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Montreal Real Estate Market Update - Q1 2022

Montreal Real Estate Market Update - Q1 2022

13/05/2022

This week I’m here for a market update for Q1. Across the Island of Montreal, sales are up! Even with less active listings and therefore less sales, the prices are still on the rise. The condo market, which took the biggest hit during COVID, is up by 11%. Single-family homes are up by 5% and multiplexes up by 9% If you look to North & South shores, condos and homes are up by an average of 20%. Q1 was still very much a seller’s market because the demand is still outweighing the supply. While it is still tough for buyers in the current market, we continue to successfully help our clients purchase their dream properties, so reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Down Payments: Everything You Need To Know

Down Payments: Everything You Need To Know

06/05/2022

This week I’ll be discussing the common questions I get about down payments when purchasing property. It’s usually: what is the minimum? Which is easy: 5% if you plan on occupying the property, 20% for an investment. The next question is: how much should I put down? The answer really depends on you! What is your financial situation? What are you willing to pay monthly? At the end of the day, wether you put down 5% or 20%, your property is going to appreciate the same amount. We are here to help our buyers make the best decisions for themselves when it comes to purchasing property, so reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Selling Your Home To Buy The Next One

Selling Your Home To Buy The Next One

29/04/2022

This week I am going to discuss the question: do you need to sell your home in order to buy a new property? And as everyone’s situation is different, there are different scenarios that might apply to you. Some buyers will be required by the bank to sell their home in order to have the purchasing power, and some might not. In both of these cases, we have developed strategies that have been successful for our clients. The trick is to always give yourself enough time to find a new property that you really love. It’s also important to understand that the market can change at any time. So if you have a sale price in mind for your home, you have to know that waiting to sell might yield very different results. If you find that you’re unsure of what to do in your own sell-and-buy situation, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Book Club Review: The Subtle Art of Not Giving A…

Book Club Review: The Subtle Art of Not Giving A…

22/04/2022

This week I’ll be discussing a book that we recently read as a team: “The Subtle Art of Not Giving A…” by Mark Manson. If you don’t mind a bit of strong language, there are so many valuable takeaways from this book. What really resonated with my team and I was that we need to audit our core values and really figure out what matters to us as individuals. You don’t need to worry about what other people are thinking of you because in reality, they aren’t! This book encourages you to live an honest and purposely fulfilled life by directing your energy to what actually matters. If you haven’t already read, I highly recommend you do. For anyone who has read it, what were your biggest takeaways? Let me in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Advantages Of Listing Your Home With A Real Estate Broker

Advantages Of Listing Your Home With A Real Estate Broker

15/04/2022

This week I’m going to be listing the many advantages to listing your property for sale with a real estate broker. When choosing to work with a broker, you are really giving yourself a leg up because you are choosing to have someone represent you and your interests throughout what can sometimes be a complicated process. At LJ realties, we pride ourselves on being there for our clients every step of the way throughout a transaction. From starting with a strong listing strategy & marketing, informing ourselves on your property and its surroundings, negotiating to ensure you get the best sale price possible, and helping you fulfill any conditions of the sale. When we assist you in a sale, you are our #1 priority! What are your good experiences with your listing broker? Let me know in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Update on Interest Rates

Update on Interest Rates

08/04/2022

This week, I’m here with an update on the current interest rates. Fixed, variable and prime are still on the rise, as was to be expected and I predict they will continue to increase. The real estate market is still moving fast and furiously, even though the government is trying to step in with these increases. The hope was that with an increase in rates, the market would cool. However, this has not happened and I predict that we won’t see things slow down until 2023. My team and I make it a priority to stay in the know by speaking regularly with our trusted network of professionals. We want to ensure that we are armed with up-to-date numbers to help our clients make informed decisions when it comes to the current market. We are here to help you navigate it, so reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Buying a Home: A Step By Step Guide

Buying a Home: A Step By Step Guide

01/04/2021

This week I’ll be discussing the steps that go into buying a home. It can seem like a daunting process, but the general breakdown is quite simple. Last week, I discussed the pre-approval which should always be your first step in the buying process. The second step is to consult with a real estate broker. Not only will they be able to assist you in tailoring a property search, but they will also be involved in all the other steps. Your broker will schedule visits, draft offers, and be there with you every step of the way through negotiations and realizing conditions of the sale. It’s important to work with a broker who you trust to properly represent your best interests when purchasing a home. We have a roster of experienced brokers who are ready to help you. Reach out for a buyer’s consultation today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Pre-Approval: Everything You Need To Know

Pre-Approval: Everything You Need To Know

25/03/2022

This week I’ll be discussing a very important document when it comes to purchasing real estate: the pre-approval. This is a document that you obtain from a bank that proves your capacity as a buyer by presenting what your debt capacity is. In the current market, it is very difficult to have you offer considered if you don’t submit your pre-approval along with it. Depending on wether you are an employee or self-employed, they will asses different information such as your earnings, your notice of assessments, recent pay stubs, your credit history, and any other pertinent information on what makes you a good candidate for a loan. The pre-approval should be your first step when preparing to buy a property. If you’re ready to start the process of purchasing real estate, reach out to us today and we can put you in touch with the right people to get pre-approved! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Rencontrer L'Équipe: Olivier Le Bel

Rencontrer L'Équipe: Olivier Le Bel

18/03/2022

Cette semaine, nous faisons une autre interview "Rencontrer l’Équipe" avec notre tout nouveau membre: Olivier Le Bel. Olivier a récemment obtenu son permit de courtier en immobilier résidentiel et est impatient de commencer sa nouvelle carrière. Il a une longue expérience de la restauration et apporte à cette nouvelle entreprise toutes ses compétences en matière de service à la clientèle. Olivier, nous sommes heureux de t'avoir dans notre équipe et nous avons hâte de voir ce que tu peux faire! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Three Types of Real Estate Markets

Three Types of Real Estate Markets

11/03/2022

Three Types of Real Estate Markets This week I’ll be discussing the three different types of real estate markets that we experience. There’s a seller’s market, a buyer’s market, and a balanced market. A seller’s market is when the demand for properties is much higher than the inventory on the market, creating huge competition for the few properties available. The opposite is true for a buyer’s market. There are ample properties available for fewer buyers and there is a low probability that you will be bidding against others. Sellers and buyers have enormous power in their respective markets. When we experience a balanced market, the playing field is evened out and no one is at a particular advantage or disadvantage. We have been experiencing a very strong seller’s market and while I do expect it to continue for another year or two, rising interest rates will eventually balance it out. It may seem daunting to be a buyer right now, but it’s not impossible. We are successfully helping people find the right properties and we can help you too! Reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Fixed vs. Variable Interest Rates

Fixed vs. Variable Interest Rates

04/03/2022

This week I’ll be discussing interest rates: fixed versus variable. What’s the difference? What are the advantages to one over the other? A fixed interest rate is exactly how it sounds: it is a rate that will not change throughout the term of your mortgage. Whereas a variable rate is based off the prime rate of Canada, and the banks will give you a discount. Rates are ever changing, and I do predict they will be rising within the next months. Important note: went this video was filmed, the prime rate was at 2.45% and on Wednesday of this week the Bank of Canada raised it to 2.7%. Things changes fast and it can be hard to keep track of or even understand at times, but we are always keeping track of these changes in the rates and keeping our clients up to date. If you have any questions, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What Makes a Good Real Estate Investment?

