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10/02/2023
Looking for the perfect property? Should it be a House or a Condo?
This debate is one of my favourites, and the while there are pros and cons to each option, the answer really depends on you! What ki...
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Looking for the perfect property? Should it be a House or a Condo? This debate is one of my favourites, and the while there are pros and cons to each option, the answer really depends on you! What kind of lifestyle are you looking for? What kind of maintenance are you prepared to do on the property on your own? Do you want to live in the city or suburbs? There’s no right or wrong answer, it’s just about finding the best fit for you. Feel free to book a consultation with me to find that perfect property or drop a comment below, I’d love to hear from you!
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03/02/2023
Montreal Real Estate Market: Forecast 2023
This may be the best time to buy a property that we’ve seen in the last 3 years! Watch to hear my forecast on what will be going on in the Montreal real est...
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Montreal Real Estate Market: Forecast 2023 This may be the best time to buy a property that we’ve seen in the last 3 years! Watch to hear my forecast on what will be going on in the Montreal real estate market this year. Based on my conversations with professionals and my own experiences, I’ll discuss where I think the rates will go, how to be a prudent buyer, and how to be an effective seller. Do you have any questions? Let me know in the comments below or book a time to speak with me!
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27/01/2023
In Q4 2022, sales are down in all the categories across the board compared to Q4 2021. This is due to the hikes in interest rates, which has created a pullback in consumer confidence. Less buyers are ...
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In Q4 2022, sales are down in all the categories across the board compared to Q4 2021. This is due to the hikes in interest rates, which has created a pullback in consumer confidence. Less buyers are jumping in, or have simply been priced out. There has been a price drop, which is exactly what the Bank of Canada was hoping for by increasing interest rates: to slow the market down a bit. This isn’t something to be alarmed by, in fact it creates a lot of opportunities for buyers. We can now take our time, negotiate, and do proper due diligence. Do you have any questions about the current market we’re in? Let me know in the comments below!
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24/01/2023
900 Frédéric-Back - True Luxury on the Island of Montreal
https://www.ljrealties.com - Find your future dream home
Let David Leblanc walk you through one of the most incredible new homes on the islan...
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900 Frédéric-Back - True Luxury on the Island of Montreal https://www.ljrealties.com - Find your future dream home Let David Leblanc walk you through one of the most incredible new homes on the island of Montreal. True luxury is uncompromising. With its sustainable design, high quality finishings, size and unique architectural features combined with its low environmental footprint and location, 900 Frédéric-Back truly embodies the meaning of a luxury home. An incredible 5 bedrooms, 3.5 bathroom townhouse for sale in Sainte-Anne-De-Bellevue. This gorgeous home is split over 3 floors above ground and has a basement. Built in 2020, it is part of Phase II of Terra, a dynamic Broccolini development. This model is the largest of the models available in the development. Tranquil location, built-in 2 car garage, with major appliances included, close to the future REM, it is not an opportunity to be missed. If you are considering moving into Montreal and need help finding a home, allow me to help, we will find you your home!
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20/01/2023
In order to lead an overall wealthier lifestyle, I have ten suggestions of purchases that you should make. Drawing from my personal experiences, I have found these purchases and investments to help me...
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In order to lead an overall wealthier lifestyle, I have ten suggestions of purchases that you should make. Drawing from my personal experiences, I have found these purchases and investments to help me on my way to financial freedom and well-being. From a home, to insurance policies, to a mentor; investing in the following ten things is investing in yourself! Follow along for my tips on some wealth-forward ideas to get yourself to the next level. What are some wealth-generating purchases that you’ve made? Let me know in the comments below!
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19/01/2023
We ended the year with the privilege of hosting an amazing event to show our appreciation to our clients for having chosen to work with LJ Realties. It was an incredible year in which we helped over 1...
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We ended the year with the privilege of hosting an amazing event to show our appreciation to our clients for having chosen to work with LJ Realties. It was an incredible year in which we helped over 100 families purchase or sell real estate, all while donating over $11,000 for Autism Montreal. We are so proud of the work we’ve accomplished and truly cannot wait to see what 2023 has in store for our power house of a team. Thank you to all our amazing clients!
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13/01/2023
https://www.ljrealties.com/ - Trouvez votre future maison de rêve
L'emplacement est un facteur qui sera le plus important lorsqu'il s'agira d'ajouter de la valeur à votre propriété. Il est très impor...
