06/07/2026
Your home may be worth more than you think.
If you bought a few years ago, your equity could be the reason your next home is already within reach.
The biggest mistake? Assuming you have to start ove...
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Your home may be worth more than you think. If you bought a few years ago, your equity could be the reason your next home is already within reach. The biggest mistake? Assuming you have to start over. Your first home was never meant to be your last, it was meant to help you build toward what's next. 📩 Curious how much equity you've built and what it could unlock? Send us a DM. We'll run the numbers and show you your options, no pressure, just clarity. Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/
Visionnez
03/07/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ You've probably spent hours scrolling Centris, looking at photos and trying to figure out what it all means. But are you reading listings the way a broker does? In this video I open up real, live Centris listings and walk you through exactly how I analyze them, what I look at first, what raises red flags, and what most buyers scroll right past. This is Part 1. Part 2 shows you the private broker view, comparable sales, and how I build an offer strategy. I'm
Visionnez
26/06/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If you signed a mortgage in 2020 or 2021, your renewal is coming and your payment IS going up. You locked in at 1.5–2.5%. Today's best rates are 3.6–4.2%. On a $500K mortgage, that's $300-$500 more per month. But here's what nobody is telling you: your renewal is also the single best moment to rethink your entire mortgage strategy. And over 60% of Canadians waste it by just signing whatever their bank sends. In this video: → Why your bank's renewal letter is NOT their best rate → The $13,000 savings from switching lenders (backed by data) → The stress test exemption that changed everything in late 2024 → 4 questions to ask beyond "what's the lowest rate?" → My exact 120-day renewal timeline (rate holds, competing offers, negotiation) → How Montreal's 20-30% appreciation changes your equity math → Using renewal to fund the Smith Manoeuvre or invest in a plex → Quebec-specific: notarial signing requirements Your renewal only comes once every five years. Make it count. I'm
Visionnez
20/06/2026
If you're looking to buy in Montreal, don't just follow the headlines, follow where buyers are actually moving.
From the family-friendly streets of NDG, to the prestige of Outremont, to the rapid gro...
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If you're looking to buy in Montreal, don't just follow the headlines, follow where buyers are actually moving. From the family-friendly streets of NDG, to the prestige of Outremont, to the rapid growth of Little Burgundy, these are three neighbourhoods worth watching right now. 👀 Which one would you choose? Comment below or send us a DM, and we'll show you what's available within your budget. 🏡 Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/
Visionnez
19/06/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ If you're looking for your forever home in Montreal, the question isn't what to buy, it's where. This isn't a generic list with walk scores you can find on Google. I've worked these neighbourhoods for almost 18 years. I know which streets flood, which parks are packed on weekends, and which coffee shops are worth the wait. In this video I give you the real tour of 5 neighbourhoods: 🏡 Town of Mount Royal (TMR) - Understated wealth. Village feel. $1.9M average. Best public schools on the island. 🏡 Outremont - Old-world elegance meets wealthy millennials. $2M+ single-family. $900K condos. Stunning architecture. 🏡 NDG (Monkland Village) - Best balance of lifestyle, value, and upside. $1M–$1.6M. Best commercial strip in Montreal. 🏡 Verdun (Wellington corridor) - Best value proposition in the city right now. $900K–$1.3M. Waterfront access. 🏡 Westmount - The epitome of luxury. $1.5M–$5M+. Highest price per square foot in Montreal. For each one: who lives there, real prices from Centris, what's great, and the honest downside nobody tells you. Plus: the 3 questions to ask yourself before choosing a neighbourhood. I'm
Visionnez
16/06/2026
Thinking about tackling some exterior projects this summer? Before you spend thousands on landscaping, paving stones, or a backyard makeover, it's worth knowing which upgrades actually add value to yo...
