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19/03/2026
Just because a listing has been sitting for 100+ days doesn’t mean it’s a bargain. Sometimes, it’s the market’s way of waving a red flag. 🚩
As an investor, your job isn’t just to run the numbers, it’...
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Just because a listing has been sitting for 100+ days doesn’t mean it’s a bargain. Sometimes, it’s the market’s way of waving a red flag. 🚩 As an investor, your job isn’t just to run the numbers, it’s to understand the story behind them. Let’s uncover what the market already saw. Book your 15-min Investor Strategy Call today. . . . #MontrealInvestors #RealEstateWarning #PropertyInsights #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips
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16/03/2026
This week on Under One Roof, we're taking a look at the latest real estate market numbers, and trying to predict what the Bank of Canada might do with its next interest rate announcement. LJ goes over...
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This week on Under One Roof, we're taking a look at the latest real estate market numbers, and trying to predict what the Bank of Canada might do with its next interest rate announcement. LJ goes over whether seasonality matters in real estate, and highlights the importance of working with a realtor who is dedicated to selling your property. And, Fred talks about why 5% might be the perfect amount to put down on your first home.
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16/03/2026
Offer accepted doesn’t mean deal done.
The next days are where deals are protected or lost.
Preparation, timing, and the right team make all the difference.
📩 Book a 15-minute Buyer Strategy Call.
We ...
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Offer accepted doesn’t mean deal done. The next days are where deals are protected or lost. Preparation, timing, and the right team make all the difference. 📩 Book a 15-minute Buyer Strategy Call. We don’t just win offers, we get them to notary. . . . #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #MontrealRealEstate #BuyerStrategy
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14/03/2026
Falling in love is easy.
Being ready to write is what actually wins.
In Montreal’s market, the best homes don’t wait , and neither should you.
📩 DM us to get your buyer strategy ready before the perfe...
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Falling in love is easy. Being ready to write is what actually wins. In Montreal’s market, the best homes don’t wait , and neither should you. 📩 DM us to get your buyer strategy ready before the perfect home shows up. . . . #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #MontrealRealEstate #BuyerTips
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13/03/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Got two offers on your home in Montreal, one higher but conditional, one lower but clean? In Quebec real estate, the “best” offer is often the one that actually closes: strong financing, realistic conditions, clean paperwork, solid deposit, and a closing/occupancy date that matches your next move. In this Montreal seller guide,
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10/03/2026
Before you buy, know your refinance number.
If the post-renovation loan doesn’t pay off your purchase and renos… your capital stays stuck.
That’s not investing. That’s guessing.
Planning a BRRRR in Mo...
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Before you buy, know your refinance number. If the post-renovation loan doesn’t pay off your purchase and renos… your capital stays stuck. That’s not investing. That’s guessing. Planning a BRRRR in Montreal? Run the refinance math first. 📩 Book a 15-minute Investor Strategy Call and let’s go over your deal. #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #RealEstateInvesting #MontrealInvesting #BRRRRStrategy
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08/03/2026
🏡 Want to pay off your mortgage years faster and save over $125,000 in interest?
Here’s the simplest strategy most banks don’t advertise:
➡️ Take a 30-year mortgage for the flexibility and lower mont...
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🏡 Want to pay off your mortgage years faster and save over $125,000 in interest? Here’s the simplest strategy most banks don’t advertise: ➡️ Take a 30-year mortgage for the flexibility and lower monthly payments ➡️ Then, once per year, make ONE extra payment directly toward the principal ➡️ Do this every year, and you’ll cut 5.5 years off your loan term ➡️ Save $125,000+ in interest over the life of the mortgage It’s the easiest mortgage hack most homeowners overlook. Bonus tip: Always check with your mortgage provider to make sure your extra payment is applied to principal only (not future interest). 📍Based in Montreal? This strategy works beautifully for our local market too.
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08/03/2026
This week on Under One Roof MTL, we're discussing the three warning signs that you could be at risk of defaulting on your mortgage. Plus, what are some of the things that turn potential buyers away wh...