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https://www.ljrealties.com/ - Trouvez votre future maison de rêve L'emplacement est un facteur qui sera le plus important lorsqu'il s'agira d'ajouter de la valeur à votre propriété. Il est très important d'être sélectif quant à ce qu'une région a à offrir et d'en faire une priorité dans votre recherche de propriété. La maison est-elle proche de votre lieu de travail? Y a-t-il de bonnes écoles dans la secteur? Quels types de services publics sont à la disposition des résidents? Êtes-vous près de l'autoroute? En dessous d'une trajectoire de vol? Tous ces facteurs ajouteront et soustrairont à la valeur potentielle de votre propriété. Qu'est-ce qui est essentiel pour vous lorsque vous envisagez l'emplacement de votre maison? Faites-le moi savoir dans les commentaires!
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06/01/2023
While it may seem like the most financially responsible decision to completely pay off the mortgage on your house as quickly as possible, I disagree. As a seasoned investor, I strongly believe in taki...
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While it may seem like the most financially responsible decision to completely pay off the mortgage on your house as quickly as possible, I disagree. As a seasoned investor, I strongly believe in taking advantage of what the banks will offer as lenders on my properties and then reinvesting it for a much greater return. Listen to find out how you too can become financially free at the same time as growing generational wealth instead of only depending on one asset. I want to know what your thoughts on these strategies are. Let me know in the comments below!
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30/12/2022
Certificat de Localisation: Tout Ce Que Vous Devez Savoir
Ce document vous donne toutes les informations que vous devez connaître sur la propriété. Lorsque vous vendez votre propriété, il est importa...
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Certificat de Localisation: Tout Ce Que Vous Devez Savoir Ce document vous donne toutes les informations que vous devez connaître sur la propriété. Lorsque vous vendez votre propriété, il est important d'avoir un certificat de localisation à jour, c'est-à-dire datant de moins de 10 ans, car il devient invalide après ce laps de temps. Si vous apportez des modifications à votre propriété, vous devrez en obtenir un nouveau. Mais veillez à ne le faire que lorsque vous êtes prêt à vendre afin qu'il n'expire pas; ne le faites pas immédiatement après le changement si vous cherchez à rester! Vous avez des questions sur le certificat de localisation? Communiquez avec nous dès aujourd'hui!
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23/12/2022
Some people get confused with the differences between the municipal evaluation and the market value of a property, so I’m here to de-mystify it. Municipal evaluation is typically a function of inflati...
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Some people get confused with the differences between the municipal evaluation and the market value of a property, so I’m here to de-mystify it. Municipal evaluation is typically a function of inflation and is not always indicative of how much a property is worth. Market value is based on supply and demand: how much is someone willing to pay for your property? To get the true market value of a property, a real estate broker is the professional you want to speak to in order to have access to recent sale information in the area of similar properties. Are you looking to sell your home? Reach out to us today for a free property evaluation!
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16/12/2022
When putting in an offer on a property, your broker is going to create a Promise to Purchase, where all the details of your offer will be stated. From price, to the mortgage, to the occupancy, all the...
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When putting in an offer on a property, your broker is going to create a Promise to Purchase, where all the details of your offer will be stated. From price, to the mortgage, to the occupancy, all the important ins and and outs will be put on paper for the seller to examine. Follow along as I take you step by step through the form, this way when it comes time for you to submit an offer it won’t be the first time you see it. If you’ve found your dream home on the market and you’re ready to draft your first offer, leave it to us! Reach out to us today to get started!
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09/12/2022
There are so many reasons to use the assistance of a real estate broker when it comes to selling your property. The services and professional references that we can provide you with will give you so m...
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There are so many reasons to use the assistance of a real estate broker when it comes to selling your property. The services and professional references that we can provide you with will give you so much more of an advantage when it comes time to compete with other properties on the market. We can offer insights on how to properly price your property, get the best photos, qualify buyers, and maximize advertising for the listing. Remember that real estate brokers do this for a living, all day every day. If you already have a full time job, you won’t have the time to properly dedicate yourself to the process. Don’t sell yourself short during the biggest transaction of your life! If you’re looking to sell your property, reach out to us today!
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05/12/2022
RBC recently published an article titled “The beginning of the end for Canada’s housing market turndown”, giving us a breakdown of what is going on in the Canadian real estate market. This has been an...
