27/12/2024
What would happen if a 25% tariff on Canadian goods was implemented? 🇨🇦🤔
It could have a massive ripple effect on our economy and the real estate market. Here’s why:
Exporting less to the U.S. could ...
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What would happen if a 25% tariff on Canadian goods was implemented? 🇨🇦🤔 It could have a massive ripple effect on our economy and the real estate market. Here’s why: Exporting less to the U.S. could weaken our economy, leaving less money circulating. When spending decreases, housing prices often feel the pressure. Combine this with rising construction costs, and it could spell trouble for both buyers and builders. In a market like Montreal, where every small change has a major impact, it’s crucial to stay ahead of the curve. What’s your take on this potential scenario? Let’s talk about it! #LJRealties #LJAguinaga #BreakingNews #MontrealRealEstate #RealEstateInsights #TariffsAndRealEstate #MontrealHomes #CanadianEconomy #RealEstateTips #HousingMarket #EconomicImpact #StayInformed #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips
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24/12/2024
Happy Holidays everyone!🎄
Wishing you nothing but love, joy, good food and lots of laughs this holiday season ❤️
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Joyeuses fêtes à tous!🎄
L’équipe de LJ Realties vous souhaite que de l’amour,...
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Happy Holidays everyone!🎄 Wishing you nothing but love, joy, good food and lots of laughs this holiday season ❤️ . . . . Joyeuses fêtes à tous!🎄 L’équipe de LJ Realties vous souhaite que de l’amour, de la joie, de la bonne nourriture et beaucoup de rires en cette période de fêtes ❤️. #montrealrealestateagent #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency
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22/12/2024
💭 Think real estate is only for the rich? Think again! 🏡✨
Here’s the truth: with smart planning, owning a property can be way more attainable than you think. For example, a $325,000 condo could cost y...
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💭 Think real estate is only for the rich? Think again! 🏡✨ Here’s the truth: with smart planning, owning a property can be way more attainable than you think. For example, a $325,000 condo could cost you as little as $1,230/month after renting out one room—and yes, that already includes mortgage, taxes, fees, and insurance! Start saving, start planning, and let real estate work for you. 🙌 Ready to take the first step? Let's chat about how to make it happen! #RealEstateInvesting #FirstTimeBuyer #MontrealLiving #InvestInYourFuture #LJRealties #LJAguinaga #LJSays
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20/12/2024
What if I told you there’s a way to live for free while building wealth? It’s called house hacking, and in this video, I’ll break down everything you need to know to make it work for you.
Here’s what...
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What if I told you there’s a way to live for free while building wealth? It’s called house hacking, and in this video, I’ll break down everything you need to know to make it work for you. Here’s what we cover: 1️⃣ What is House Hacking? A game-changing strategy to cover your living expenses and grow your wealth. 2️⃣ How It Works: Rent out part of your property to offset your mortgage payments. 3️⃣ Why It’s a Great Strategy: A perfect entry point for first-time buyers and investors. 4️⃣ Key Considerations: Zoning and legal regulations Property types (duplex, triplex, etc.) Living with tenants Property management Financing and mortgage options 5️⃣ Finding the Right Property: Tips for identifying the perfect house hacking opportunity. 6️⃣ Long-Term Benefits: Build equity, reduce living expenses, and create financial freedom. House hacking isn’t just about saving money—it’s a stepping stone to building your real estate portfolio and achieving financial independence. 👉 Watch now to learn how to get started with house hacking!
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19/12/2024
Interest rates and home prices—what’s the connection? 📈 In Montreal, our competitive seller’s market means rates have a big impact. When interest rates drop, buyers’ purchasing power increases, often ...
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Interest rates and home prices—what’s the connection? 📈 In Montreal, our competitive seller’s market means rates have a big impact. When interest rates drop, buyers’ purchasing power increases, often driving prices higher. 🏡💸 Curious how this works? Let’s break it down in the comments!👇 #MontrealRealEstate #InterestRates #HomeBuyingTips #LJRealties #LJAguinaga
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17/12/2024
Cette semaine, j'aborde un sujet important pour les propriétaires et les locataires : l'assurance des locataires. Il est conseillé aux locataires de prendre une police d'assurance couvrant une respons...
