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LJ Immobilier
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Should You Buy or Sell in 2025? Montreal Market Update Q1

18/04/2025

Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ 🏡 Montreal Real Estate Market Update – Q1 2025 | Prices, Sales, & What to Expect Curious about what’s really happening in the Montreal real estate market in 2025? In this Q1 update, I break down the latest data across key areas: 📍 Island of Montreal 📍 Laval 📍 South Shore 📍 Greater Montreal Region In this video, we cover: ✅ Home sales compared to last year ✅ Price movements in key sectors ✅ Days on market insights ✅ My expert takeaways for buyers & sellers Whether you’re thinking about buying or selling this year—or just keeping an eye on market trends—this breakdown is for you. 🍁 Thinking of making a move in Montreal? Let’s talk!

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How to Use Leverage to Maximize Your Investments

16/04/2025

💰 Leverage can be your best friend—or your worst enemy. 💰 Used wisely, it can help you generate greater returns without using your own capital. But if you're not careful, you risk overextending yourse...
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💰 Leverage can be your best friend—or your worst enemy. 💰 Used wisely, it can help you generate greater returns without using your own capital. But if you're not careful, you risk overextending yourself when interest rates rise. 🚨 One of my favorite ways to leverage debt safely is by taking advantage of zero-interest credit card offers or balance transfers for 6-12 months. This creates an arbitrage opportunity where you can invest in index funds or high-interest savings accounts and earn a return without paying interest. 📈✨ ⚡ Smart leverage = smarter investing! ⚡ Have you used leverage to grow your investments? Drop a comment and let’s talk strategy! ⬇️ #LJRealties #LJAguinaga #SmartInvesting #Leverage #WealthBuilding #FinanceTips #PassiveIncome

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Montréal est-elle encore le meilleur endroit pour investir en 2025 ?

15/04/2025

Montréal est-elle encore un investissement judicieux en 2025 ? Avec l'augmentation record des loyers au Québec et l'effervescence du marché immobilier montréalais, le moment est venu d'évaluer si Mont...
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Montréal est-elle encore un investissement judicieux en 2025 ? Avec l'augmentation record des loyers au Québec et l'effervescence du marché immobilier montréalais, le moment est venu d'évaluer si Montréal est le bon endroit pour votre prochain investissement. Dans cette vidéo, nous examinons en profondeur l'évolution des tendances du marché, l'augmentation de la demande locative et les nouveaux changements de politique - tout ce que vous devez savoir pour prendre des décisions d'investissement éclairées en 2025. Ce que nous abordons : 🔹 Mise à jour du marché : Le marché concurrentiel de Montréal connaît une augmentation de 6 % par rapport à l'année précédente dans les prix médians des maisons, qui se situent maintenant à 820 000 $. Un marché locatif en plein essor, avec des taux d'inoccupation d'environ 2,1 % et une augmentation de loyer de 5,9 % accordée par le TAL. 🔹 Stratégies d'investissement : Les propriétés multifamiliales sont en train de devenir une stratégie d'investissement très prisée, qui permet de répartir les risques et d'augmenter les rendements. Les nouveaux développements, comme les extensions du métro et les stations REM à venir, remodèlent les quartiers et créent de nouvelles opportunités d'investissement. Avantages et inconvénients :  Avantages : Des prix abordables par rapport à des villes comme Toronto et Vancouver, une forte demande locative de la part des jeunes professionnels et des étudiants, et des opportunités de flux de trésorerie constants. Inconvénients : concurrence accrue sur le marché, coûts d'entretien potentiels des propriétés plus anciennes et complexité des lois sur le logement propres au Québec. 🔹 Mise à jour du marché locatif : Comment la hausse des loyers et le faible taux d'inoccupation créent un marché pour les propriétaires. Conseils pour ajuster les loyers et rester en conformité avec les nouvelles directives. Montréal est-elle encore un bon endroit pour investir ? Absolument, si vous avez la bonne stratégie ! Vous avez besoin d'aide pour démarrer ou développer votre portefeuille ? Entrez en contact avec moi et mon équipe chez LJ Immobilier. 👉 N'oubliez pas d'aimer, de vous abonner et de poser vos questions dans les commentaires ci-dessous!

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What will the Bank of Canada do this week?

