… and that’s exactly why this window works. From December 26 to January 7, the Montreal market doesn’t shut down, it just gets quiet. That means fewer casual buyers, fewer showings, and more opportunity to find stale-but-solid listings and quiet repositions before the January rush. In this video, I break down: How to spot the right listings in the holiday window How we write an offer that feels safe to the seller (without overpaying) The key logistics to confirm now: inspection, lender, notary, condo docs How buyers can realistically close mid-to-late January by starting early 🎄 Happy Holidays! I hope you get real time to recharge with the people you love. I’m
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24/12/2025
📉 Mortgage rates just fell, but almost no one understands the hidden advantage that comes after a rate drop.
There’s a 60-day window where smart buyers can get:
✅ Lower monthly payments
✅ Less compet...
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📉 Mortgage rates just fell, but almost no one understands the hidden advantage that comes after a rate drop. There’s a 60-day window where smart buyers can get: ✅ Lower monthly payments ✅ Less competition ✅ Better negotiating power Why? Because it takes time for most buyers to react and that’s where YOU can get ahead. If you’re in Montreal and thinking of buying in early 2026, this is the exact moment to act before the spring market explodes. 📲 Book a call with me if you want to take advantage of the January window before prices go up.
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21/12/2025
Most real estate agents won’t admit this, but buyers have a massive advantage right now in the market.
Here's what I'm seeing in Montreal real estate:
🏠 Some sellers are still pricing like it’s 2023
...
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Most real estate agents won’t admit this, but buyers have a massive advantage right now in the market. Here's what I'm seeing in Montreal real estate: 🏠 Some sellers are still pricing like it’s 2023 💤 Their homes are sitting on the market for 60+ days 💰 This creates room to negotiate $25K+ off asking 💭 Most buyers are thinking: “I’ll wait, prices will drop more…” ❌ But here’s the catch: When interest rates start to fall (and they will), buyer demand surges again That means bidding wars, less negotiating room, and higher final prices Right now, we’re in a rare sweet spot: ✅ Rates still high enough to slow demand ✅ Sellers getting motivated ✅ Investors are quietly moving in If you’re a serious buyer, this might be the best time to make your move 📲 Want to see what’s negotiable in your price range? Book a call now!
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19/12/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Two buyers. Same house. Similar price. Only one gets the keys. They didn’t throw money at the problem. They won on terms. In this video, I’m going to show you exactly how we structure offers in Montreal so our buyers win, even against higher bids by making the seller’s life easier and safer, not just richer on paper. We’re going deep into: How sellers actually think about risk, timing and stress The 5 offer levers that matter (price is only one of them) How to structure delays, deposit and conditions so your offer feels “safe” What we do before writing the offer so we’re already ahead How we handle multiple offers, inspections and low appraisals without panicking The truth is simple: 👉 Price is just one lever. Certainty, speed, flexibility and clean paperwork often matter just as much. When you give a seller a deal that feels clear, fast and reliable, you become the obvious choice. If you’re planning to buy in Montreal in the next 12 months, don’t go into your first offer blind. I offer a 15-minute Offer Strategy Call where we: Review your budget, comfort level and timing Walk through how we’d structure your terms (delays, deposit, conditions) Give you a clear picture of what it takes to win without overpaying 👉 Book your Offer Strategy Call here: https://www.meetwithlj.com/ We’ll build your plan before the right property hits the market, so your offer walks in like a winner.
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18/12/2025
💰 Most homeowners have no idea this mortgage trick exists but it could save you over $127,000 in interest without refinancing.
The big banks? They hope you never find out.
✅ Here's the move:
• Take ...
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💰 Most homeowners have no idea this mortgage trick exists but it could save you over $127,000 in interest without refinancing. The big banks? They hope you never find out. ✅ Here's the move: • Take your monthly principal + interest payment • Divide by 5 • Pay that amount as an extra "principal-only" payment every month Example: • P&I = $1,800/month • $1,800 ÷ 5 = $360 • Pay an extra $360/month marked “principal only” 🔥 On a $300,000 loan, this cuts 10 YEARS off your mortgage and saves approx. $134,000 in interest ➕ No refi ➕ No re-qualifying ➕ No closing costs I share strategies like this to help buyers and owners in Montreal keep more of their money and build wealth smarter.
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15/12/2025
This week on Under One Roof, we're taking a look back at some of the biggest mortgage and real estate stories of 2025. From changes to condo and mortgage rules, to shifts in the Montreal real estate m...
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This week on Under One Roof, we're taking a look back at some of the biggest mortgage and real estate stories of 2025. From changes to condo and mortgage rules, to shifts in the Montreal real estate market, LJ, Fred and Martin break everything down for you, and tie it up with a neat little bow, just in time for the holidays!
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15/12/2025
💡 Want to qualify for a more expensive home without saving more money?
Here’s a mortgage strategy that feels backwards, but it works.
✅ Let’s say you have $50,000 saved for a down payment
✅ You’re l...