What Makes a Good Real Estate Investment?

25/02/2022

This week I’ll be explaining what makes a good real estate investment. What makes something a good or bad investment all comes down to price. This particular case that I’m examining involves a condo that seemed like not such a great investment; there were issues, it wasn’t as nice as some of the other ones in the area, there was a tenant who might leave. When it comes to real estate, the first thing we have to think is: will we be in the money or not? The price of the condo versus other nicer and renovated condos in the are gave the buyer a buffer which they could use for their own renovations and improvements, and pull off a BRRRR. If you think you’re ready for the time commitment and effort, a property that requires some work can be a fantastic investment. We have had the opportunity to work with many investors, and we’re ready to help you too. Reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Market Update: February 2022

Market Update: February 2022

18/02/2022

This week, I’m here to give you the market update for February 2022. January started off pretty slowly, as is the norm. Often people are still on vacation or recovering from the holidays, and not so focused on real estate. However, in the last few weeks things have really started to heat up. We’re seeing many multiple offer situations, and it’s still a tough time to be buyer. I foresee prices continuing to price by at least 15%. However, I don’t want buyers to be discouraged and let the fear of losing a bid keep them out of the game. We have proven time and time again that our methods and strategies work, and we see proof of it in every happy client we help buy a property. If you’re looking for help during these competitive times, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Purchasing New Construction: Step by Step

Purchasing New Construction: Step by Step

11/02/2022

This week Francesca Sgambetterra joins me to further our discussion on purchasing new construction. While one of the more fun steps is getting to choose the finishings and really tailor your space to your liking, there are other important steps to consider. As we did last week, we urge you to look into the developer and make sure that you’re working with someone reputable. You’re going to need to carefully examine the paperwork and financial aspect of your purchase, and understand the deposit and payments schemes. Crucially, you need to know the delays. It is very rare that a new construction is delivered right on time, so flexibility is key! We always recommend you have a real estate broker on your side to explain any of these points that you may not understand. So reach out to us today! Brokers like Francesca are here and ready to help you! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Purchasing New Construction: Pros & Cons

Purchasing New Construction: Pros & Cons

04/02/2022

This week I’m joined by David Leblanc to discuss a topic that he’s had firsthand experience with: purchasing property in a new construction development. His first two property purchases were new constructions and he has a lot of great insight to share. Buying in to a new construction project is great because, obviously, it will be brand new. However, it is important to understand that there will be delays, especially post-pandemic, and you need to plan for the event that your property might not be ready on the projected completion date. You also need to ensure that you are buying from a reputable developer that will delivery a quality property to fruition. Lastly, we would highly recommend that you have representation because the real estate broker selling you that property is not trying to help you get the best deal, they work for that project alone. If new construction is something that you’re interested, David is definitely a real estate broker that you want on your side. Reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Real Estate Investing: Step By Step

Real Estate Investing: Step By Step

28/01/2022

This week David and I continue our discussion on the topic of real estate investing because it is important to us that our clients really understand the things that go on behind the scenes. As real estate brokers our job is to make the process of investing seem effortless and seamless to the clients. Behind every purchase should be weeks, if not months, of work that involve understanding exactly what the client’s goals are, providing detailed analysis of the financial breakdown, and gathering all of the pertinent information about the property before we even schedule a visit. Our goal is to ensure that investors find a property that is aligned with their goals and that they get the most that they can financially out of it. We firmly believe in being there for our clients every step of the way, but most people don’t know that we’ve already done most of the legwork for them before they’ve even set foot in the property. Feel free to reach out to us today for any questions, we’d love to work for you! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Real Estate Investing and How We Can Help

Real Estate Investing and How We Can Help

21/01/2022

This week I’m joined once again by David Leblanc for a topic that we’re both very enthusiastic about: real estate investing. With my own real estate portfolio and property management business, I’ve accumulated a lot of knowledge that I’m eager to pass along, and David has really taken it upon himself to fill that role with our clients. As real estate brokers we are here to help investors, full-time or not, source the right properties. It’s important for us to be there for our clients, from beginning to end, and to provide them with a game plan to ensure that they’re getting the most they can out of their investment. We have the knowledge and the experience and we want to help you get started off on the right foot. Reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Meet The Team Featuring: Francesca Sgambetterra

Meet The Team Featuring: Francesca Sgambetterra

14/01/2022

This week I’m sitting with the newest member of our team: Francesca Sgambetterra, Residential & Commercial Real Estate Broker. Francesca joined the LJ Realties team this past July, and we’re so lucky to be working alongside her. She has fantastic experience in helping clients who are looking to invest in all kinds of different properties. When it comes to analyzing the pros & cons of a building, creating cashflow statements, and helping you optimization opportunities, Francesca is a broker that you want to work with. We can’t wait to see what 2022 has in store for her. Welcome to the team Francesca! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Pointe-Sainte-Charles: Our Top Recommendations

Pointe-Sainte-Charles: Our Top Recommendations

12/01/2022

The next stop on our tour of Montreal is Pointe-Sainte-Charles. Come along with David Leblanc, Nikita Mukhanov and I as we show you all of our favourite spots. The Pointe has so much to offer in terms of restaurants, bars, cafés, transportation, beautiful mixed-use buildings, and so much more! It’s easy to see why it’s become so popular. Pointe-Sainte-Charles is very important to us, watch to find out why! We have some exciting news! What are some of your favourite things to do in the Pointe? Let us know in the comments below! Featuring: @real.david.leblanc, @nikitamukhanovrealestate, @clarkecafe, @paulpatates, @boomjscuisine, @knoxmtl, @fugazzipizza, @milkywaycocktails, @lecafebloom LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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2022 Real Estate Expectations

2022 Real Estate Expectations

07/01/2022

Happy new year and welcome back! I’d like to start off this year’s videos with my expectations of what will be going on in the real estate market for 2022. As in the last two years, I believe that it will remain in a seller’s market for the time being and prices and interest rates will continue to rise. As we progress through the pandemic, people may start to focus back on city living which will stabilize the cottage country market in the process. As we all had to adapt at being very digital in 2020, real estate brokers are going to have to up their marketing game. Properties are spending more time on the market, and sellers will want to work with a broker who is knowledgable & marketable in order to do the best job for their property. We’re looking forward to this upcoming year and we can’t wait to work with you! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Holiday Client Appreciation Dinner

Holiday Client Appreciation Dinner

24/12/2021

Earlier this month, we had the privilege of hosting an amazing event to show our clients our appreciation for choosing to work with LJ Realties. It was an absolute pleasure to see everyone and being able to show them just how much they mean to our team and our growing business. It was an amazing year in which we helped over 150 families purchase or sell real estate and we are so excited and proud of the work that we accomplished. We can’t wait to see what 2022 brings us. Thank you to all of our amazing clients! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Adding An Extension To Your Home: Pros & Cons

