Our Videos

The cost of this bathroom renovation! Was it worth it?

18/06/2024

The cost of this bathroom renovation – was it worth it? 🚿✨ Let's break down the expenses and discuss if the investment made sense. Dive into the details with me and share your thoughts! 🛁🏡 #bathro...
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The cost of this bathroom renovation – was it worth it? 🚿✨ Let's break down the expenses and discuss if the investment made sense. Dive into the details with me and share your thoughts! 🛁🏡 #bathroomrenovation #HomeImprovement #RenovationCosts #InvestmentWorth #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

8 choses que vous ne saviez pas sur la vie à Montréal en 2024

18/06/2024

Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je ...
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Ce n'est pas un secret que Montréal est un endroit où il fait bon vivre, mais il y a des faits amusants et des choses à apprécier que même un Montréalais pourrait ne pas connaître ! Cette semaine, je suis ici pour partager mes 8 principaux faits qui font de Montréal le bijou unique qu'elle est. L'un d'entre eux vous a-t-il surpris ? Qu'est-ce que vous aimez le plus à propos de Montréal ? Laissez-moi le savoir dans les commentaires ci-dessous !

The latest Canadian consumer credit trends

16/06/2024

This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or varia...
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This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or variable rate mortgage is the best option for homeowners right now, AND chat about the payment shock that many Canadians are experiencing as their mortgages come up for renewal at much higher interest rates.

How do you know if it is a good time for you to buy a home?

15/06/2024

Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income ...
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Wondering if it's a good time to buy a home? There is a 3 step formula and it all starts by asking yourself: 1. Are you planning to stay in the area for 3-5 years? 2. Do you have a stable income and enough for a small down payment? 3. Can you find a home with comfortable payments? If you answered yes, it might be the perfect time to explore buying in today's market! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights #montreal #mtl #mtlcity #made_in_mtl #montrealstyle #mtlrealestate #mtlrealtor #newhome #househuntingtips #househuntingbegins #househuntingmtl

The Hidden Risks: Condo Investment Challenges

14/06/2024

Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo h...
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Are condos a good investment? What are the cons of purchasing a condo instead of a single-family home? I have all the answer for you in this weeks video. Some people might scare you with their condo horror stories, but if you do the proper research along the way of your search, you can ensure that it is a smart investment. Do you have any questions or need further explanation? Let me know in the comments below!

Understanding Real Estate Basics: Down Payment vs. Closing Costs!

12/06/2024

The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees ...
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The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

Reduced interest rates, credit reports and bridge loans!

09/06/2024

This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to kn...
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This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to know about credit reports, and fixing your credit score, as well as explain what a bridge loan is and when you might use one.

Top safest neighbourhoods in Montreal for 2024

07/06/2024

Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own pub...
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Are you thinking of moving to Montreal, and are looking for the safest areas? Look no further, today I’m here to share my top 5 neighbourhoods with the best reputation for safety. Each has its own public security initiatives and sense of community that can make any potential new resident feel safe at home. If you need help picking the right one for you, reach out to us today!

Bank of Canada Announcement!! 📣 #realestate #bankofcanada #interestrates

05/06/2024

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5 raisons pour lesquelles vous devriez déménager à Montréal en 2024

04/06/2024

Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombre...
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Vous envisagez de déménager dans une nouvelle ville en 2024 ? Montréal devrait certainement être en haut de votre liste et je suis ici pour partager mes 5 meilleures raisons. Qu'il s'agisse des nombreux événements culturels, de la cuisine raffinée, des divers quartiers ou de tout ce qui se trouve entre les deux, cette ville a de quoi plaire à tout le monde. Si vous êtes prêt à vous installer dans cette ville dynamique, prenez rendez-vous avec moi dès aujourd'hui !

Why you should be layering different kinds of insurance products

03/06/2024

This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which product...
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This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which products are right for them and their families. We also chat about the Bank of Canada's upcoming interest rate announcement, as well as what Canadian home values continuing to increase means for both first-time homebuyers trying to enter the market, as well as retirees whose financial plans are tied up in their homes.

Montreal Real Estate Guide for Millennials in 2024

31/05/2024

Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it com...
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Are you ready to get into the real estate game but not too sure where to start? In this video you’ll get a step by step guide on how to best prepare yourself to start off on the right foot when it comes to purchasing real estate in Montreal. With the proper guidance and preparation, you’ll be less overwhelmed and can focus your energy on being excited for the journey! Book a call with me and get started today!

Inflation is down; does that mean interest rates will soon follow?

26/05/2024

This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve ...
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This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve their credit before applying for mortgage pre-approval.

