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Montréal (Le Sud-Ouest) | Condo For Sale | 696,42 SQFT | 2 Bed | 1 Bath

24/02/2025

1740 Rue St-Patrick, app. 806 Montréal (Le Sud-Ouest) No Centris: 21910202 Discover urban living at its finest in the iconic Nordelec project! This stunning 1+1 bedroom condo offers breathtaking city...
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1740 Rue St-Patrick, app. 806 Montréal (Le Sud-Ouest) No Centris: 21910202 Discover urban living at its finest in the iconic Nordelec project! This stunning 1+1 bedroom condo offers breathtaking city and canal views, abundant natural light, and industrial charm with high ceilings and exposed concrete. The modern kitchen flows seamlessly into the open living space, perfect for entertaining. Enjoy top-tier amenities, including a rooftop terrace, gym, and lounge. Located in vibrant Pointe-Saint-Charles, just minutes from downtown, Lachine Canal, and trendy restaurants. A must-see! Découvrez le meilleur de la vie urbaine dans le projet emblématique du Nordelec ! Ce superbe condo 1+1 chambre offre une vue imprenable sur la ville et le canal, une luminosité abondante et un charme industriel avec de hauts plafonds en béton apparent. La cuisine moderne se fond parfaitement dans l'espace de vie ouvert, idéal pour recevoir. Profitez des commodités haut de gamme, notamment d'une terrasse sur le toit, d'une salle de sport et d'un lounge. Situé dans le quartier animé de Pointe-Saint-Charles, à quelques minutes du centre-ville, du canal Lachine et des restaurants branchés. C'est à ne pas manquer! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #brossard #houseforsale #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #houseLiving #4Bedrooms #MontrealHouse #propertytour #housetour #lesudouest#lesudouestmontreal

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Save $140,000 on Your Next House with This Simple Mortgage Strategy

22/02/2025

Save $140,000 on your next house! In this video, I reveal how a simple bi-weekly payment strategy can help you save over $140,000 in mortgage interest and even shorten your mortgage term. By splitting...
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Save $140,000 on your next house! In this video, I reveal how a simple bi-weekly payment strategy can help you save over $140,000 in mortgage interest and even shorten your mortgage term. By splitting your monthly mortgage payment into bi-weekly installments, you can drastically reduce your interest costs while boosting your equity. Here's how it works: - Sample Scenario: A $500,000 loan on a 30-year fixed mortgage at 5% interest. - Your monthly payment of $3,000 is split into bi-weekly payments of approximately $1,334. - This simple change can save you thousands in interest and help you pay off your mortgage years sooner. This powerful strategy not only accelerates your home loan payoff but also helps you build equity faster, setting you on the path to financial freedom. Whether you're a first-time homebuyer or a seasoned real estate investor, learn how this mortgage hack can save you thousands and transform your home financing approach. Watch now to discover how to make your mortgage work harder for you!

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Is Montreal Still the Best Place to Invest in 2025?

21/02/2025

Is Montreal still a smart investment in 2025? With Quebec’s record-setting rental increase and the Montreal real estate market buzzing with opportunities, now is the time to evaluate if Montreal is th...
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Is Montreal still a smart investment in 2025? With Quebec’s record-setting rental increase and the Montreal real estate market buzzing with opportunities, now is the time to evaluate if Montreal is the right place for your next investment. In this video, we dive deep into evolving market trends, surging rental demand, and new policy shifts—everything you need to know to make informed investment decisions in 2025. What We Cover: 🔹 Market Update: Montreal’s competitive market is seeing a 6% YoY increase in median home prices, now at $820,000. A booming rental market, with vacancy rates around 2.1%, and a 5.9% rent increase awarded by the TAL. 🔹 Investment Strategies: Multi-family properties are becoming a favorite investment strategy—spread your risk and increase your returns. New developments, like metro extensions and upcoming REM stations, are reshaping neighborhoods and creating new investment opportunities. 🔹 Pros & Cons: Pros: Affordable pricing compared to cities like Toronto and Vancouver, strong rental demand from young professionals and students, and consistent cash flow opportunities. Cons: Increased competition in the market, potential maintenance costs with older properties, and the complexities of Quebec’s unique housing laws. 🔹 Rental Market Update: How rising rents and low vacancies create a landlord’s market. Key tips for adjusting rents and staying in line with new guidelines. Is Montreal still a good place to invest? Absolutely—if you’re prepared with the right strategy! Need help getting started or expanding your portfolio? Connect with me and my team at LJ Realties. 👉 Don’t forget to like, subscribe, and drop your questions in the comments below!