14/04/2025

This week on Under One Roof MTL, we predict what the Bank of Canada will do with interest rates this week. Plus, a new report shows that condo sales are way up in Quebec. What's the situation in Montr...
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This week on Under One Roof MTL, we predict what the Bank of Canada will do with interest rates this week. Plus, a new report shows that condo sales are way up in Quebec. What's the situation in Montreal? And, everything you need to know about alternative lenders.

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Did You Miss The Perfect Time to Buy a House?

14/04/2025

If you're a millennial feeling like you “missed the boat” on real estate — this video is for you. I hear it every year: “I should’ve bought in 2015.” “2020 was the perfect time.” The truth? There’s ...
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If you're a millennial feeling like you “missed the boat” on real estate — this video is for you. I hear it every year: “I should’ve bought in 2015.” “2020 was the perfect time.” The truth? There’s always a reason to wait… and always someone who waited too long. Real estate isn’t about looking back — it’s about what ownership can do for your future. 💡 If you’re thinking about buying in Montreal, I’m here to help you plan smart, not react late. Let’s talk strategy.

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2 Smart Ways to Pull Equity from Your Home (Explained Simply)

12/04/2025

🏡 Need to access cash from your home? Here are the 2 most popular ways homeowners are doing it in 2025: 1️⃣ HELOC (Home Equity Line of Credit) – a flexible second mortgage that works like a credit ca...
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🏡 Need to access cash from your home? Here are the 2 most popular ways homeowners are doing it in 2025: 1️⃣ HELOC (Home Equity Line of Credit) – a flexible second mortgage that works like a credit card. 2️⃣ Cash-Out Refinance – a brand new mortgage with one payment and a lump sum of cash. Both options let you unlock the equity in your home — but each comes with different pros and cons. Whether you’re investing, renovating, or consolidating debt, understanding your options is key. I’m a Montreal real estate agent helping homeowners make smart moves with their properties. 💬 Want to know which one fits your goals? Let’s chat.

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5 Costly Mistakes Buyers Make (And How to Avoid Them)

11/04/2025

🍁 Thinking of buying in Montreal? 👉 https://www.ljrealties.com – Search homes now 📱 Call or Text: 514-578-6397 📨 [email protected] 📅 Free consult: https://calendly.com/ljaguinaga 🚫 5 Things You Shoul...
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🍁 Thinking of buying in Montreal? 👉 https://www.ljrealties.com – Search homes now 📱 Call or Text: 514-578-6397 📨 [email protected] 📅 Free consult: https://calendly.com/ljaguinaga 🚫 5 Things You Should Never Do as a Homebuyer in Montreal | Buyer Mistakes to Avoid Buying a home in Montreal? 🏡 This video reveals the most common (and costly!) mistakes buyers make—and how to avoid them like a pro. ✅ Don’t visit without a realtor ✅ Don’t show too much excitement ✅ Don’t make an offer without a pre-approval ✅ Don’t ignore your budget ✅ Don’t forget to research the neighbourhood + a bonus tip that could save you from a nightmare closing… Whether you’re a first-time buyer or investing in Montreal real estate, this is a must-watch before your next visit!

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$120K Salary? Here’s What You Actually Take Home

09/04/2025

💰 “I make $120K a year.” Sounds good, right? But let’s break it down. After taxes and deductions, that’s really about $6,700/month. And once you view your income in smaller timeframes — monthly, wee...
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💰 “I make $120K a year.” Sounds good, right? But let’s break it down. After taxes and deductions, that’s really about $6,700/month. And once you view your income in smaller timeframes — monthly, weekly — you start making smarter financial decisions. Rich people don’t track their money once a year… they check it constantly. 🧠 Want to build real wealth in 2025? Start thinking differently about your income. I’m a real estate agent in Montreal who teaches smart finance habits alongside property strategies. 📲 Follow me for more tips to grow your wealth.

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Discover Your DREAM Home in Châteauguay