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Thinking about tackling some exterior projects this summer? Before you spend thousands on landscaping, paving stones, or a backyard makeover, it's worth knowing which upgrades actually add value to your home—and which ones don't. This week on Under One Roof MTL,
Visionnez
12/06/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ There's a generation of buyers in Montreal right now doing something nobody expected. Mid-30s to early 40s. Household incomes well above average. And they are NOT following the traditional real estate playbook. They're skipping the starter condo. They're thinking about property the way their parents thought about stock portfolios. And the data shows it. In this video I cover the 4 trends defining this new buyer: → Trend 1: Skipping the property ladder - why buying the right home first saves $80K–$120K in transaction costs → Trend 2: Nest investing - treating the primary residence as a core wealth strategy → Trend 3: Multigenerational living - plexes as family homes, not just investments → Trend 4: Lifestyle over square footage - walkability, outdoor space, home offices, neighbourhood character → Real client story: $1.6M single-family vs. $1.1M lower duplex in NDG → Why Montreal is becoming a two-speed market → What this means if you're buying, selling, or investing I'm
Visionnez
09/06/2026
Trying to buy a new home while selling your current one? It can feel like a logistical nightmare.
This week on Under One Roof MTL,
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Trying to buy a new home while selling your current one? It can feel like a logistical nightmare. This week on Under One Roof MTL,
Visionnez
05/06/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ In the U.S., homeowners can deduct their mortgage interest from their taxes. In Canada, we can't. But there's a legal strategy that lets you convert your mortgage into a tax-deductible investment loan. It's called the Smith Manoeuvre and almost nobody uses it. In this video I break down: → How the Smith Manoeuvre works step by step (readvanceable mortgage + HELOC + income-producing investments) → The tax law behind it → A real example → How to connect this to real estate investing (not just dividend stocks) → Option 1: dividend-paying stocks and ETFs → Option 2: using HELOC equity as a down payment on a plex → Cash damming for landlords, the advanced technique → Who should do this vs. who absolutely should not → The 3 CRA rules you must follow or risk losing the deduction entirely → Market risk and interest rate risk, the honest trade-offs This is one of the most powerful wealth-building tools available to Canadian homeowners, and it's barely talked about. I'm
Visionnez
31/05/2026
Zillow-style estimates and online home value calculators are everywhere. But how accurate are they when it comes to determining what your home is actually worth?
This week on Under One Roof MTL,
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Zillow-style estimates and online home value calculators are everywhere. But how accurate are they when it comes to determining what your home is actually worth? This week on Under One Roof MTL,
Visionnez
29/05/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Fixed or variable? It's the question I get asked more than anything else right now and in 2026, the answer is genuinely different from what it was a year ago. The Bank of Canada cut rates seven times between June 2024 and September 2025, bringing the policy rate from 5% to 2.25%. But then they stopped. Meanwhile, fixed rates have actually started going UP, driven by bond yields, inflation expectations, and global uncertainty. In this video I break down: → Why fixed and variable rates are diverging in 2026 → The real math on a $600K Montreal mortgage VS variable at 3.6% vs. fixed at 4.2% → Stress-test scenarios: what happens if the BoC raises 50 or 100 basis points → Break penalties: the most overlooked factor (and why it could cost you $25,000) → My honest framework: when to go variable, when to go fixed, and the shorter-term option most people forget → Renewal advice for the 1.2M Canadians facing payment shock this year There's no universally right answer but there IS a right answer for your situation.
Visionnez
24/05/2026
The first few days after your home hits the market can completely shape the outcome of your sale.
This week on Under One Roof MTL,
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The first few days after your home hits the market can completely shape the outcome of your sale. This week on Under One Roof MTL,
Visionnez
22/05/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Is real estate in Quebec still worth it in 2026? I get asked this almost every week and the answer surprised even me. While most of Canada is cooling off, Quebec is doing something completely different. In this video, I walk you through the real numbers straight from the Centris database and the QPAREB barometer so you can judge for yourself. Here's what we cover: → Q1 2026 results: 23,354 residential sales across Quebec, right at the 10-year average → Price growth by property type: single-family homes up 6%, plexes up 8%, condos up 3% → Montreal hits new all-time highs: $652,250 median for single-family, $880,000 for plexes → Toronto down 7%, Vancouver down 5% → Why Quebec is moving in the opposite direction → The 3 reasons Quebec's market is different: supply scarcity, diversified economy, relative affordability → The rental side: TAL approves highest rent increase in 30+ years, vacancy at 2.9% → Why plexes are the standout asset class right now → 4 risks every investor needs to watch: immigration slowdown, condo oversupply, mortgage renewals, trade uncertainty → What smart investors are actually focusing on in 2026 → Bank of Canada rate outlook and why this is a window of predictability The days of buying anything and watching it go up are behind us. In 2026, execution matters. Location matters. Your numbers need to be real. I'm
Visionnez
17/05/2026
The first 7 days of your listing matter more than most sellers realize.