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Why Smart Real Estate Investors NEVER Buy These Properties?

20/02/2025

Not all real estate investments are created equal, and some can be costly mistakes! 🚨 In this video, I’m breaking down the 3 worst properties to buy—whether you're looking for a new home or an investm...
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Not all real estate investments are created equal, and some can be costly mistakes! 🚨 In this video, I’m breaking down the 3 worst properties to buy—whether you're looking for a new home or an investment property in Montreal. Here’s what to avoid: 1️⃣ Condos: High monthly fees, potential for mismanagement, and a tendency to lose value faster than other property types during market downturns make condos risky investments. 2️⃣ Homes in Flood Zones: Expensive flood insurance and the potential for costly water damage make homes in flood zones a financial nightmare. 3️⃣ The Best House in a Bad Neighborhood: Buying the most upgraded house in a neighborhood with lower-value homes around it could make it hard to sell or gain value in the long run. ✅ Pro Tip: Prioritize location over upgrades—because location is permanent, while upgrades are fixable! Thinking of buying a property? Let me help you avoid costly mistakes and find the right home for you. Book a call with me today!

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Montreal: The Best City to Buy Real Estate Right Now

18/02/2025

🏡 Still Renting in Montreal? Here’s why it’s time to OWN instead of throwing money away on rent! ✅ Build equity & grow your wealth over time ✅ Secure your future—no more rent hikes or unexpected mov...
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🏡 Still Renting in Montreal? Here’s why it’s time to OWN instead of throwing money away on rent! ✅ Build equity & grow your wealth over time ✅ Secure your future—no more rent hikes or unexpected moves ✅ Create passive income with rental opportunities Montreal’s market is full of opportunities—don’t let fear hold you back! 🚀 Ready to invest in yourself? Book a call & let’s make it happen! 📩 #MontrealRealEstate #BuyDontRent #WealthBuilding #FirstHome #PassiveIncome #InvestSmart #FinancialFreedom #MontrealHomes #RealEstateBroker #HomeBuyingTips #EquityGrowth #PropertyInvestment #HouseHunting #RealEstateCanada #SmartInvesting

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Can You Actually Afford a Montreal Dream Home in 2025?

16/02/2025

🏡 Home buying doesn't have to be stressful! In this video, I’m sharing my simple system to make the process stress-free—I call it the R E R R method, or Real Estate Relax Route, and here’s how it work...
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🏡 Home buying doesn't have to be stressful! In this video, I’m sharing my simple system to make the process stress-free—I call it the R E R R method, or Real Estate Relax Route, and here’s how it works: ✔ Step 1: Financial Fitness Check Get pre-approved so you know exactly what you can afford. Skipping this step leads to unexpected roadblocks and stress. Work with a pro who can analyze all loan programs and get you qualified for the right mortgage. ✔ Step 2: Decoding the Market Find a real estate pro who understands local trends, resale value, and negotiation strategies. A great agent has insider info, a strong network, and knows how to spot the best deals. ✔ Step 3: Sealing the Deal Once you find the right home, your agent will assist with inspections, financing, and contract details to ensure everything is smooth. If issues arise, you can negotiate solutions before closing. 💡 Thinking about buying a home in Montreal? This method removes the stress and makes the experience smooth, simple, and enjoyable. 📞 Need help navigating Montreal’s real estate market? Book a call today!

