22/11/2024
Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from di...
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Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from diving into real estate investing. Here’s what I cover: 1️⃣ Properties always appreciate - The truth about market cycles and long-term gains. 2️⃣ You need multiple properties to make money - Why one property can still be highly profitable. 3️⃣ All tenants are difficult - How proper tenant screening makes all the difference. 4️⃣ Condos are riskier than houses - Breaking down risks vs. returns for both. 5️⃣ You need to flip properties to get rich - The long-game benefits of buy-and-hold strategies. 6️⃣ Mortgage debt is bad - Why it’s actually a powerful wealth-building tool. I’m not sugarcoating anything—real estate isn’t a get-rich-quick scheme. But with the right mindset and strategies, it can lead to financial freedom and even a legacy for your family. 📍 I also share personal examples, like managing $14 million in mortgage debt tied to income-generating properties. 👉 Ready to bust these myths and build your wealth? Watch now!
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21/11/2024
Thinking about buying a home but worried that prices are higher than they were 5 years ago?
Here’s a reminder for all the potential homeowners: just like quality stocks, real estate is a long-term i...
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Thinking about buying a home but worried that prices are higher than they were 5 years ago? Here’s a reminder for all the potential homeowners: just like quality stocks, real estate is a long-term investment that tends to appreciate over time. Inflation is a reality, but those who own valuable assets like property benefit most. Don’t let today’s prices deter you from building wealth in the future. #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuying #RealEstateInvestment #InflationProof #WealthBuilding #AssetOwnership #RealEstateAdvice #QualityAssets #InvestmentMindset #HomeOwnershipGoals #LongTermWealth #HomeBuyers #RealEstateTips #PropertyInvestment #FutureValue #MontrealRealEstate #RealEstateMarket #HomeBuying2024 #PropertyAppreciation #RealEstateJourney #InvestInRealEstate #FinancialFuture #HomeBuyersGuide #RealEstateInvesting #SecureYourFuture #SmartInvestments #ValueGrowth #HomebuyerReminder #BuildYourWealth #HomeInvesting #OwnQualityAssets
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19/11/2024
Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous ...
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Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous expliquerai ce qui compose votre cote de crédit et comment vous pouvez l'améliorer si elle n'est pas tout à fait à la hauteur de vos attentes. Si vous avez des questions ou si vous avez besoin de conseils supplémentaires, contactez-moi dès aujourd'hui !
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19/11/2024
Refinancing your home can be a smart move… if you run the numbers right! Don’t refinance without knowing your break-even point and exploring shorter terms.
Calculating your break-even point can save ...
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Refinancing your home can be a smart move… if you run the numbers right! Don’t refinance without knowing your break-even point and exploring shorter terms. Calculating your break-even point can save you from making a costly mistake. Plus, don’t forget to explore shorter loan terms to avoid adding years back to your mortgage. #LJAguinaga #LJRealties #MortgageRefinance #HomeBuyingTips #RealEstateFinance #RefinanceAdvice #SmartHomeBuying #MortgageBreakEven #RefinanceOrNot #HomeRefinancing #HomeLoans #RefinanceCalculator #MortgageSavings #HomeFinance #RealEstate2024 #FinanceSmart #RefinanceGuide #RealEstatePlanning #HomeOwnership #RefinanceBreakEven #RealEstateMath #FinancialAdvice #MortgageTips #MoneySavingTips #HouseFinance #SmartFinance #LoanTermOptions #RefinancingStrategy #HomeEquity #MortgageInterest #RealEstateStrategy #LoanCalculation
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17/11/2024
Timing is everything when buying a home! 🏠 From October to December, you can find motivated sellers and even special incentives from builders. Be prepared by knowing your budget and starting your sear...
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Timing is everything when buying a home! 🏠 From October to December, you can find motivated sellers and even special incentives from builders. Be prepared by knowing your budget and starting your search. . . . #LJAguinaga #LJRealties #HomeBuyingTips #BestTimeToBuy #RealEstateTips #HomeBuyingAdvice #EndOfYearDeals #HomeBuyerTips #LessCompetition #MotivatedSellers #RealEstateMarket #OctoberThroughDecember #YearEndIncentives #RealEstateDeals #HomeBuyingSeason #BudgetPlanning #RealEstate2024 #HomeBuyingStrategy #FirstTimeHomeBuyer #PropertyInvesting #BuyingAHome #HomeSearch #HouseHunting #PropertyMarket #HomeBuyerGuide #MontrealRealEstate #RealEstateInsight #HomeBuyingJourney #DealSeason #FallWinterMarket #SaveOnHome #PropertyInvestment #EndOfYearBuying
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17/11/2024
This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mor...
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This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mortgage, and discuss what will happen to all of the vacant office space now that most people either work from home, or only go into the office a few days a week.
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15/11/2024
Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that yo...
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Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that you are gaining as much as you can from it. From the right renovations to the legality behind rental increases, I’ll cover everything you need to know in this video. If you have any questions, schedule a call with me today!