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Cette semaine, j'aborde un sujet important pour les propriétaires et les locataires : l'assurance des locataires. Il est conseillé aux locataires de prendre une police d'assurance couvrant une responsabilité civile de 2 millions de dollars et leur contenu. Ainsi, s'il arrive quelque chose au logement, comme une inondation ou un incendie, l'assurance couvrira le coût de leur hébergement ailleurs et ils seront protégés financièrement. Pour les propriétaires, lorsque vos locataires sont assurés, votre propre police d'assurance est moins chère. J'ai vu des locataires qui n'étaient pas couverts et qui ont tout perdu. Depuis, j'exige que tous mes locataires soient assurés. Nous avons ainsi l'esprit tranquille, sachant que tout le monde est protégé en cas d'incident. Exigez-vous que les locataires prennent une assurance lorsqu'ils louent vos propriétés ? Laissez-moi savoir dans les commentaires ci-dessous !
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17/12/2024
Want to save $120,000 in interest and finish your mortgage 5 years early? 🏡 Here’s a quick and easy way to do it:
💡 Step 1: Take your monthly mortgage payment and divide it by 12.
💡 Step 2: Add that ...
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Want to save $120,000 in interest and finish your mortgage 5 years early? 🏡 Here’s a quick and easy way to do it: 💡 Step 1: Take your monthly mortgage payment and divide it by 12. 💡 Step 2: Add that amount to your regular payment each month. For example: If your mortgage payment is $3,000, divide by 12 to get $250. Add that $250 to your payment for a total of $3,250/month. By consistently doing this, you’ll pay off your home loan 5 years faster and keep thousands in your pocket. 🔑 Small changes lead to BIG savings! Follow me for more smart financial tips to achieve your real estate goals faster. #LJAguinaga #LJRealties #MontrealRealEstate #MortgageTips #PayOffMortgageFast #FinancialFreedom #HomeBuyingTips #RealEstateAdvice #MortgageHacks #SaveMoney #RealEstateInvesting #PersonalFinance #DebtFreeJourney
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15/12/2024
Did you know that your ability to buy a home boils down to just 3 key factors? 🏡 I call it the 3C Formula:
1️⃣ Credit: Your score doesn’t need to be perfect, but recent history matters.
2️⃣ Capacity:...
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Did you know that your ability to buy a home boils down to just 3 key factors? 🏡 I call it the 3C Formula: 1️⃣ Credit: Your score doesn’t need to be perfect, but recent history matters. 2️⃣ Capacity: Lenders check your income and debts to ensure you can afford the payments. 3️⃣ Collateral: The property itself must meet lending standards and appraise at the correct market value. Understanding these three factors can help you get prepared to make your dream of homeownership a reality. ✅ Ready to dive deeper? Follow me for more tips to make home buying simple and stress-free! #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingTips #RealEstateAdvice #CreditScore #MortgagePlanning #FirstTimeHomeBuyer #HomeBuyingMadeSimple #RealEstateSimplified #BuyAHome2024 #HomeLoanApproval #MortgageTips
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13/12/2024
Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations.
Here’s what we ...
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Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations. Here’s what we cover: 1️⃣ What is a fixer-upper? Understand what you’re getting into. 2️⃣ Pros & Cons: The potential savings and risks involved. 3️⃣ Key Factors to Consider: Budget, time commitment, and renovation skills. 4️⃣ Long-Term Vision: Will this be your forever home? Are you flipping for profit? Planning to rent it out? ✨ Pro Tip: Look for properties with high curb appeal potential! A few exterior upgrades can dramatically boost property value. Whether you’re an investor or a first-time buyer, this video will help you approach fixer-uppers with confidence. 👉 Watch now to learn how to spot opportunities and avoid common pitfalls!
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12/12/2024
💎 Luxury Properties Deserve a Luxury Experience ✨
"Luxury properties sell themselves." It’s something we hear often, but in Montreal, it couldn’t be further from the truth. With its bilingual culture...