That’s when your home gets maximum visibility, maximum alerts, and maximum buyer attention.
After that window, momentum naturall...
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The first 7 days of your listing matter more than most sellers realize. That’s when your home gets maximum visibility, maximum alerts, and maximum buyer attention. After that window, momentum naturally shifts and the conversation changes. 📩 If you’re planning to list in Montreal, let’s make sure your first week is working for you, not against you. Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/
Visionnez
17/05/2026
Home inspection reports can be intimidating, especially for first-time buyers. But how do you know which issues actually matter… and which ones are just part of owning a home?
This week on Under On...
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Home inspection reports can be intimidating, especially for first-time buyers. But how do you know which issues actually matter… and which ones are just part of owning a home? This week on Under One Roof MTL,
Visionnez
15/05/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Not every buyer showing up to your home is there for the same reason. And if you don't recognize who you're dealing with, it's very easy to reject the best opportunity you're going to get. In this video, I break down the three completely different types of buyers moving through the Montreal spring market, how each one behaves, how each one negotiates, and what their presence tells you about your listing's momentum. Here's what we cover: → Why most sellers assume all buyers are the same (and why that's costly) → The Urgent Buyer: already lost 1–2 properties, emotionally ready to act, asks about timelines and closing dates → The Comparison Buyer: analytical, visits multiple homes in the same weekend, builds context before committing → The Opportunistic Buyer: appears later, monitors listings that sit too long, negotiates for leverage not value → How the buyer mix shifts over time and what that means for your negotiation power → Why strong early interest is rarely random → How to read buyer signals during showings: questions, timing, second visits → The moment when your audience shifts from motivated buyers to bargain seekers Understanding who is walking through your door changes everything about how you negotiate, when you accept, and when you push back. I'm
Visionnez
10/05/2026
How do you know when it's finally time to sell your investment property?
This week on Under One Roof MTL,
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How do you know when it's finally time to sell your investment property? This week on Under One Roof MTL,
Visionnez
09/05/2026
Your listing isn’t “quiet”… it’s giving you signals.
In the first 10 days, momentum tells you everything and small positioning details can completely change the level of attention you get.
Price band,...
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Your listing isn’t “quiet”… it’s giving you signals. In the first 10 days, momentum tells you everything and small positioning details can completely change the level of attention you get. Price band, competition, presentation… it all plays a role in whether buyers even see your home. 📩 If your listing feels slow, let’s adjust it strategically before you lose momentum. #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #MontrealRealEstate #SellingStrategy #RealEstateTips
Visionnez
08/05/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
Lire plus
Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ You get your first offer. It's decent, not amazing, not terrible. And now you're stuck asking yourself: do I accept this… or wait for something better? Spring is the most dangerous season for this decision. Because inventory is rising, buyers are active, but momentum can disappear faster than most sellers expect. In this video, I break down exactly how I guide sellers through that moment, when to accept, when to counter, and when waiting will actually cost you. Here's what we cover: → The momentum window: why the first 7–14 days on market carry the most energy → How to read traffic signals: showings, second visits, agent feedback → The spring illusion: why more buyers doesn't mean more offers for YOUR home → The pattern I've seen too many times: waiting for a better offer that never comes → When I recommend accepting vs. when we push for more → Why the first serious buyer is often your strongest buyer → The real cost of days on market and how perception shifts against you The biggest mistake isn't accepting too early, it's misreading the market in real time. Spring rewards sellers who move with clarity. It punishes those who chase perfection. I'm
Visionnez
03/05/2026
Thinking about selling your home? Wondering what the process actually looks like behind the scenes?
This week on Under One Roof MTL, we walk you through the real seller's journey, from pricing and ...
