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How do you know if it is a good time for you to buy a home?

15/06/2024

Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income ...
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Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income and enough for a small down payment? 3. Can you find a home with comfortable payments? If you answered yes, it might be the perfect time to explore buying in today's market! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights #montreal #mtl #mtlcity #made_in_mtl #montrealstyle #mtlrealestate #mtlrealtor #newhome #househuntingtips #househuntingbegins #househuntingmtl

Understanding Real Estate Basics: Down Payment vs. Closing Costs!

12/06/2024

The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees ...
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The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

Bank of Canada Announcement!! 📣 #realestate #bankofcanada #interestrates

05/06/2024

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How To Buy Without Selling Your Current Home

25/05/2024

Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealE...
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Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership

Trick To Boost Your Credit Score Fast

22/05/2024

Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinag...
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Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #CreditScoreBoost #CreditRepair #PersonalFinance #HomeBuyingTips #FinancialAdvice

May 21st: Bank of Canada Inflation Update

21/05/2024

Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or ...
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Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

Big Mistake Buyers Make In Today's Market

20/05/2024

Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #...
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Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

Bold Move: Partnering for Property Success

18/05/2024

Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purc...
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Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purchasing power. Would you consider this strategy? #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #RealEstatePartnership #CoOwnership #PropertyInvestment #RealEstateStrategy #RealEstateTips

The Ultimate Guide: Closing Costs vs. Down Payment

15/05/2024

🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ C...
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🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

Historic vs. Modern Properties

13/05/2024

Historic vs. Modern Properties Historic Properties: Advantages: - Unique Charm and Character: Historic properties often feature unique architectural details, craftsmanship, and historical charm that...
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Historic vs. Modern Properties Historic Properties: Advantages: - Unique Charm and Character: Historic properties often feature unique architectural details, craftsmanship, and historical charm that can be appealing to buyers who appreciate character and authenticity of older homes. - Potential for Tax Incentives: Some historic properties may be eligible for tax incentives or preservation grants, encouraging owners to maintain and restore the property. This can be a financial benefit for those willing to invest in the upkeep of the historical features. - Established Neighborhoods and Locations: Historic properties are often located in well-established neighborhoods with mature trees, sidewalks, and a sense of community. This can be appealing to buyers looking for a charming environment. Disadvantages: - Maintenance Challenges: Historic properties may require more maintenance and specialized care due to the age of the materials and construction methods. This can result in higher maintenance costs compared to modern properties. - Limited Modern Amenities: Older homes may lack the modern conveniences and energy-efficient features found in newer construction. Renovating to upgrade these amenities can be costly and may require compromising some historical elements. - Restrictions on Modifications: Some historic properties are subject to preservation regulations that limit the extent to which owners can modify or renovate the structure. This can be a drawback for buyers who wish to make significant changes to the property. Modern Properties: Advantages: - Energy Efficiency and Technology: Modern properties are often equipped with the latest energy-efficient technologies, appliances, and smart home features. This can result in lower utility costs and increased convenience for homeowners. - Customization and Flexibility: Buyers of modern properties have the flexibility to customize their homes to suit their preferences. Modern construction methods allow for open floor plans, flexible layouts, and the integration of cutting-edge design elements. - Lower Maintenance Costs: Modern homes typically require less maintenance than historic properties. The materials and construction methods used in modern buildings often contribute to lower long-term maintenance costs for homeowners. Disadvantages: - Lack of Historical Charm: Modern properties may lack the historical charm and unique features found in older homes. Some buyers may prioritize the character of a historic property over the modern aesthetic. - Potentially Homogeneous Design: In some modern developments, there can be a lack of diversity in architectural styles, resulting in a homogeneous appearance. This may not appeal to buyers seeking a more eclectic or diverse neighborhood. - Shorter Resale History: Modern properties may not have a long resale history compared to historic homes. This can make it challenging to predict how property values will appreciate over time. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

Don’t Lose Money When You Buy A House

11/05/2024

Avoiding Common Mistakes: Don't overlook this crucial step when buying a house. Learn how to prevent unnecessary expenses and protect your investment by addressing key issues before closing. #LJAguin...
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Avoiding Common Mistakes: Don't overlook this crucial step when buying a house. Learn how to prevent unnecessary expenses and protect your investment by addressing key issues before closing. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

Strategic Move: Trading Investments for Property

08/05/2024

Timing is Everything: Withdrawing from Investments to Purchase Property . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immo...
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Timing is Everything: Withdrawing from Investments to Purchase Property . . . . . #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency #rrsp #investmentstrategy #intestingfact #investingtips #withdrawing