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This week on Under One Roof MTL, we're discussing the three warning signs that you could be at risk of defaulting on your mortgage. Plus, what are some of the things that turn potential buyers away when you're selling your home, and is there anything you can do to mitigate those issues? And, what are your options for helping your adult children buy their first home?
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06/03/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Buying a tenant-occupied property in Quebec can be a great opportunity or a costly mistake if you assume you can “just move in.” In Montreal and across Quebec, the lease transfers with the sale, meaning you inherit the tenant’s rights, rent amount, and lease term. If you misunderstand repossession rules, notice deadlines, or access requirements, you could end up owning a home you can’t occupy for 6–12+ months. In this video, I will break down exactly what buyers must know before purchasing a tenanted condo, duplex, triplex, or unit in a plex, especially if you plan to live in the property or start renovations. ✅ Covered in this guide: What “you inherit the lease” means in Quebec real estate Repossession rules (who qualifies, personal occupancy only, family eligibility, deadlines) The 6-month notice timing rule (why many buyers miss it) Why repossession is not for renovations, flips, or Airbnb What to review before offering: lease terms, renewals, rent history, rent roll Access rules: 24-hour notice, visit windows, inspection/appraisal scheduling How tenant timelines can affect financing, conditions, and the notary closing How we structure offers so you don’t get trapped by the calendar 📌 Want to buy a tenant-occupied property safely? Book a 15-minute buyer strategy call (link in the description). We’ll map your occupancy goal, confirm timelines, and build an offer plan that fits Quebec lease law realities before you lift conditions.
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05/03/2026
Most buyers lose thousands during the home inspection simply because no one tells them these 3 things:
1️⃣ Don’t use the inspector recommended by the listing agent. That’s a conflict of interest.
2️⃣...
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Most buyers lose thousands during the home inspection simply because no one tells them these 3 things: 1️⃣ Don’t use the inspector recommended by the listing agent. That’s a conflict of interest. 2️⃣ Always attend your inspection. You’ll learn more in 2 hours than in the full report. 3️⃣ Major repair issues are negotiable like a roof or foundation. If the seller didn’t declare it, you can ask for a credit or price reduction. I’ve saved clients tens of thousands using this exact method in Montreal’s hottest markets especially in Sud-Ouest, Verdun, and Villeray. Book a call with me and I will be happy to share my trusted inspector list.
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03/03/2026
Worried that real estate prices might fall after you buy?
Let me walk you through exactly what happens if home prices go down after you’ve already purchased:
✔ Nothing changes.
✔ You keep living in y...
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Worried that real estate prices might fall after you buy? Let me walk you through exactly what happens if home prices go down after you’ve already purchased: ✔ Nothing changes. ✔ You keep living in your home. ✔ You still build equity every month. ✔ Your life moves on. The only way you “lose money” is if you panic and sell during a dip. But smart homeowners and investors stay put and wait it out because long-term, real estate always rebounds. Prices might fluctuate short-term. But while you wait, you either: - Live in your home (no rent = savings) - Or your tenants pay down your mortgage if it’s a rental 💡 This is why real estate wins over time.
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02/03/2026
This week on Under One Roof MTL, we're talking about housing affordability, how to make your offer stand out, as well as protecting yourself as a homeowner in the event of a divorce or separation.
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This week on Under One Roof MTL, we're talking about housing affordability, how to make your offer stand out, as well as protecting yourself as a homeowner in the event of a divorce or separation.
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01/03/2026
My unpopular opinion as a 17-year real estate veteran:
Mortgage rates in the high 3s and low 4s are the new normal, not a temporary dip.
Everyone's waiting for the return of 2% rates. Here's why that...
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My unpopular opinion as a 17-year real estate veteran: Mortgage rates in the high 3s and low 4s are the new normal, not a temporary dip. Everyone's waiting for the return of 2% rates. Here's why that’s probably never happening again and why rates may stay higher: Inflation remains sticky Government spending still high Central banks are cautious about cutting too fast Historically, mortgage rates between 4-6% are normal. That 2% window? Anomaly. ❗The real cost isn’t the rate. It’s the WAIT. 💼 Based in Montreal real estate, follow me for grounded insights and no-hype advice.