Adding An Extension To Your Home: Pros & Cons

17/12/2021

This week I’ll be discussing the prod and cons of adding an extension onto your home. Lately people have caught the renovation bug, and with that comes the urge to add more living space to your existing home. When confronted with the decision to either add the extension or buy a new property altogether, there are many factors you should be considering. When you buy a new property, you could finance the entire thing. However, you might want to stay in your neighbourhood for the schools or community. Whatever you decide to do, it is so important to seek out the right professionals in order to get the best guidance possible. What are your thoughts on extensions? Let me know in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Westmount: Our Top Recommendations

Westmount: Our Top Recommendations

15/12/2021

Our next stop on our Montreal tour is Westmount. Thew newest addition to our growing team of real estate brokers is Francesca Sgambetterra, who is a Westmount local. There is so much to do and see, from the amazing restaurants on the iconic Greene Avenue to the parks and lookouts where you can admire views of the entire city. There’s definitely something great for everyone in this borough. What are you favourite spots to hit in Westmount? Let us know in the comments below! Featuring: @francesca.sgambetterra, @vagoitalien, @bagelsongreene, @westmountsquare, @tavernesquare, @cafegentile, @parkresto, @clinicfacemd LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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3 Myths About Today's Real Estate Market

3 Myths About Today's Real Estate Market

10/12/2021

This week I’m joined by David Leblanc, and we’ll be discussing 3 common myths about today’s real estate market. There are many misconceptions floating around about the market that might dissuade potential buyers. Don’t be discouraged by what you think might be happening. Instead, find yourself a trusted real estate broker who can help you navigate a market which is currently very fast-paced. It’s not a bad time to buy, it’s a great time to buy. Listing brokers are working in the best interests of their own clients, so we can help you evaluate and bid on the right properties effectively. We have a great team of experienced brokers, book your free buyer’s consultation and get started today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Putting Your Best Offer Forward: 5 Tips

Putting Your Best Offer Forward: 5 Tips

09/12/2021

This week, I am joined again by Nikita Mukhanov and he's going to share his 5 tips to help buyers put their best offer forward when the time comes. I've said it before: we are currently experiencing a heavy seller's market, so buyers are having a tougher time than usual landing their dream home. But it's so important not to get discouraged or to give up. Nikita has had a lot of success with buyers this year and he's sharing some ideas of things you can do things to prepare for your purchase. Get your pre-approval from the bank to show sellers your buying power. When it comes time to submitting the offer, you can create a personalized letter telling the seller about yourself or your family and why the property is perfect for you. Nikita and our team are ready to help you see your homeowner dreams come true! Reach out today for a free buyer's consultation! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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NDG: Our Top Recommendations

NDG: Our Top Recommendations

01/12/2021

Our next neighbourhood to explore is NDG. Our teammate and NDG local Nikita and I will take you through our favourite spots to hit. This historic and beautiful part of the city has everything you could possibly need: from food to entertainment to fitness, we’ve got you covered. What’s your favourite thing to do in NDG? Let me know in the comments below! Featuring: @nikitamukhanovrealestate, @gpark_ndg, croissantmonkland_montreal_, @moutonvertmtl, @orangertheory, @pigeon.cafe, @typhoon_lounge, @pizzapinoli, @yoopub LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Why Your Home Isn't Selling: What's the Problem?

Why Your Home Isn't Selling: What's the Problem?

26/11/2021

This week I want to talk about why your home might not be selling in what is a very hot market at the moment. There are a number of factors to consider when you find your property has been sitting on the market for a while with no action. Ineffective marketing will reach less people and diminish traffic on your property. Low-quality photos of a messy home won’t attract buyers either. The most important aspect of all is to price the property properly. An overpriced home won’t sell just because the market is hot. If you’re looking to sell your home, a great first step is to have it evaluated, which we are fully capable of doing. Reach out to us today for your free evaluation! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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First 3 Months as a Residential Real Estate Broker: David Leblanc

First 3 Months as a Residential Real Estate Broker: David Leblanc

19/11/2021

This week I am joined once again by LJ Realties team member David Leblanc, who has completed his first 3 months as a residential real estate broker. We’ll be discussing his highs and lows, and everything in between. David has incredible passion for what he does and he always goes above and beyond for his clients. He has had an excellent start to what we know will be a very successful career. We can’t wait to see what the next year brings! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Griffintown: Our Top Recommendations

Griffintown: Our Top Recommendations

17/11/2021

The next stop on our tour of Montreal is the highly sought-after Griffintown. Follow along with Alexandra and David as they take you through the neighbourhood, shedding light on their favourite spots that are not to be missed. Let this video be your guide to this bustling and developing borough. What are the things on your Griffintown to-do list? Let us know in the comments below! Featuring: @arosssy, @real.david.leblanc, @boucheriegrinder, @makromtl, @restoleboucan, @manocornutomtl, @bodega_mtl, @griffintownhotel LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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The Optimization of a Building - The BRRRR Method

The Optimization of a Building - The BRRRR Method

12/11/2021

A few weeks ago, I discussed the BRRRR Method which we use in real estate investments to optimize the property. To refresh your memory, the steps are: Buy, Rehab, Rent, Refinance, and Repeat. Each of these steps are important manoeuvres to creating serious value in your real estate investments. Today I wanted to dive in deeper into each of those steps along with some real-life examples. While the method technically ends on the Refinance step, my personal favourite is the Repeat. If you want to grow your real estate portfolio, it’s absolutely necessary to always be thinking of your next project. It’s actually my plan to financial freedom. If you’re ready to try your hand at the BRRRR Method, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What Happened to the Montreal Real Estate Market During the Pandemic

What Happened to the Montreal Real Estate Market During the Pandemic

05/11/2021

This week I’m here with fellow broker and teammate Nikita Mukhanov to discuss what kind of effects the pandemic had on the Montreal real estate market. Even if you weren’t selling or buying in 2020, you might have heard about the craziness that ensued. With so many shifts in lifestyles, there was a huge demand for homes and not enough supply to satisfy. Paired with the fact that interest rates were so low, this lead to the over-heating of the market. We saw a slight dip at the end of the summer, and then another rise to date. Although unpredictable changes can be intimidating, our team is ready to serve you to the best of our abilities. We not only survived the pandemic, we thrived and we’re ready to guide you through whatever the market may throw at us. Reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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St-Henri: Our Top Recommendations for Everything You Need - Food, Drinks, Health