Secrets to Transform Your Home: Top 5 Renovations

06/05/2024

Boost Your Home's Value: Discover the top 5 renovations that offer the highest return on investment. These upgrades can enhance your property's appeal and increase its market value significantly. #...
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Boost Your Home's Value: Discover the top 5 renovations that offer the highest return on investment. These upgrades can enhance your property's appeal and increase its market value significantly. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeRenovations #ROI #HomeImprovement #PropertyValue #RealEstateInvestment #RenovationTips #BathroomRemodel #KitchenRemodel #LandscapingIdeas #HomeUpgrade #RealEstateROI #HomeRenovationTips #PropertyEnhancement #InteriorDesign #ExteriorRenovation #HomeMakeover #InvestmentReturns #RenovationProjects #PropertyImprovement #HomeValueIncrease #DIYHomeImprovement #RenovationIdeas #PropertyUpgrades #HomeRenovationGuide #ROIImprovement #HomeRenovationInspiration #HomeDesign #RealEstateMarket #HomeResaleValue #InvestmentAdvice

Real Estate Alert: Superior Court Ruling Inspections

05/05/2024

Real Estate Alert: A Court Decision Shaping the Property Purchase Process! 🚨 In March of this year, the Superior Court of Quebec ruled on a case that's shaking up how we approach property transactio...
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Real Estate Alert: A Court Decision Shaping the Property Purchase Process! 🚨 In March of this year, the Superior Court of Quebec ruled on a case that's shaking up how we approach property transactions. 💰 The buyers were ordered to pay over $100,000 after walking away from an inspection. But here's the kicker: the court deemed the issues not significant enough to warrant cancellation! It's a wake-up call to understand what's reasonable when assessing a property's condition, especially considering its age. 🚨 Don't let unexpected surprises derail your purchase – know your inspection clause inside out! What are your thoughts on this judgment? Share below! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeBuyingTips #RealEstateAdvice #PropertyInspection #AvoidingMistakes #HomeInvestment #PropertyPurchase #RealEstateEducation #FinancialPlanning #PropertyOwnership #HomeMaintenance #InvestmentProtection #CriticalIssues #PropertyInspectionTips #RealEstateInsights #FinancialSecurity #HomeInvestmentTips #RealEstateMarket #BuyersAdvice #PropertyEvaluation #HomeOwnership #RealEstateKnowledge #PropertyValue #FinancialAdvice #HomeMaintenanceTips #PreventiveMeasures #BuyersAwareness #PropertyManagement #HomeBuyersGuide #InvestmentSafety #InspectionReport

Buy A Home With A Gift Of Equity

01/05/2024

Unlock the Gift of Equity: A win-win solution for buying property within the family. Learn how this strategy benefits both buyers and sellers, creating opportunities for low down payments and reduce...
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Unlock the Gift of Equity: A win-win solution for buying property within the family. Learn how this strategy benefits both buyers and sellers, creating opportunities for low down payments and reduced monthly payments. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #GiftOfEquity #FamilyProperty #RealEstateDeal #PropertyPurchase #HomeBuyingTips #EquityGift #DownPaymentAssistance #PropertyTransaction #MarketValue #FinancialStrategy #HomeOwnership #RealEstateAdvice #MortgageTips #GiftedEquity #PropertyDeal #HomeBuyers #FamilyHome #FinancialBenefits #RealEstateInvestment #TransactionBenefits #RealEstateMarket #FinancialPlanning #PropertyTransfer #EquityTransfer #MortgageOptions #HomeFinance #BuyingFromFamily #MarketInsights #FinancialOpportunity #WealthCreation #LowDownPayment

What Happens If You Buy And Home Prices Fall?

29/04/2024

Don't fear market dips! Learn why buying a home is a long-term investment that withstands fluctuations. Discover why real estate remains a solid asset despite occasional price decreases. #LJAguinag...
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Don't fear market dips! Learn why buying a home is a long-term investment that withstands fluctuations. Discover why real estate remains a solid asset despite occasional price decreases. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #LongTermInvestment #PropertyValues #MarketFluctuations #RealEstatePrices #HomeOwnership #FinancialStability #RealEstateAssets #PropertyInvesting #MarketTrends #InvestmentStrategy #WealthBuilding #HomeInvestment #AssetAppreciation #RealEstateMarket #PropertyOwnership #HousingMarket #RealEstateInsights #FinancialAdvice #MarketAnalysis #WealthManagement #RealEstateEducation #InvestmentOpportunity #PropertyOwnership #MarketDynamics #FinancialFuture #HomeBuyers #InvestmentPlanning #EconomicTrends #AssetGrowth

Most Important Hack To Get A Deal

27/04/2024

Unlock the secret to scoring a great deal on a house in 2024 in Montreal! Learn why finding a motivated seller is the key to negotiating a better price and seller credits. Don't miss out on this ins...
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Unlock the secret to scoring a great deal on a house in 2024 in Montreal! Learn why finding a motivated seller is the key to negotiating a better price and seller credits. Don't miss out on this insider tip! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #RealEstateTips #HomeBuyingAdvice #NegotiationSkills #MotivatedSellers #PropertyDeals #RealEstateNegotiation #HomeBuyingTips #SellerCredits #HomePurchase #RealEstateInsights #HouseHunting #PropertyInvestment #HomeBuyingStrategy #NegotiationTechniques #RealEstateMarket #BuyersMarket #HomeSales #RealEstateSecrets #HousingMarket #HomeSellingTips #PropertyNegotiation #RealEstateAgents #InvestmentOpportunity #HouseFlipping #BuyersAdvantage #PropertyMarket #HomeInvestment #RealEstateEducation #HomeOwnership #FinancialAdvice

