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Reverse Mortgages: A Complete Guide for Canadian Homeowners

21/06/2024

Are you looking into different ways to set yourself up in regards to a retirement plan? Have you heard about a reverse mortgage? Maybe you have and don’t understand it, or wonder if it’s too risky. I’...
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Are you looking into different ways to set yourself up in regards to a retirement plan? Have you heard about a reverse mortgage? Maybe you have and don’t understand it, or wonder if it’s too risky. I’m here to de-mystify the concept and answer any questions you may have! If this a strategy that you or a loved one want to explore, reach out to me today and I will guide you to the right professional to get you started.

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8 choses que vous ne saviez pas sur la vie à Montréal en 2024

18/06/2024

Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je ...
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Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je suis ici pour partager mes 8 principaux faits qui font de Montréal le bijou unique qu'elle est. L'un d'entre eux vous a-t-il surpris ? Qu'est-ce que vous aimez le plus à propos de Montréal ? Laissez-moi le savoir dans les commentaires ci-dessous !

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The latest Canadian consumer credit trends

16/06/2024

This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or varia...
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This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or variable rate mortgage is the best option for homeowners right now, AND chat about the payment shock that many Canadians are experiencing as their mortgages come up for renewal at much higher interest rates.

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The Hidden Risks: Condo Investment Challenges

14/06/2024

Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo h...
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Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo horror stories, but if you do the proper research along the way of your search, you can ensure that it is a smart investment. Do you have any questions or need further explanation? Let me know in the comments below!

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Reduced interest rates, credit reports and bridge loans!

09/06/2024

This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to kn...
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This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to know about credit reports, and fixing your credit score, as well as explain what a bridge loan is and when you might use one.

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Top safest neighbourhoods in Montreal for 2024

07/06/2024

Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own pub...
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Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own public security initiatives and sense of community that can make any potential new resident feel safe at home. If you need help picking the right one for you, reach out to us today!

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5 raisons pour lesquelles vous devriez déménager à Montréal en 2024

04/06/2024

Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombre...
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Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombreux événements culturels, de la cuisine raffinée, des divers quartiers ou de tout ce qui se trouve entre les deux, cette ville a de quoi plaire à tout le monde. Si vous êtes prêt à vous installer dans cette ville dynamique, prenez rendez-vous avec moi dès aujourd'hui !

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Why you should be layering different kinds of insurance products

03/06/2024

This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which product...
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This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which products are right for them and their families. We also chat about the Bank of Canada's upcoming interest rate announcement, as well as what Canadian home values continuing to increase means for both first-time homebuyers trying to enter the market, as well as retirees whose financial plans are tied up in their homes.

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Montreal Real Estate Guide for Millennials in 2024

31/05/2024

Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it com...
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Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it comes to purchasing real estate in Montreal. With the proper guidance and preparation, you’ll be less overwhelmed and can focus your energy on being excited for the journey! Book a call with me and get started today!

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Inflation is down; does that mean interest rates will soon follow?

26/05/2024

This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve ...
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This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve their credit before applying for mortgage pre-approval.

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Griffintown, Montreal: A Local's Insider Guide

24/05/2024

If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opport...
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If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opportunities, countless restaurants & cafés, and is overall a fantastic place to be. What’s your favourite thing about this neighbourhood? Let me know in the comments below!

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Découvrez le futur de Montréal: développements à venir

21/05/2024

De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et m...
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De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et mise à jour de notre système de transport en commun : de grandes choses nous attendent ! Quel est le projet qui vous enthousiasme le plus ? Dites-le-moi dans les commentaires ci-dessous !

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Advice for first-time homebuyers

20/05/2024

This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real ...
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This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real estate market.

