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LJ Immobilier
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Money Trick To Save $95,056

17/03/2024

Looking to save big on your mortgage? By rounding up your mortgage payment to $2,500 from $2,309, you could save over $91,000 in interest and cut over 5 years off your mortgage term. Would you be wi...
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Looking to save big on your mortgage? By rounding up your mortgage payment to $2,500 from $2,309, you could save over $91,000 in interest and cut over 5 years off your mortgage term. Would you be willing to try it? It's a small change that can make a huge difference in your financial future. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #MortgageTips #SaveMoney #FinancialFreedom #MortgagePayment #InterestSavings #DebtReduction

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8 Things you did not know about living in Montreal Quebec in 2024

15/03/2024

It’s no secret that Montreal is a great place to call home, but there are fun facts and things to appreciate that even a lifelong Montrealer might not know! This week I’m here to share my top 8 facts ...
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It’s no secret that Montreal is a great place to call home, but there are fun facts and things to appreciate that even a lifelong Montrealer might not know! This week I’m here to share my top 8 facts that make Montreal the unique gem that it is. Did any of them surprise you? What’s your favourite thing about Montreal? Let me know in the comments below!

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L'immobilier à Montréal mis à nu : La vérité inédite

12/03/2024

Certains disent que l'immobilier n'est plus un bon investissement. Je suis là pour vous prouver qu'en 2024, ce ne sera pas le cas ! Les taux d'intérêt sont en baisse et les ventes sont en hausse. L'im...
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Certains disent que l'immobilier n'est plus un bon investissement. Je suis là pour vous prouver qu'en 2024, ce ne sera pas le cas ! Les taux d'intérêt sont en baisse et les ventes sont en hausse. L'immobilier est un bon investissement, à condition d'être bien informé et de prendre des décisions stratégiques ! Si vous envisagez d'acheter en 2024, prenez rendez-vous avec moi pour que nous puissions élaborer votre plan immobilier personnalisé !

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The Problem With The Real Estate Industry

12/03/2024

Are you frustrated with the real estate industry? I get it. It's infuriating when brokers rush you through decisions, prioritizing their commissions over your needs. Your home is more than a transac...
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Are you frustrated with the real estate industry? I get it. It's infuriating when brokers rush you through decisions, prioritizing their commissions over your needs. Your home is more than a transaction; it's a life-changing decision. Make sure your broker is committed to your best interests. Find someone who will guide you through all your options, ensuring you make the right choice for your future. #RealEstate #IndustryInsights #ClientFirst #HomeBuying #PropertyMarket #BrokerTips

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Reminder To All Millennials Who Feel Behind

11/03/2024

Buying real estate isn't about what you think you missed out on. It's about what’s ahead for you as an owner. You can’t look backwards, we’re not going that way. To get started work on your budget, ...
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Buying real estate isn't about what you think you missed out on. It's about what’s ahead for you as an owner. You can’t look backwards, we’re not going that way. To get started work on your budget, get a pre-approval to know what you can afford, and get informed. If you need help don't hesitate to book a call with me. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #Millennials #Homeownership #Budgeting #FinancialPlanning #RealEstateTips

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How Much Do You Need To Make To Buy A $700,000 Home

10/03/2024

Curious about the income needed to afford a $700,000 home? Let's break down the numbers for Montreal, QC. With a conventional loan and 20% down, you'd need a household income of just over $130,000. ...
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Curious about the income needed to afford a $700,000 home? Let's break down the numbers for Montreal, QC. With a conventional loan and 20% down, you'd need a household income of just over $130,000. Numbers in this video are for informational purposes only; this is not an advertisement. Payment calculations based on general published interest rates at the time of filming. Your exact numbers will vary based on current interest rates (which have been pretty volatile lately), property, taxes, homeowners insurance and potential HOA dues. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateInvesting #PropertyBuyer #FinanceTips #HomeBuying #HomeAffordability #RealEstateMontreal #FinanceTips #HomeBuying #Mortgage #HouseholdIncome

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Refinancing your home to consolidate debts AND staging your home to showcase its potential

10/03/2024

This week on Under One Roof MTL, we're joined in studio by Joanne Vroom, the president of Unique Home Solutions, to discuss the advantages of staging your home prior to listing. Plus, we explain the b...
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This week on Under One Roof MTL, we're joined in studio by Joanne Vroom, the president of Unique Home Solutions, to discuss the advantages of staging your home prior to listing. Plus, we explain the benefits of refinancing your home to consolidate your debts and keep your finances in order.

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The Ultimate Real Estate Offer: Buyers & Sellers, Don't Miss Out!