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Montreal home sales are bucking the national trend

16/02/2025

This week on Under One Roof MTL, LJ, Fred, Martin and Robyn talk about the CMHC's latest report, as well as January's home sale numbers for the month of January. We also walk you through the homebu...
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This week on Under One Roof MTL, LJ, Fred, Martin and Robyn talk about the CMHC's latest report, as well as January's home sale numbers for the month of January. We also walk you through the homebuying process, from putting in an offer, to getting your keys.

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Montréal (NDG) | House For Sale | 1,919 SQFT | 4 Bed | 2 Bath

14/02/2025

3509, Avenue Marlowe, Montréal (Côte-des-Neiges/Notre-Dame-de-Grâce) No Centris: 16523563 Welcome to 3509 Av. de Marlowe, a charming and well-maintained detached home in the heart of the Westmount Ad...
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3509, Avenue Marlowe, Montréal (Côte-des-Neiges/Notre-Dame-de-Grâce) No Centris: 16523563 Welcome to 3509 Av. de Marlowe, a charming and well-maintained detached home in the heart of the Westmount Adjacent Notre-Dame-de-Grâce. Offering 3+1 bedrooms, 2 bathrooms, and 2 driveway parking spaces, this property provides generous living space, classic character, and a highly desirable location. Bienvenue au 3509 Av. de Marlowe. Découvrez cette charmante et bien entretenue maison détachée située dans le secteur recherché d'NDG/Adjacent à Westmount. Avec ses 3+1 chambres, 2 salles de bain et 2 places de stationnement en allée, cette propriété offre des espaces de vie généreux, un cachet intemporel et un emplacement des plus convoités. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #brossard #houseforsale #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #houseLiving #4Bedrooms #MontrealHouse #propertytour #housetour #ndg #ndgmontreal

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Master The ONE Skill That Makes Millionaire Real Estate Investors Rich

13/02/2025

Building wealth through real estate can be incredibly rewarding—but the worst part? Tenants. A single bad tenant can drain your profits with costly repairs, unpaid rent, and endless headaches. That's ...
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Building wealth through real estate can be incredibly rewarding—but the worst part? Tenants. A single bad tenant can drain your profits with costly repairs, unpaid rent, and endless headaches. That's why tenant screening is crucial to your success as a property owner. In this video, I’ll walk you through 3 essential factors to consider when selecting tenants to protect your investment and ensure long-term success: 1. Income: Ensure their pre-tax income is at least three times the rent to confirm they can afford the property. 2. Credit History: Look for red flags like missed payments or collections that could indicate future financial struggles. 3. Gut Feeling: Trust your instincts. Did they show up on time? Were they respectful during the interview? How does their car (and general presentation) reflect their level of responsibility? Don’t underestimate the importance of your gut feeling—ignoring it could lead to nightmare scenarios. Screening tenants properly can save you from major losses in the future. 👉 Follow for more real estate investing tips and Montreal market insights!

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Brossard | House For Sale | 7,733 SQFT | 4 Bed | 2+1 Bath

12/02/2025

1695, Croissant Salvador, Brossard No Centris 17313045 Immaculately maintained 3-bedroom, 2-bathroom home offering the perfect blend of comfort and charm. Enjoy an abundance of natural light througho...
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1695, Croissant Salvador, Brossard No Centris 17313045 Immaculately maintained 3-bedroom, 2-bathroom home offering the perfect blend of comfort and charm. Enjoy an abundance of natural light throughout, highlighting the spacious living areas. The backyard is a private oasis, featuring a beautiful in-ground pool, ideal for summer relaxation. Plus, a garage adds convenience and extra storage. Located in a family-friendly neighborhood, this home is perfect for those seeking tranquility while still being close to all amenities. Maison impeccablement entretenue de 3 chambres et 2 salles de bain offre un cadre de vie lumineux et chaleureux. La lumière naturelle abondante met en valeur ses espaces de vie spacieux. À l'extérieur, une magnifique piscine creusée vous attend pour des moments de détente en été. De plus, un garage ajoute praticité et espace de rangement. Située dans un quartier familial recherché, cette propriété est idéale pour ceux qui recherchent la tranquillité tout en restant à proximité des commodités. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #brossard #houseforsale #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #houseLiving #4Bedrooms #MontrealHouse #propertytour #housetour #hosebrossard

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Mise à jour du marché montréalais T4 2024 : Ce qu'il faut savoir !