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Montreal Tenant’s $43,000 Tax Disaster Explained

17/05/2024

Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants a...
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Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants alike. Discover the shocking details of a tenant's unexpected encounter with the CRA regarding taxes owed by a nonresident landlord. I will break down what happened, the legalities involved, and most importantly, how this situation could impact you as a landlord or a tenant. Key Insights Covered: 1. Understanding the distinction between resident and nonresident landlords for tax purposes. 2. Exploring the responsibilities of tenants in verifying their landlord's tax status. 3. The importance of due diligence in rental agreements to avoid legal pitfalls. 4. Tips and strategies to protect yourself as a landlord or tenant in similar situations. 5. Insights into the benefits of working with a property manager for added protection and efficiency.

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The importance of succession planning in real estate

13/05/2024

This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession p...
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This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession planning. We'll also chat a little about the CMHC's annual report, as well as what a tenant's legal rights and responsibilities are when they decide not to renew their lease.

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Understanding Real Estate Capital Gains Tax: Canada Edition

10/05/2024

Are you puzzled by capital gains taxes in Canada? Look no further! Today I’ll take you through the ins and outs of this crucial aspect of real estate transactions. Whether you're a seasoned investor o...
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Are you puzzled by capital gains taxes in Canada? Look no further! Today I’ll take you through the ins and outs of this crucial aspect of real estate transactions. Whether you're a seasoned investor or a first-time seller, having all the facts will help you make more informed decisions when it comes to navigating the landscape of real estate taxation in Canada. If you still have questions or need more clarification, book a call with me today!

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Vous êtes confronté à une crise hypothécaire ? Trouver des solutions efficaces

07/05/2024

Vous êtes dans une situation où vos paiements hypothécaires vous causent un stress financier ? J'ai une bonne nouvelle à vous annoncer : vous pouvez cesser de vous affoler, car des solutions s'offrent...
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Vous êtes dans une situation où vos paiements hypothécaires vous causent un stress financier ? J'ai une bonne nouvelle à vous annoncer : vous pouvez cesser de vous affoler, car des solutions s'offrent à vous. Bien que la situation de chacun soit différente, j'ai constaté que ces étapes peuvent être appliquées à tout le monde pour apporter une certaine tranquillité d'esprit et un soulagement. Ne vous laissez pas abattre par votre situation, contactez-moi et nous trouverons une solution !

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Why a Montrealer is being forced to pay his landlord's taxes

05/05/2024

This week on Under One Roof MTL, we're joined by David Siscoe, a Montreal tenant who found out he owes the CRA $43,000... because his landlord hadn't been paying her taxes. How did this happen? We'll ...
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This week on Under One Roof MTL, we're joined by David Siscoe, a Montreal tenant who found out he owes the CRA $43,000... because his landlord hadn't been paying her taxes. How did this happen? We'll break it down for you. Plus, is real estate a savvy investment strategy for retirement? And, is Montreal in trouble as the July 1st moving date approaches?

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Exploring Montreal and Ottawa: Which is Better?

03/05/2024

Montreal and Ottawa are two amazing Canadian cities to live in. Each offers a dynamic real estate market and amazing neighbourhoods to suit any kind of lifestyle. I’ll show you the ins and outs of bot...
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Montreal and Ottawa are two amazing Canadian cities to live in. Each offers a dynamic real estate market and amazing neighbourhoods to suit any kind of lifestyle. I’ll show you the ins and outs of both, and then it’s up to you to decide: which one comes out on top? Let me know in the comments below which you prefer and why!

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Ville-Marie | Condo For Sale | 417 SQFT | 1 Beds | 1 Bath