St-Henri: Our Top Recommendations for Everything You Need - Food, Drinks, Health

29/10/2021

Living in Montreal is a real treat, and being a real estate broker in this city gives us the opportunity to discover all of the great things each unique neighbourhood has to offer. We’re starting off a series of videos where we explore different parts of this city and today I’m joined by fellow broker Amanda Roy to show you all of our favourite spots in the vibrant and bustling St-Henri. What are your favourite spots? Let us know! Featuring: @amandaroy21 @campanellishop @arthursmtl @pizzaadamo @tuckshopmtl @cremeriedallarose @rustiquepies @barbaravi_ @hard_kox_gym @sataybrothers @marcheatwater LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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The Biggest Mistakes by Buyers in Today's Market

The Biggest Mistakes by Buyers in Today's Market

29/10/2021

This week I am joined by fellow broker and teammate David Leblanc to discuss some of the biggest mistake that we see buyers making. We understand that buyers, first time or not, can have a difficult time navigating through the process. Most of the mistakes that we are seeing all stem from deciding not to work with a trusted real estate broker. Real estate transactions can be complicated, and no two are ever the same. This industry is dynamic and to have someone on your side that knows best practices can be advantageous in so many ways for the buyers. And because commission is payed out by the sellers of a property, we essentially work for you as a buyer for free! So if you’re thinking of getting in the game, or are ready to move on to your next purchase, reach out to us today to team up with our experienced brokers to ensure you have a smooth and successful buying experience. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Creating Your Real Estate Dream Team

Creating Your Real Estate Dream Team

22/10/2021

When it comes to real estate transactions, whether you’re a first-time buyer or not, you’re going to want a highly qualified team of professionals behind you. Every transaction is different and can present issues that you may not be prepared or have the knowledge to deal with. That being said, your best bet is to leave the tough stuff to your various professionals: real estate, mortgage, insurance brokers to ensure that your transaction is handled as smoothly as possible. You’re going to want a trusted inspector to ensure the property is in good condition. You’ll need a good notary to underwrite the deal and make all the necessary verifications. Finally, you might even need a property management company to help run your portfolio. Whatever your situation, having the right people on your team is the formula to success. We’d love to join your team, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Organizing your Money to Win

Organizing your Money to Win

15/10/2021

This week I’ll be discussing different ways to organize your money in order to set yourself up for success. It involves putting an emphasis on different strategies, such as budgeting. While no one really enjoys it, budgeting is the absolutely necessary first step. Having multiple bank accounts assigned to different aspects of your budget will help you to stay organized and on top of different payments you will have to make. Most banks allow you to make transfers free of charge between accounts, so you can move the money around as needed. Reckless spending can be avoided when all that’s in the assigned bank account is what you have to work with. What are some of your budgeting tips? Let me know in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Understanding the Inspection Report

Understanding the Inspection Report

08/10/2021

This week I will be discussing the inspection report. Following an inspection on a home, we receive the report from the inspector which we use to make decisions at that phase of a real estate transaction. It’s important to remember that inspectors write the report based on what they saw that day, and it’s their job to best represent the current state of the property. To the uninformed eye, a report may appear alarming and even aggressive, which is why we recommend that buyers be present for the inspection. The inspector may have said on the day that the problem should be addressed in a couple of years. If you only see it written on the report it could trigger a reaction that situation doesn’t warrant. So be there for the inspection, listen carefully, and trust your broker to be able to analyze and explain the report to you if and when you need the extra help. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What is your “Why”?

What is your “Why”?

01/10/2021

This week I’ll be discussing a topic that came up in a discussion with a colleague. After being away for two weeks, they realized the amount of things I tackle during the day and they wanted to know what my motivation was, and how I bring the energy that I do. My answer is actually in the form of a question” “Why?”. Why do we choose to do certain things? What motivates us? What is the one thing that we want to accomplish? If you have a purpose as a driving force behind your actions, you will find yourself putting in the work necessary in order to achieve it. So think about, be introspective, take some time to reflect, write it down for yourself: what is important to you? What do you need to do to achieve it? Make it tangible. So what is your “why”? Let me know in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Analysis Paralysis - Overcome Your Overthinking

Analysis Paralysis - Overcome Your Overthinking

24/09/2021

This week, I’ll be discussing something that can happen to anybody when it comes to investing in real estate: analysis paralysis. This phenomenon occurs when you cannot make a decision because you are overthinking and get lost in the details. By getting bogged down and wanting answers to all your questions before making a move, it can mean that you never end up making that move at all. In no way should you skip your due diligence, but the only way to get over it is to jump in. Like anything in life: if you want to get something done, you have to overcome your overthinking and just start. We can help guide you through the details and questions that may be stopping you when it comes to real estate investments, so reach out today and make your move! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What Should Your First Investment Be?

What Should Your First Investment Be?

17/09/2021

This week I’ll be discussing a question I get often: what should someone’s first investment be? The short answer is: it depends. There are numerous variables to consider that will point everyone in a different direction depending on their situation. Your financial situation will dictate what kind of real estate you can invest in. Your desired level of involvement and availability of time will also point you one way or another. Any investment in real estate can be a great investment as long as you are selecting the best option for yourself and your situation and doing the proper due diligence. If you’re looking for some direction for your first investment, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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The Differences Between Passive and Active Investments

The Differences Between Passive and Active Investments

10/09/2021

This week I will be discussing the differences between passive versus active investments. Simply put, a passive investment is a vehicle where you don’t put much, if any, work in and you receive some kind of payment or cash flow from it. Active investment is the opposite: you are very much involved in the activity day-to-day in order to get paid. It is so important when considering your retirement to ensure that passive investment vehicles are in place so that you can enjoy the same quality of life when you are at a place where you no longer wants to be actively working. What are some of your passive and active investment strategies? Let me know in the comments below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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My Morning Routine

My Morning Routine

07/09/2021

I attribute a lot of my success to good habits. One of the best habits I picked up back in 2017 was consistently waking up early. Over time, my wake up has gotten earlier and earlier. Mornings, aren't for everyone, but I've come to realize that mornings are the only time I have full control of my schedule. Things inevitably come up later in the day. Starting my day at 5:45am allows me to focus on my priorities before the rest. Shout out to my family at Hard Knox Gym in St-Henri, and my trainer Christian Hip!

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The 3 Parts to Real Estate Return

The 3 Parts to Real Estate Return

03/09/2021

This week I am discussing the three parts to a real estate return. When it comes to investment properties, most people may only think of the first two parts: appreciation and cash flow. But there is something else to consider: the capital pay-down. You will be receiving rent and paying down your mortgage, which is two-tiered, the capital and interest portions. Initially they will start off as roughly 50-50 amounts and as your mortgage gets paid off more and more, you will be paying down more of the capital portion than the interest portion. When considering how much money you could be making, it is important to consider which of the three parts is the most important to you, as every investor prioritizes differently. Which do you think is most important? I’d love to hear from you in the comments below. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Accountability - Meeting Your Own Expectations

Accountability - Meeting Your Own Expectations

27/08/2021

This week I will be discussing accountability and it’s impact and importance in regards to your goals. The subject of accountability ties in to the previous videos about mentors and goal setting, so feel free to check those out as well. When it comes to our goals, the purpose of having a mentor or coach is to have someone there to make sure you show up and make sure that you achieve what you set out to do. Generally we are more likely to perform when someone is there to put us in the hot seat by asking us about our progress, ultimately, holding us accountable. Accountability is something I believe in strongly, what are your thoughts? Comment below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Goal Setting - Set Yourself Up For Success

Goal Setting - Set Yourself Up For Success

20/08/2021

This week I will be talking about goal setting: what it is, why it’s so important, and what it can lead to. When asking yourself what’s important to you and what you want to accomplish, don’t think small. My first tip is: set large goals and don’t be afraid to think bigger. Even if you don’t quite achieve it, I believe that you will go a lot further than you initially thought was possible when reaching for that bigger goal. Secondly, make sure you are tracking your progress. When you are able to track your progression, you will be able to more clearly understand your results. You will gain and understanding of where you’re heading, how you want to get there, and who you need to get there. What’s your goal setting process? Comment below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What Happens If You Fall In Love With Your Flip?