11/02/2025

Le marché immobilier montréalais a explosé au quatrième trimestre 2024, les ventes ayant augmenté de près de 50 % par rapport à l'année précédente ! Dans cette vidéo, je vais plonger dans les dernière...
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Le marché immobilier montréalais a explosé au quatrième trimestre 2024, les ventes ayant augmenté de près de 50 % par rapport à l'année précédente ! Dans cette vidéo, je vais plonger dans les dernières tendances du marché immobilier montréalais, y compris les mises à jour sur l'île de Montréal, Laval, la Rive-Sud et l'ensemble de la région métropolitaine de Montréal. Que vous soyez acheteur, vendeur ou investisseur, cette vidéo contient des informations importantes qui vous aideront à prendre des décisions éclairées en 2025. Voici un aperçu de ce qui alimente actuellement la croissance de l'immobilier à Montréal :  - Hausse des ventes : Près de 50 % d'augmentation au quatrième trimestre, contribuant à une hausse prévue de 20 % en 2025.  - Mise à jour de l'inventaire : les inscriptions en vigueur n'ont augmenté que de 2 %, ce qui indique une concurrence serrée et un marché solide pour les vendeurs.  - Taux d'intérêt : Les taux les plus bas depuis 2022 alimentent la demande et renforcent la confiance dans le marché immobilier montréalais.  - Changements dans la réglementation hypothécaire du gouvernement : Les récentes mises à jour rendent l'accession à la propriété plus accessible pour de nombreuses personnes. Les prix des maisons ayant dépassé leur record de 2022, le marché immobilier montréalais semble prêt à poursuivre sa croissance jusqu'en 2025. Si vous envisagez d'acheter, de vendre ou d'investir dans l'immobilier à Montréal cette année, c'est le moment d'élaborer une stratégie ! 🔔 Ne manquez pas cette mise à jour cruciale sur l'immobilier à Montréal ! Regardez maintenant pour rester à jour et apprendre comment capitaliser sur ces tendances du marché en 2025 et au-delà.

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What are the questions first-time homebuyers should be asking?

09/02/2025

This week on Under One Roof MTL, we discuss interest rates, and the impact that the continued threat of tariffs from the United States could have on Canada's economy. We also get into everything f...
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This week on Under One Roof MTL, we discuss interest rates, and the impact that the continued threat of tariffs from the United States could have on Canada's economy. We also get into everything first-time homebuyers should know before they start looking for a house or condo. From the right questions to ask, to scheduling consultations with real estate and mortgage brokers, to repairing damaged credit, Fred, Martin and LJ have you covered!

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You Will Regret Buying a Condo in Montreal Without Knowing This

08/02/2025

Are HOA and condo fees secretly eating away at your budget? 😱 Many buyers focus solely on the mortgage payment, but they’re often blindsided by hidden costs like HOA and condo fees that can rise faste...
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Are HOA and condo fees secretly eating away at your budget? 😱 Many buyers focus solely on the mortgage payment, but they’re often blindsided by hidden costs like HOA and condo fees that can rise faster than inflation! In this video, I’m breaking down everything you need to know about these rising costs and how they can impact your property investment in Montreal: 🔹 HOA fees can range from $100 to $1,000+ per month, and these fees are NOT fixed—they can increase! 🔹 Unlike your mortgage, these fees can rise year after year. 🔹 Special assessments can add unexpected surprise costs for repairs, community upgrades, and more. Before purchasing a home or condo, here’s what you should do: Review the condo association's financial records Ask for fee history and board meeting notes Make sure you fully understand the potential for rising fees and unexpected expenses. Pro Tip: Don’t let hidden fees derail your home buying plans—being proactive can save you thousands in the long run. Thinking about buying? 🏡 I can help you navigate these costs and find the right property. Book a call with me today!