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Thinking about selling your home? Wondering what the process actually looks like behind the scenes? This week on Under One Roof MTL, we walk you through the real seller's journey, from pricing and prep to accepting an offer. Plus, we break down whether paying down your mortgage faster is always the smart financial move. In This Episode: What's Happening in the Market Right Now • The Bank of Canada holds interest rates steady • Mortgage debt is rising fastest among Canadians nearing retirement • More homeowners are leveraging equity to help younger buyers, raising long-term financial considerations Real Estate: The Seller's Journey — What Selling Your Home Actually Looks Like • Seller consultation, pricing strategy, and reviewing comparables • Gathering documents, warranties, and setting inclusions/exclusions • Decluttering and preparing the home for market • Managing showings and adapting based on buyer feedback • Accepting an offer after 16 days, within target price and preferred closing timeline • What sets
Visionnez
01/05/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
Lire plus
Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ When your home listing goes quiet after an initial rush, it's a critical moment to re-evaluate your approach. This video addresses the anxieties of selling a home, focusing on why "visibility creates leverage" and "presentation drives attention." We'll discuss essential home selling tips and real estate advice to keep your property competitive, ensuring your home selling strategy is effective and prevents momentum from fading quietly. 📩 If your listing feels quiet, let’s adjust strategically , not emotionally. 📞 Book a free 15-minute listing strategy call, we'll review your band positioning, your competition, and your momentum window. 🔔 Subscribe for weekly Montreal real estate insights that help you sell smarter.
Visionnez
26/04/2026
If your home has been sitting on the market with no offers, you're not alone… and you're not out of options.
This week on Under One Roof MTL, we break down what sellers should do when a listing isn...
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If your home has been sitting on the market with no offers, you're not alone… and you're not out of options. This week on Under One Roof MTL, we break down what sellers should do when a listing isn't getting traction, including how to adjust your price strategically without losing leverage. Plus, we tackle some of the most common mortgage myths that continue to confuse buyers and homeowners in 2026. In This Episode: What's Happening in the Market Right Now • Inflation rises to 2.4%, driven in part by higher gas prices • Housing affordability and job security are now top concerns for Canadians • Many homeowners are preparing for mortgage renewals at higher rates Real Estate: What to Do If Your Home Isn't Selling • How to tell if it's a pricing issue or a presentation problem • The psychology behind price drops and buyer perception • Whether to make one major price adjustment or multiple smaller ones • When to consider pulling and re-listing a property • How to reposition your home to attract new interest Mortgages: Dispelling Common Mortgage Myths • "My bank will automatically give me the best renewal offer" • "If you're self-employed, you can't get a mortgage" • "A pre-approval guarantees financing" • "Mortgage brokers only help if the bank says no" • "Paying off debt always improves your approval" Property of the Week 📍 Griffintown, Montreal Two-bedroom condo with private balcony, in-unit laundry, and low condo fees ($173/month), listed at $475,000. Walk to the metro, the Lachine Canal, Atwater Market, and some of Montreal's best restaurants and cafés. Trivia Question of the Week What is the name of the tax you pay when you purchase a property in Quebec? Answer: Welcome Tax (land transfer tax), now reimbursable for some first-time homebuyers. Get in Touch:
Visionnez
24/04/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
Lire plus
Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Spring bidding wars are back in Montreal… and people think that only by overpaying they will win. That is a HUGE mistake! In fact, there are a lot of buyers that lose money after they win, not during the offer. In this video, I will break down exactly how to win a bidding war strategically, and give you tools that work without costing you thousands. On this video we cover: Mistakes buyers make in multiple offers How to set your walkaway price (the right way) Why list price is not everything during the spring market The power of strong terms (not just price) When to push… and when to walk away Because the goal isn’t just to win the house, our goal is to get the house without regret. 📅 Book your buyer strategy call: https://www.ljrealties.com
Visionnez
20/04/2026
This week on Under One Roof, we're talking about the new initiative announced by the Quebec government to reimburse the welcome tax for first-time home buyers. Plus, LJ has some advice on whether now ...
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This week on Under One Roof, we're talking about the new initiative announced by the Quebec government to reimburse the welcome tax for first-time home buyers. Plus, LJ has some advice on whether now is the right time to buy. And, Fred and Martin break down which insurance products are mandatory, nice to have, and optional.
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