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Montreal's Market Update Q4 2024: What You Need to Know!

17/01/2025

The Montreal real estate market exploded in Q4 2024, with sales jumping nearly 50% compared to the previous year! In this video, I’ll dive into the latest Montreal real estate market trends, including...
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The Montreal real estate market exploded in Q4 2024, with sales jumping nearly 50% compared to the previous year! In this video, I’ll dive into the latest Montreal real estate market trends, including updates for Montreal Island, Laval, the South Shore, and the broader Montreal Metropolitan Area. Whether you're a buyer, seller, or investor, this video is packed with crucial information to help you make informed decisions in 2025. Here's a snapshot of what's driving the Montreal real estate boom: - Sales Surge: Nearly a 50% increase in Q4, contributing to a projected 20% rise in 2025. - Inventory Update: Active listings up just 2%, signalling tight competition and a strong seller's market. - Interest Rates: The lowest levels since 2022 are fueling demand and boosting confidence in Montreal's real estate market. - Government Mortgage Policy Changes: Recent updates are making homeownership more accessible for many. With home prices surpassing their 2022 peaks, Montreal’s real estate market looks set for continued growth into 2025. If you’re thinking about buying, selling, or investing in Montreal real estate this year, now is the time to strategize! 🔔 Don’t miss out on this crucial Montreal real estate update! Watch now to stay ahead of the curve and learn how to capitalize on these market trends in 2025 and beyond.

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Buying an Investment Property? WATCH THIS FIRST!

15/01/2025

Here’s what I focus on when I’m visiting an investment property: 🔑 Cash flow first – I start with my spreadsheet to analyze cash flow and project expenses. 🔨 Capital expenditures – I assess potentia...
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Here’s what I focus on when I’m visiting an investment property: 🔑 Cash flow first – I start with my spreadsheet to analyze cash flow and project expenses. 🔨 Capital expenditures – I assess potential big-ticket repairs or upgrades. Analyze the interior of the property: ✅ Floors – Laminate or ceramic, checking for durability. ✅ Windows – PVC guillotine-style, double-pane, low maintenance? Huge win. ✅ Bathroom updates – Renovated baths, new tiles, and vanities save money. ✅ Kitchen condition – Quartz countertops, updated handles, and included stainless steel appliances are a bonus. ✅ Bedrooms – Spacious enough for tenants or roommates? Ideal for maximizing rent. What do YOU check out when scouting a property? Drop your tips in the comments!👇 #ljrealties #LJAguinaga #RealEstateTips #MTLRealEstate #Montreal #RealEstateBroker #MontrealRealEstateAgency #HouseHacking #RealEstate #RealEstateInvesting #MontrealRealEstate #InvestmentTips #PassiveIncome #RentalProperty

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Les erreurs à éviter lors de l'achat d'une maison (2025)

14/01/2025

Le processus d'achat d'une maison peut parfois être compliqué et stressant, et il y a de nombreuses façons de faire des erreurs. Prenez note de ces 10 erreurs que les acheteurs peuvent commettre afin ...
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Le processus d'achat d'une maison peut parfois être compliqué et stressant, et il y a de nombreuses façons de faire des erreurs. Prenez note de ces 10 erreurs que les acheteurs peuvent commettre afin de ne pas les répéter vous-même ! S'associer avec les bons professionnels peut faire toute la différence. Contactez-nous dès aujourd'hui pour commencer !

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How will Donald Trump's annexation threats impact Canada's real estate market?

12/01/2025

We're baaaack! Join
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We're baaaack! Join

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How to Choose a Real Estate Agent You Can Trust

10/01/2025

Starting the year with big real estate goals? Your first step is finding the right real estate agent— one who will guide, negotiate, and strategize with your best interests in mind. Here’s what you’l...
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Starting the year with big real estate goals? Your first step is finding the right real estate agent— one who will guide, negotiate, and strategize with your best interests in mind. Here’s what you’ll learn in this video: ✅ Why the Right Agent Matters: They’re not just salespeople—they’re your key to a smooth and successful transaction. ✅ How to Choose Wisely: Look for local expertise Check reviews and references Ask the right questions Watch for red flags ✅ Why LJ Realties is Your Best Choice in Montreal: Proven Results: Hundreds of happy clients in 2024 Local Market Specialists: Every agent is an expert in your neighbourhood Client-Centric Approach: We put your goals first 💡 Partner with a team that doesn’t just buy and sell properties — we build relationships based on trust and results. 👉 Watch now and let’s make your real estate dreams a reality in 2025!