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27/02/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Thinking about using the BRRRR method in Montreal in 2026? (Buy, Renovate, Rent, Refinance, Repeat.) Here’s the truth: most “BRRRR deals” in Quebec aren’t BRRRR at all, they’re renovations with no clean refinance exit. In this video, as a Montreal real estate broker & investor I will break down what actually makes a deal a real BRRRR in today’s market using real math, real lender rules, ARV comps, refinance LTV guidelines, DSCR underwriting, and seasoning timelines. You’ll learn: What a true BRRRR looks like in Montreal/Quebec (and what it isn’t) Why most deals fail: overpaying, hope-based ARV, underestimated renos, refinance timeline mistakes How lenders evaluate BRRRR refis in 2026: 75–80% of appraised value, documentation, rental criteria, DSCR The real issue: leverage vs liquidity (refinance doesn’t always return your capital) A detailed client case study: 8-plex value lift + rent increase + CMHC refinance outcome What to target in Montreal: under-rented plexes, mispositioned assets, legal bedroom/value-add conversions Why renos take longer here: permits, inspections, winters, contractor timelines and how to plan holding costs Want to know if your deal is a real BRRRR? Book a 15-minute investor call. We’ll build your criteria, model your refinance options, and stress-test your numbers so you don’t get trapped in a “reno with no exit.”
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26/02/2026
⚠️ Just got recommended a “preferred inspector” by the listing agent? That’s your red flag.
Here’s how buyers in Montreal are getting scammed and what I did to help my client negotiate $31,000 in repa...
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⚠️ Just got recommended a “preferred inspector” by the listing agent? That’s your red flag. Here’s how buyers in Montreal are getting scammed and what I did to help my client negotiate $31,000 in repairs last year. 🚨 The scam: Agents refer inspectors they work with on every deal… so they don't kill the sale. 👀 The fix: ✅ Hire your own inspector ✅ Attend the inspection ✅ Use undisclosed repairs as leverage for a price reduction or credit Send me an email and I will share my trusted inspector list.
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23/02/2026
💡 There’s a hidden pattern in the real estate market that most people miss but it can help you shave $30,000 to over $100,000 off the price of a home. I’ve used it to help 75+ families buy smart, even...
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💡 There’s a hidden pattern in the real estate market that most people miss but it can help you shave $30,000 to over $100,000 off the price of a home. I’ve used it to help 75+ families buy smart, even in hot markets. Here’s what I do: ✅ Target homes sitting on the market 60+ days ✅ Look for at least one price reduction ✅ Investigate WHY it didn’t sell (bad marketing? overpricing? inspection?) ✅ Use this to craft a winning offer and negotiate HARD This is real-time strategy I use every day as a real estate agent in Montreal, especially effective in neighborhoods like Sud-Ouest, Villeray, Rosemont, and Lasalle, where price sensitivity matters.
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22/02/2026
This week on Under One Roof, we're talking about inflation falling to 2.3%, and how this may or may not impact the Bank of Canada's next interest rate announcement on March 18th.
We also look at w...
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This week on Under One Roof, we're talking about inflation falling to 2.3%, and how this may or may not impact the Bank of Canada's next interest rate announcement on March 18th. We also look at whether or not it's still possible (and economical) to downsize in Montreal, and what to do if you're feeling house poor these days.
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21/02/2026
“You thought you’d never qualify for a mortgage in Montreal…
But then you find this account, and realize:
You don’t need 20% down.
You don’t need perfect credit.
You don’t need to settle for overprice...
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“You thought you’d never qualify for a mortgage in Montreal… But then you find this account, and realize: You don’t need 20% down. You don’t need perfect credit. You don’t need to settle for overpriced rent forever. You just need the right strategy.”