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💡 Want to qualify for a more expensive home without saving more money? Here’s a mortgage strategy that feels backwards, but it works. ✅ Let’s say you have $50,000 saved for a down payment ✅ You’re looking at a $500K home with a 10% down ✅ BUT… you also have a $700/month car payment Instead of putting all $50K down, here’s what you do: 🔄 Use $25K to pay off the car loan 🔑 Use the other $25K as a down payment Now you’ve freed up $700/month in your debt-to-income ratio, which can boost your mortgage approval by around $100,000 📊 That could take you from a $500K home… to a $600K home with the same cash. 🔥 This is why smart buyers work with the right broker. I’m a real estate agent in Montreal helping clients maximize their budget and build smart financial strategies through property. 📲 Follow for more tips that boost your buying power.
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12/12/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ ⚠️ The #1 Mistake January Sellers Make Most sellers start thinking about their listing around January 5th. By then: Buyer alerts are already firing The first wave of motivated buyers is out touring Your home is either not live yet, or live but unprepared Our clients hit week 2 or 3 of January with: ✅ Professional photos ✅ Smart price band inside key buyer filters ✅ Clean paperwork and clear timelines ✅ A listing that feels intentional, not last-minute That’s what creates booked showings, better offers, and smoother closings. If you’re even considering selling your home in January or February in Montreal, don’t wait until then to act. I offer a free 15-minute Listing Strategy Call, where we: Talk about your timeline, price band and goals Map out a 14-day prep plan tailored to your reality Flag legal/doc issues (certificate of location, condo docs, tenants) before they become problems 👉 Book your Listing Strategy Call here: https://www.meetwithlj.com/ You can also ask for my Seller Guide, a quick breakdown of how my team and I work and what to expect from the process. But honestly, the call is where the clarity happens.
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11/12/2025
🚘 Should you throw extra money at your mortgage… or pay off your car loan first?
Most people instinctively put every spare dollar into their mortgage, but here’s why that might be a mistake:
✅ Car l...
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🚘 Should you throw extra money at your mortgage… or pay off your car loan first? Most people instinctively put every spare dollar into their mortgage, but here’s why that might be a mistake: ✅ Car loan: • $30,000 at 7% • $600/month • Car loses $4,000/year in value ✅ Mortgage: • $400,000 at 6.5% • Gains value over time • Extra payments don’t free up cash flow 💡 Smart strategy: → Pay off the car loan first → Free up $600/month → Reinvest that money (10% return = $800K in 25 years) Not all debt is created equal. Prioritize based on cash flow and value, not just the size of the loan. I help Montreal buyers and homeowners make smarter financial decisions around real estate, debt, and long-term wealth. 📲 Follow for more strategies to protect your cash and grow your equity.
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09/12/2025
Thinking about buying your first home? Here’s a year-end reminder 🏡✨
Open your FHSA before December 31, even if you can’t contribute much yet. Opening it now locks in contribution room for this year ...
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Thinking about buying your first home? Here’s a year-end reminder 🏡✨ Open your FHSA before December 31, even if you can’t contribute much yet. Opening it now locks in contribution room for this year AND next year. You can put in $8,000 per year, up to a $40,000 lifetime limit… and yes, you can stack the FHSA with the Home Buyers’ Plan for extra buying power. 💪 Not sure how it fits into your strategy? 💸 Book a Cash Plan Call and I’ll map it out with you. #FirstTimeBuyer #LJRealties #LJAguinaga . . . . . . #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips
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07/12/2025
This week on Under One Roof, LJ, Fred and Martin try to predict what the Bank of Canada will do with its final interested rate announcement this week. Plus, why are so many first-time homebuyers in th...
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This week on Under One Roof, LJ, Fred and Martin try to predict what the Bank of Canada will do with its final interested rate announcement this week. Plus, why are so many first-time homebuyers in the dark when it comes to closing costs? We also discuss downsizing, and how to know if it's the right move for you. And, we're joined by best-selling author Jessica Moorhouse, to talk about the financial future of young Canadians, and how they can best set themselves up for success.
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05/12/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ You’re ready to buy your first home in Montreal… but how much should you put down - 5%, 10% or 20%? It sounds like a simple money question, but it actually changes everything: 💰 How much cash you need upfront 📅 How fast you can buy 📉 Your monthly payment & risk 📦 How much flexibility you have after closing In this video, I break down 5%, 10% and 20% down using real numbers from an actual sale in Pierrefonds, and show you how to use tools like the FHSA and Home Buyers’ Plan (HBP) to build your capital stack smartly. I’m
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30/11/2025
This week on Under One Roof MTL, LJ, Fred, Martin and Robyn discuss the average age of first time homebuyers creeping up past 40, as well as how Montreal's rental market has shifted recently.
Plus...
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This week on Under One Roof MTL, LJ, Fred, Martin and Robyn discuss the average age of first time homebuyers creeping up past 40, as well as how Montreal's rental market has shifted recently. Plus, is flipping or long-term holding the better investment strategy in real estate right now? LJ has some advice for you on that front. And, Fred and Martin explain how you can use cryptocurrency (like Bitcoin) as a down payment on a home.