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Montreal Real Estate Forecast: What to expect in 2025

03/01/2025

2025 is shaping up to be a pivotal year for Montreal’s real estate market, and I’m here to help you navigate it! In this video, I’ll share my predictions and actionable strategies to stay ahead. Here...
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2025 is shaping up to be a pivotal year for Montreal’s real estate market, and I’m here to help you navigate it! In this video, I’ll share my predictions and actionable strategies to stay ahead. Here’s what I’ll cover: 1️⃣ Market Growth: Key factors driving price trends and opportunities for investors. 2️⃣ Rental Trends: The evolving rental landscape and what it means for property owners. 3️⃣ Economic Influences: The impact of interest rates, immigration, and new construction rates. 4️⃣ How to Prepare: Proven strategies to thrive in an ever-changing market. 💡 Montreal’s real estate market is full of challenges and opportunities—let me help you make sense of it all and position yourself for success. 🎥 Watch now and let’s discuss how to maximize your returns in this market.

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Que se passe-t-il si vous n'avez pas de testament ? | La planification des successions expliquée

31/12/2024

Planification des successions Comment vos biens seront-ils gérés si vous n'avez pas rédigé de testament clair au moment de votre décès ? Quels sont les droits de votre conjoint, de vos enfants ou de ...
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Planification des successions Comment vos biens seront-ils gérés si vous n'avez pas rédigé de testament clair au moment de votre décès ? Quels sont les droits de votre conjoint, de vos enfants ou de vos parents sur vos biens ? Ce sont des questions auxquelles nous n'aimons pas vraiment penser, mais auxquelles nous devrions penser. Il est très important de mettre en place un plan de succession adéquat pour que vos proches aient moins de soucis à se faire. Regardez cette vidéo pour obtenir des conseils et des astuces sur la planification des successions. Si vous avez des questions, prenez rendez-vous avec moi et je vous mettrai en contact avec les professionnels compétents pour mettre de l'ordre dans vos affaires.

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How flood zones impact property values in Montreal | What everyone should know!

27/12/2024

Flood zones are a crucial factor in real estate, and if you’re a property owner or buyer in Montreal, you need to stay informed. In this video, I’ll explain: 1️⃣ What are Flood Zones: Understand Queb...
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Flood zones are a crucial factor in real estate, and if you’re a property owner or buyer in Montreal, you need to stay informed. In this video, I’ll explain: 1️⃣ What are Flood Zones: Understand Quebec’s new flood maps and the risks they outline. 2️⃣ Impact on Property Values: How flood zones can affect your property’s worth and marketability. 3️⃣ Effect on New Constructions & Permits: The challenges of building in flood-prone areas. 4️⃣ Protecting Your Property: Steps you can take to mitigate flood risks. 5️⃣ If Your Property Is in a Flood Zone: Key options and considerations to help you navigate this situation. 6️⃣ Evaluating Flood Risks: Types of risks, specific problems to watch for, and solutions for owners and buyers. 💡 Flood risks don’t just affect property values—they influence insurance premiums, potential buyers, and long-term investments. Knowing how to evaluate and manage these risks is essential for making informed decisions. 👉 Watch now to learn everything you need to protect your investment!

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House Hacking: Living for Free!

20/12/2024

What if I told you there’s a way to live for free while building wealth? It’s called house hacking, and in this video, I’ll break down everything you need to know to make it work for you. Here’s what...
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What if I told you there’s a way to live for free while building wealth? It’s called house hacking, and in this video, I’ll break down everything you need to know to make it work for you. Here’s what we cover: 1️⃣ What is House Hacking? A game-changing strategy to cover your living expenses and grow your wealth. 2️⃣ How It Works: Rent out part of your property to offset your mortgage payments. 3️⃣ Why It’s a Great Strategy: A perfect entry point for first-time buyers and investors. 4️⃣ Key Considerations: Zoning and legal regulations Property types (duplex, triplex, etc.) Living with tenants Property management Financing and mortgage options 5️⃣ Finding the Right Property: Tips for identifying the perfect house hacking opportunity. 6️⃣ Long-Term Benefits: Build equity, reduce living expenses, and create financial freedom. House hacking isn’t just about saving money—it’s a stepping stone to building your real estate portfolio and achieving financial independence. 👉 Watch now to learn how to get started with house hacking!

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J'ai commis une ÉNORME erreur en ne prenant pas d'assurance locative !

