07/11/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Montreal buyers/investors: Should you tap a HELOC or refinance and break your mortgage? The wrong choice can cost tens of thousands. In this video I cover time horizon, rate risk, penalties, debt ratios, tax deductibility, and real scenarios (move-up buyer, investor, renovation) so you can pick the right structure in Montreal + Greater Montreal Area. 👉 Book a 15-minute clarity call: I’ll run YOUR personal numbers (penalty vs HELOC interest, monthly cash flow, approval impact) and show which option wins for your situation. What we cover - HELOC basics (interest-only, variable, readvanceable) vs Refi (new term/rate, fully amortized) - Quebec quirks: notary, collateral charge, switching lenders - 5 Decision Factors: time horizon, rate tolerance, break penalties, debt ratios, tax - Scenario A: Move-up (2–3 yrs) → HELOC often wins if penalty is high - Scenario B: Investor (duplex/triplex) → HELOC flexibility + potential deductibility - Scenario C: Renovations → HELOC for staged work; Refi for structure/discipline - When NOT to use a HELOC + When it’s smart - Pro tips/red flags: cap LTV ~75%, auto-repay, check penalties, CRA records Service Area: Island of Montreal + GMA (West Island, NDG, Verdun, Plateau, VMR, Villeray, Ahuntsic, Laval, South Shore, Vaudreuil-Dorion, Blainville, Saint-Lazare).
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03/11/2025
This week on Under One Roof MTL, LJ is talking CURB APPEAL, and how maintaining the exterior or your home can help increase its resale value (and just make it a more pleasant place to live!). Plus, Fr...
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This week on Under One Roof MTL, LJ is talking CURB APPEAL, and how maintaining the exterior or your home can help increase its resale value (and just make it a more pleasant place to live!). Plus, Fred and Martin explain how credit reports work, and what you need to be mindful of in the 60-90 days before a mortgage application to make sure you get approved and get the best possible interest rate. Speaking of interest rates, how's everyone feeling about the latest Bank of Canada decision to slash rates by .25%?
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02/11/2025
Most people protect their house, but not the people inside it.
If you own a home with a mortgage, you need to hear this:
✅ A term life insurance policy can cover your mortgage balance
✅ It costs aro...
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Most people protect their house, but not the people inside it. If you own a home with a mortgage, you need to hear this: ✅ A term life insurance policy can cover your mortgage balance ✅ It costs around $50/month for most people ✅ And it protects your family from losing the home if you pass away In many countries, this protection is REQUIRED before getting a mortgage. In Canada, it’s optional, but without it, your family still owes the full mortgage if something happens to you. 💡 A small monthly cost protects everything you’ve worked for. 📲 Follow for honest tips your bank won't tell you.
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31/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If your price is just above a common search filter, you’re invisible. Tonight I’ll show you the Montreal price band cliffs. How portals actually hide your listing and the exact moves to get seen, toured, and offered on (Island + Greater Montreal). What you’ll learn Price Bands 101: Why $505K gets ghosted while $499K gets clicks. Filter Logic: Which bands buyers actually use on Montréal portals + email alerts. 3-Lens Pricing: Comps • Search Heat • Feature Fit (which two must agree). Treats vs Tricks: When $500,000 beats $499,900 (yes, sometimes!). Zombie Listing Recovery: Band reset, headline rewrite, hero photo swap, re-syndication timing. Investor Brackets: Tiny price moves that drop the monthly into comfort zones (pair with a quick pro forma). When to Adjust: Thin showings → change band. Strong showings, weak offers → fix messaging. Common mistakes (avoid these) • Pricing just above a major filter “for negotiation room” • Micro-drops that never cross into a new band • Keeping a weak hero photo after a price change • Ignoring investor math in investor bands (no pro forma = fewer saves) • Letting days on market climb without a band move
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27/10/2025
This week on Under One Roof MTL, LJ is back, and he's taking us along for the ride on the buyer's journey. Then, Fred and Martin break down the ABCs of pre-approvals. By the end of this episode, you'l...