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14/11/2024
Want to save $80,000 on your mortgage without changing your lifestyle?
Introducing the Daily Payoff Plan (DPP)! By setting aside less than $7 a day, you can make an extra yearly principal payment tha...
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Want to save $80,000 on your mortgage without changing your lifestyle? Introducing the Daily Payoff Plan (DPP)! By setting aside less than $7 a day, you can make an extra yearly principal payment that slashes years off your loan and saves you a fortune in interest. It’s an easy, budget-friendly hack to owning your home faster. Learn how this works and start your journey to mortgage freedom! #LJAguinaga #LJRealties #MortgageHacks #Homeownership #FinancialTips #DailyPayoffPlan #MortgageSavings #PayOffYourHome #SaveOnMortgage #MortgageFreeSooner #HomeBuyingTips #RealEstateAdvice #MortgageFreedom #SimpleSavingTips #FinancialFreedom #RealEstateFinance #DebtFreeJourney #RealEstateTips #HomeownerGoals #MontrealRealEstate #PrincipalPayment #HomeAffordability #InvestSmart #FirstTimeHomeBuyer #FinancialWellness #HomeEquity #SaveMoneyDaily #MortgagePlan #SmartHomeBuying #HomePaymentPlan #DebtReduction #FinancialSuccess
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12/11/2024
Did you know 1 in 3 homebuyers regrets their purchase?
According to the latest American Homebuyer Report, buyer’s remorse often isn’t about the price—it’s about hidden property issues that show up a...
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Did you know 1 in 3 homebuyers regrets their purchase? According to the latest American Homebuyer Report, buyer’s remorse often isn’t about the price—it’s about hidden property issues that show up after the sale. That’s why a full home inspection is crucial! From hidden leaks to foundation problems, these red flags can turn your dream home into a financial nightmare. Learn the key steps to avoid buyer’s remorse and make a confident, informed decision when buying your next property! #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuyerRemorse #RealEstateTips #HomeInspection #AvoidRegret #HiddenPropertyIssues #HomeBuyingAdvice #PropertyInspection #FirstTimeHomeBuyer #HomeBuyingJourney #ProtectYourInvestment #RealEstateAdvice #SmartHomeBuying #HouseHunting #RedFlags #HomeBuyersGuide #RealEstateMarket #PropertyChecklist #HomeBuyers #MontrealRealEstate #InspectionMatters #FoundationIssues #ElectricalProblems #HiddenLeaks #RealEstateExpert #InvestmentTips #SafetyFirst #BuyerBeware #HomeInspection101 #AvoidBuyerRemorse #RealEstateEducation
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11/11/2024
This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are com...
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This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are coming up for renewal next year. We help walk you through what to expect as homeowners. And, we chat about the difference in net work between homeowners and renters. The difference is staggering and might shock you!
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11/11/2024
This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why mu...
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This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why multi-generational living is becoming more and more popular in Canada.
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08/11/2024
Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps ...
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Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps to make the most out of your home when you sell.
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08/11/2024
Best practices to prepare your home for indoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps t...
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Best practices to prepare your home for indoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps to make the most out of your home when you sell.
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08/11/2024
What is a certificate of location? When do you need to get one? Where do you get one made? I have all the answers about this important property document for you in this week’s video. The certificate o...
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What is a certificate of location? When do you need to get one? Where do you get one made? I have all the answers about this important property document for you in this week’s video. The certificate of location is crucial for real estate transaction, so it’s vital to understand the document in its entirety. If you have any questions, let me know in the comments below!
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06/11/2024
Renovating to Sell vs. Rent? Here’s Why It Matters! 🛠️
Before making any upgrades, it’s essential to ask yourself: Who is this property for? Whether you’re looking to attract renters or make it irresi...
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Renovating to Sell vs. Rent? Here’s Why It Matters! 🛠️ Before making any upgrades, it’s essential to ask yourself: Who is this property for? Whether you’re looking to attract renters or make it irresistible for buyers, your renovation choices will vary. Durable materials & more bedrooms attract tenants, while high-end finishes and a great flow are key for buyers. What’s your take? Let’s chat in the comments! #LJRealties #LJaguinaga #RenovationTips #PropertyInvesting #RealEstateTips #MontrealProperties #InvestorMindset #RentalProperties #HomeRenovation #RealEstateInvesting #PropertyManagement #DesignInspo #LandlordLife #DreamHome #PropertyAdvice #MarketInsights
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05/11/2024
Que signifie verrouiller un taux hypothécaire ? Avant d'entrer sur le marché, certains s'inquiètent d'obtenir un taux hypothécaire stable et abordable. Le marché canadien de l'immobilier est en pleine...
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Que signifie verrouiller un taux hypothécaire ? Avant d'entrer sur le marché, certains s'inquiètent d'obtenir un taux hypothécaire stable et abordable. Le marché canadien de l'immobilier est en pleine mutation et il est donc plus important que jamais de comprendre comment verrouiller un taux. Dans cette vidéo, j'explique dès le départ ce qu'il faut rechercher lorsque vous explorez vos options pour un prêt hypothécaire. Quelles sont vos réflexions et vos expériences en matière de recherche de prêts hypothécaires sur le marché actuel ? Laissez-moi savoir dans les commentaires ci-dessous !
