12/02/2026
Two offers on your Montreal home? 🏡
Don’t just chase the highest price, the best deal is the one that actually works for your plan.
In this Reel, I break down the 2 questions every seller should ask ...
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Two offers on your Montreal home? 🏡 Don’t just chase the highest price, the best deal is the one that actually works for your plan. In this Reel, I break down the 2 questions every seller should ask before saying yes. Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ . . . #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #RealEstate #SellingTips
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11/02/2026
Most sellers don’t think about their certificate of location...until it becomes a problem.
If it’s outdated or no longer reflects your property, your sale can be delayed at notary, or you may be force...
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Most sellers don’t think about their certificate of location...until it becomes a problem. If it’s outdated or no longer reflects your property, your sale can be delayed at notary, or you may be forced into extra costs. At LJ Realties, we handle this early so your sale stays smooth from offer to closing. Thinking of selling? 📩 Book a quick strategy call and get clear on your next steps. . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #certificateoflocation #locationcertificate #quebeccertificate #propertydocs #ljaguinaga #propertydocuments
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09/02/2026
Being “pre-approved” isn’t always enough. ⚠️
Sellers don’t just look at the number, they read how solid your file actually is. A vague pre-approval can signal risk, and in a competitive market, that’s...
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Being “pre-approved” isn’t always enough. ⚠️ Sellers don’t just look at the number, they read how solid your file actually is. A vague pre-approval can signal risk, and in a competitive market, that’s all it takes to lose the home. If you’re actively shopping, make sure your pre-approval tells the full story because that’s what sellers are judging. 📩 Want us to review yours? Book a 15-min Buyer Strategy Call and let’s make sure you’re truly ready.
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08/02/2026
This week on Under One Roof, we're talking about whether homeownership is still a good investment. Plus, is it possible to be a great landlord AND make money doing it? And, everything you need to know...
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This week on Under One Roof, we're talking about whether homeownership is still a good investment. Plus, is it possible to be a great landlord AND make money doing it? And, everything you need to know about private lending and private mortgages in Canada.
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07/02/2026
“Where should we live?”
This question stops more Montreal buyers than price.
Endless scrolling won’t give you clarity...walking the streets will.
That’s why we help buyers narrow it down to two areas,...
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“Where should we live?” This question stops more Montreal buyers than price. Endless scrolling won’t give you clarity...walking the streets will. That’s why we help buyers narrow it down to two areas, tour homes back-to-back, and feel the difference in real life, not on a map. Once the areas are clear, everything else gets easier. 📩 Want us to map your two neighbourhoods and build a smart tour plan? DM us and we’ll set it up. #MontrealRealEstate #HomeBuyingTips #MtlRealEstate
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06/02/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Is the Montreal 6-plex dead in 2026 or are investors just using outdated math? In this video, I (Montreal real estate broker and investor
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03/02/2026
The #1 retirement fear? Outliving your money.
But here’s the good news: your home can help solve that.
Most older homeowners in Montreal are sitting on hundreds of thousands in home equity but are li...
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The #1 retirement fear? Outliving your money. But here’s the good news: your home can help solve that. Most older homeowners in Montreal are sitting on hundreds of thousands in home equity but are living with financial stress in retirement. That’s where a reverse mortgage comes in. 🏡 How it works: - Your parents stay in their home - The bank pays them every month - They keep ownership - The home still transfers to the heirs This strategy is safe, regulated, and could significantly improve their quality of life. 📲 Save this video and share it with your family, they need to know this exists.
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01/02/2026
This week on Under One Roof MTL, Robyn, Fred and LJ react to the Bank of Canada's first of eight interest rate announcements. Was staying the course the right move? And what should Canadians expect fr...
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This week on Under One Roof MTL, Robyn, Fred and LJ react to the Bank of Canada's first of eight interest rate announcements. Was staying the course the right move? And what should Canadians expect from the rest of 2026? Plus, LJ breaks down the red flags you should be on the lookout for when trying to purchase an older property in Montreal, from old wiring to asbestos issues. And, Martin runs down all of the documents that you need to get pre-approved for a mortgage.