17/12/2024

Cette semaine, j'aborde un sujet important pour les propriétaires et les locataires : l'assurance des locataires. Il est conseillé aux locataires de prendre une police d'assurance couvrant une respons...
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Cette semaine, j'aborde un sujet important pour les propriétaires et les locataires : l'assurance des locataires. Il est conseillé aux locataires de prendre une police d'assurance couvrant une responsabilité civile de 2 millions de dollars et leur contenu. Ainsi, s'il arrive quelque chose au logement, comme une inondation ou un incendie, l'assurance couvrira le coût de leur hébergement ailleurs et ils seront protégés financièrement. Pour les propriétaires, lorsque vos locataires sont assurés, votre propre police d'assurance est moins chère. J'ai vu des locataires qui n'étaient pas couverts et qui ont tout perdu. Depuis, j'exige que tous mes locataires soient assurés. Nous avons ainsi l'esprit tranquille, sachant que tout le monde est protégé en cas d'incident. Exigez-vous que les locataires prennent une assurance lorsqu'ils louent vos propriétés ? Laissez-moi savoir dans les commentaires ci-dessous !

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What You Need to Know Before Buying a Fixer-Upper

13/12/2024

Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations. Here’s what we ...
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Thinking about buying a fixer-upper? In this video, I’m breaking down everything you need to decide if this route is right for you. From the pros and cons to essential considerations. Here’s what we cover: 1️⃣ What is a fixer-upper? Understand what you’re getting into. 2️⃣ Pros & Cons: The potential savings and risks involved. 3️⃣ Key Factors to Consider: Budget, time commitment, and renovation skills. 4️⃣ Long-Term Vision: Will this be your forever home? Are you flipping for profit? Planning to rent it out? ✨ Pro Tip: Look for properties with high curb appeal potential! A few exterior upgrades can dramatically boost property value. Whether you’re an investor or a first-time buyer, this video will help you approach fixer-uppers with confidence. 👉 Watch now to learn how to spot opportunities and avoid common pitfalls!

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Mortgages and Real Estate: 2024 Year in Review

08/12/2024

2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap e...
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2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap everything that happened in 2024, and look ahead to what we expect in 2025.

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The Home Buying Process Explained: No More Confusion!

06/12/2024

Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to ...
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Buying a home doesn’t have to be complicated or overwhelming. In this video, I break down the entire home buying process into simple, easy-to-follow steps. From finding the right real estate agent to signing the final documents, I’ll guide you every step of the way. Here’s what we cover: 1️⃣ Choosing a Real Estate Agent: The importance of having the right guide. 2️⃣ The Financial Side: Mortgage pre-approval, budgeting, and closing costs explained. 3️⃣ Research & Property Visits: How to find the perfect property for your needs. 4️⃣ The Negotiation Process: Crafting legally binding offers that work for you. 5️⃣ Fulfilling Conditions: Inspection, mortgage approval, and documentation review. 6️⃣ Pre-Closing Essentials: Insurance, utility transfers, and choosing a notary. 7️⃣ Closing Day: Signing the deed and getting your keys! I also introduce the key professionals you’ll work with—Real Estate Agents, Mortgage Brokers, Inspectors, and Notaries—and explain their crucial roles in simplifying the journey. 🎯 We’ll demystify common fears like down payments, hidden costs, mortgage rates, and legal documents so you can confidently take your first step toward homeownership. 👉 Watch now and see how simple the process can be with the right guide!

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Maison Neuve vs Rénovation - Le Guide COMPLET pour Montréal

03/12/2024

Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à v...
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Acheter ou construire, telle est la question que l'on se pose constamment. Il y a des avantages et des inconvénients dans les deux cas et il est vraiment important de réfléchir à ce qui correspond à votre situation financière et à votre mode de vie avant de vous lancer. Dans cette vidéo, j'expliquerai tout ce qui entre en jeu dans les deux cas et je dirai laquelle des deux options est la meilleure pour vous et pourquoi. Si vous avez des questions ou si vous êtes prêt à vous lancer, prenez rendez-vous avec moi dès aujourd'hui !

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Special Edition: Home economics class is in session!

01/12/2024

This week of Under One Roof MTL is a very special edition: home economics class is in session! Among the topics covered in this week's show: • Household budget management -...
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This week of Under One Roof MTL is a very special edition: home economics class is in session! Among the topics covered in this week's show: • Household budget management - tips on allocating income, tracking spending, and using tools to stay financially organized. • Credit and debt management - insights on responsible credit use and debt management to maintain a healthy financial standing - building good credit, avoiding high-interest debt, and borrowing wisely. • Mortgages and homeownership - help individuals determine affordability, compare mortgage options, and plan for successful homeownership. • Insurance - how insurance protects against unforeseen risks and financial setbacks. • Paying taxes - income, municipal, and school taxes to ensure compliance, avoid penalties, and encourage better financial planning. • Saving and investing - the importance of saving for financial security and investing to build long-term wealth.