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01/11/2024
Why Montreal’s rental market is out of control right now
Are you a landlord hoping to rent out your unit? Are you a tenant looking for your next apartment? I have the important details for everyone i...
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Why Montreal’s rental market is out of control right now Are you a landlord hoping to rent out your unit? Are you a tenant looking for your next apartment? I have the important details for everyone involved in Montreal’s current rental market. We’ve been experiencing a really strong rental market this year, what have your experiences been? Let me know in the comments below!
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30/10/2024
Ever wonder why real estate is often considered one of the safest bets? It all comes down to supply and demand. With land being a limited resource and the population continuously growing, property val...
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Ever wonder why real estate is often considered one of the safest bets? It all comes down to supply and demand. With land being a limited resource and the population continuously growing, property values tend to rise over time. Even if there are dips along the way, real estate has a history of bouncing back stronger. So, if you're thinking long-term, investing in property is a solid move . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #marketupdate #sellersmarket #mtlrealestateupdate #marketmontreal
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27/10/2024
This week on Under One Roof MTL, we break down the financial implications of the Bank of Canada's latest interest rate cut, decreasing the overnight lending late by an additional 50 basis points, brin...
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This week on Under One Roof MTL, we break down the financial implications of the Bank of Canada's latest interest rate cut, decreasing the overnight lending late by an additional 50 basis points, bringing the key rate to 3.75%. How will this cut impact the Canadian economy, and the real estate market? Plus, we dive in (no pun intended) to recent changes in Montreal's flood zone map, and what this means for homeowners who now find themselves situated in flood zones.
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25/10/2024
The Montreal real estate market is seeing a lot of activity right now. Sales have increased by 13% when compared to the same quarter last year! In this market update, I’ll take you through the stats a...
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The Montreal real estate market is seeing a lot of activity right now. Sales have increased by 13% when compared to the same quarter last year! In this market update, I’ll take you through the stats across the different areas in Montreal. Going by the trends that we’re seeing, I expect the next 18 months to be very exciting. If you’re ready to jump into the market as a buyer or a seller, book a call with me today to discuss your real estate plans!
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22/10/2024
Lorsque vous cherchez à déménager votre famille, le choix du bon quartier se situe en tête de la liste des priorités de la plupart des gens. Si vous recherchez la commodité, la sécurité et un environn...
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Lorsque vous cherchez à déménager votre famille, le choix du bon quartier se situe en tête de la liste des priorités de la plupart des gens. Si vous recherchez la commodité, la sécurité et un environnement communautaire agréable, ne cherchez pas plus loin ! Je vais vous présenter mes trois quartiers préférés de l'Ouest-de-l'Île pour les familles qui cherchent à s'établir. L'Ouest-de-l'Île est très recherché en raison de ses communautés dynamiques, de ses programmes récréatifs, de ses excellentes écoles et de bien d'autres choses encore ! Les quartiers de l'Ouest-de-l'Île répondent aux besoins de tous les types de familles ; lequel est votre préféré ? Dites-le-moi dans les commentaires ci-dessous !
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22/10/2024
Understanding representation rules is crucial in Quebec real estate. Since 2022, realtors can’t represent both the buyer and seller in the same transaction. If you're a buyer, signing a brokerage cont...
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Understanding representation rules is crucial in Quebec real estate. Since 2022, realtors can’t represent both the buyer and seller in the same transaction. If you're a buyer, signing a brokerage contract ensures you have proper representation. Without it, the realtor is working for the seller by default. Always seek your own representation to protect your interests! Watch the full video for more insights. #LJRealties #LJAguinaga #QuebecRealEstate #RealEstateTips #HomeBuying #BuyerRepresentation #SellerRepresentation #RealEstateRules #MontrealHomes #KnowYourRights #PropertyLaws #OACIQ #HomeBuyersGuide #RealEstate101 #MontrealRealtor
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20/10/2024
This week on Under One Roof MTL, Robyn, LJ and Martin discuss the latest inflation data, and try to guess what the Bank of Canada will do with interest rates this week.
Plus, do Boomer and Gen X p...
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This week on Under One Roof MTL, Robyn, LJ and Martin discuss the latest inflation data, and try to guess what the Bank of Canada will do with interest rates this week. Plus, do Boomer and Gen X parents owe it to their Millennial and Gen Z kids to help them purchase their first home? And, everything you need to know about down payments!
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18/10/2024
Before you jump into the market, it is essential that you watch this video. I’m here to outline five common mistakes that can turn your investment into a real headache. Having experiences some of thes...
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Before you jump into the market, it is essential that you watch this video. I’m here to outline five common mistakes that can turn your investment into a real headache. Having experiences some of these issues myself, I know firsthand that if you fail to prepare, you prepare to fail! What other critical mistakes have you come across in real estate investing? Let me know in the comments below!
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