How Much Do You Need To Make To Buy A $500,000 Home

24/04/2024

Discover the financial breakdown of affording a $500,000 home in 2024! Learn about down payments, monthly payments, taxes, and more. Get insights into the income needed to make your dream home a rea...
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Discover the financial breakdown of affording a $500,000 home in 2024! Learn about down payments, monthly payments, taxes, and more. Get insights into the income needed to make your dream home a reality. Numbers in this video are for informational purposes only; this is not an advertisement. Payment calculations based on general published interest rates at the time of filming. Your exact numbers will vary based on current interest rates (which have been pretty volatile lately), property, taxes, homeowners insurance and potential HOA dues #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeAffordability #RealEstateFinance #HouseBuyingTips #PropertyInvestment #MortgageCalculations #Homeownership #AffordableHousing #FinancialPlanning #RealEstateMarket #BudgetingTips #PersonalFinance #RealEstateEducation #HomeLoan #IncomeRequirements #HousingMarket #PropertyPurchase #FinancialEducation #MortgageRates #AffordableLiving #RealEstateInvesting #FinancialStrategy #HomeBuyingProcess #FinancialGoals #HomeLoanAdvice #HomeOwnershipDreams #HousingCosts #RealEstateTips #PropertyOwnership #AffordableHome

Tax Hack That No One Knows About

22/04/2024

Discover how to save thousands when buying a house with this smart move! Learn about FHSA and the tax advantages that could keep money in your pocket. Don't miss out on this valuable tip! #LJAguina...
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Discover how to save thousands when buying a house with this smart move! Learn about FHSA and the tax advantages that could keep money in your pocket. Don't miss out on this valuable tip! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #FHSA #FirstTimeHomebuyer #TaxAdvantages #HomeBuyingTips #RealEstateFinance #FinancialPlanning #Homeownership #PersonalFinance #PropertyInvestment #MortgageAdvice #RealEstateTips #TaxSavings #HomeBuyingProcess #RealEstateInvesting #MoneyManagement #WealthBuilding #SmartInvesting #FinancialEducation #TaxBenefits #RealEstateMarket #BudgetingTips #FinancialFreedom #RealEstateEducation #HomeLoan #InvestmentStrategy #FinancialStrategy #RealEstateAdvice #EconomicTips #FinancialLiteracy

When Will Mortgage Rates Come Down?

20/04/2024

This question is crucial for the housing market and homeowners alike. In this short, I'll share insights to help you plan ahead and make informed decisions. Stay tuned for the latest updates! #LJAg...
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This question is crucial for the housing market and homeowners alike. In this short, I'll share insights to help you plan ahead and make informed decisions. Stay tuned for the latest updates! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook

📣 Breaking News: big inflation announcement today!

16/04/2024

📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below o...
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📣 Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

The Fastest Way to Buy Your Kids a House

16/04/2024

Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / co...
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Would you do this? The plan: charge them a small amount of rent and put it in an index fund force some savings for them and then they can use this as a small down payment on thier starter home / condo / townhome #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #DownPaymentDebate #Investing #Finance #FinanceTips #FinancialFreedom #HomeownershipStrategy #FinancialPlanning #InvestingForTheFuture #ParentingTips #RealEstateInvesting #FinancialEducation #SmartParenting #RealEstateAdvice #HomeBuyingTips #FamilyWealth

Your Friend Isn’t Actually Rich

14/04/2024

Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for closing costs ✅ At least ...
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Ready for your purchase? Here's what you'll need to get a mortgage from a big bank: ✅ Minimum 5% of the purchase price for your down payment ✅ 1.5% of the purchase price for closing costs ✅ At least 3 months as a permanent employee 🏡 Ready for your dream home? #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #MortgageRequirements #HomePurchase #BigBankMortgage #DreamHomeJourney #HomebuyingTips #HomeownershipGoals #CreditScoreMatters #DownPayment #ClosingCosts #PermanentEmployment

Warning: Home Buying Don'ts

11/04/2024

Avoid these home buying pitfalls! Planning to buy a home next year? Here are two crucial things you should NOT do. Stay in the same job industry and pay type, and avoid taking on new debts like bu...
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Avoid these home buying pitfalls! Planning to buy a home next year? Here are two crucial things you should NOT do. Stay in the same job industry and pay type, and avoid taking on new debts like buying a car. Book a call with me for personalized advice! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #HomeBuyingMyths #HomeBuyingTips #AvoidMistakes #HomeBuyingPitfalls #JobStability #DebtManagement #FinancialAdvice #RealEstateInsights #SmartHomebuying #RealEstateTips #FinancialPlanning