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Montreal Real Estate Market Is BOOMING This Spring

07/02/2025

Spring Real Estate Market 2025: What to Expect & How to Win in Montreal 🌸🏡 Spring is Montreal's busiest real estate season, and 2025 will be no different! With more listings, more buyers, and fierce ...
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Spring Real Estate Market 2025: What to Expect & How to Win in Montreal 🌸🏡 Spring is Montreal's busiest real estate season, and 2025 will be no different! With more listings, more buyers, and fierce competition, now is the time to prepare if you're looking to buy or sell this spring. Why Is Spring So Busy in Montreal? Montreal’s Moving Day (July 1st): A long-standing tradition drives many transactions in the months leading up to it. Families Prefer Moving in Summer: Avoiding disruptions during the school year makes spring the ideal time for many families to buy and sell. What to Expect in Spring 2025: ✔️ More homes hitting the market—but competition will be fierce! ✔️ Interest rates and economic factors will continue to influence buyer demand. ✔️ A fast-paced market where preparation is key! 💡 Spring is full of opportunities—but only if you’re prepared! Watch until the end for a complete checklist for both buyers and sellers. 👉 Don’t miss out on this essential spring market guide—watch now!

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🔥 TARIFF WAR: What It Means for Interest Rates & Real Estate! 🔥

03/02/2025

TARIFF WAR: What It Means for Interest Rates & Real Estate! 📉 The back-and-forth tariffs between the U.S. & Canada are making headlines, but what does this mean for YOU? The real estate market could...
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TARIFF WAR: What It Means for Interest Rates & Real Estate! 📉 The back-and-forth tariffs between the U.S. & Canada are making headlines, but what does this mean for YOU? The real estate market could see major shifts, with interest rates likely to drop. Could this trigger a recession? 🤔 💬 Drop your thoughts in the comments! Do you think we’re heading for lower rates or tougher times? #RealEstateInvesting #InterestRates #TariffWar #EconomyUpdate #MortgageRates #CanadianRealEstate #HousingMarket #FinancialNews #HomeBuyingTips #InvestmentProperty #LJRealties #MarketTrends #MontrealRealEstate #EconomicImpact #WealthBuilding

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What impact will Donald Trump's tariffs have on the Canadian economy?

03/02/2025

This week on Under One Roof MTL, we discuss the 25% tariffs that Donald Trump levied against Canada over the weekend, and what sort of impact they might have on the Canadian economy, and interest rate...
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This week on Under One Roof MTL, we discuss the 25% tariffs that Donald Trump levied against Canada over the weekend, and what sort of impact they might have on the Canadian economy, and interest rates. We also discuss the Bank of Canada's most recent interest rate announcement, a 25 basis point cut, and predict what might happen with the rest of their announcements this year.

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3 Big Mistakes Killing Your Rental Income

03/02/2025

Are you making these costly landlord mistakes? 🏡💸 If you’re not raising rent, trying to do everything yourself, or failing to track expenses, you’re leaving money on the table! Fix these now and set y...
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Are you making these costly landlord mistakes? 🏡💸 If you’re not raising rent, trying to do everything yourself, or failing to track expenses, you’re leaving money on the table! Fix these now and set your rental properties up for long-term success. . . . #LJRealties #BestRealEstateBrokers #montrealrealestateinvestment #montrealbestrealestatebrokers #RealEstateInvesting #RentalIncome #LandlordTips #PassiveIncome #WealthBuilding #PropertyManagement #RealEstateStrategy #CashFlow #InvestmentProperties #FinancialFreedom #SmartInvesting #MontrealRealEstate #LJRealties

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3 Powerful Ways Rental Properties Save You BIG Money on Taxes!