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This week on Under One Roof MTL, LJ is back, and he's taking us along for the ride on the buyer's journey. Then, Fred and Martin break down the ABCs of pre-approvals. By the end of this episode, you'll know exactly what to expect, either as a first-time homebuyer, or as someone who is looking to get back into real estate investing for the first time in a long time.
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24/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Montreal’s Q3 2025 market is running hot: sales +11%, active listings +3% (condos skewing), days on market down across all segments, and median prices up in homes, condos, and multiplexes on the Island and across GMA. In this video I break down Island of Montreal, Laval, and South Shore, plus what to watch into Q4 → early 2026 (rates, inventory, investor focus, growth areas). 👉 Book a 15-minute call: I’ll run YOUR personal numbers (monthly payment at today’s rates, cash-to-close, timing) so you can buy or sell with zero surprises.
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19/10/2025
This week on Under One Roof, Fred and Martin are taking us to SCHOOL, to discuss housing uncertainty in Canada, answering YOUR mortgage questions, and explaining the stress test and pre-approval proce...
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This week on Under One Roof, Fred and Martin are taking us to SCHOOL, to discuss housing uncertainty in Canada, answering YOUR mortgage questions, and explaining the stress test and pre-approval process.
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18/10/2025
425A, Rue de Versailles, Montreal (Southwest)
MLS: 13638709
Welcome to 425A rue Versailles, located in the Sud-Ouest! This brilliant home for sale offers 2-bedrooms 1-bathroom. Just as well, enjoy --...
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425A, Rue de Versailles, Montreal (Southwest) MLS: 13638709 Welcome to 425A rue Versailles, located in the Sud-Ouest! This brilliant home for sale offers 2-bedrooms 1-bathroom. Just as well, enjoy -- modern interior design, a spacious kitchen nook perfect for cooking and entertaining, an in-unit washer & dryer, one of the bedrooms with access to a private balcony, and more. The seamless blend of comfort and style, makes it ideal for families, or anyone seeking an overall great, accessible spot. Don't miss out, book a visit to come and see it for yourself! Bienvenue au 425A rue Versailles, situé au Sud-Ouest ! Ce superbe appartement à vendre offre 2 chambres et 1 salle de bain. Vous profiterez également d'un design intérieur moderne, d'un coin cuisine spacieux idéal pour cuisiner et recevoir, d'un laveuse et sécheuse intégrés, d'une chambre avec accès à un balcon privé, et bien plus encore. Ce mélange harmonieux de confort et de style en fait un lieu idéal pour les familles ou toute personne à la recherche d'un endroit agréable et accessible. Ne manquez pas cette occasion, réservez une visite pour venir le voir vous-même ! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #singlefamilyhomes #propertytour #luxuryhomes
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17/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Most offers in Montreal don’t fall apart because buyers get cold feet, they die at two gates: inspection and appraisal. In this episode I show you exactly what trips deals, how to triage findings (green/yellow/red), and the negotiation levers that work in Quebec (credits, price adjustments, holdbacks, extensions, walk-away). We also cover: How to read an inspection report (what matters vs. maintenance) Montreal red flags: foundations, envelope/roof, electrical (knob-and-tube, aluminum), plumbing (cast iron, Poly-B), environmental (vermiculite/asbestos/oil tank), aging HVAC Condo due diligence: minutes, budgets, reserve fund study, assessments Plex lens: tenancies, access, rent roll reality Certificate of Location & title insurance (what it does/doesn’t solve) Appraisal risk: low value outcomes, re-appraisals, restructuring with your broker Timing: book fast, extend cleanly, keep closings on track If you have any questions feel free to book a free 15-min strategy call. We’ll read the report with you, map options, and keep a good deal alive.
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14/10/2025
🍁 Vous pensez acheter à Montréal ?
👉 https://www.ljrealties.com - Trouvez des propriétés maintenant
📱 Appelez ou envoyez un message texte : 514-578-6397
📨 [email protected]
📅 Réservez une consulta...