How To Buy Without Selling Your Current Home

25/05/2024

Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealE...
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Upgrade your home without selling your current one! 🏠 Learn how to leverage your low-rate mortgage and turn your current home into an income-generating asset. #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #HomeUpgrade #RealEstateInvesting #IncomeProperty #MortgageStrategy #HomeOwnership

Griffintown, Montreal: A Local's Insider Guide

24/05/2024

If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opport...
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If you’re looking for a trendy new corner of the city to explore or call home, look no further than one of Montreal’s coolest neighbourhoods: Griffintown. This area is full of great real estate opportunities, countless restaurants & cafés, and is overall a fantastic place to be. What’s your favourite thing about this neighbourhood? Let me know in the comments below!

Trick To Boost Your Credit Score Fast

22/05/2024

Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinag...
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Boost your credit score quickly with this smart trick! 💳 Pay down credit card balances but leave a small amount for an active card status. Higher scores mean savings when buying a home! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #CreditScoreBoost #CreditRepair #PersonalFinance #HomeBuyingTips #FinancialAdvice

May 21st: Bank of Canada Inflation Update

21/05/2024

Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or ...
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Breaking News: big inflation announcement today! Find out what this means for you, your investments, and the real estate market. Have questions or need some expert insights? Drop a comment below or reach out to me directly. I’m here to guide you through the financial updates and help you make informed decisions. Stay informed, stay ahead! 💼📈 #BankOfCanada #FinancialNews #ExpertInsights #RealEstateAdvisor #AskMeAnything #Inflation

Découvrez le futur de Montréal: développements à venir

21/05/2024

De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et m...
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De nombreux développements passionnants sont à venir à Montréal et auront un impact considérable sur le marché immobilier. Amélioration des ponts et des tunnels, nouveaux méga-centres commerciaux et mise à jour de notre système de transport en commun : de grandes choses nous attendent ! Quel est le projet qui vous enthousiasme le plus ? Dites-le-moi dans les commentaires ci-dessous !

Advice for first-time homebuyers

20/05/2024

This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real ...
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This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real estate market.

Big Mistake Buyers Make In Today's Market

20/05/2024

Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #...
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Avoiding these common pitfalls can make a huge difference in your home buying journey! 🏠 Don't miss out on these insights! #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #DebtManagement #PersonalFinance #EconomicOutlook #HomeBuyingMistakes #RealEstateTips #HomeOwnership #PropertyInvestment #MarketInsights

Bold Move: Partnering for Property Success

18/05/2024

Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purc...
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Would you partner up with someone to buy a property? Exploring new ways to enter the real estate market can be a game-changer! 🏡 Partnering up could open doors to better properties and increased purchasing power. Would you consider this strategy? #LJAguinaga #LJRealties #MontrealRealEstate #YourMontrealRealEstateBroker #RealEstateInvesting #HomeEquity #FinancialFreedom #MortgageRates #HousingMarket #Homeownership #FinancialPlanning #RealEstateMarket #InterestRates #HomebuyingTips #RealEstatePartnership #CoOwnership #PropertyInvestment #RealEstateStrategy #RealEstateTips

Montreal Tenant’s $43,000 Tax Disaster Explained

17/05/2024

Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants a...
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Welcome! In this video, I would like to dive into a recent article titled "A Montreal Tenant Forced to Pay His Landlord's Taxes," discussing the events and the implications for landlords and tenants alike. Discover the shocking details of a tenant's unexpected encounter with the CRA regarding taxes owed by a nonresident landlord. I will break down what happened, the legalities involved, and most importantly, how this situation could impact you as a landlord or a tenant. Key Insights Covered: 1. Understanding the distinction between resident and nonresident landlords for tax purposes. 2. Exploring the responsibilities of tenants in verifying their landlord's tax status. 3. The importance of due diligence in rental agreements to avoid legal pitfalls. 4. Tips and strategies to protect yourself as a landlord or tenant in similar situations. 5. Insights into the benefits of working with a property manager for added protection and efficiency.

The Ultimate Guide: Closing Costs vs. Down Payment

15/05/2024

🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ C...
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🔑💰 Understanding Real Estate Basics: Down Payment vs. Closing Costs! 🏡💼 The down payment is your upfront investment, typically 5%-20% of the home's price, going directly towards the purchase. 🏦🛍️ Closing costs, on the other hand, cover the administrative and legal fees to finalize the deal, including inspections, appraisals, title insurance, and legal fees. 📑💼 Knowing the difference helps you budget effectively and navigate the home-buying process with confidence! 💡📊 #RealEstateBasics #HomeBuyingTips #FinancialLiteracy #montrealrealestate #mtlrealestate #mtlrealtor #montrealrealestatebroker #montrealliving #brokerlife #somontreal #immobilier #ljrealties #ljimmobilier #teamlj #equipelj #montrealrealestatebrokers #montrealrealestateagency

The importance of succession planning in real estate

13/05/2024

This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession p...
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This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession planning. We'll also chat a little about the CMHC's annual report, as well as what a tenant's legal rights and responsibilities are when they decide not to renew their lease.