What Happens If You Fall In Love With Your Flip?

13/08/2021

This week I will be discussing a questions I received from someone who flips homes for a living: what should you do if you fall in love with a home you’ve flipped? This person would flip a home, live in it for a year (to avoid capital gains tax) and sell it to create capital in order to move on to the next flip. Falling in love with the home and deciding not to sell it might mean you don’t have the capital to buy your next project. Two weeks ago, I discussed how to to find money for your real estate deals so let’s take a look at this options. You can refinance the home to get some money back from the bank, you can borrow from or partner with others to regain the capital you’ve been using. There are always solutions, it’s just a matter of figuring out which works best for you. What would your suggestions be? Comment below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Mentorship - The Importance & Effects

Mentorship - The Importance & Effects

06/08/2021

This week I will be discussing mentors and the ways that mentorship has changed my life. Although I was doing well in real estate, having the guidance and assistance to implement functional systems and tangible goals is what really pushed me to the next level. It was through an organization and their program that I was able to meet some key people who had already done what I wanted to do, allowing me to meet my goals much faster. Mentorship can come from anywhere, you don’t necessarily have to subscribe to a program. A mentor can be anyone who is a few steps ahead of you in your field, be it business or life. Surround yourself with people always looking to move forward, and you will find yourself rising to meet them on their level. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Investing in Real Estate: How to Find the Money

Investing in Real Estate: How to Find the Money

30/07/2021

This week I will be discussing a questions I get frequently: how and where to find money for your real estate investments. When you are starting out in real estate investing, it is often the case that you may not have the capital that you’ll need. If this is the case, there are a number of ways to find money to make your investments possible. You can ask the people around you to obtain a loan. You can take on more work in order to create the extra income yourself. Once you have some investing experience, you can partner with others and use the combined funds to make the purchases you want. There is always a way to get it done, and if you need any more tips and tricks don’t hesitate to reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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The Effect of Being Self-Employed

The Effect of Being Self-Employed

23/07/2021

This week I will be discussing the effects of being self-employment from an investment perspective. While being self-employed comes along with many different benefits, there are important things to consider. Most importantly, your standing with the bank will change. You’ll be viewed as more of a risk and may have a more difficult time getting a loan from a bank. When purchasing an investment property, my recommendation is to stay in your current job, if possible, to facilitate getting the loan from the bank to potentially take advantage of better terms. When it comes to financing as a self-employed investor, it is important to understand all the risks. So if you have any questions, don’t hesitate to reach out! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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The BRRRR Method

The BRRRR Method

16/07/2021

This week I’ll be discussing another real estate investment optimization strategy: the BRRRR Method. I touched on it briefly a couple of weeks ago when discussing whether to hold or flip properties. The BRRRR stands for: Buy, Rehab, Rent, Refinance, and Repeat. Each part of it represents an important step in optimizing an investment property in order to create value. The BRRRR is the strategy of Buying the right property, Rehabilitating or renovating the aesthetics. Then on to Renting to create cashflow, and Refinancing to recapture the investment. You can then Repeat the process. Not every property can be BRRRR’d, so if you need help getting started in your search and going through the steps, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Montreal's Best Coffee Shops

Montreal's Best Coffee Shops

13/07/2021

Being a real estate broker in Montreal has allowed me to explore the city in depth and appreciate all it has to offer. I will now begin sharing with you some of my favourite spots in and around the city, starting with coffee shops. When hanging out in the Sud-Ouest and Old Port, my go-to’s are:

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Smith Manoeuvre

Smith Manoeuvre

09/07/2021

This week is part two of my Investment Series, and I will be discussing what is called the “Smith Manoeuvre”. This investment tactic allows you to take interest on your principle residence and make it tax deductible. Of course, there are conditions that must be respected, and it should only be used when you are creating a business or invest in property in order to create an investment income. While this allows you to tap into an equity source that most people have but haven’t really discovered, you have to be very careful. Be sure to actively track all your moves and paperwork to avoid any potential issues if you get audited. I would highly recommend consulting an accountant to be sure you are making the right moves. Be sure to follow us next week for more tips and tricks, and don’t hesitate to reach out with any questions! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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To Hold or to Flip?

To Hold or to Flip?

02/07/2011

This week, I am starting something new: my Investment Series, where I will be discussing different real estate investment strategies that I’ve picked up and used, and want to share with you. Today’s topic is whether to buy and hold a property or to flip it. While there are advantages to both, it really depends on your situation and your plans for the future. A flip will bring a more substantial payout, but you’ll need to be more careful with your investment going in and ensure your calculations are correct in order to make your money. A buy-and-hold is a great way to add on to an already existing income and make a long-term play in the real estate market. Whatever your plans may be, you can always reach out to us to guide you in the right direction! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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What Happens if the Market Crashes?

What Happens if the Market Crashes?

25/06/2021

This week I’ll be discussing an interesting question: what were to happen to my real estate investment if the market drops in the next couple of years? If you are planning on staying in your home, there is no real impact. However, if you were planning on selling or refinancing, you might find yourself slightly more constrained than you would be in the hot market we’re currently in. I believe that the prices will continue to steadily go up for the next couple of years and do not predict that there will be a severe correction. You should be staying in the money even if you’re selling in a cooler market. As a general rule, interest rates don’t spike heavily in Canada in order to protect the general population. While we will always see increases in interest rates, they will be slight and steady in order to achieve a more balanced market. If you have any questions or concerns, reach out to us today for questions and help understanding your options in order to make informed and smart moves! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Waiving Conditions - Concerns & Repercussions

Waiving Conditions - Concerns & Repercussions

11/06/2021

This week I’ll be discussing a very important topic: waiving conditions. In the current market, it has become increasingly competitive to get your offer accepted because of the lack of inventory. Some buyers opt to waive certain conditions when submitting their offer in order for it to be more appealing to the sellers. By waiving conditions, you are essentially surrendering your right to do proper due diligence on what is usually the biggest transaction of your life. While in some cases an inspection is not absolutely necessary, such as when a recent report already exists or it is a brand new property, I am rarely comfortable waiving it because by doing so you are not being a prudent buyer. It is more favourable to look for longer and put in the work to know everything you can about the property so you can be covered, should any issues arise in the future. If you’re a buyer and need help navigating when to waive conditions or not, reach out to us today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Condos Indivise vs Condos Divise - Comprendre Les Différences