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🍁 Vous pensez acheter à Montréal ? 👉 https://www.ljrealties.com - Trouvez des propriétés maintenant 📱 Appelez ou envoyez un message texte : 514-578-6397 📨 [email protected] 📅 Réservez une consultation gratuite : https://www.meetwithlj.com/ Vous souhaitez obtenir du financement pour l’achat d’un immeuble locatif multilogement aux meilleures conditions au Canada ? 🏢 Le programme APH Select de la SCHL pourrait être votre clé pour réaliser ce rêve, mais à condition de bien comprendre son fonctionnement. Dans cette vidéo, je décortique le programme APH Select de A à Z : ✔️ Ce que c’est et comment ça fonctionne ✔️ Qui peut y avoir droit et quels immeubles sont admissibles ✔️ Le système de points basé sur l’accessibilité, l’efficacité énergétique et l’abordabilité ✔️ Une comparaison réaliste entre le financement APH Select et les prêts conventionnels ✔️ Les erreurs à éviter pour donner les meilleures chances à votre dossier d’être accepté ✔️ Mes conseils de pro, après avoir utilisé ce programme à plusieurs reprises Points forts du financement APH Select : 📊 Amortissement jusqu’à 50 ans 💰 Prêt hypothécaire allant jusqu’à 95 % de la valeur de l’immeuble 📉 Ratio de couverture de la dette abaissé (jusqu’à 1,10) 💸 Primes SCHL réduites 🏗️ Admissibilité des nouvelles constructions, des achats et du refinancement ⚠️ Attention : le processus administratif de ce programme peut s’avérer lourd, les délais sont longs, et une erreur dans le calcul des points peut faire échouer toute votre transaction.
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12/10/2025
This week on Under One Roof MTL, Robyn, Fred and Martin are joined by Montreal notary Anna Kamateros, to discuss a story out of Ontario that left a woman with a $660,000 tax bill. Could this situation...
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This week on Under One Roof MTL, Robyn, Fred and Martin are joined by Montreal notary Anna Kamateros, to discuss a story out of Ontario that left a woman with a $660,000 tax bill. Could this situation have been avoided, and how can you make sure that you're setting up your kids for success with your will? Plus, we talk about the changing face of first-time home buyers, as well as why so many Canadians are defaulting on their mortgage payments.
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10/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Buying in Montreal (Island + Greater Montreal Area) and want a no-surprise roadmap? In this buyer’s presentation, I will guide you through the entire process: financing (term vs amortization, fixed vs variable), insured vs uninsured mortgages, the new buyer representation contract (BCP), offer strategy (single vs multiple offers), key conditions (financing, inspection, document review), what “significant” means at inspection, extra due-diligence tests (drain camera, water quality, pyrite, environmental), and how to prep for the notary so you can buy confidently. What You’ll Learn - How Montreal buyers actually win offers (without overpaying) - Fixed vs variable, term vs amortization (and real penalties) - Insured mortgages and what that really covers - The BCP (buyer contract) and why you want it in Quebec - The inspection clause: what counts as significant - Document checklists for condos, houses, and plexes - Extra tests that save you $$$ later (drain, water, pyrite, enviro) - Notary day prep: insurance, utilities, deeds, timing 👉 Book a 15-minute call and we can run your personal numbers (monthly payments, cash needed, timelines) so you truly understand every in & out of your transaction. Book here: https://www.meetwithlj.com/
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07/10/2025
This week on Under One Roof MTL, Robyn, Fred, and Martin are once again joined by Thierry Bourbonnais from the Plex DR, to find out some of his craziest property management stories.
We also discus...
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This week on Under One Roof MTL, Robyn, Fred, and Martin are once again joined by Thierry Bourbonnais from the Plex DR, to find out some of his craziest property management stories. We also discuss reverse mortgages and the pros and cons of using this product to improve your cash flow.
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07/10/2025
🛑 There are 3 types of properties you should never buy, but most people only learn this after it’s too late.
1️⃣ Poorly Managed Condos
• Rising monthly fees
• Bad maintenance
• Lose value first in a ...