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💎 Luxury Properties Deserve a Luxury Experience ✨ "Luxury properties sell themselves." It’s something we hear often, but in Montreal, it couldn’t be further from the truth. With its bilingual culture, complex laws, and neighborhoods that change block by block, selling luxury real estate here demands expertise, precision, and strategy. As your trusted realtors, we go beyond just listing a property. From marketing directly to high-net-worth buyers to navigating the nuances of the market and negotiating with your goals in mind—we ensure every detail is handled seamlessly. Selling your luxury home? Let's make sure it’s done right. 📞 Contact us today for personalized guidance and unmatched service. #LJRealties #LuxuryRealEstate #MontrealLuxuryHomes #RealEstateExperts #SellingLuxury #MontrealHomes #LuxuryLifestyle
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10/12/2024
Thinking about refinancing your mortgage to lower your payment? 🏡 Before you do, there’s one crucial detail you need to know:
🔑 In the early years of a 30-year mortgage, most of your payment goes tow...
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Thinking about refinancing your mortgage to lower your payment? 🏡 Before you do, there’s one crucial detail you need to know: 🔑 In the early years of a 30-year mortgage, most of your payment goes toward interest, not principal. When you refinance, you restart that cycle and could end up paying more in the long run. 💡 What to do instead: 1️⃣ Consider a shorter loan term (e.g., 25 years or less). 2️⃣ Understand how amortization works before refinancing. 3️⃣ Explore other ways to lower your payment without resetting your term. Refinancing can be a great tool, but only if done wisely! Save money and avoid costly mistakes. Follow me for more expert tips to navigate the real estate market. #LJAguinaga #LJRealties #MontrealRealEstate #RefinanceTips #MortgageHacks #RealEstateAdvice #SaveMoney #HomeBuyingTips #MortgageRefinance #FinancialFreedom #PersonalFinance #RealEstateInvesting #MortgagePlanning
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08/12/2024
Elections don’t just bring new leaders—they also shake up financial markets, including mortgage rates. But don’t panic! Rates rarely spike overnight, so there’s still time to plan your move.
Buying a...
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Elections don’t just bring new leaders—they also shake up financial markets, including mortgage rates. But don’t panic! Rates rarely spike overnight, so there’s still time to plan your move. Buying a home doesn’t have to be stressful. Stay informed and run your numbers to make the best decision! #LJAguinaga #LJRealties #MontrealRealEstate #MortgageRates #ElectionYear #RealEstateTips #HomeBuyingAdvice #FinancialPlanning #RealEstateMarket #ElectionImpact #MortgagePlanning #BuyingAHome #HomeLoans
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08/12/2024
2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap e...
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2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap everything that happened in 2024, and look ahead to what we expect in 2025.
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06/12/2024
Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to ...
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Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to signing the final documents, I’ll guide you every step of the way. Here’s what we cover: 1️⃣ Choosing a Real Estate Agent: The importance of having the right guide. 2️⃣ The Financial Side: Mortgage pre-approval, budgeting, and closing costs explained. 3️⃣ Research & Property Visits: How to find the perfect property for your needs. 4️⃣ The Negotiation Process: Crafting legally binding offers that work for you. 5️⃣ Fulfilling Conditions: Inspection, mortgage approval, and documentation review. 6️⃣ Pre-Closing Essentials: Insurance, utility transfers, and choosing a notary. 7️⃣ Closing Day: Signing the deed and getting your keys! I also introduce the key professionals you’ll work with—Real Estate Agents, Mortgage Brokers, Inspectors, and Notaries—and explain their crucial roles in simplifying the journey. 🎯 We’ll demystify common fears like down payments, hidden costs, mortgage rates, and legal documents so you can confidently take your first step toward homeownership. 👉 Watch now and see how simple the process can be with the right guide!
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05/12/2024
Is bigger always better in real estate?
Not necessarily! While size can add value, factors like location, layout, and condition often carry more weight. 🏠✨ Remember: location is key, and functional ...