30/04/2024

700, RUE ST-PAUL O., APP. 116, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 22393509 Welcome to your own urban oasis in the heart of Montreal! This stunning condo offers the perfect blend of contemporary livin...
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700, RUE ST-PAUL O., APP. 116, MONTRÉAL (VILLE-MARIE) CENTRIS NO. 22393509 Welcome to your own urban oasis in the heart of Montreal! This stunning condo offers the perfect blend of contemporary living and upscale amenities, promising a lifestyle of comfort and convenience! This ground floor unit comes equipped with appliances, storage locker, and a private terrace overlooking the tranquil interior courtyard. Conveniently located in the heart of the Cité Multimedia, you will be surrounded with everything you need! It is perfect as an investment or a place to call home, book your visit today! Bienvenue dans votre propre oasis urbaine au coeur de Montréal ! Ce superbe condo offre un mélange parfait de vie contemporaine et d'aires communes haut de gamme, ce qui favorise un style de vie de confort et de commodité ! Cette unité au rez-de-chaussée est équipée d'appareils électroménagers, d'un casier de rangement et d'une terrasse privée donnant sur la cour intérieure. Idéalement situé au coeur de la Cité Multimédia, vous serez entouré de tout ce dont vous avez besoin ! Il est parfait comme investissement ou comme lieu de résidence, réservez votre visite dès aujourd'hui ! LJ Realties | LJ Immobilier ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== . . . . . . #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #MontrealRealEstate #VilleMarie #CondoForSale #RealEstateTour #1BedroomCondo #MontrealProperty #CondoLife #HomeSweetHome #PropertyListing #BalconyViews #Montreal #montrealrealestate #privateterrace

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How real estate photographers highlight your home's natural beauty

28/04/2024

This week on Under One Roof MTL, we're joined in studio by Montreal real estate photographer, Corey Kaminski, to talk about the importance of working with an experienced professional when listing your...
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This week on Under One Roof MTL, we're joined in studio by Montreal real estate photographer, Corey Kaminski, to talk about the importance of working with an experienced professional when listing your property. Plus, is it a good idea to sell off your entire portfolio to purchase your dream home?

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Préparez-vous à découvrir pourquoi quelqu'un vendrait sa propriété pour seulement 1 $ !

26/04/2024

En parcourant l'historique d'un bien immobilier, vous découvrirez peut-être que certaines maisons ont été vendues pour seulement 1 $. Comment cela est-il possible ? Qu'est-ce que cela signifie ? La ma...
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En parcourant l'historique d'un bien immobilier, vous découvrirez peut-être que certaines maisons ont été vendues pour seulement 1 $. Comment cela est-il possible ? Qu'est-ce que cela signifie ? La maison ne valait-elle vraiment qu'un dollar ? La réponse est non, certainement pas. Je vais vous expliquer pourquoi certaines propriétés ont été vendues de cette manière et vous présenter les conséquences fiscales pour les vendeurs. J'insiste sur le fait qu'il s'agit de ventes non traditionnelles, MAIS qu'elles requièrent tous les documents juridiques nécessaires. Vous devez donc faire appel à un avocat spécialisé dans l'immobilier ainsi qu'à un fiscaliste ou à un expert-comptable de confiance. Vous avez des questions ? Prenez rendez-vous avec moi ou commentez ci-dessous !

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Mise à jour du marché immobilier de Montreal 1er trimestre 2024

23/04/2024

Le marché immobilier montréalais a commencé l'année en force ! Cette semaine, je vous présente les statistiques des différentes régions de la ville, ainsi que mes prévisions pour le prochain trimestre...
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Le marché immobilier montréalais a commencé l'année en force ! Cette semaine, je vous présente les statistiques des différentes régions de la ville, ainsi que mes prévisions pour le prochain trimestre. Vous souhaitez obtenir des renseignements plus détaillés sur un quartier en particulier ? Dites-le-moi dans les commentaires ci-dessous et je vous les enverrai. Si vous souhaitez vous lancer sur le marché pour le deuxième trimestre, prenez rendez-vous avec moi et commençons dès aujourd'hui !

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How does the federal budget impact Canadian homeowners and homebuyers?

21/04/2024

This week on Under One Roof MTL, we unpack the federal budget and how changes could impact the Canadian real estate market. Some of those changes include changes to the capital gains tax, an increase ...
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This week on Under One Roof MTL, we unpack the federal budget and how changes could impact the Canadian real estate market. Some of those changes include changes to the capital gains tax, an increase to the mortgage amortization period on new builds, and the maximum allowance for RRSP withdrawls.

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