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🛑 There are 3 types of properties you should never buy, but most people only learn this after it’s too late. 1️⃣ Poorly Managed Condos • Rising monthly fees • Bad maintenance • Lose value first in a downturn 2️⃣ Homes in Flood Zones • Costly flood insurance • High-risk for water damage • Falling prices in high-risk areas 3️⃣ Best Home on the Block • Tough resale • Neighbourhood values drag you down 🧠 Final tip: Always choose location over upgrades. One can be changed the other is forever. I’m a real estate broker in Montreal helping buyers make smart, safe moves with zero regrets. 📲 Follow for more buyer tips, traps to avoid, and wealth-building real estate insights.
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04/10/2025
Stocks vs. Real Estate in 2025, which builds more wealth?
Markets are shaky, tech stocks are volatile, and rates are creating uncertainty. But real estate? It keeps proving itself.
✔️ Leverage: cont...
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Stocks vs. Real Estate in 2025, which builds more wealth? Markets are shaky, tech stocks are volatile, and rates are creating uncertainty. But real estate? It keeps proving itself. ✔️ Leverage: control 100% of an asset with as little as 20% down. ✔️ Cash flow: tenants help pay your mortgage. ✔️ Tax benefits: unique advantages stocks just can’t match. ✔️ 3 wealth streams: appreciation, rental income & debt paydown. In Montreal, demand is strong, inventory is tight, and rents are climbing, making real estate one of the smartest plays in 2025. 👉 Want to start building real wealth this year? DM me and let’s create your strategy. #LJRealties #LJAguinaga #RealEstateInvesting #MontrealRealEstate #WealthBuilding #InvestSmart #StocksVsRealEstate #FinancialFreedom #PassiveIncome #CanadianInvesting #RealEstateAdvice #MontrealInvesting #RealEstateTips #Investing2025
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03/10/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Most Montreal buyers underestimate cash by 8-12%! Not because they can’t do math, but because the money leaves at different times. In this video I map every dollar from offer → notary → after closing, then run 3 real price bands so you can buy without surprises: $450,000 condo (5%, 10%, 20% down) $900,000 townhouse (move-up buyer, 10% vs 20%) $1.2M duplex (owner-occupant investor) You’ll see the cost stack (down payment, inspection, appraisal, notary, adjustments, mortgage insurance tax, welcome tax, move-in/setup, and a buffer) and exactly when each one is due. 📞 Want me to sanity-check your numbers? Book a free 15-min call https://www.meetwithlj.com/ 📍 Thinking of selling, rebuilding, or adding units in Montreal? 👉 Book a 15-min strategy call: https://www.meetwithlj.com/ ⭐ 200+ 5-star reviews | ljrealties.com 💼 Property management: plexdr.com
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30/09/2025
🍁 Vous pensez acheter à Montréal ?
👉 https://www.ljrealties.com – Trouvez des propriétés dès maintenant
📱 Appelez ou envoyez un texto : 514-578-6397
📨 [email protected]
📅 Réservez une consultation gra...
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🍁 Vous pensez acheter à Montréal ? 👉 https://www.ljrealties.com – Trouvez des propriétés dès maintenant 📱 Appelez ou envoyez un texto : 514-578-6397 📨 [email protected] 📅 Réservez une consultation gratuite : https://www.meetwithlj.com/ Et si je vous disais que la valeur nette de votre immeuble pouvait financer votre prochain achat ? Dans cette vidéo, je vous explique comment fonctionne la valeur nette, comment la bâtir, et surtout comment l’utiliser pour agrandir votre portefeuille immobilier à Montréal — sans gagner à la loterie ni attendre 10 ans. 🏡 Ce que vous allez apprendre : ✔️ Ce qu’est la valeur nette et comment la créer ✔️ Pourquoi l’immobilier est l’un des meilleurs générateurs de valeur nette ✔️ Comment refinancer intelligemment - et quand éviter le refinancement ✔️ Comment un triplex acheté en 2019 m’a permis de débloquer 288 000 $ de valeur nette ✔️ Ma stratégie pour l’acquisition de 15 multiplex en 7 ans ✔️ Ma règle d’or : obtenir un rendement infini en retirant votre mise de fonds La valeur nette, c’est votre superpouvoir immobilier — mais seulement si vous savez l’utiliser. 📍 Basé à Montréal ? Prêt à mettre votre valeur nette au travail ? 👉 Prenez rendez-vous : https://www.meetwithlj.com/ 👨💼 Gestion immobilière : www.plexdr.com
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29/09/2025
Welcome 7841-7845A rue Simonne, located in Lasalle just 5 minutes from the river! A wonderful four-plex with the main unit offering 2 floors, a beautiful bright modern feel and a backyard with no rear...