08/03/2024

Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, di...
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Are you thinking of moving to a new city in 2024? Montreal should definitely be at the top of your list and I am here to share my top 5 reasons why. From the numerous cultural events, fine cuisine, diverse neighbourhoods, and everything in between, this city has something for everyone. If you’re ready to make this vibrant city your home, book a call with me today!

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Real Estate Risk

07/03/2024

Feeling hesitant about diving into real estate? Here's a game-changer: banks can actually lend you up to 95% of the property's value, this means you can secure your dream property with a significant...
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Feeling hesitant about diving into real estate? Here's a game-changer: banks can actually lend you up to 95% of the property's value, this means you can secure your dream property with a significantly lower upfront investment. Don't let this amazing opportunity pass you by! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateInvesting #PropertyBuyer #FinanceTips #HomeBuying #Mortgage #BankLoan #PropertyMarket

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Breaking News! Bank of Canada Announcement 📣🇨🇦

06/03/2024

📣 Breaking News: The Bank of Canada just dropped a big announcement today! 🏦💰 Holding the course with a steady hand. Policy rate maintained, and quantitative tightening continues. The economic pulse ...
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📣 Breaking News: The Bank of Canada just dropped a big announcement today! 🏦💰 Holding the course with a steady hand. Policy rate maintained, and quantitative tightening continues. The economic pulse remains the guiding force. Stay informed, stay ahead! 💼📈 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #Inflation #BanckOfCanada #InterestRates #InterestSavings #DebtReduction

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Avantages et désavantages de vivre à Montréal

05/03/2024

Vous envisagez de vous installer à Montréal et vous voulez savoir ce qui vous attend ? Je vous présente mes dix principaux avantages et désavantages de la vie à Montréal. Ne soyez pas alarmé par les d...
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Vous envisagez de vous installer à Montréal et vous voulez savoir ce qui vous attend ? Je vous présente mes dix principaux avantages et désavantages de la vie à Montréal. Ne soyez pas alarmé par les désavantages, je peux vous assurer que les bons côtés l'emportent très certainement sur les mauvais. Pour ceux d'entre vous qui cherchent à acheter, j'ai également inclus les avantages et les inconvénients de notre marché immobilier ici. Vous envisagez de déménager ou d'acheter dans cette ville fantastique ? Prenez rendez-vous avec moi et commençons dès aujourd'hui !

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Absolutely everything you need to know about reverse mortgages

03/03/2024

This week, we're joined in studio by Eric Cherbaka, Business development manager at HomeEquity Bank, to discuss reverse mortgages, how they work, and who benefits the most from them. Plus, will the Ba...
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This week, we're joined in studio by Eric Cherbaka, Business development manager at HomeEquity Bank, to discuss reverse mortgages, how they work, and who benefits the most from them. Plus, will the Bank of Canada REALLY cut interest rates in HALF by the end of next year?

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Unveiling Montreal's Real Estate Market Secrets

01/03/2024

Some people are saying that real estate is no longer a good investment. I’m here to prove to you that in 2024, this will not be the case! Interest rates are trending downwards and sales are up. Real e...
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Some people are saying that real estate is no longer a good investment. I’m here to prove to you that in 2024, this will not be the case! Interest rates are trending downwards and sales are up. Real estate is a good investment, as long as you have knowledge and strategic decision making on your side! If you’re planning on purchasing in 2024 book a call with me so we can build your personalized real estate plan!

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The mortgage mistake that could ruin your transaction

29/02/2024

🚫 Applying for a mortgage? Avoid these 3 major pitfalls that could derail your approval! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice...
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🚫 Applying for a mortgage? Avoid these 3 major pitfalls that could derail your approval! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #MortgageTips #HomeBuying #FinancialAdvice

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Tap into Your Home's Value and Cash In Today!

27/02/2024

💰🏡 Want to cash in on your home's value surge? Here are three savvy ways to make the most of your equity without selling your home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstat...
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💰🏡 Want to cash in on your home's value surge? Here are three savvy ways to make the most of your equity without selling your home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #HomeEquity #RealEstateInvesting #CashOutRefinance #HELOC #FinancialFreedom

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Massive Real Estate Scam: Don't Be a Victim

25/02/2024

This is the biggest scam in banking history—the 30yr mortgage! By stretching out the payments for 3 decades - you end up paying a ridiculous amount of interest. That is the main reason why it may not...
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This is the biggest scam in banking history—the 30yr mortgage! By stretching out the payments for 3 decades - you end up paying a ridiculous amount of interest. That is the main reason why it may not be as advantageous as it seems. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateScam #MortgageTruth #FinancialAwareness #SmartMoneyMoves #RealEstateInsights #MortgageTips #HomeFinances #FinancialEducation #MoneySavings #MortgageAwareness #WealthBuilding #FinancialFreedom #RealEstateFacts

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How bill 31 impacts both tenants and landlords in Quebec

25/02/2024

This week on Under One Roof MTL, we answer YOUR questions about housing, mortgages and rentals. We also tackle the latest news on Bill 31 and how Quebec's new housing law impacts both tenants and land...
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This week on Under One Roof MTL, we answer YOUR questions about housing, mortgages and rentals. We also tackle the latest news on Bill 31 and how Quebec's new housing law impacts both tenants and landlords. Plus, what the average cost of rent across Canada means for tenants.