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Is bigger always better in real estate? Not necessarily! While size can add value, factors like location, layout, and condition often carry more weight. 🏠✨ Remember: location is key, and functional features like rooms, bathrooms, and parking make all the difference. Let’s find the right property for you—big or small, it’s all about strategy! 💡 #LJRealties #LJAguinaga #IsBiggerBetter #RealEstateWisdom #InvestSmart #MontrealRealEstate #LocationMatters #SmartInvesting #RealEstateTips #PropertyHunting #InvestingStrategy #HomeBuyersGuide #RealEstateJourney #MontrealProperties #RealEstateInvesting #SmartMoves #WealthBuilding #HomeSearchMadeEasy #RoomForGrowth #PropertyAdvice #RealEstateExpert
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03/12/2024
Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à v...
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Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à votre situation financière et à votre mode de vie avant de vous lancer. Dans cette vidéo, j'expliquerai tout ce qui entre en jeu dans les deux cas et je dirai laquelle des deux options est la meilleure pour vous et pourquoi. Si vous avez des questions ou si vous êtes prêt à vous lancer, prenez rendez-vous avec moi dès aujourd'hui !
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03/12/2024
Helping buyers make confident choices is what we do best.
When I recently met with a millennial buyer worried about overpaying or missing out on appreciation, I knew it was a concern many share. That’...
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Helping buyers make confident choices is what we do best. When I recently met with a millennial buyer worried about overpaying or missing out on appreciation, I knew it was a concern many share. That’s why at LJ Realties, we take a data-driven approach to every offer. By researching market trends, knowing the hottest neighbourhoods, and understanding future developments, we give our clients the edge they need to invest wisely and avoid the pitfalls. With us, it’s all about trust, knowledge, and protecting your investment. Ready to buy smart? Let’s talk! #HomeInvestment #BuyerConfidence #MontrealRealEstate #LJRealties #LJAguinaga #MarketExpertise #InvestSmart #HomeBuyingJourney #RealEstateAdvice #TrustedRealtor
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01/12/2024
Dreaming of owning a home in Montreal? Here’s the breakdown of what it really takes! With the average home price at $590,000, you'll need to earn around $125K/year to comfortably qualify—assuming no d...
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Dreaming of owning a home in Montreal? Here’s the breakdown of what it really takes! With the average home price at $590,000, you'll need to earn around $125K/year to comfortably qualify—assuming no debts and a 20% down payment. Montreal's prices might seem high, but exploring different areas can open up more options! How close are you to reaching this goal? Let’s talk about your path to homeownership! 🏡✨ . . . #LJAguinaga #LJRealties #HomeOwnershipJourney #MontrealRealEstate #BudgetingTips #RealEstateAdvice #InvestInYourFuture #MontrealLife #HousingMarket #DreamHome #FinancialGoals #HomeAffordability #MontrealBuyers #RealEstate101 #LJRealties #LJAguinaga #MontrealHousing #PropertyPlanning
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01/12/2024
This week of Under One Roof MTL is a very special edition: home economics class is in session!
Among the topics covered in this week's show:
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Household budget management -...
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This week of Under One Roof MTL is a very special edition: home economics class is in session! Among the topics covered in this week's show: • Household budget management - tips on allocating income, tracking spending, and using tools to stay financially organized. • Credit and debt management - insights on responsible credit use and debt management to maintain a healthy financial standing - building good credit, avoiding high-interest debt, and borrowing wisely. • Mortgages and homeownership - help individuals determine affordability, compare mortgage options, and plan for successful homeownership. • Insurance - how insurance protects against unforeseen risks and financial setbacks. • Paying taxes - income, municipal, and school taxes to ensure compliance, avoid penalties, and encourage better financial planning. • Saving and investing - the importance of saving for financial security and investing to build long-term wealth.
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29/11/2024
Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down:
✔️ Economic development: How job growth and business ac...