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Welcome 7841-7845A rue Simonne, located in Lasalle just 5 minutes from the river! A wonderful four-plex with the main unit offering 2 floors, a beautiful bright modern feel and a backyard with no rear neighbours. The additional units serve as great steady revenue. This rare opportunity offers double occupancy! Ideal for investors, seasoned or just starting out, or for families of all kinds. A great opportunity altogether, you definitely don't want to miss this. Bienvenue au 7841-7845A rue Simonne, situé à Lasalle à seulement 5 minutes du fleuve! Magnifique immeuble à revenus de quatre logements dont l'unité principale s'étend sur deux étages, offrant une ambiance moderne, lumineuse, ainsi qu'une cour arrière sans voisins à l'arrière. Les unités supplémentaires génèrent un revenu stable et intéressant. Cette opportunité rare propose une double occupation! Idéal pour les investisseurs, qu'ils soient expérimentés ou débutants, ainsi que pour tous types de familles. Une belle occasion à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #investmentoportunity #propertytour
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29/09/2025
This week on Under One Roof, Fred, Martin and Robyn are joined by special guest Thierry Bourbonnais from the Plex DR to talk about property management, and how hiring a property manager can make life ...
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This week on Under One Roof, Fred, Martin and Robyn are joined by special guest Thierry Bourbonnais from the Plex DR to talk about property management, and how hiring a property manager can make life easier for landlords. They also discuss refinancing, and how homeowners can leverage the equity in their homes to consolidate debts, make home repairs, or even help their adult children buy their first home.
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26/09/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Welcome back to Part 2 of our Montreal mortgage series! 🏡 In Part 1, we talked about refinancing, fixed vs. variable, and the dangers of chasing the lowest rate. In this episode, we go even deeper with Mathieu Alexandre Poupart from Orbis Mortgages and cover: ✅ How cashback mortgage offers really work (and the catches to watch out for) ✅ What a HELOC is, and how to use it strategically ✅ Why 70% of Canadians don’t finish their 5-year term (and how to avoid costly penalties) ✅ Three powerful mortgage payment strategies to save years & tens of thousands in interest ✅ How accelerated bi-weekly payments cut 4-7 years off your mortgage ✅ Why rounding up or prepaying $50-$100 can save you thousands long-term ✅ Understanding restrictions & flexibility before signing any mortgage contract Whether you’re a first-time buyer, upgrading, or investing in Montreal real estate, these strategies will help you make smarter decisions with your financing. 👉 Need help with your mortgage strategy? 📞 Book a free consultation: https://www.meetwithlj.com/ ⭐ 200+ 5-star reviews | ljrealties.com
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23/09/2025
Welcome to 844 rue Agnes, located in the heart of Saint-Henri! This spacious 3-bedroom, 2-bathroom condo offers 1,555sqft of living space, blending timeless charm with modern comfort. Intricate archit...