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31/01/2026
There’s a growing real estate trend that savvy homeowners in Montreal are using to build wealth faster and it's surprisingly simple.
Instead of selling your current home to upgrade, you leverage a HE...
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There’s a growing real estate trend that savvy homeowners in Montreal are using to build wealth faster and it's surprisingly simple. Instead of selling your current home to upgrade, you leverage a HELOC (Home Equity Line of Credit) to buy your next property, and turn your first home into a rental. 🏡 In this video, I’ll explain: - How to unlock your home equity to buy again - Why keeping your first property is a long-term wealth hack - The math that makes this strategy so powerful - Why appreciation multiplies when you own two homes instead of one This is how younger buyers are quietly building real estate portfolios in Montreal with zero hype, and major upside. 📲 Book a call with me to find out if this could work for you.
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30/01/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If you’re thinking about buying a home in Montreal but wondering whether you should wait, this video is for you. In this breakdown, I (Montreal real estate broker and investor
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28/01/2026
Refinancing your mortgage can save you money or cost you tens of thousands if you do it wrong. Here’s the trap most homeowners fall into in 2025: refinancing back into a 30-year mortgage. It feels lik...
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Refinancing your mortgage can save you money or cost you tens of thousands if you do it wrong. Here’s the trap most homeowners fall into in 2025: refinancing back into a 30-year mortgage. It feels like a fresh start, but what you're really doing is hitting the reset button on your interest payments. In this video, I explain: - Why refinancing back to a 30-year loan is often a bad deal - How amortization works and why it matters - What to ask for instead (20 or 25-year terms) - How to check if refinancing actually saves YOU money 🏡 I help Montreal homeowners and buyers make smarter real estate decisions every day, follow for more! 📩 Want help reviewing your mortgage or refinance options? Book a call!
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25/01/2026
💼 Billionaire real estate investors have a cheat code to predict the next hot neighborhoods and now you can copy it for free.
Here’s how it works:
Companies like Whole Foods, Trader Joe’s, and even S...
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💼 Billionaire real estate investors have a cheat code to predict the next hot neighborhoods and now you can copy it for free. Here’s how it works: Companies like Whole Foods, Trader Joe’s, and even Starbucks spend millions analyzing future growth areas before opening a single store. Once they commit to a location, it’s a massive green flag for smart investors because home values often jump up to 20% within 5 years of the store opening. This is called “retail anchor investing”, and it’s one of the best ways to spot future growth without paying for deep market analytics. 📍 In Montreal, this strategy applies to: - New Provigo, Adonis, or IGA branches - Planned REM (light rail) stops - Mixed-use developments with retail anchors - City-led revitalization zones 🏡 Want a list of upcoming developments or retail projects in Montreal? Book a call with me and we can talk it over.
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25/01/2026
This week on Under One Roof MTL, we're talking about the latest inflation data, which indicates a 2.4% upward tick for the month of December. Is this cause for concern?
Plus, LJ talks about what to...
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This week on Under One Roof MTL, we're talking about the latest inflation data, which indicates a 2.4% upward tick for the month of December. Is this cause for concern? Plus, LJ talks about what to do when a listing goes stale, and when you should start to worry. And, Fred and Martin share some of the most common questions they get asked as mortgage brokers.
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23/01/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Spring is often marketed as the best time to sell but in Montreal real estate, that belief can quietly cost sellers leverage, time, and money. In this video, I break down what sellers consistently get wrong about the spring market in 2026, including: Why more buyers doesn’t always mean better offers How spring inventory surges reduce your negotiation power The hidden risk of stale listings in March and April Why timing beats seasonality every year How smart sellers position before the spring rush This isn’t theory or hype. It’s based on real Montreal market behavior, buyer psychology, and 18+ years of boots-on-the-ground experience. If you’re thinking about selling in the next 90 days, timing and strategy matter more than ever. 👉 Book a 15-minute listing strategy call using the link below. https://www.meetwithlj.com/ No pressure, just clarity, timing, and a plan that fits your goals. 👍 Like the video, subscribe, and turn on notifications for weekly Montreal real estate strategies.