Condos Indivise vs Condos Divise - Comprendre Les Différences

18/06/2021

Cette semaine, je vais discuter des différences entre l'achat d'un condo divise versus indivise. C'est un sujet assez particulier au Québec, et peu de gens comprennent bien les différences. Il faut d'abord comprendre de quoi vous devenez propriétaire. Les condos divises ont chacun leur propre numéro de lot, et donc, à l'intérieur d'un immeuble, vous êtes responsable et taxé en fonction des spécificités de votre lot. Dans un condo indivise, vous devenez copropriétaire de l'ensemble de l'immeuble et vous êtes responsable de votre pourcentage. Il existe des différences dans le financement: le montant de la mise de fonds nécessaire et les institutions que vous pouvez choisir pour votre hypothèque. Il est important de savoir que vous ne pouvez pas non plus louer un appartement dans une copropriété indivise. Ces éléments sont très importants à considérer avant de faire votre achat. Si vous avez besoin d'aide pour vous y retrouver dans ces différences, n'hésitez pas à nous contactez aujourd'hui! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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“Househacking” - Acheter & Sous-Louer

“Househacking” - Acheter & Sous-Louer

04/06/2021

Cette semaine, je vais vous parler d'un sujet intéressant appelé "Househacking". Le househacking est un terme utilisé lorsqu'une personne achète une propriété et sous-loue une ou deux chambres. Cela peut s'appliquer aux maisons, aux condos, et même aux places de stationnement. C'est une pratique utile parce que les loyers perçus de la sous-location peuvent être utilisés pour compenser les coûts liés à la propriété: hypothèque, taxes, assurance, et génère un flux de revenues pour la propriété où il n'y en aurait pas eu auparavant. Le househacking peut être appliqué à n'importe quel type de propriété: que vous louiez plusieurs pièces d'une maison ou la deuxième chambre d'un appartement. En créant un flux de revenus sur des parties du logement que vous n'utilisez peut-être pas, vous vous procurez les fonds nécessaires à l'achat du logement suivant et à la création de votre portefeuille immobilier. N'hésitez pas à nous contacter si vous avez besoin d'aide pour "hacker" votre maison! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Rencontrer l’Équipe avec David Leblanc

Rencontrer l’Équipe avec David Leblanc

28/05/2021

Cette semaine, je vais interviewer David Leblanc. Il a commencé chez LJ Immobilier en septembre 2020 en tant que membre de notre équipe administrative, et il est presque sur le point de faire partie de notre équipe grandissante de courtiers immobiliers! Venant du côté client de l'immobilier, et acquérant de l'expérience dans notre bureau et sur le terrain, il est sûr d'être un véritable atout. Nous sommes tous enthousiastes de voir ce qu'il fera de sa carrière, nous savons que ce sera énorme! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Meet the Team ft. David Leblanc

Meet the Team ft. David Leblanc

28/05/2021

This week I’ll be interviewing David Leblanc. He started with LJ Realties in September 2020 as a member of our admin team, and is most of the way to becoming a part of our growing team of real estate brokers! Coming from the client side of real estate and gaining experience in our office and in the field, he is sure to be an asset. We’re all excited to see what he does with his career, we know it will be big! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Montreal Real Estate Statistics Updates - April 2021

Montreal Real Estate Statistics Updates - April 2021

21/05/2021

I’m here this week with the Montreal real estate statistics update for April 2021. This was another really hot month for the market, especially when compared to the stats of April 2020. Sales and prices are up for properties across the board on the island: Single-family homes by 39%, condos by 18%, and multiplexes by 14%. The increase in price that we’re seeing is due to the fact that there is so little inventory on there market, there are currently a lot of buyers, and interest rates are going down. If you’re worried that the market will be this way forever, don’t be! There is simply not enough supply to absorb the demand right now, which has led to the numbers that we are currently seeing. We can expect to see a second waive of buyers coming into the market soon. All foreign buyers are likely to heat the market up a bit more when the borders open up. This will likely happen in September, right in line with back to school for university students. So I predict the market may stay crazy for another year or two. If you need help navigating, don’t hesitate to reach out! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Real Estate Investing Close to Home - Advantages, Disadvantages & Solutions

Real Estate Investing Close to Home - Advantages, Disadvantages & Solutions

14/05/2021

This week I’ll be focusing on a question I mostly get from my real estate investor clients: should you invest in a property close to your own home? I think it’s important to live relatively close to your investment property to allow for access in case of any emergencies. That being said, it can be beneficial to keep your distance as well so you don’t have your tenants knocking on your door for issues that are not necessarily pressing and keep your boundaries in the landlord-to-tenant relationship. Another option is to hire a property manager and remove yourself entirely from the equation so that you don’t have to worry about how close or far you are. This particular option is a necessity for those investing in other cities. The important thing to consider when hiring a property manager is whether it fits into the scope of your investment and if it works with your investment projections. Feel free to reach out to us for help with any of your property management needs! We have the experience and are ready to help! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Understanding Condo Fees

Understanding Condo Fees

07/05/2021

This week I will be talking about condo fees: what are they and why are they so important to factor in when considering a purchase? Condo fees typically cover anything from maintenance to insurance costs of a building. A portion of condo fees go into a contingency fund that covers unforeseen circumstances, such as repairing the roof or replacing the windows. Buyers can get excited when they come across a building with low condo fees, but beware that this could mean management planned poorly: they may have tried to keep costs low at the expense of not being properly prepared for unsuspected issues that may arise. Whether you’re an investor or an owner-occupant it is essential to look at the condo fees and ask the right questions: what is included in the fees and how much money is in the contingency fund? Will it be enough to cover extra costs that may come your way? Make sure you get the full picture! Reach out to us with any questions you may have! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Cottage Country - Considering You Investment in the Current & Future Market

Cottage Country - Considering You Investment in the Current & Future Market

06/05/2021

This week I will be addressing the current market situation in cottage country. Because of COVID and stay-at-home orders, more and more people have turned their real estate interests towards cottage country to change up their surroundings. This increased demand in cottages has changed the game, creating multiple-offer and overbidding situations in a previously stable market. There’s less options in terms of inventory and price negotiation, but when things go back to normal and people flock back to the city the prices will once again shift. In this climate, it is important to understand what kind of investment you are making and what you want to get out of it. Consider something you will be willing to hold on to for a long time, stay strong on your price point to make sure you’re always in the money. Let us know about your experiences below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Montreal Real Estate Statistics Updates - March 2021

Montreal Real Estate Statistics Updates - March 2021

23/04/2021

This week I have the Montreal real estate statistics update for March 2021. Compared to March 2020, everything is up. On the island of Montreal, single-family homes by 33%, condominiums by 5%, and multiplexes by 10%. The reason we’ve seen a smaller increase in condominiums can definitely be attributed to COVID compressing the downtown Montreal market. Travel restrictions are halting foreign investments, office buildings are still closed and more people are working from home. However, if we look at the Greater Montreal area condo sales are actually up 21% compared to March 2020. We will continue to update you when the Q1 statistics are released. Let us know your thoughts below! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Building your own Home

Building your own Home

16/04/2021

This week I’ll be talking about building your own home. In this strong seller’s market that we’ve been experiencing in Montreal. Some people are considering building their own home instead of getting caught up in multiple-offer situations or bidding wars. While this may seem like a good idea, there are many factors to take into consideration before committing to this process. Financing can be difficult to get if you are doing this for the first time and aren’t backed by reputable builders, contractors and architects. Another thing to consider is the size of the task and the time it will take to to get everything done: you might be looking at a wait of up to a year and a half before you have a home. While the current market can be frustrating for buyers, you can trust us with the process and our ability to guide you through it. Reach out to us today!