06/04/2025

376, boulevard Saint-Francis, apt. 5, Châteauguay No Centris: 28596621 Welcome to 376 Boul. St-Francis #5, within the suburb of Châteauguay. This 2-bed, 1-bath, mezzanine condo in a delightful neighb...
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376, boulevard Saint-Francis, apt. 5, Châteauguay No Centris: 28596621 Welcome to 376 Boul. St-Francis #5, within the suburb of Châteauguay. This 2-bed, 1-bath, mezzanine condo in a delightful neighbourhood delivers on plenty! Unique bay windows and slopped ceilings, additional storage space, both a bath and a shower, one bedroom with a walk-in closet while the other bedroom has access to the balcony. This condo is perfect for families and is in close proximity to parks, grocery stores, the 132 highway, classic cafes and shops and little comfort food restaurant joints as well. Bienvenue au 376 Boul. St-Francis #5, dans la ville de Châteauguay. Ce condo de 2 chambres à coucher, mezzanine et 1 salle de bain, située dans un quartier charmant, en offre beaucoup ! Fenêtres en baie uniques et plafonds inclinés, espace de rangement supplémentaire, bain et douche, une chambre à coucher walk-in et l'autre chambre à coucher avec accès au balcon. Ce condo est parfait pour les familles et se trouve à proximité de parcs, d'épiceries, de la 132, de cafés et de boutiques classiques ainsi que de petits restaurants de cuisine réconfortante. LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #condoforsale #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #houseLiving #2Bedrooms #MontrealHouse #propertytour #housetour #Chateauguay

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3 Costly Mistakes Homebuyers Make (and How to Avoid Them!)

06/04/2025

🏡 Thinking of buying a home? Before you make the biggest purchase of your life, learn the 3 most common mistakes that could cost you thousands. 🚫 Not getting pre-approved 💔 Falling in love before che...
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🏡 Thinking of buying a home? Before you make the biggest purchase of your life, learn the 3 most common mistakes that could cost you thousands. 🚫 Not getting pre-approved 💔 Falling in love before checking your budget 💸 Forgetting about closing costs These mistakes are way too common — and totally avoidable. I’m a real estate agent in Montreal helping first-time buyers navigate the market with confidence. Ready to buy smart?

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Are strawberry box houses about to make a comeback in Canada?

06/04/2025

This week on Under One Roof, we're looking at what the federal political parties in terms of housing, including Mark Carney's ambitious promise to build 500,000 homes a year! We also tackle mo...
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This week on Under One Roof, we're looking at what the federal political parties in terms of housing, including Mark Carney's ambitious promise to build 500,000 homes a year! We also tackle mortgage penalties, and how to avoid them, as well as understanding all of the hidden costs that come with buying a home.

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Renting in Montreal: Best Strategies, Budgeting & Legal Tips

04/04/2025

Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://calendly.com/ljagui...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://calendly.com/ljaguinaga 🎥 Montreal Rental Market 2025: What You NEED to Know Before Renting! Are you planning to rent in Montreal? Whether you're relocating from another province, arriving as a newcomer, or just looking for your next apartment—this video is your complete rental guide. In this video, I cover: Montreal rental laws & tenant rights Average rental prices by neighborhood What a healthy rental budget looks like in 2025 Tips to find a rental as a newcomer Where to rent based on your budget & lifestyle From the Sud-Ouest to the Plateau, and from studios to family rentals—this video will help you navigate the Montreal rental jungle with confidence. 🔔 Subscribe for more Montreal real estate updates, rental advice, and housing tips!

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How to Save $147,000 on Your Mortgage (With Just $249/Month!)

03/04/2025

💸 Want to save $147,000 on your mortgage — without making a huge lifestyle change? This simple trick adds just $249 extra per month to your payment… and cuts 4 YEARS off your mortgage. 💡 Example: 🏠 ...
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💸 Want to save $147,000 on your mortgage — without making a huge lifestyle change? This simple trick adds just $249 extra per month to your payment… and cuts 4 YEARS off your mortgage. 💡 Example: 🏠 $430K mortgage 📉 5% interest, 25-year amortization 💰 Add $249/month → Save ~$60,000 in interest It’s the power of rounding up and paying down principal early. I’m a real estate agent in Montreal helping homeowners and buyers make smarter financial decisions. Ready to make your home work for you? Let’s talk.

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5 erreurs à ne pas commettre lorsque vous commencez à investir dans l'immobilier

01/04/2025

Avant de vous lancer sur le marché, il est essentiel que vous regardiez cette vidéo. Je vous présente cinq erreurs courantes qui peuvent transformer votre investissement en véritable casse-tête. Ayant...
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Avant de vous lancer sur le marché, il est essentiel que vous regardiez cette vidéo. Je vous présente cinq erreurs courantes qui peuvent transformer votre investissement en véritable casse-tête. Ayant moi-même été confronté à certaines de ces questions, je sais par expérience que si vous ne vous préparez pas, vous vous préparez à l'échec ! Quelles sont les autres erreurs critiques que vous avez rencontrées dans le domaine de l'investissement immobilier ? Laissez-moi savoir dans les commentaires ci-dessous !