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Welcome to 844 rue Agnes, located in the heart of Saint-Henri! This spacious 3-bedroom, 2-bathroom condo offers 1,555sqft of living space, blending timeless charm with modern comfort. Intricate architectural details can be found throughout, including a stained-glass skylight in the den and unique patterned tiles throughout. Enjoy two private balconies, a private garage and three exterior driveway spaces, a rare find in the city. Perfect for families or anyone seeking a vibrant and accessible location, this home combines space, character, and convenience. Bienvenue au 844 rue Agnes, situé au coeur de Saint-Henri! Ce spacieux condo de 3 chambres et 2 salles de bain offre 1555pi² d'espace de vie, alliant charme intemporel et confort moderne. Vous y trouverez de superbes détails architecturaux, dont un puits de lumière en vitrail dans le den et des céramiques aux motifs uniques qui ajoutent une touche de caractère. Profitez de deux balcons privés, d'un garage ainsi que de trois espaces de stationnement extérieurs, une rareté en ville. Parfait pour les familles ou pour quiconque recherche un emplacement dynamique et accessible, ce condo allie espace, cachet et commodité. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #singlefamilyhomes #propertytour #luxuryhomes
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21/09/2025
This week on Under One Roof, LJ, Fred and Martin are talking about the Bank of Canada's most recent decision to slash interest rates by 25 basis points, and what this says about the current state of t...
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This week on Under One Roof, LJ, Fred and Martin are talking about the Bank of Canada's most recent decision to slash interest rates by 25 basis points, and what this says about the current state of the Canadian economy. They also tackle the Statistics Canada report that finds more and more Canadians are falling into debt, how long consumer proposals remain on your credit report, which investment property offers the best return on investment, and whether you should go with a fixed or variable rate mortgage right now.
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19/09/2025
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If your mortgage rate starts with a 5, you’ve probably wondered: Should I refinance? Take a cashback mortgage? Tap into a HELOC? In this video, I sit down with Mathieu Alexandre Poupart from Orbis Mortgages to break down what’s really happening with mortgage rates in 2025 and how buyers, homeowners, and investors in Montreal should think about refinancing, fixed vs. variable, insured vs. conventional, and all the new government programs like the FHSA and extended amortizations. What you’ll learn in this episode: ✅ When refinancing makes sense (and when it doesn’t) ✅ Fixed vs. variable: risks, peace of mind, and prepayment penalties ✅ Why the lowest rate isn’t always the best mortgage product ✅ How cashback options and HELOCs fit into your strategy ✅ First-time buyer financing options (FHSA, insured products, 30-year amortization) ✅ Refinancing to buy your second property (or first investment) ✅ How prepayments save you 10 years & $134K+ in interest ✅ Why flexibility often beats chasing the lowest rate 👉 Part 2 coming soon where we go deeper into advanced strategies for investors. 📍 Thinking of buying, refinancing, or investing in Montreal? 🔗 Book a free strategy call: https://www.meetwithlj.com/ ⭐ 200+ 5-star reviews | ljrealties.com
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18/09/2025
58, Rue Ashmore, Châteauguay
Centris No. 17182433
Welcome to 58 rue Ashmore, located in Chateauguay! This wonderful, unique property for sale presents at 3-bedrooms 1+1 bathrooms, over 6,850 sqft. Ju...
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58, Rue Ashmore, Châteauguay Centris No. 17182433 Welcome to 58 rue Ashmore, located in Chateauguay! This wonderful, unique property for sale presents at 3-bedrooms 1+1 bathrooms, over 6,850 sqft. Just as well, enjoy 2 floors, traditional touches (such as a fireplace and wood accents), spacious bedrooms, a grand patio and green backyard, etc. Ideal for families -- or anyone seeking a comfortable home to call theirs. You don't want to miss out on this opportunity, book yourself a visit today! Bienvenue au 58 rue Ashmore, situé à Châteauguay ! Cette magnifique propriété unique à vendre comprend 3 chambres, 1+1 salles de bains et une superficie de plus de 6 850 pieds carrés. Profitez également de ses deux étages, de ses touches traditionnelles (telles qu'une cheminée et des accents de bois), de ses chambres spacieuses, de son grand patio et de son cour arrière verdoyante, etc. Idéal pour les familles ou toute personne à la recherche d'une maison confortable où se sentir chez soi. Ne manquez pas cette occasion, réservez votre visite aujourd'hui ! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #singlefamilyhomes #propertytour #affordablehousing
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