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The Hidden Growth Areas Making Montreal Investors Rich

29/11/2024

Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down: ✔️ Economic development: How job growth and business ac...
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Want to make smarter real estate investments? It all starts with understanding a neighbourhood’s growth potential! In this video, I break down: ✔️ Economic development: How job growth and business activity indicate rising value. ✔️ Population growth: Why a booming population often means future demand. ✔️ Local amenities: How schools, parks, shopping, and transit drive desirability. I will use Griffintown in Montreal as a case study, I’ll show you why this area is a perfect example of neighbourhood growth potential done right. Whether you’re a first-time buyer or an experienced investor, mastering these indicators can take your portfolio to the next level! 👉 Don’t miss out on this game-changing advice. Watch now and start spotting smart investments today!

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Will the GST break actually help Canadians?

25/11/2024

This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, ...
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This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, what do we expect the Bank of Canada to do with their final rate announcement for 2024? And, everything you need to know about refinancing your mortgage to consolidate your debts.

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Top 6 Real Estate Investing Myths Busted!

22/11/2024

Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from di...
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Are these common real estate myths holding you back from achieving financial freedom? It’s time to set the record straight! In this video, I’m debunking 6 major misconceptions that stop people from diving into real estate investing. Here’s what I cover: 1️⃣ Properties always appreciate - The truth about market cycles and long-term gains. 2️⃣ You need multiple properties to make money - Why one property can still be highly profitable. 3️⃣ All tenants are difficult - How proper tenant screening makes all the difference. 4️⃣ Condos are riskier than houses - Breaking down risks vs. returns for both. 5️⃣ You need to flip properties to get rich - The long-game benefits of buy-and-hold strategies. 6️⃣ Mortgage debt is bad - Why it’s actually a powerful wealth-building tool. I’m not sugarcoating anything—real estate isn’t a get-rich-quick scheme. But with the right mindset and strategies, it can lead to financial freedom and even a legacy for your family. 📍 I also share personal examples, like managing $14 million in mortgage debt tied to income-generating properties. 👉 Ready to bust these myths and build your wealth? Watch now!

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Cote de crédit 101 : Des stratégies simples pour améliorer votre cote de crédit

19/11/2024

Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous ...
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Avant d'effectuer un achat important, en particulier un achat immobilier, il est très important non seulement de connaître votre cote de crédit, mais aussi de la comprendre. Dans cette vidéo, je vous expliquerai ce qui compose votre cote de crédit et comment vous pouvez l'améliorer si elle n'est pas tout à fait à la hauteur de vos attentes. Si vous avez des questions ou si vous avez besoin de conseils supplémentaires, contactez-moi dès aujourd'hui !

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Could Canada be moving towards a mortgage war?

17/11/2024

This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mor...
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This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mortgage, and discuss what will happen to all of the vacant office space now that most people either work from home, or only go into the office a few days a week.

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Maximize Your Rental Income: Proven Strategies

15/11/2024

Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that yo...
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Your investment properties should contribute to long-term wealth-building, but how? In a competitive market like Montreal, it is important to understand how to optimize your rental property so that you are gaining as much as you can from it. From the right renovations to the legality behind rental increases, I’ll cover everything you need to know in this video. If you have any questions, schedule a call with me today!

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How the outcome of the US election impacts Canada's real estate market

11/11/2024

This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are com...
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This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are coming up for renewal next year. We help walk you through what to expect as homeowners. And, we chat about the difference in net work between homeowners and renters. The difference is staggering and might shock you!

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Variable Rates Are Falling But Fixed Rates Aren't

11/11/2024

This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why mu...
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This week on Under One Roof MTL, we discuss why variable rates are falling but fixed rates aren't. Plus, everything you need to know about mortgage penalties (ALWAYS READ THE FINE PRINT!). And, why multi-generational living is becoming more and more popular in Canada.

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LJ Realties | Prepare Your Home For Outdoor Photos

08/11/2024

Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps ...
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Best practices to prepare your home for outdoor photos. Having a professional makes all the difference but the final product will be better if you take some time to prepare. Follow these simple steps to make the most out of your home when you sell.

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