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How the Rich Avoid $50,000 in Taxes When Buying Real Estate

31/03/2025

💼 Ever wonder how the rich keep getting richer? Here’s a $50,000 tax hack most people have never heard of: Instead of selling investments (and triggering a huge capital gains tax) — the wealthy borr...
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💼 Ever wonder how the rich keep getting richer? Here’s a $50,000 tax hack most people have never heard of: Instead of selling investments (and triggering a huge capital gains tax) — the wealthy borrow against their portfolios. 🧠 Example: 🔹 $1M in stocks 🔹 Need $200K for a down payment ❌ Selling = $50K in taxes ✅ Borrowing = No taxes, stocks keep growing, low-interest loan This is how the wealthy buy million-dollar homes with $0 out of pocket — and keep their money growing. Want strategies like this working for you? I’m a Montreal real estate agent helping you think like an investor.

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How to get top dollar for your property, without sitting on the market for too long

30/03/2025

This week on Under One Roof, we run down what each federal party is promising on housing. We also go over the importance of credit scores, and how you can make sure your credit report is mortgage-read...
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This week on Under One Roof, we run down what each federal party is promising on housing. We also go over the importance of credit scores, and how you can make sure your credit report is mortgage-ready. And, LJ has some tips for getting top dollar for your property when you sell, without sitting on the market for too long.

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Own TWO Homes in 2025? The New Trend That’s Blowing Up

29/03/2025

🏠 A new wave of buyers in 2025 are changing the real estate game — keeping their first home and buying a second one. In this video, I break down how it's possible (and surprisingly simple) to own two...
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🏠 A new wave of buyers in 2025 are changing the real estate game — keeping their first home and buying a second one. In this video, I break down how it's possible (and surprisingly simple) to own two homes at once — even if you don’t have a huge down payment ready. ✔️ Using home equity ✔️ Leveraging rental income ✔️ Building long-term wealth This isn’t just about real estate — it’s about financial freedom. 📍 I’m a real estate agent in Montreal helping clients level up their investments. Let’s chat if you’re ready to make a move ➡️

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Moving in 2025? Here’s Your Ultimate Checklist for a Stress-Free Move!

28/03/2025

Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://calendly.com/ljagui...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://calendly.com/ljaguinaga 🎥 5 Things You MUST Do Before Moving Into Your New Home | Montreal Real Estate Tips Planning a move? 🏡 Don't unpack those boxes just yet! In this video, I break down 5 essential steps every homebuyer or renter should take before moving into their new home—whether you're staying in Montreal or moving across town. ✅ Schedule your move early ✅ Notify your utility + service providers ✅ Take care of school registrations ✅ Shop for the right home insurance ✅ Create a solid emergency fund These tips could save you a ton of stress (and money 💸) during your transition! Subscribe for more real estate tips, moving advice, and property insights in the Montreal area! 👍 Like, comment, and share with someone planning their next move.

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Worried You’re Overpaying for a House? Watch This First

27/03/2025

😰 Terrified of overpaying for a home? You're not alone. In this video, I share the #1 rule I give clients to help them buy with confidence — even in a hot market. It’s called the 5-5-5 Rule: ✅ Can y...
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😰 Terrified of overpaying for a home? You're not alone. In this video, I share the #1 rule I give clients to help them buy with confidence — even in a hot market. It’s called the 5-5-5 Rule: ✅ Can you stay for 5 years? ✅ Can you afford it AND save 5% of your income? ✅ Will the location still be solid in 5 years? If you answer yes to all 3, you’re making a smart, strategic buy — not overpaying. I’m a Montreal real estate agent helping people cut through the noise and make educated decisions. 📲 Follow me for more real estate strategies that actually work.

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MONTREAL'S Biggest Downtown Apartments Are NOW Available For Rent