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Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down: ✔️ Economic development: How job growth and business activity indicate rising value. ✔️ Population growth: Why a booming population often means future demand. ✔️ Local amenities: How schools, parks, shopping, and transit drive desirability. I will use Griffintown in Montreal as a case study, I’ll show you why this area is a perfect example of neighbourhood growth potential done right. Whether you’re a first-time buyer or an experienced investor, mastering these indicators can take your portfolio to the next level! 👉 Don’t miss out on this game-changing advice. Watch now and start spotting smart investments today!
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28/11/2024
Thinking about buying a home? Here’s what to focus on in a home inspection report! 🕵️♂️
Not everything in the report is a dealbreaker, but some items must be addressed with the seller before closin...
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Thinking about buying a home? Here’s what to focus on in a home inspection report! 🕵️♂️ Not everything in the report is a dealbreaker, but some items must be addressed with the seller before closing. Knowing how to navigate inspection findings can save you thousands and ensure a smoother home-buying experience. From structural issues to cosmetic repairs, learn how to prioritize and negotiate effectively. #LJAguinaga #LJRealties #HomeBuyingTips #HomeBuying #HomeInspection #RealEstateTips #SmartHomeBuying #HomeBuying2024 #PropertyInspection #HomeInspectionReport #RealEstateAdvice #HomeBuyingProcess #HouseBuyingTips #InspectionNegotiation #HomeBuyers #PropertyCondition #HomeBuyersGuide #HomeInspectionChecklist #MontrealRealEstate #BuyingAHome #SmartHomeInvesting #PropertyReport #HomeInspectionMatters #NewHomeBuyers #FirstTimeHomeBuyers #HouseHuntingTips #RealEstateExpert #PropertyInvesting #InspectionMistakes #HomePurchaseTips #BuyerTips #RealEstateKnowledge #NegotiatingHomeBuying #BuyWithConfidence
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26/11/2024
Thinking of saving up for a 20% down payment? Watch this to see why putting down less might actually be the better move! Don’t let the fear of mortgage insurance hold you back from owning your dream h...
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Thinking of saving up for a 20% down payment? Watch this to see why putting down less might actually be the better move! Don’t let the fear of mortgage insurance hold you back from owning your dream home. . . . #LJAguinaga #LJRealties #HomeBuyingTips #DownPaymentAdvice #RealEstateInvestment #MortgageInsurance #HomeBuying2024 #SmartHomeBuying #FirstTimeHomeBuyer #DownPaymentStrategy #HomeOwnership #RealEstateMath #BuyingAHome #PropertyInvestment #RealEstateAdvice #FinancialPlanning #HomeOwnershipGoals #MontrealRealEstate #SavingForAHome #BuyVsWait #HomeFinance #HouseHunting #HomePurchase #InvestmentTips #RealEstateFinance #DownPaymentOptions #BuySmart #FirstHomeJourney #RealEstateWealth #HomeBuyingJourney #PropertyWealth #RealEstatePlanning
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25/11/2024
This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, ...
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This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, what do we expect the Bank of Canada to do with their final rate announcement for 2024? And, everything you need to know about refinancing your mortgage to consolidate your debts.
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24/11/2024
Want to avoid overpaying on a home purchase?
Here’s my proven strategy to find the best deals, even in a competitive market! 💰 Look for homes that have been on the market for over 75 days—these prop...
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Want to avoid overpaying on a home purchase? Here’s my proven strategy to find the best deals, even in a competitive market! 💰 Look for homes that have been on the market for over 75 days—these properties often have motivated sellers, letting you negotiate better terms and avoid bidding wars. #LJAguinaga #LJRealties #HomeBuyingTips #RealEstateStrategy #AvoidOverpaying #HomeBuying #PropertyInvestment #FirstTimeHomeBuyer #RealEstateAdvice #HouseHunting #SmartHomeBuying #RealEstateInvesting #FinancialFreedom #WealthBuilding #MortgageTips #BuySmart #RealEstateMarket #HomeBuyingJourney #MontrealRealEstate #HomeBuyers #CosmeticFixer #MotivatedSeller #BudgetFriendly #HouseShopping #MarketInsights #RealEstateExpert #InvestmentProperties #NegotiationTips #FirstHome #SaveOnHomes #PropertyDeals #MontrealHomes
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