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Two Triplex vs One Sixplex

Two Triplex vs One Sixplex

16/04/2021

This week I’ll be discussing the difference between purchasing two triplexes versus one sixplex. It would be normal to assume that the same amount of units equals the same amount benefits. However, my personal preference would be to keep everything under one roof - meaning any repairs or replacements would be taken care of in one building instead of two. When it comes to financing, generally a simplex will require commercial financing and looking at the potential revenue the property will be bringing in. This means more math, more calculations, etc. There are different pros and cons to either option, and it really depends on what you’re looking for. We have the experience to help you make the best choice for yourself either way, so feel free to reach out to us today!

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Ways to Maximize Your Rental Revenue

Ways to Maximize Your Rental Revenue

09/04/2021

This week I’ll be talking about different ways you can maximize your rental revenue if you’re a landlord, or to offset your rental costs as a tenant. For landlords, if you’ve got a unit that includes a storage locker and a parking spot, you might want to consider renting them out separately to get a larger monthly rent than you would if you rent them out as one piece. With more Montrealers working from home than ever, some of you may find that you no longer need your cars. If your unit includes a parking spot that you are no longer using, consider the advantage of renting it out to a neighbor to help offset your own rental payments per month. Whatever your needs or questions are as landlords or tenants, we have a lot of experience and are here to help. Reach out to us today!

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Pre-Approval

Pre-Approval

26/03/2021

This week, I will be talking about the Pre-Approval. In the current Montreal real estate market, we’re seeing a lot of multi-offer situations and it’s becoming increasingly important to show how serious you are when submitting an offer. The first step in your search for a property should be to have your pre-approval in-hand. Rates are ever-changing and decreased a lot over the last year until the recent increases this month. This means that most people’s purchasing power has gone up or down depending when they last updated their pre-approval. In order to ensure that you remain a competitive player, speak to your mortgage specialist so you have an update in regards to what you can actually get for financing. This will ensure you know how much you can offer when bidding for your potential home. Reach out to us today in order to get started off on the right foot! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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How Couples Split Ownership of Investments

How Couples Split Ownership of Investments

19/03/2021

This week I will be discussing an important topic: how couples can split the ownership of investments. If a couple has different amounts of money saved up to put into a property, be it a first home or investment, there are options available to fit your needs. Ownership can be split on the deed on sale, separate agreements can be drawn up in order to specify the initial pay-outs. We have a lot of experience preparing these sort of things and would love to help you! Reach out to us and we will find the best solution for you. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Should a Small Business Invest in Real Estate?

Should a Small Business Invest in Real Estate?

13/03/2021

This week I will be discussing whether small businesses should invest in real estate. My answer is yes, absolutely! There is a lot to be said about owning your own space - there are both financial and maintenance benefits: getting into the market and having a company asset that will continue to grow, and knowing that no one will take better care of your space than you! Factor in the security of knowing that you are safe from having to suddenly relocate and it’s really a no-brainer. Feel free to reach out to us on advice on how your company can get started in the market today! Drop a comment below to let us know your thoughts. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Should a Student Invest in Real Estate

Should a Student Invest in Real Estate

05/03/2021

This week I will be discussing an interesting question I received: should you start investing in real estate today? Simply put, yes! Real estate is like any other investment: invest, provide general maintenance and you will start to see the appreciation. No matter what your situation is, or where you’re at in your career, the time to invest in real estate is now. There are countless ways to start your portfolio. Let us guide you in taking that first step. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Non-Resident Buyers in Montreal

Non-Resident Buyers in Montreal

26/02/2021

This week I discuss how foreign, specifically non-resident buyers can purchase property in Montréal, QC. Most people think they absolutely need a PR card before they can start shopping for a home, with a 5-20% downpayment instead of a 35% foreign buyers minimum. This is NOT the case. The main requirement is having at least 12 months left on your work permit, and being bale to show good payment habits. Reach out to schedule your free, no-obligation buyers consultation. It would be our pleasure to walk you through the process! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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January 2021 Stats Update

January 2021 Stats Update

19/02/2021

This week I have a quick update on the Montreal Real Estate January statistics that were released – and I have some exciting news: we have set a record for the most transactions EVER in January in the Greater Montreal Area. Sales are up 17% and active listings are down 25% meaning we are in a seller’s market and they are the ones running the negotiations. When we compare sales of January 2021 versus 2020, price is up 23% due to the fact there is less inventory out there. This market is red-hot and if you want to get involved, feel free to reach out to us! Stay tuned for our February update and drop a comment below to let us know your thoughts. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Has my Home Increased in Value??

Has my Home Increased in Value??

12/02/2021

In this week’s video, I’ll be talking about knowing your home’s value. Whether you’re thinking of selling your property, refinance opportunities towards increasing your real estate portfolio, or just want to have a better understanding of what your home might be worth in the current market – it is always important to be in the know. With the price appreciation we have seen in across Montreal the past five years, understanding your property’s potential value is an important start no matter what your next move might be. Comment below to let us know your thoughts and feel free to reach out to us for a free evaluation of your property today! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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2020 Year End - Market Update

2020 Year End - Market Update

06/02/2021

In this week’s video, I give you a market update of the Greater Montreal Area covering all of 2020. Not only have prices gone up but sales are booming and there’s no sign of the market slowing down. Homes have been trading hands, and every type of property is up at least 15%. With promising advancements in vaccines and interest rates lower than last year, we expect 2021 to be another big year! If you’re interested in getting your own real estate portfolio started, feel free to reach out to us! Comment below to let us know your thoughts. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Meet the team feat. Amanda Roy

Meet the team feat. Amanda Roy

29/01/2021

This week we're interviewing Amanda Roy, Residential Real Estate Broker and Office Manager at LJ Realties. She's been with the team since February 2019. Her role has evolved over the years. She started off as an admin, grown into office manager, and recently got licensed as a residential real estate broker. If you've worked with us in the past 2 years, I'm sure you've had an opportunity to speak with Amanda. As she starts her new roles at the company I can't wait to see what 2021 has in store for her! Comment below if you've had the opportunity to work with Amanda! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Meet the Team feat. Nikita Mukhanov