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20/02/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Most buyers ask “Is now a good time to buy?” In 2026 the better question is: where does it make sense to buy in Greater Montreal right now? In this deep dive, I will walk you through real Centris listings, real rental comps, and the actual filters we use to find value in today’s market. I'll break down three opportunity zones based on what we’re seeing right now: recent price corrections, rent strength, and long-term demand drivers like REM access, transit, and affordability corridors. ✅ Areas covered: Ville Saint-Laurent (Saint-Laurent): older 2+ bedroom condos under key price bands + duplex/triplex options Southern Laval (Chomedey + Laval-des-Rapides): value condos with strong rent potential + multiplex opportunities South Shore (Longueuil / Vieux-Longueuil / St-Hubert): family homes under $600k + rental + plex angles This is not a guarantee or “hot tip.” Every deal needs to be underwritten based on financing, condo fees, taxes, rents, and condition. If you want help underwriting a deal you’re considering, book a 15-minute call using the link in the description. I’ll walk you through the pros/cons and whether the numbers actually work. Comment the neighborhood you want next and I’ll do another breakdown.
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18/02/2026
📊 January inflation data is out and it cooled to 2.3%.
Here’s what that means for homeowners and buyers in Montreal 👇
Gas prices are down
Shelter costs still rising (slowly)
Food prices still elev...
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📊 January inflation data is out and it cooled to 2.3%. Here’s what that means for homeowners and buyers in Montreal 👇 Gas prices are down Shelter costs still rising (slowly) Food prices still elevated Inflation staying close to the Bank of Canada’s 2% target Because of this, we could potentially see a 25 basis point rate cut in the coming months if the trend continues. ⚠️ Nothing is guaranteed. Tariffs, global instability, and U.S. economic moves still matter. But right now? There’s less pressure for rates to go up. If you're thinking about buying or refinancing in Montreal in 2026, this matters. 📲 Follow for monthly inflation and rate updates that actually explain what’s happening.
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18/02/2026
February 28 = RRSP deadline.
For first-time buyers, this isn’t just about retirement.
It’s about reducing taxes now and potentially accessing up to $60,000 tax-free for your future down payment.
Smar...
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February 28 = RRSP deadline. For first-time buyers, this isn’t just about retirement. It’s about reducing taxes now and potentially accessing up to $60,000 tax-free for your future down payment. Smart buyers plan before they shop. ⏳ The deduction window closes soon. 📩 Want to know if this move makes sense for you? Message us. . . . . . . #MontrealRealEstate #MTLRealEstate #MTLRealtor #MontrealRealEstateBroker #MontrealLiving #BrokerLife #SoMontreal #Immobilier #LJRealties #LJImmobilier #TeamLJ #EquipeLJ #MontrealRealEstateBrokers #MontrealRealEstateAgency #RealEstateTips #LJRealties #HomeBuyersPlan #MontrealHomes
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15/02/2026
“Don’t buy rentals, you’ll get 3 AM toilet calls!”
This is the BIGGEST lie in real estate and here’s the truth from someone who actually owns multiple rental properties.
✅ I’ve received ZERO 3 AM cal...
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“Don’t buy rentals, you’ll get 3 AM toilet calls!” This is the BIGGEST lie in real estate and here’s the truth from someone who actually owns multiple rental properties. ✅ I’ve received ZERO 3 AM calls ✅ I add a clause in my leases for emergency vendor contacts ✅ I hire property managers for 7% of rent, and now? Rent hits my account every month, no stress, no drama This strategy works whether you're investing in Montreal or anywhere else. 🛑 Don’t let fear stop you from building real estate wealth.
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15/02/2026
This week on Under One Roof, we're going over the January 2026 real estate market numbers for Montreal, so that buyers and sellers know what the current trends are, as well as what to expect in the co...
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This week on Under One Roof, we're going over the January 2026 real estate market numbers for Montreal, so that buyers and sellers know what the current trends are, as well as what to expect in the coming months. We also look at what renovations offer the biggest bang for your buck, as well as what to do if the bank turns you down for a mortgage.
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13/02/2026
Thinking of Moving to Montreal? 🍁
Find your dream home here 👉 https://www.ljrealties.com
📱 Call or Text: 514-578-6397
📨 Email: [email protected]
📅 Book a free consultation: https://www.meetwithlj.com/...
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Thinking of Moving to Montreal? 🍁 Find your dream home here 👉 https://www.ljrealties.com 📱 Call or Text: 514-578-6397 📨 Email: [email protected] 📅 Book a free consultation: https://www.meetwithlj.com/ Selling a property with a tenant in place in Montreal / Quebec is legal, but it’s a completely different game than selling vacant or owner-occupied. In this video, I (
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