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22/01/2026
🚫 Don’t rush to put 20% down on your house, especially if you have high-interest debt.
Here's a smarter move many buyers in Montreal are using right now:
Instead of putting all your savings toward a ...
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🚫 Don’t rush to put 20% down on your house, especially if you have high-interest debt. Here's a smarter move many buyers in Montreal are using right now: Instead of putting all your savings toward a down payment… ✅ Put the minimum down ✅ Use the rest to pay off high monthly debts like a car loan For example: If you have $50K saved and a car loan costing $700/month… 👉 Use $25K for your down payment 👉 Use $25K to eliminate the car loan 💡 Result: You just freed up $700/month in cash flow. That gives you: 🔓 More buying power (up to $100K more!) 📈 Flexibility to invest 😌 Less financial stress 🧠 Rule of thumb: Use debt for appreciating assets (real estate) Eliminate debt for depreciating assets (cars)
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19/01/2026
Homeownership is a dream, but for some people, it's turning into a financial trap. If you’re stretching your budget just to qualify, and locking yourself into a massive monthly payment, you could be s...
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Homeownership is a dream, but for some people, it's turning into a financial trap. If you’re stretching your budget just to qualify, and locking yourself into a massive monthly payment, you could be setting yourself up to be house poor. As a Montreal real estate broker, I want you to thrive in your new home, not just survive. 📲 Book a call with me if you want help finding a home that fits your budget and your lifestyle.
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18/01/2026
This week on Under One Roof MTL, LJ runs down the Q4 Montreal real estate market numbers for us, analyzing what they mean for both buyers and sellers. We also discuss the fact that 60% of Canadian hom...
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This week on Under One Roof MTL, LJ runs down the Q4 Montreal real estate market numbers for us, analyzing what they mean for both buyers and sellers. We also discuss the fact that 60% of Canadian homeowners will need to renew their mortgage in 2026, and what they can do to prepare. Plus, if you've ever thought about buying pre-construction, you're going to want to hear what LJ has to say about the pros and cons that come with buying a home before it's been built. And, Fred and Martin have some advice for self-employed individuals who are trying to get or renew a mortgage.
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17/01/2026
Got a 3% mortgage but want to buy another home?
You don’t have to sell your current property! here’s how to keep your low rate and buy a second home:
✅ Use a HELOC (home equity line of credit) to pul...
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Got a 3% mortgage but want to buy another home? You don’t have to sell your current property! here’s how to keep your low rate and buy a second home: ✅ Use a HELOC (home equity line of credit) to pull out funds from your current home ✅ Use that equity as the down payment for your next property ✅ Before closing, rent out your original property ✅ Rental income covers your old mortgage + HELOC ✅ Now you only cover the new mortgage 🔁 You keep your original 3% interest rate 🏡 You now own 2 appreciating assets 💼 You just started your real estate portfolio without realizing it I help Montreal homeowners implement smart strategies like this to build wealth and keep flexibility. 📲 DM me if you want to know how this could work for your situation.
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16/01/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ In this Montreal Real Estate Market Update (Q4 2025), I’m breaking down what actually happened over the last 3 months. Sales, inventory, prices, days on market, and what the data is really telling us heading into 2026. This isn’t hype. It’s market context + boots-on-the-ground strategy for buyers, sellers, and investors in Montreal and the Greater Montreal Area. Q4 2025 Highlights (Greater Montreal Area) Residential sales: -4% year-over-year New listings: +2% Active listings: +7% Median price change: Single-family +7% | Condos +1% | Plexes +8% Days on market: down across categories Key takeaway: fewer transactions, but prices are rising and homes are selling faster, this is a selective market, not a weak one. Breakdown by Property Type 🏡 Single-family: tight inventory, family demand stays strong 🏢 Condos: more choice, pricing sensitivity (not a crash, a normalization) 🏘 Plexes: investors returning. Selective, fundamentals matter 2026 Outlook Volume should improve modestly (not explode) Price growth stays uneven by segment Investors get more active. Cash flow matters again Sellers: this isn’t 2021, but it’s not a buyer’s market either. Strategy wins 📞 Want a data-based plan for your neighborhood + price band? Book a 15-minute strategy call and we’ll map your best move for 2026 (buy / sell / invest). https://www.meetwithlj.com/ 👍 If this helped, like, subscribe, and hit the bell for the next Montreal market update.