01/02/2025

🏠💸 Thinking of owning rental property? Here's why it’s a smart move: TAX BENEFITS! 1️⃣ Write Offs: Deduct expenses related to operating your property. 2️⃣ Depreciation: Claim the building's depreciat...
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🏠💸 Thinking of owning rental property? Here's why it’s a smart move: TAX BENEFITS! 1️⃣ Write Offs: Deduct expenses related to operating your property. 2️⃣ Depreciation: Claim the building's depreciation to reduce taxable income. 3️⃣ Capital Gains Shelter: Live in a portion of your rental (like a triplex), and shelter part of the gains when you sell it! Maximize your investments while keeping more money in your pocket! Let’s talk about how to make real estate work for you. 🙌 #realestateinvesting #TaxBenefits #RentalProperty #FinancialFreedom #PropertyInvestment #MontrealRealEstate #CanadianInvestors #WealthBuilding #LJRealties #bestrealestatebrokers

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Mortgage War 2025: How Buyers, Sellers & Homeowners Can Win in the Montreal Real Estate Market

31/01/2025

Possible Mortgage War: Win as a Buyer, Seller, or Homeowner in the Montreal Market 🏦🔥 Get ready—Mortgage Wars are approaching this spring, and banks are competing to offer you the best deals! In this...
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Possible Mortgage War: Win as a Buyer, Seller, or Homeowner in the Montreal Market 🏦🔥 Get ready—Mortgage Wars are approaching this spring, and banks are competing to offer you the best deals! In this video, I’ll explain why this is happening, how it affects Montreal’s real estate market, and how you can capitalize on the upcoming mortgage war whether you're buying, selling, or refinancing. Here’s what we’ll cover: 1. What is a Mortgage War? Why lenders are sweetening the pot with cashbacks, rate discounts, and more. 2. Economic Factors: Bank of Canada decisions on interest rates and inflation trends are pushing more buyers into the market. 3. For Buyers: Lower rates = greater affordability but also increased competition. Getting pre-approved now is crucial. 4. For Homeowners: This could be the time to refinance or switch lenders—especially if your rate is above 5.5%. 5. For Sellers: A surge of buyers could mean faster sales and potentially higher offers—timing is everything. 6. Pro Tips: a) Work with a mortgage broker to compare offers and calculate potential savings. b) Understand the Mortgage Stress Test and how it might affect your eligibility. c) Strategically plan your move around market trends. Spring 2025 could be a game-changer—watch this video to understand the trends and how to win in the Montreal real estate market. 👉 Watch now to make sure you're prepared to capitalize on this mortgage competition!

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How Much Home Can You Buy With A 100k Income

29/01/2025

How Much Home Can You Afford with a $100K Income? (Montreal Real Estate Tips) Wondering what your home-buying budget looks like if you earn $100,000 a year? In this video, I’ll break down the math, s...
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How Much Home Can You Afford with a $100K Income? (Montreal Real Estate Tips) Wondering what your home-buying budget looks like if you earn $100,000 a year? In this video, I’ll break down the math, showing you how lenders calculate your maximum total debt and monthly mortgage payment. With an annual income of $100K (that’s $8,333/month), your total monthly debts—car payment, credit cards, and your future house payment—can’t exceed 44% of your gross income. This example points toward a home priced around $465,000, but actual numbers vary depending on your interest rate, local taxes, and down payment. Want more Montreal real estate insights? Be sure to subscribe! . . . #LJAguinaga #LJRealties #Montreal #MontrealRealEstate #HomeBuyingTips #MortgageQualifying #HouseHunting #FinancialPlanning #RealEstateAdvice #IncomeVsHomePrice #CanadianRealEstate #DownPayment #HousingMarket #HomeAffordability #PropertyPurchase #DebtToIncome #FirstTimeHomeBuyer

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Les indicateurs de croissance des quartiers que vous devez connaître ABSOLUMENT