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Montreal's 5 BIGGEST Construction Projects Will Change Everything!

23/02/2024

There are many exciting upcoming developments in Montreal that will have a huge impact on the real estate climate. Improvements to our bridges and tunnels, new mega-malls, and updates to our transit s...
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There are many exciting upcoming developments in Montreal that will have a huge impact on the real estate climate. Improvements to our bridges and tunnels, new mega-malls, and updates to our transit system, there are big things coming! Which project are you most excited about? Let me know in the comments below!

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Boost Your Credit Score with This Little Known Trick

22/02/2024

Let me share a credit score trick! Did you know that paying your credit card 3 days before the statement issue date can make a significant difference in keeping your credit score high? Give it a try ...
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Let me share a credit score trick! Did you know that paying your credit card 3 days before the statement issue date can make a significant difference in keeping your credit score high? Give it a try and you will see the difference! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #CreditScoreTips #FinancialHacks #CreditWisdom #SmartMoneyMoves #CreditSecret #CreditManagement #FinancialWellness #PersonalFinance #CreditSmart #CreditEducation #CreditBuilding #MoneyTips #FinancialAdvice

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New Home Vs Resale Property

19/02/2024

🏠🔍 New Home vs. Resale Property: Which One Wins? Keep in mind these factors that can impact your decision! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips...
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🏠🔍 New Home vs. Resale Property: Which One Wins? Keep in mind these factors that can impact your decision! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #HomeBuying #NewHome #ResaleProperty #RealEstateInsights #PropertyComparison #HomeInvestment

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Shocking Real Estate Update: What You Need to Know

18/02/2024

ATTENTION PLEASE! Exciting news in real estate! Interest rates are cooling off in 2024, creating opportunities for homebuyers. Now is the time to get started, beat the competition, and secure a bett...
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ATTENTION PLEASE! Exciting news in real estate! Interest rates are cooling off in 2024, creating opportunities for homebuyers. Now is the time to get started, beat the competition, and secure a better deal. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateNews #HomeBuying #InterestRates #MarketUpdate #SmartInvesting #HousingMarket #BreakingNews #Homeownership #RealEstateUpdate #BuyerAdvantage #OpportunityAlert #MortgageRates #RefinanceOpportunity

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RRSPs, TFSAs, and FHSAs, oh my! What's the best way to save for a home?

18/02/2024

This week on Under One Roof MTL, Robyn, Fred, Martin and LJ are joined by Arnie Zwaig, Portfolio Manager & Senior Wealth Advisor at Scotia Mcleod, to discuss what's the most effective way to save for ...
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This week on Under One Roof MTL, Robyn, Fred, Martin and LJ are joined by Arnie Zwaig, Portfolio Manager & Senior Wealth Advisor at Scotia Mcleod, to discuss what's the most effective way to save for a down payment for your first home. Plus, we'll take a look at how the way we park our cars could be impacting the housing shortage, AND how high interest rates are negatively impacting Canadians' love lives.

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Luxury Redefined: Montreal's Most Prestigious Areas!

16/02/2024

If you’re in the market for upscale living or just curious about Montreal’s most affluent neighbourhoods, you’ve come to the right place. This week I’ll take you through my top 5 neighbourhoods that c...
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If you’re in the market for upscale living or just curious about Montreal’s most affluent neighbourhoods, you’ve come to the right place. This week I’ll take you through my top 5 neighbourhoods that cater to luxurious living. From Westmount to Saint-Lambert, each neighbourhood offers its own unique charm and elegance. Are you ready to start shopping for your luxury home? Book a call with me today!

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The Truth Behind Old-Fashioned Real Estate Wisdom

15/02/2024

Avoid this terrible advice on real estate! Don't fall into the trap of strict mortgage rules. Flexibility is key in today's market. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstat...
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Avoid this terrible advice on real estate! Don't fall into the trap of strict mortgage rules. Flexibility is key in today's market. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingTips #RealEstateAdvice #RealEstateAdvice #MortgageTips #HomeBuying #FinancialWisdom #DaveRamsey #PropertyInsights

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