Meet the Team feat. Nikita Mukhanov

22/01/2021

This week we're interviewing Nikita Mukhanov, Residential Real Estate Broker at LJ Realties. He's been with the team since February 2019 and was last year's Rookie of the Year! Nikita will always be the hardest working guy in the room. He refuses to let anyone outwork him which is an invaluable asset for his clients. Last year he was warming up, this year he's ready to shine! Comment below if you've had the opportunity to work with Nikita. LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Rencontrez Notre Équipe avec David Pilon

Rencontrez Notre Équipe avec David Pilon

14/01/2021

Cette semaine, nous sommes en entrevue avec David Pilon, courtier en immobilier résidentiel chez LJ Immobilier. Il fait partie de l'équipe depuis septembre 2018 et a été le meilleur producteur l'année dernière ! Nous avons hâte de voir ce que 2021 lui réserve, mais je peux vous dire qu'il est déjà sur un très bon départ ! Commentez ci-dessous si vous avez eu l'occasion de travailler avec David ! LJ Aguinaga COURTIER IMMOBILIER AGREE | LJ IMMOBILIER

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Meet the Team ft. David Pilon

Meet the Team ft. David Pilon

15/01/2021

This week we're interviewing David Pilon, Residential Real Estate Broker at LJ Realties. He's been with the team since September 2018 and was last year's top producer! I can't wait to see what 2021 has in store for him, but I can tell you that he's already off to a hot start !Comment below if you've had the opportunity to work with David! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Meet the Team ft. Alexandra Ross

Meet the Team ft. Alexandra Ross

08/01/2021

I'm very excited to share with you our meet the team series to start the year! It's a quick way to meet some of the LJ Realties team before seeing them on the field. This week we're interviewing Alexandra Ross, Residential Real Estate Broker. She's been with the team since September 2019 and was awarded our team player award last year! I can't wait to see what 2021 has in store for her!Comment below if you've had the opportunity to work with Alexandra! LJ Aguinaga CERTIFIED REAL ESTATE BROKER | LJ REALTIES

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Happy Holidays from LJ Realties

Happy Holidays from LJ Realties

24/12/2020

In this weeks video, I tell the story of how our Christmas baskets came to be! LJ Realties usually hosts a big dinner party for all of our clients who purchased or sold properties with us throughout the year. That was not in the cards this year with the ongoing restrictions. The team quickly pivoted and put together beautiful holiday baskets with products from only local Montreal companies. We encourage all of our viewers to support local in an effort to help out. Comment below your favourite product featured in the basket!

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Multiple Offers - How to Attack the Situation

Multiple Offers - How to Attack the Situation

18/12/2020

This week I discuss multiple offer situations and how to tackle them. The Montreal real estate market has been very busy and this has led to several multiple offer situations. Everyone has an opinion on how to tackle this, and today I share mine. I believe in having the first mover advantage. It’s always best to be the first offer in. By doing this we get the ball rolling and find out how many other bidders are willing to get into a multiple offer situation. More times than not, people who submit an offer knowing that there is already an offer on the table are submitting strong offers. The main reason I do this, is to avoid submitting a stronger than necessary offer simply because a low ball bidder submitted before us. When you submit first, most low-ballers decide to wait and see what will happen with the offer before submitting. Thank you for watching, comment your favorite strategy below.

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Winter Shopping - Things to Look for when House Hunting in the Winter Months

Winter Shopping - Things to Look for when House Hunting in the Winter Months

11/12/2020

This week I discuss some of the factors we have to consider when buying a property in the winter months due to our Canadian winters. When purchasing a property in Montreal, QC during the winter months it's important to consider what we can't see due to several factors. After snowfalls a lot of the elements of a home are covered, roof, foundation, parging, etc. After 4pm we no longer have natural light for most of the winter. These factors play a large role in how we see a home and ultimately how we decide to proceed. Whenever possible, I recommend seeing a home in daylight to get the best possible look. Comment below if you've had to offer on a home after only 1 visit in the dark?

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House Hacking - Your Guide to Living for Free

House Hacking - Your Guide to Living for Free

04/12/2020

In this weeks video I explain House Hacking. House hacking is the easiest way to live for free or almost free. I explain how it works and the benefits that come from it. Like anything in life, there’s no free lunch. It comes with its own sacrifices, but if you’re looking to get closer to financial freedom I highly recommend it. I have a few friends that have used this technique to acquire over 10 properties, and they’re continuing to grow their portfolio. It is the best way to start growing your portfolio when you’re young and don’t have dependants living with you. Let me know below if you would consider house hacking!?

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Cottage Country - What to consider before buying a cottage

Cottage Country - What to consider before buying a cottage

28/11/2020

This week I discuss cottage country! With the pandemic there has been a huge spike in demand for cottages. These have been unprecedented times, and the Laurentian and Eastern townships have capitalized. Lots of residents of the Greater Montreal Area have opted to purchase their little piece of paradise. Like many of our clients, you may have considered purchasing one yourself! Buying a chalet is an awesome idea, but it’s important to note that there are several differences between cottages and homes in the city. In this video I outline some of the main differences to consider. Do you prefer the cottage life or city life?

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Q3 2020 Market Update

Q3 2020 Market Update

20/11/2020

Je suis super excitée de relancer nos vidéos hebdomadaires sur l'immobilier! Cette semaine, je fais sommaire sur le marché. Cette année encore, le monde de l'immobilier reste chaud. La plupart des autres secteurs sont en pause, mais l'immobilier ne l'a pas été. Au cours des 12 derniers mois, tous les types de propriété ont augmenté de plus de 10 % dans la région du Grand Montréal, de plus de 11 % sur l'île de Montréal et d'un minimum de 14 % dans le sud-ouest de Montréal. Les principaux facteurs de cette hausse ont été les faibles taux d'intérêt et le fait que les acheteurs veulent plus d'espace. Avec la pandémie, les acheteurs ont eu le temps d'analyser leurs besoins réels et ont réorienté leurs dépenses dans ce sens. Comme toujours, cherchez à combler tous vos besoins en matière d'immobilier à Montréal. Laissez-nous un commentaire ci-dessous pour nous faire part de vos réflexions.

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Montreal Market Update

Montreal Market Update

06/05/2020

This week I discuss the current Montreal real estate market. A lot of things have changed in the last 12 months. I’ve been a broker for 12 years now, and I have never seen these market conditions. Properties are flying off the shelves and with this come a whole new set of guidelines.

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¿Cómo se determina el valor de una propiedad?

¿Cómo se determina el valor de una propiedad?

10/05/2020

Esta semana, hablo sobre cómo mi equipo valora las diferentes propiedades en el mercado actual.

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Buying vs. Building

Buying vs. Building

01/05/2020

This morning I went for a haircut, and my barber asked me about buying a plot of land to build a home on. In this video I discuss buying a lot, the challenges and compare building your own home to buying a home that’s already built. I weigh some of the advantages and disadvantages of each.

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