25/03/2025

5250, Rue Saint-Ambroise, apt. 2, Montréal (Le Sud-Ouest), Saint-Henri No Centris: 25549082 Welcome to 3450 Rue Drummond, a spacious rental in the heart of the Golden Square Mile! This unit features ...
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5250, Rue Saint-Ambroise, apt. 2, Montréal (Le Sud-Ouest), Saint-Henri No Centris: 25549082 Welcome to 3450 Rue Drummond, a spacious rental in the heart of the Golden Square Mile! This unit features an open-concept living area, and kitchen with appliances included. Rent includes hot water, air conditioning, and heating. Locker ($30/mo.) and parking ($250/mo.) available. Prime location steps from McGill, Mount Royal, and top restaurants. Don't miss this opportunity--schedule a visit today! Bienvenue au 3450 Rue Drummond, un spacieux appartement en plein coeur du Golden Square Mile! Cette unité offre un espace de vie à aire ouverte, et une cuisine avec électroménagers inclus. Le loyer comprend l'eau chaude, la climatisation et le chauffage. Locker disponible pour 30$/mois | Stationnement disponible pour 250$/mois. Emplacement idéal, à deux pas de McGill, du Mont-Royal et des meilleurs restaurants. Ne manquez pas cette opportunité--planifiez une visite dès aujourd'hui! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #condoforrent #RealEstateTour #MontrealProperty #HomeSweetHome #PropertyListing #Montreal #MontrealRealestate #CondoLiving #MontrealCondo #propertytour #CondoTour

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How to be a good landlord (and actually make money doing it!)

24/03/2025

This week on Under One Roof, we discuss inflation ticking up to 2.6% for the month of February, and how this could impact interest rates and the real estate market. We also give advice on how to s...
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This week on Under One Roof, we discuss inflation ticking up to 2.6% for the month of February, and how this could impact interest rates and the real estate market. We also give advice on how to shop around for a mortgage like a pro, and how to be a great landlord who also makes some money, too.

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Why Landlords Must Send These Important Notices NOW

24/03/2025

Attention Landlords! 🚨 Time-Sensitive Reminder! If you're a landlord in Quebec, this is your friendly reminder to send your lease renewal notices! 📌 Most leases renew on July 1st, meaning you have u...
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Attention Landlords! 🚨 Time-Sensitive Reminder! If you're a landlord in Quebec, this is your friendly reminder to send your lease renewal notices! 📌 Most leases renew on July 1st, meaning you have until March 31st to notify your tenants of any rent increases. 📌Don’t wait! Use the TAL website’s calculation tool to determine the maximum allowable rent increase. 📌 Even small increases add up over time and directly impact your property’s long-term value! Act now before the deadline! Stay tuned for more landlord tips and updates. . . . . . . #LJRealties #LJAguinaga #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #LandlordTips #MontrealRealEstate #LeaseRenewal #RentIncrease #RealEstateInvesting #PropertyManagement #QuebecLandlords #RentalIncome

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What Kind of Home Can a $80K-$120K Salary Buy in Montreal? | Condo Tour & Market Breakdown

21/03/2025

Thinking of Moving to Montreal? 🍁 https://www.ljrealties.com - Find your future dream home 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/...
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Thinking of Moving to Montreal? 🍁 https://www.ljrealties.com - Find your future dream home 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://calendly.com/ljaguinaga 🏡 What kind of home can you afford in Montreal with a $90K-$120K salary? In this video, I take you through 3 condos in the heart of Montreal to break down exactly what your income can get you in today’s real estate market. 💰 Here’s what we’ll cover: 📍 Pointe-Saint-Charles Condo – Asking price: $530K | Monthly payment: $2,900 | Required household income: $100K 📍 Griffintown Condo #1 – Asking price: $450K | Required household income: $90K 📍 Griffintown Condo #2 – Asking price: $650K | Monthly payment: $3,450 | Required household income: $120K Why does this matter? ✅ See what’s realistically affordable in different Montreal neighborhoods ✅ Understand how mortgages, condo fees, taxes, and insurance impact monthly payments ✅ Get expert insights on where to find great real estate opportunities in a growing market 📢 Thinking of buying a home in Montreal? I help buyers find the best deals in this competitive market. Let’s connect today! 🧭 Need help choosing the right area based on your budget + lifestyle? Book a free consult here → calendly.com/ljaguinaga 📞 Contact me: 514 578 6397 🔥 Don’t forget to LIKE & COMMENT! What neighborhood would YOU want to buy in?

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The pros and cons of refinancing your mortgage

20/03/2025

This week on Under One Roof, we tackle the Bank of Canada's latest interest rate cut, and try to predict what they might do with their next few announcements. We also discuss refinancining your mo...
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This week on Under One Roof, we tackle the Bank of Canada's latest interest rate cut, and try to predict what they might do with their next few announcements. We also discuss refinancining your mortgage at length, specifically to pay down bad debts and get your finances back on track. And, we look at whether short or long-term rentals are the better investment for property owners.

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Estimation gratuite de la valeur de votre propriété

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