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14/01/2026
⏰ Quebec landlords, this is your last call!
RL-31 slips are due February 28, and missing it can turn into an unnecessary headache. You only need to issue it for the tenant in place on December 31 , bu...
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⏰ Quebec landlords, this is your last call! RL-31 slips are due February 28, and missing it can turn into an unnecessary headache. You only need to issue it for the tenant in place on December 31 , but it has to be done right. Not 100% sure? Don’t guess. Comment below and we’ll point you in the right direction. . . . . . #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #QuebecLandlords #RentalDeadlines
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12/01/2026
Thinking about switching your mortgage or sticking with your current lender? 🤔🏡
Ask yourself two key questions:
1️⃣ How does my payment compare if I stay vs. switch?
2️⃣ What are the penalties if I r...
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Thinking about switching your mortgage or sticking with your current lender? 🤔🏡 Ask yourself two key questions: 1️⃣ How does my payment compare if I stay vs. switch? 2️⃣ What are the penalties if I refinance early? Short-term plans? High-penalty mortgages can trap you. Long-term plans? Stability might be worth it. 💡 Tip: Get a rate hold while you explore options, negotiate with your lender, and make sure your mortgage aligns with your real estate goals. 📞 Book a 15-min call and I’ll help you figure out the best move for 2025. . . . #ljaguinaga #LJRealties #MontrealRealEstate #RefinanceTips #MortgageHacks #RealEstateAdvice #SaveMoney #HomeBuyingTips #MortgageRefinance #FinancialFreedom #PersonalFinance #RealEstateInvesting #MortgagePlanning
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11/01/2026
This week on Under One Roof MTL, Fred, Martin, LJ and Robyn try to predict what will happen with interest rates and the Canadian economy in 2026. We also explain what condo fees are, where that money ...
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This week on Under One Roof MTL, Fred, Martin, LJ and Robyn try to predict what will happen with interest rates and the Canadian economy in 2026. We also explain what condo fees are, where that money goes, and why condo owners sometimes end up with 4 and 5 figure special assessments. We're also joined by Robert Hogue, assistant chief economist at RBC, to break down where Canada's economy is headed in 2026, and what this means for the national housing markets.
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10/01/2026
Most seniors don’t realize they’re sitting on a solution to their retirement income worries.
If your parents are 65+ and own their home, they can turn that equity into tax-free income without selling...
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Most seniors don’t realize they’re sitting on a solution to their retirement income worries. If your parents are 65+ and own their home, they can turn that equity into tax-free income without selling or moving. It’s called a reverse mortgage. Here’s how it works: ✅ The bank pays THEM monthly (or in a lump sum) ✅ They keep living in their home ✅ They owe nothing monthly ✅ The loan is repaid later when the home is sold or the borrower passes ✅ The family can still inherit the home This is a regulated, safe product that helps older Canadians unlock their home equity for cash flow. Most people, including financial advisors, never mention this because they don’t earn commissions on it. 📌 Save this video and share it with your parents. It could change everything about how they retire. 📲 Follow for more strategies to protect your cash and grow your equity.
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09/01/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If you’ve been telling yourself “I want to invest in real estate,” this is where you stop consuming and start executing. In this video, I break down the 90-day real estate investment plan we use with new investor clients in Montreal and across Quebec so you can go from browsing listings to offer-ready with a real process. ✅ What you’ll learn: - How to build your Deal Box (your personal investment filter) - How we choose the right asset type + neighborhood (plex vs condo vs value plays) - How we structure financing: owner-occupied 5% vs investment 20%, partnerships, equity strategies - Quebec-specific investor risks: leases, access rules, tenant protections, condo docs - How we get you touring properties within 4–6 weeks and ready to write clean offers I’m
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