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28/11/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ While the headlines talk about a “slow” market, five areas in Greater Montreal are quietly surging in 2025. Prices are up, sales are moving, and homeowners in these sectors might be sitting on serious equity, especially in single-family homes. In this video, I walk you through the top 5 fastest-rising areas for Q3 2025, why they’re outperforming, and what that means if you’re planning to buy, sell or invest in or around Montreal. #5: Saint-Lazare & Hudson #4: L’Île-Perrot #3: Chambly #2: Blainville #1 Ahuntsic-Cartierville 👉 Book your 15-minute Listing & Strategy Call here: https://www.meetwithlj.com/
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27/11/2025
Thinking of taking back your rental unit for personal use? Here’s your yearly reminder 👇
If your lease runs July 1-June 30, your repossession notice must be sent by December 31 and it needs to be don...
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Thinking of taking back your rental unit for personal use? Here’s your yearly reminder 👇 If your lease runs July 1-June 30, your repossession notice must be sent by December 31 and it needs to be done in the right format to be valid. If the tenant refuses or doesn’t reply, you’ll have 30 days to open a file with the TAL. Miss that deadline, and the right to repossess is gone for this lease term. Not sure how to draft the notice or follow the right steps? 📩 Send me a message and I’ll walk you through it. . . . #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips
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25/11/2025
🍁 Vous pensez acheter à Montréal ?
👉 https://www.ljrealties.com - Trouves une maison maintenant
📱 Appelez ou envoyez un message texte : 514-578-6397
📨 [email protected]
📅 Réservez une consultation g...
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🍁 Vous pensez acheter à Montréal ? 👉 https://www.ljrealties.com - Trouves une maison maintenant 📱 Appelez ou envoyez un message texte : 514-578-6397 📨 [email protected] 📅 Réservez une consultation gratuite : https://www.meetwithlj.com/ Tout le monde rêve d’un coin de paradis au bord d’un lac. Mais acheter un chalet au Québec est très différent de l’achat d’une maison en ville. Entre des règles de financement plus strictes et des coûts cachés auxquels on ne s’attend pas, une mauvaise décision peut transformer votre projet en un cauchemar financier. Dans cette vidéo, je vous explique tout ce qu’il faut savoir avant d’acheter une résidence secondaire au Québec en 2025 : 🏡 Distinguer les chalets de type A des chalets de type B — et comment cela influence votre mise de fonds 💰 Utiliser l’équité de votre résidence principale pour acheter une résidence secondaire 🚫 Les réalités hypothécaires d’Airbnb et de la location à court terme 📊 Les enjeux fiscaux à considérer ⚠ Les coûts cachés : fosse septique, puits, assurances, accès saisonnier 🔍 Pourquoi les inspections sont encore plus importantes pour les chalets ✅ Qui devrait acheter un chalet en ce moment - et qui devrait éviter l’achat d’une résidence secondaire J’ai accompagné des dizaines de clients dans l’achat de résidences secondaires et de propriétés de maisons de prestige partout au Québec, et je vais vous guider pas à pas à faire le bon choix, à comprendre les risques et à explorer vos options de financement. 📍 Vous pensez acheter un chalet ? Discutons-en. 📞 Réservez une consultation stratégique : https://www.meetwithlj.com/ ⭐ Plus de 200 avis 5 étoiles : www.ljrealties.com
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24/11/2025
This week on Under One Roof, Fred and Martin play couples counsellors, offering some solid advice for couples who are thinking about moving in together.
LJ also breaks down what it looks like when...
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This week on Under One Roof, Fred and Martin play couples counsellors, offering some solid advice for couples who are thinking about moving in together. LJ also breaks down what it looks like when a homebuyer submits a formal offer to purchase, and how they can protect themselves with conditions.
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23/11/2025
Winter closings go smoother when your paperwork is ready!
An outdated certificate of location can delay your sale, especially if you’ve added a pool, deck, or updated your entrance. 🏡
Make sure your ...
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Winter closings go smoother when your paperwork is ready! An outdated certificate of location can delay your sale, especially if you’ve added a pool, deck, or updated your entrance. 🏡 Make sure your certificate reflects your home’s current state before listing. Want me to check it for you and plan your launch timeline? 📅 Book a 15-min Listing Prep Call and let’s get you ready to sell! Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ . . . #LJRealties #LJAguinaga #MontrealRealEstate #HomeSellingTips #ListingPrep #RealEstateAdvice #SellSmart #PropertyUpdate #HomeSale #MontrealHomes #RealEstatePlanning #WinterClosings #DreamHomeGoals #HouseReady #RealEstateExperts #ListingChecklist
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21/11/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
Lire plus
Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Should you list your Montreal home in December… or wait until January? Both can work, but only if your strategy matches the season. In this video, I break down exactly how I help Montreal sellers decide when to go live, how to avoid getting stuck with high days-on-market over the holidays, and how to position your listing to WIN whether you launch before Christmas or in the New Year. I’m
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