28/01/2025

Vous voulez faire des investissements immobiliers plus judicieux ? Tout commence par la compréhension du potentiel de croissance d'un quartier ! Dans cette vidéo, je vous explique : ✔️ Développement ...
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Vous voulez faire des investissements immobiliers plus judicieux ? Tout commence par la compréhension du potentiel de croissance d'un quartier ! Dans cette vidéo, je vous explique : ✔️ Développement économique : Comment la croissance de l'emploi et l'activité des entreprises indiquent une augmentation de la valeur. ✔️ Croissance démographique : Pourquoi une population en plein développement est souvent synonyme de demande à venir. ✔️ Services publics : Comment les écoles, les parcs, les magasins et les transports en commun déterminent la demande. J'utiliserai Griffintown (Montréal) comme étude de cas, et je vous montrerai pourquoi ce quartier est un exemple parfait de potentiel de croissance bien exploité. Que vous soyez un acheteur débutant ou un investisseur expérimenté, la maîtrise de ces indicateurs peut faire passer votre portfolio à un autre niveau ! 👉 Ne manquez pas ces conseils qui vont tout changer. Regardez maintenant et commencez à repérer les investissements judicieux dès aujourd'hui !

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Score A Real Estate Deal In Today's Market

27/01/2025

Score a Real Estate Deal in Montreal in Today’s Market Yes, you can still find great deals even in a competitive market! Here are three proven tactics to help you save big on your next home: Timing ...
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Score a Real Estate Deal in Montreal in Today’s Market Yes, you can still find great deals even in a competitive market! Here are three proven tactics to help you save big on your next home: Timing Is Key: Shop during slower seasons (like winter) and look for homes on the market over 60 days. Less competition = better deals. Motivated Sellers: Focus on sellers who need to move quickly—relocations, family changes, etc. These sellers are more willing to negotiate. Strong Negotiator: Work with an agent who knows how to craft standout offers and leverage insider knowledge to save you thousands. Ready to level up your home-buying strategy? Watch this video and subscribe for more insider real estate tips! . . . #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingTips #HomeBuyingTips #RealEstateInvesting #RealEstateDeals #HomeBuyingTips #MotivatedSellers #OffSeasonBuying #RealEstateMarket #NegotiationSkills #HouseHunting #SmartHomeBuying #PropertyInvestment #BuyersMarket #MarketInsights #RelocationDeals #RealEstateAdvice #RealEstateExpert #SaveBig #WinterMarket #HomeBuyersGuide #DealHunting #HomePurchase #InsiderKnowledge #RealEstateCanada #FinancialFreedom #PropertySearch #HousingMarketTrends

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What matters more: your interest rate, or your mortgage conditions?

26/01/2025

This week on Under One Roof MTL, we discuss inflation dipping to 1.8% in December, and how this might impact the Bank of Canada's next interest rate announcement. We also talk about whether your i...
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This week on Under One Roof MTL, we discuss inflation dipping to 1.8% in December, and how this might impact the Bank of Canada's next interest rate announcement. We also talk about whether your interest rate or your loan conditions are the most important part of your mortgage, as well as rising Montreal rents, and the luxury real estate market boom.

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3 Things I Wish I Knew Before I Bought A Home

25/01/2025

Are you preparing to buy your first home? These are the 3 most important lessons I’ve learned that can make or break your deal: 1️⃣ Budget Beyond the Loan: Know how much you qualify for, but focus on...
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Are you preparing to buy your first home? These are the 3 most important lessons I’ve learned that can make or break your deal: 1️⃣ Budget Beyond the Loan: Know how much you qualify for, but focus on how much you’ll have left each month after your house payment. This ensures you’re prepared for real-life expenses. 2️⃣ Always Get a Home Inspection: Never skip the home inspection! It reveals hidden problems and gives you leverage to negotiate repairs or credits before closing. 3️⃣ Prioritize Homeownership: Don’t let poor credit, lack of savings, or big car payments hold you back. Take control and make homeownership a priority—it’s one of the best long-term investments you can make. 💡 Want more actionable home-buying tips? Hit SUBSCRIBE and follow me for simple strategies to become a confident homeowner. . . . . #LJAguinaga #LJRealties #MontrealRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #RealEstateTips #HomeInspection #BudgetingForAHome #Homeownership #RealEstateInvesting #HouseHunting #RealEstateAdvice #MortgageTips

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