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RBC recently published an article titled “The beginning of the end for Canada’s housing market turndown”, giving us a breakdown of what is going on in the Canadian real estate market. This has been an interesting year for real estate, with the rise in interest rates, and the shifting from a seller’s to buyer’s market. While it has been slower, most of Canada, with the exception of Montreal, Ottawa, and Quebec City, is actually up in sales. The experts are predicting that we will start seeing the end of the slowdown and by spring we will start to see it really heat up again. Where do you think the market is headed? Let me know in the comments below!
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28/11/2022
Montreal Real Estate Market Q3 Breakdown - So What?
A few weeks ago, I gave you an update on what was going on in the Montreal real estate market for Q3, and I wanted to go a little deeper. Why is th...
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Montreal Real Estate Market Q3 Breakdown - So What? A few weeks ago, I gave you an update on what was going on in the Montreal real estate market for Q3, and I wanted to go a little deeper. Why is this important? How does it affect you? Watch to find out how the interest rates have changed and will continue to do so, and how this affects people who are already in the market, or considering getting started. It may seem daunting, but our team has a roster of experienced brokers who can help you navigate the ever-changing market. Reach out to us today!
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18/11/2022
Buying a home or condo in a new development project can be an exciting investment opportunity, but beware of the developers trying to trick you and getting you to spend more than you expected to at ev...
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Buying a home or condo in a new development project can be an exciting investment opportunity, but beware of the developers trying to trick you and getting you to spend more than you expected to at every turn. Watch to find out what I like to warn my clients about before they go and fall in love with a model unit with fancy upgrades that won’t be included in the base price that they’ve been hooked in on. Don’t get caught up their game! Do you have any experiences with tricky developers?
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11/11/2022
When you’re visiting homes to buy there are a number of things you should be wary of saying in front of the seller or their broker. The property is where they’ve called home, and chances are there is ...
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When you’re visiting homes to buy there are a number of things you should be wary of saying in front of the seller or their broker. The property is where they’ve called home, and chances are there is an emotional attachment. Put on your best poker face and don’t give away your game, wether you love or hate it. If you come in hot with adoration or a bad attitude, all of that will get back to them unless you keep it between yourself and your broker. Talk about it in private later on. Being neutral in the moment will give you the most power in the transaction if it comes down to negotiating an offer. What’s on your list of things not to say? Let me know in the comments below!
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04/11/2022
This week I’ll be discussing fees that you might not be expecting when purchasing a property. At this point in your process, you already know how much you’re putting as a down payment and what your mo...
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This week I’ll be discussing fees that you might not be expecting when purchasing a property. At this point in your process, you already know how much you’re putting as a down payment and what your mortgage will be monthly, but there are a number of additional costs that people forget about when the deal is coming to a close. Watch to learn six fees that you need to keep in mind so you can plan out how much you’ll need to be saving up aside from your down payment. From the inspection to moving fees, don’t be caught off-guard during the biggest transaction of your life! When we represent buyers, our team is there with you every step of the way to remind you of everything you need to know so it doesn’t shock you at the end. Reach out to us to us to start your property search today!
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21/10/2022
This week we’re back with the Montreal metropolitan area Q3 update. The quarterly statistics have just been released and they show that sales are down significantly, due to the interest rate hikes. Th...
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This week we’re back with the Montreal metropolitan area Q3 update. The quarterly statistics have just been released and they show that sales are down significantly, due to the interest rate hikes. This did not contribute to the lowering of prices however, as the average price is up in every category. Particularly in the North and South shore, we are seeing big increases in the average median price across all types of properties. Because of the uncertainty that comes along with the interest rate hikes, I do suspect that the sales numbers in Q4 will continue to trend down, and it will be very interesting to see how the discussion about real estate will evolve. Do you have any thoughts on the most recent numbers? Let me know in the comments below!
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14/10/2022
This week I’m going to be explaining a ban that will be coming into effect in Canada starting next year. The Canadian government has introduced a policy that will effectively ban foreign buyers from p...
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This week I’m going to be explaining a ban that will be coming into effect in Canada starting next year. The Canadian government has introduced a policy that will effectively ban foreign buyers from purchasing homes. As you know, the Canadian real estate market has been incredibly hot, and it has become increasingly harder to buy homes. This ban, coming into effect January 1, 2023, will block foreign buyers from buying homes to ensure that they remain accessible to Canadians. There are exemptions, but the government hopes that this will slow the market down enough to balance it out a bit more and ensure that Canadians can remain competitive players in their own real estate market. Do you have any questions about the ban? Comment below or reach out to me today!
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11/10/2022
www.ljrealties.com - Find your Montreal dream home
Nature and sustainability merged seamlessly with modern architecture and luxury finishings in Montreal’s best new housing development. Located on th...
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www.ljrealties.com - Find your Montreal dream home Nature and sustainability merged seamlessly with modern architecture and luxury finishings in Montreal’s best new housing development. Located on the Western tip of the island, surrounded by 74,000 acres of protected forest, steps from the new REM (light rail) station being built to connect to Montreal’s underground metro system you will find project Terra by renowned developer Brocolinni. With it’s 3 floors above ground as well as finished basement and 2 car garage, this LEED certified home is not only eco friendly and energy efficient but absolutely breathtaking. Let Residential and Commercial real estate broker David Leblanc walk you through the details of this exceptional home which we hope represents the future of housing development in Montreal, Canada. ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ Thinking of Moving to Montreal? 🍁 📱Call or Text: 514 578 6397 📨 Email: [email protected] 📅 Free Real Estate Consultation: https://www.meetwithlj.com/lj-aguinaga Connect with me on: Instagram - https://www.instagram.com/ljaguinaga/ Facebook - https://www.facebook.com/lj.aguinaga TikTok - https://www.tiktok.com/@ljaguinaga Linkedin - https://www.linkedin.com/in/ljaguinaga/ ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ======
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07/10/2022
The third video is our series of the buying process is going to cover the closings costs. What are they? To put it simply: they are the additional costs incurred aside from your downpayment. Today I’l...
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The third video is our series of the buying process is going to cover the closings costs. What are they? To put it simply: they are the additional costs incurred aside from your downpayment. Today I’ll be covering the 5 different components. From the inspection to the notary fees, they are all necessary and they add up quickly! When planning to buy property, it is important to consider the costs that will come up after you’ve secured the property and set aside money for the downpayment. Don’t get caught off-guard, keep this list in mind so that there are no surprises! If you have any any questions about the components of the closing costs, let me know in the comments below!
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30/09/2022
This week I’m building off the video from last week, breaking down the buying process. We discussed mortgages, and today I’ll be clarifying what the mortgage insurance premium is. It is something you ...
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This week I’m building off the video from last week, breaking down the buying process. We discussed mortgages, and today I’ll be clarifying what the mortgage insurance premium is. It is something you hear about often, but may not understand it fully. When you put anything less than 20% as a downpayment, the bank will require that an entity insures it. This acts as their security in case one were to default on the mortgage. There are multiple different insurers, notably CMHC which is a government entity that most people use. This premium does not affect your rate, it is essentially just an amount that is added to your mortgage. The premium works on a sliding scale: the more money you put down, the lower the premium. Follow along with the example, and if you have any questions let me know in the comments below!
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23/09/2022
There are many steps and important things to consider when buying a property. Today I’m going to discuss where I like to start: understanding your mortgage. Unless you’re paying cash for your property...
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There are many steps and important things to consider when buying a property. Today I’m going to discuss where I like to start: understanding your mortgage. Unless you’re paying cash for your property, you’re going to be borrowing money from a lender, usually a bank. It’s important to understand the different components of a mortgage. How long will you be paying the loan? What is the term of your mortgage? Are you going to take a fixed rate or variable rate? People have gotten nervous with the recent increases in interest rates so it is essential, especially now, that you understand everything there is to know about it. We make a point to stay on top of any and all updates from banks in regards to rates so we can help you make the best decision for yourself. We recommend that you always consult a trusted mortgage professional so if you need help getting in touch with someone reach out to us today!
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16/09/2022
This week I will be discussing what has been on everyone’s mind lately: prices in Montreal real estate. Because of the activity over the past couple of years, it is most people’s assumptions that some...
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This week I will be discussing what has been on everyone’s mind lately: prices in Montreal real estate. Because of the activity over the past couple of years, it is most people’s assumptions that something has to give and that prices can only go down. My opinion, based on recent data, is that they will continue to rise. There are a number of factors that contribute to this such as continuous lack of inventory on the market, and the influx of people coming into Montreal. In the last 15 years, the population has increased by 650,000. Because we still have more demand than supply, the price of home will continue to rise. With the interest rate hikes, people have lost some of their buying power so it could be an opportunity for you to go out and still get a property at a decent deal. If you need help as a buyer navigating the evolving market, reach out to us today!
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